Cost of Living Comparison Between Lagos and Ubud, Bali Cost of Living Comparison Between Lagos and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,147 in Lagos versus $1,374 in Ubud, Bali.

Estimated couple costs with rent: $3,223 in Lagos versus $2,313 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,298 in Lagos versus $3,252 in Ubud, Bali.

Living in Lagos is roughly 56% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Lagos 59% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$18.46 €16.29

$3.32 Rp 59.4K

456.02%

Three-Course Dinner for Two, Mid-Range

$55.8 €49.26

$35.33 Rp 631.4K

57.97%

Fast Food Meal (McDonalds, etc)

$8.16 €7.20

$5.33 Rp 95.3K

53.10%

Cappuccino

$2.79 €2.46

$2.75 Rp 49.2K

1.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 €1.78

$1.73 Rp 30.9K

16.76%

Water (0.33 liter bottle)

$1.15 €1.01

$0.80 Rp 14.3K

43.75%

Local Beer (0.5 liter draught)

$4.05 €3.58

$2.95 Rp 52.7K

37.29%

Imported Beer (0.33 liter bottle)

$4.53 €3.99

$4.44 Rp 79.3K

2.03%

Milk (1 liter)

$1.10 €0.97

$1.50 Rp 26.8K

-26.67%

White Bread (500g)

$2.47 €2.18

$2.30 Rp 41.1K

7.39%

Rice (white) (1kg)

$2.21 €1.95

$1.10 Rp 19.6K

100.91%

Eggs

$3.48 €3.07

$2.16 Rp 38.6K

61.11%

Local Cheese (1kg)

$17.92 €15.82

$17.09 Rp 305.4K

4.86%

Chicken Fillets (1kg)

$8.27 €7.30

$3.88 Rp 69.3K

113.14%

Beef Round Steak (1kg)

$15.08 €13.31

$11.92 Rp 213.0K

26.51%

Apples (1kg)

$2.91 €2.57

$3.57 Rp 63.7K

-18.49%

Banana (1kg)

$1.42 €1.25

$1.58 Rp 28.3K

-10.13%

Oranges (1kg)

$1.82 €1.61

$2.36 Rp 42.2K

-22.88%

Tomato (1kg)

$2.71 €2.39

$1.97 Rp 35.1K

37.56%

Potato (1kg)

$2.09 €1.85

$1.81 Rp 32.3K

15.47%

Onion (1kg)

$2.06 €1.82

$2.39 Rp 42.7K

-13.81%

Lettuce (1 head)

$1.28 €1.13

$1.02 Rp 18.2K

25.49%

Water (1.5 liter bottle)

$0.39 €0.34

$0.49 Rp 8,782

-20.41%

Cigarettes 20 Pack (Marlboro, Camel)

$6.07 €5.35

$2.25 Rp 40.1K

169.78%

Wine (Bottle)

$4.58 €4.04

$22.30 Rp 398.5K

-79.46%

Local Beer (0.5 liter bottle)

$0.93 €0.82

$2.37 Rp 42.3K

-60.76%

Imported Beer (0.33 liter bottle)

$2.76 €2.44

$2.90 Rp 51.7K

-4.83%

One-way Ticket (Public Transport)

$1.68 €1.48

$0.25 Rp 4,452

572.00%

Public Transport Monthly Pass (Regular Price)

$33.51 €29.58

$8.55 Rp 152.8K

291.93%

Taxi Start (Normal Tariff)

$5.79 €5.11

$0.44 Rp 7,897

1215.91%

Taxi (Normal Tariff) (1km)

$1.01 €0.89

$0.42 Rp 7,547

140.48%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.2K

Gasoline (1 liter)

$2.04 €1.80

$0.81 Rp 14.6K

151.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €30.3K

$23.7K Rp 424.2M

44.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K €32.4K

$31.0K Rp 553.6M

18.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 €133

$82.3 Rp 1.5M

82.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.56 €19.03

$6.30 Rp 112.6K

242.22%

Internet (50+ Mbps, Unlimited Data)

$44.75 €39.50

$18.63 Rp 333.0K

140.20%

Gym Membership (Monthly)

$54.4 €47.97

$54.7 Rp 978.1K

-0.69%

Tennis Court (1 Hour on Weekend)

$28.85 €25.46

$18.45 Rp 329.7K

56.37%

Cinema Ticket

$6.66 €5.88

$4.24 Rp 75.8K

57.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$550 €486

$484 Rp 8.7M

13.65%

International Primary School, 1 Child (Yearly)

$11.6K €10.2K

$5,590 Rp 99.9M

106.82%

Jeans (Levis 501 Or Similar)

$83.0 €73.2

$45.77 Rp 818.0K

81.32%

Summer Dress (H&M, Zara, etc)

$50.5 €44.60

$35.69 Rp 637.9K

41.61%

Sport Shoes (Adidas, Nike)

$71.8 €63.4

$78.3 Rp 1.4M

-8.24%

Men's Leather Business Shoes

$115 €102

$80.1 Rp 1.4M

44.07%

1-bedroom Apartment, City Center (Monthly)

$1,202 €1,061

$1,147 Rp 20.5M

4.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,089 €961

$678 Rp 12.1M

60.66%

3-bedroom Apartment, City Center (Monthly)

$2,507 €2,212

$3,504 Rp 62.6M

-28.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 €1,809

$1,688 Rp 30.2M

21.44%

Buy Apartment in City Center (m2)

$4,033 €3,560

$2,788 Rp 49.8M

44.64%

Buy Apartment Outside City Center (m2)

$4,925 €4,347

$2,257 Rp 40.3M

118.24%

Average Monthly Net Salary (After Tax)

$1,241 €1,095

$165 Rp 2.9M

651.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

13.78

-72.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lagos: September 28, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,202 in Lagos and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lagos pays 652% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Lagos vs $35.00 in Ubud, Bali. Groceries flip the comparison at $282 vs $286, with Lagos cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lagos vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lagos and Ubud, Bali differ by about 56% in total monthly costs ($2,147 vs $1,374 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 652% higher in Lagos, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,202 in Lagos versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lagos pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $56.0 in Lagos. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,374 in Ubud, Bali versus $2,147 in Lagos, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lagos. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lagos and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 56% less than in Lagos. Beyond cost, consider language, visa policies, and how big the international community is in each city.