Last update: Oct 2026

Cost of Living Comparison Between Lachen and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,423 in Lachen, rent and utilities included – about $24,900 less a year. Rent and utilities account for about half of the difference.

165

Cost of Living Index in Lachen
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Lachen Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lachen

🇨🇭 Switzerland

$3,423

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Lachen and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lachen and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,423 in Lachen versus $1,349 in Ubud, Bali.

Lachen $3,423
Ubud, Bali $1,349

Estimated couple costs with rent: $5,210 in Lachen versus $2,305 in Ubud, Bali.

Lachen $5,210
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $6,997 in Lachen versus $3,261 in Ubud, Bali.

Lachen $6,997
Ubud, Bali $3,261

Living in Lachen is roughly 154% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$32.82 CHF 27.23

$3.32 Rp 60.4K

888.55%

Three-Course Dinner for Two, Mid-Range

$119 CHF 98.5

$35.64 Rp 647.8K

233.22%

Fast Food Meal (McDonalds, etc)

$16.19 CHF 13.43

$5.53 Rp 100.6K

192.77%

Cappuccino

$6.35 CHF 5.27

$2.72 Rp 49.4K

133.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.83 CHF 4.83

$1.70 Rp 30.9K

242.94%

Water (0.33 liter bottle)

$5.06 CHF 4.20

$0.76 Rp 13.8K

565.79%

Local Beer (0.5 liter draught)

$8.32 CHF 6.90

$2.65 Rp 48.2K

213.96%

Imported Beer (0.33 liter bottle)

$9.35 CHF 7.76

$4.38 Rp 79.6K

113.47%

Milk (1 liter)

$2.23 CHF 1.85

$1.49 Rp 27.1K

49.66%

White Bread (500g)

$3.27 CHF 2.71

$2.28 Rp 41.4K

43.42%

Rice (white) (1kg)

$4.34 CHF 3.60

$1.19 Rp 21.6K

264.71%

Eggs

$7.60 CHF 6.31

$2.04 Rp 37.0K

272.55%

Local Cheese (1kg)

$26.92 CHF 22.33

$17.70 Rp 321.7K

52.09%

Chicken Fillets (1kg)

$25.91 CHF 21.50

$3.96 Rp 72.0K

554.29%

Beef Round Steak (1kg)

$40.57 CHF 33.65

$12.19 Rp 221.6K

232.81%

Apples (1kg)

$3.58 CHF 2.97

$3.66 Rp 66.4K

-2.19%

Banana (1kg)

$2.04 CHF 1.70

$1.52 Rp 27.6K

34.21%

Oranges (1kg)

$2.60 CHF 2.15

$2.23 Rp 40.5K

16.59%

Tomato (1kg)

$4.83 CHF 4.00

$1.97 Rp 35.9K

145.18%

Potato (1kg)

$2.04 CHF 1.70

$1.85 Rp 33.6K

10.27%

Onion (1kg)

$2.17 CHF 1.80

$2.42 Rp 44.1K

-10.33%

Lettuce (1 head)

$2.35 CHF 1.95

$0.99 Rp 18.0K

137.37%

Water (1.5 liter bottle)

$1.43 CHF 1.19

$0.51 Rp 9,332

180.39%

Cigarettes 20 Pack (Marlboro, Camel)

$10.97 CHF 9.10

$2.22 Rp 40.4K

394.14%

Wine (Bottle)

$13.13 CHF 10.89

$22.24 Rp 404.2K

-40.96%

Local Beer (0.5 liter bottle)

$2.32 CHF 1.92

$2.26 Rp 41.1K

2.65%

Imported Beer (0.33 liter bottle)

$3.46 CHF 2.87

$2.97 Rp 54.0K

16.50%

One-way Ticket (Public Transport)

$4.39 CHF 3.64

$0.25 Rp 4,562

1656.00%

Public Transport Monthly Pass (Regular Price)

$103 CHF 85.1

$7.82 Rp 142.2K

1211.25%

Taxi Start (Normal Tariff)

$7.85 CHF 6.51

$0.44 Rp 7,989

1684.09%

Taxi (Normal Tariff) (1km)

