🙂Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $3,186 in Lachen.
🙂Estimated couple costs with rent: $2,549 in Ubud, Bali versus $4,928 in Lachen.
🙂Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $6,670 in Lachen.
🙂Living in Ubud, Bali costs roughly 56% less than in Lachen, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali4% above, Lachen137% above.
Currency
🍽 Eating Out
Ubud, Bali
Lachen
Difference
Meal at Budget Restaurant
$3.57Rp 64.7K
$30.19CHF 24.13
-88.17%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 589.5K
$149CHF 119
-78.21%
Fast Food Meal(McDonalds, etc)
$4.86Rp 88.2K
$18.41CHF 14.71
-73.60%
Cappuccino
$2.75Rp 49.8K
$6.15CHF 4.91
-55.28%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 24.0K
$5.67CHF 4.53
-76.72%
Water(0.33 liter bottle)
$0.70Rp 12.7K
$5.19CHF 4.15
-86.51%
Local Beer(0.5 liter draught)
$2.91Rp 52.8K
$7.46CHF 5.96
-60.99%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.8K
$6.90CHF 5.52
-45.07%
🛒 Groceries & Markets
Ubud, Bali
Lachen
Difference
Milk(1 liter)
$1.71Rp 31.0K
$2.28CHF 1.82
-25.00%
White Bread(500g)
$2.47Rp 44.9K
$2.62CHF 2.10
-5.73%
Rice(white)(1kg)
$1.20Rp 21.8K
$2.42CHF 1.94
-50.41%
Eggs
$2.44Rp 44.3K
$8.03CHF 6.42
-69.61%
Local Cheese(1kg)
$14.38Rp 260.9K
$28.06CHF 22.43
-48.75%
Chicken Fillets(1kg)
$4.31Rp 78.1K
$14.85CHF 11.87
-70.98%
Beef Round Steak(1kg)
$12.21Rp 221.4K
$40.43CHF 32.32
-69.80%
Apples(1kg)
$3.68Rp 66.8K
$3.22CHF 2.58
14.29%
Banana(1kg)
$1.55Rp 28.1K
$1.92CHF 1.54
-19.27%
Oranges(1kg)
$2.79Rp 50.5K
$2.40CHF 1.92
16.25%
Tomato(1kg)
$2.33Rp 42.3K
$4.99CHF 3.99
-53.31%
Potato(1kg)
$1.97Rp 35.7K
$2.59CHF 2.07
-23.94%
Onion(1kg)
$2.31Rp 41.9K
$2.27CHF 1.81
1.76%
Lettuce(1 head)
$1.06Rp 19.3K
$2.58CHF 2.06
-58.91%
Water(1.5 liter bottle)
$0.73Rp 13.2K
$1.10CHF 0.88
-33.64%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 59.5K
$11.02CHF 8.81
-70.24%
Wine(Bottle)
$22.79Rp 413.4K
$11.50CHF 9.19
98.17%
Local Beer(0.5 liter bottle)
$2.81Rp 50.9K
$2.24CHF 1.79
25.45%
Imported Beer(0.33 liter bottle)
$2.78Rp 50.5K
$2.39CHF 1.91
16.32%
🚌 Getting Around
Ubud, Bali
Lachen
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,281
$3.92CHF 3.13
-92.60%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 146.2K
$98.3CHF 78.6
-91.80%
Taxi Start(Normal Tariff)
$0.45Rp 8,146
$6.94CHF 5.54
-93.52%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,193
$4.20CHF 3.36
-89.29%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 113.1K
$80.0CHF 63.9
-92.20%
Gasoline(1 liter)
$0.85Rp 15.4K
$2.13CHF 1.70
-60.09%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 471.2M
$40.7KCHF 32.5K
-36.09%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 574.1M
$42.2KCHF 33.7K
-24.90%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lachen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.5M
$125CHF 99.7
-35.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 73.6K
$59.6CHF 47.64
-93.19%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 442.9K
$53.7CHF 42.93
-54.53%
🎉 Sport & Entertainment
Ubud, Bali
Lachen
Difference
Gym Membership(Monthly)
$97.7Rp 1.8M
$86.9CHF 69.4
12.43%
Tennis Court(1 Hour on Weekend)
$6.45Rp 116.9K
-
-
Cinema Ticket
$4.04Rp 73.3K
$21.82CHF 17.44
-81.48%
🧸 Childcare & Education
Ubud, Bali
Lachen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.5M
$2,850CHF 2,278
-89.33%
International Primary School, 1 Child(Yearly)
$6,621Rp 120.1M
$34.1KCHF 27.2K
-80.57%
👕👟 Clothing & Footwear
Ubud, Bali
Lachen
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 983.6K
$122CHF 97.5
-55.55%
Summer Dress(H&M, Zara, etc)
$38.78Rp 703.2K
$66.0CHF 52.8
-41.25%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.6M
$155CHF 124
-44.37%
Men's Leather Business Shoes
$76.7Rp 1.4M
$236CHF 188
-67.46%
🏠 Accommodation & Living
Ubud, Bali
Lachen
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.9M
$1,666CHF 1,331
-40.83%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.9M
$1,457CHF 1,165
-54.84%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 61.1M
$2,792CHF 2,232
20.68%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.5M
$2,442CHF 1,952
-15.39%
Buy Apartment in City Center(m2)
$2,741Rp 49.7M
$16.2KCHF 12.9K
-83.04%
Buy Apartment Outside City Center(m2)
$2,228Rp 40.4M
$11.7KCHF 9,377
-81.01%
💵 Salaries & Financials
Ubud, Bali
Lachen
Difference
Average Monthly Net Salary(After Tax)
$163Rp 3.0M
$10.1KCHF 8,041
-98.38%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
2.5
431.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Lachen: June 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,666 in Lachen. Housing cost is often the main lever when comparing two cities.
💰Lachen pays 6056% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $33.00 in Ubud, Bali vs $149 in Lachen for a mid-range dinner for two. Groceries echo the gap at $297 vs $508 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lachen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Lachen?
Ubud, Bali wins on cost – living expenses run 127% lower than in Lachen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Lachen?
On paper, Lachen earns 6056% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Lachen?
Rent for a central apartment: $986 in Ubud, Bali versus $1,666 in Lachen. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali vs Lachen?
A monthly transit pass in Ubud, Bali runs roughly 1119% less than in Lachen. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and Lachen?
Childcare runs $304 in Ubud, Bali versus $2,850 in Lachen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or Lachen?
At $1,404 in Ubud, Bali versus $3,186 in Lachen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lachen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Lachen?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Lachen?
Safety-wise, Ubud, Bali and Lachen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 127% less than in Lachen. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared