Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lachen

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,423 in Lachen, rent and utilities included – about $24,900 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
165

Cost of Living Index in Lachen
Learn more

Lachen Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Lachen

🇨🇭 Switzerland

$3,423

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lachen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lachen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,423 in Lachen.

Ubud, Bali $1,349
Lachen $3,423

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $5,210 in Lachen.

Ubud, Bali $2,305
Lachen $5,210

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $6,997 in Lachen.

Ubud, Bali $3,261
Lachen $6,997

Living in Ubud, Bali costs roughly 61% less than in Lachen, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$32.82 CHF 27.23

-89.88%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$119 CHF 98.5

-69.99%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$16.19 CHF 13.43

-65.84%

Cappuccino

$2.72 Rp 49.4K

$6.35 CHF 5.27

-57.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$5.83 CHF 4.83

-70.84%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$5.06 CHF 4.20

-84.98%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$8.32 CHF 6.90

-68.15%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$9.35 CHF 7.76

-53.16%

Milk (1 liter)

$1.49 Rp 27.1K

$2.23 CHF 1.85

-33.18%

White Bread (500g)

$2.28 Rp 41.4K

$3.27 CHF 2.71

-30.28%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.34 CHF 3.60

-72.58%

Eggs

$2.04 Rp 37.0K

$7.60 CHF 6.31

-73.16%

Local Cheese (1kg)

$17.70 Rp 321.7K

$26.92 CHF 22.33

-34.25%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$25.91 CHF 21.50

-84.72%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$40.57 CHF 33.65

-69.95%

Apples (1kg)

$3.66 Rp 66.4K

$3.58 CHF 2.97

2.23%

Banana (1kg)

$1.52 Rp 27.6K

$2.04 CHF 1.70

-25.49%

Oranges (1kg)

$2.23 Rp 40.5K

$2.60 CHF 2.15

-14.23%

Tomato (1kg)

$1.97 Rp 35.9K

$4.83 CHF 4.00

-59.21%

Potato (1kg)

$1.85 Rp 33.6K

$2.04 CHF 1.70

-9.31%

Onion (1kg)

$2.42 Rp 44.1K

$2.17 CHF 1.80

11.52%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.35 CHF 1.95

-57.87%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.43 CHF 1.19

-64.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$10.97 CHF 9.10

-79.76%

Wine (Bottle)

$22.24 Rp 404.2K

$13.13 CHF 10.89

69.38%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.32 CHF 1.92

-2.59%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.46 CHF 2.87

-14.16%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$4.39 CHF 3.64

-94.31%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$103 CHF 85.1

-92.37%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$7.85 CHF 6.51

-94.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$4.92 CHF 4.08

-91.26%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$87.3 CHF 72.4

-93.80%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.17 CHF 1.80

-62.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$38.3K CHF 31.8K

-37.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$39.0K CHF 32.3K

-18.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$237 CHF 197

-66.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$32.20 CHF 26.72

-79.97%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$65.7 CHF 54.5

-71.70%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$89.4 CHF 74.1

-44.63%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$45.79 CHF 37.99

-61.45%

Cinema Ticket

$4.27 Rp 77.7K

$21.98 CHF 18.23

-80.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,810 CHF 2,331

-82.54%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$44.5K CHF 36.9K

-87.25%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$137 CHF 114

-67.39%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$86.5 CHF 71.8

-59.60%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$146 CHF 121

-45.09%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$173 CHF 143

-53.99%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,781 CHF 1,477

-36.83%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,486 CHF 1,233

-54.81%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,940 CHF 2,439

21.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,494 CHF 2,069

-30.89%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$16.4K CHF 13.6K

-83.36%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$12.5K CHF 10.4K

-81.80%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$9,492 CHF 7,874

-98.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.72

701.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lachen: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Lachen

$1.5K 43.4% 121% $815

Groceries & Markets

Ubud, Bali

$288 21.4%

Lachen

$581 17% 102% $293

Eating Out

Ubud, Bali

$108 8%

Lachen

$491 14.4% 356% $384

Clothing & Footwear

Ubud, Bali

$108 8%

Lachen

$244 7.1% 127% $136

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Lachen

$335 9.8% 222% $231

Sport & Entertainment

Ubud, Bali

$58 4.3%

Lachen

$133 3.9% 130% $75

Getting Around

Ubud, Bali

$11 0.9%

Lachen

$153 4.5% 1236% $141

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,781 in Lachen. Housing cost is often the main lever when comparing two cities.

Lachen pays about 58 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $119 in Lachen for a mid-range dinner for two. Groceries echo the gap at $288 vs $581 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Lachen

🕒 Local time

02:00 2:00 AM

19:00 7:00 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

9,000

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.83 CHF (1 CHF = 1.21 USD). 1 EUR = 0.924 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lachen 11,940 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Lachen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lachen: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 61% lower than in Lachen. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,781 in Lachen. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 92% less than in Lachen. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $491 in Ubud, Bali versus $2,810 in Lachen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lachen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 61% less than in Lachen. Beyond cost, consider language, visa policies, and how big the international community is in each city.