$4.92 CHF 4.08

$0.43 Rp 7,817

1044.19%

Taxi 1hour Waiting (Normal Tariff)

$87.3 CHF 72.4

$5.41 Rp 98.3K

1513.86%

Gasoline (1 liter)

$2.17 CHF 1.80

$0.82 Rp 15.0K

164.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K CHF 31.8K

$23.8K Rp 433.3M

60.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K CHF 32.3K

$31.7K Rp 577.0M

22.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 CHF 197

$79.1 Rp 1.4M

200.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.20 CHF 26.72

$6.45 Rp 117.2K

399.22%

Internet (50+ Mbps, Unlimited Data)

$65.7 CHF 54.5

$18.58 Rp 337.7K

253.39%

Gym Membership (Monthly)

$89.4 CHF 74.1

$49.48 Rp 899.4K

80.62%

Tennis Court (1 Hour on Weekend)

$45.79 CHF 37.99

$17.65 Rp 320.8K

159.43%

Cinema Ticket

$21.98 CHF 18.23

$4.27 Rp 77.7K

414.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,810 CHF 2,331

$491 Rp 8.9M

472.78%

International Primary School, 1 Child (Yearly)

$44.5K CHF 36.9K

$5,674 Rp 103.1M

684.39%

Jeans (Levis 501 Or Similar)

$137 CHF 114

$44.64 Rp 811.4K

206.65%

Summer Dress (H&M, Zara, etc)

$86.5 CHF 71.8

$34.95 Rp 635.3K

147.55%

Sport Shoes (Adidas, Nike)

$146 CHF 121

$79.9 Rp 1.5M

82.12%

Men's Leather Business Shoes

$173 CHF 143

$79.4 Rp 1.4M

117.35%

1-bedroom Apartment, City Center (Monthly)

$1,781 CHF 1,477

$1,125 Rp 20.4M

58.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,486 CHF 1,233

$671 Rp 12.2M

121.30%

3-bedroom Apartment, City Center (Monthly)

$2,940 CHF 2,439

$3,565 Rp 64.8M

-17.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,494 CHF 2,069

$1,723 Rp 31.3M

44.70%

Buy Apartment in City Center (m2)

$16.4K CHF 13.6K

$2,732 Rp 49.6M

500.87%

Buy Apartment Outside City Center (m2)

$12.5K CHF 10.4K

$2,284 Rp 41.5M

449.41%

Average Monthly Net Salary (After Tax)

$9,492 CHF 7,874

$164 Rp 3.0M

5693.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.72

13.78

-87.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lachen: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lachen

$1.5K 43.4%

Ubud, Bali

$672 49.8% 54.8% $815

Groceries & Markets

Lachen

$581 17%

Ubud, Bali

$288 21.4% 50.4% $293

Eating Out

Lachen

$491 14.4%

Ubud, Bali

$108 8% 78.1% $384

Monthly Utilities & Internet

Lachen

$335 9.8%

Ubud, Bali

$104 7.7% 68.9% $231

Clothing & Footwear

Lachen

$244 7.1%

Ubud, Bali

$108 8% 55.9% $136

Getting Around

Lachen

$153 4.5%

Ubud, Bali

$11 0.9% 92.5% $141

Sport & Entertainment

Lachen

$133 3.9%

Ubud, Bali

$58 4.3% 56.5% $75

Cost Breakdown

A one-bedroom apartment in the center runs $1,781 in Lachen and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lachen pays about 58 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $119 in Lachen vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $581 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇭 Lachen

🇮🇩 Ubud, Bali

🕒 Local time

15:06 3:06 PM

22:06 10:06 PM

7 h ahead of Lachen

🌤 Weather

👥 Population

9,000

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.83 CHF (1 CHF = 1.21 USD). 1 EUR = 0.923 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Lachen Ubud, Bali 11,940 km ≈ 15 h nonstop flight

From you

Lachen
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lachen vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 61% lower than in Lachen. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Lachen is about 58 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,781 in Lachen versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 92% less than in Lachen. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $2,810 in Lachen versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lachen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 61% less than in Lachen. Beyond cost, consider language, visa policies, and how big the international community is in each city.