Cost of Living Comparison Between Ubud, Bali and Lagos Cost of Living Comparison Between Ubud, Bali and Lagos

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,035 in Lagos.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,094 in Lagos.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $4,153 in Lagos.

Living in Ubud, Bali costs roughly 29% less than in Lagos, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Lagos 52% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$16.42 €14.06

-78.26%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$52.2 €44.70

-37.61%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.36 €7.16

-39.35%

Cappuccino

$2.83 Rp 49.0K

$2.40 €2.06

17.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.18 €1.87

-38.53%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.66 €1.42

-58.43%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$4.14 €3.54

-27.78%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.26 €2.79

18.10%

Milk (1 liter)

$1.74 Rp 30.2K

$1.16 €0.99

50.00%

White Bread (500g)

$2.54 Rp 44.0K

$1.62 €1.39

56.79%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.16 €1.85

-44.91%

Eggs

$2.43 Rp 42.0K

$3.38 €2.90

-28.11%

Local Cheese (1kg)

$14.66 Rp 254.1K

$12.06 €10.32

21.56%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$7.46 €6.38

-43.97%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.29 €9.66

5.76%

Apples (1kg)

$3.69 Rp 63.9K

$3.01 €2.58

22.59%

Banana (1kg)

$1.61 Rp 27.8K

$1.51 €1.29

6.62%

Oranges (1kg)

$2.69 Rp 46.5K

$1.46 €1.25

84.25%

Tomato (1kg)

$2.33 Rp 40.4K

$2.77 €2.37

-15.88%

Potato (1kg)

$1.91 Rp 33.0K

$2.26 €1.93

-15.49%

Onion (1kg)

$2.19 Rp 37.9K

$2.37 €2.03

-7.59%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.62 €1.38

-34.57%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.81 €0.69

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$6.14 €5.26

-49.02%

Wine (Bottle)

$23.49 Rp 407.1K

$3.54 €3.03

563.56%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.49 €1.28

83.89%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.49 €2.13

15.66%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$2.35 €2.01

-87.66%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$41.95 €35.91

-80.52%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$3.43 €2.94

-86.88%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.81 €0.69

-48.15%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$17.37 €14.87

-64.54%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.96 €1.68

-57.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$34.0K €29.1K

-22.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$39.9K €34.2K

-18.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$115 €98.9

-32.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$21.97 €18.81

-82.02%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$44.71 €38.28

-45.43%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$55.2 €47.21

75.05%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$28.41 €24.32

-77.65%

Cinema Ticket

$4.04 Rp 70.0K

$6.56 €5.61

-38.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$547 €468

-44.68%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$7,349 €6,291

-11.24%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$53.0 €45.37

1.57%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$24.01 €20.55

58.18%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$71.4 €61.1

21.50%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$70.0 €59.9

12.71%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$1,225 €1,049

-17.39%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$1,158 €991

-41.77%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$2,043 €1,748

65.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$2,218 €1,898

-5.38%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$4,072 €3,486

-26.71%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$5,040 €4,314

-53.58%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,313 €1,124

-86.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.01

165.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Lagos: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $1,225 in Lagos. Housing cost is often the main lever when comparing two cities.

Lagos pays 658% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $52.0 in Lagos. Groceries flip the comparison at $298 vs $248, with Lagos cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lagos: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lagos differ by about 41% in total monthly costs ($1,438 vs $2,035 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Lagos earns 658% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $1,225 in Lagos. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lagos pay roughly 20% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $52.0 in Lagos. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,438 in Ubud, Bali versus $2,035 in Lagos, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lagos. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lagos are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Lagos. Beyond cost, consider language, visa policies, and how big the international community is in each city.