Cost of Living Comparison Between Ubud, Bali and Lac Cost of Living Comparison Between Ubud, Bali and Lac

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,087 in Lac, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,615 in Lac, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,144 in Lac, rent included.

Ubud, Bali costs about 30% more than Lac, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Lac is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$9.47 ALL 772

-63.57%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$36.62 ALL 2,987

-11.69%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.15 ALL 583

-32.31%

Cappuccino

$2.75 Rp 49.4K

$1.89 ALL 154

45.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.58 ALL 129

-12.66%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.87 ALL 70.7

-13.79%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.31 ALL 189

29.44%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.21 ALL 262

19.94%

Milk (1 liter)

$1.74 Rp 31.2K

$2.07 ALL 169

-15.94%

White Bread (500g)

$2.46 Rp 44.2K

$0.86 ALL 69.8

186.05%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.96 ALL 160

-40.31%

Eggs

$2.43 Rp 43.7K

$2.94 ALL 240

-17.35%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.58 ALL 781

51.36%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.87 ALL 642

-44.73%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$13.07 ALL 1,066

-8.34%

Apples (1kg)

$3.72 Rp 66.8K

$1.72 ALL 140

116.28%

Banana (1kg)

$1.63 Rp 29.2K

$2.31 ALL 188

-29.44%

Oranges (1kg)

$2.74 Rp 49.3K

$1.43 ALL 117

91.61%

Tomato (1kg)

$2.24 Rp 40.3K

$1.37 ALL 112

63.50%

Potato (1kg)

$1.92 Rp 34.5K

$1.01 ALL 82.5

90.10%

Onion (1kg)

$2.28 Rp 40.9K

$1.23 ALL 101

85.37%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.14 ALL 92.7

-7.02%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.77 ALL 63.2

-6.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.98 ALL 325

-17.34%

Wine (Bottle)

$23.19 Rp 416.8K

$10.22 ALL 833

126.91%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.76 ALL 144

57.95%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.15 ALL 94.0

137.39%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.49 ALL 39.97

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$18.87 ALL 1,539

-57.02%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.41 ALL 278

-85.92%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.17 ALL 258

-86.75%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$17.41 ALL 1,420

-64.27%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.11 ALL 172

-61.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.2K ALL 2.8M

-22.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$25.0K ALL 2.0M

28.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$67.3 ALL 5,491

16.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$17.31 ALL 1,412

-76.49%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$15.82 ALL 1,291

53.79%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$55.4 ALL 4,518

78.03%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$24.79 ALL 2,022

-74.43%

Cinema Ticket

$3.99 Rp 71.6K

$8.07 ALL 658

-50.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$93.7 ALL 7,642

225.54%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$46.93 ALL 3,827

15.36%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$53.2 ALL 4,340

-28.94%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$93.5 ALL 7,627

-7.13%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$142 ALL 11.6K

-46.29%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$447 ALL 36.4K

122.14%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$340 ALL 27.8K

97.63%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$621 ALL 50.6K

443.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$430 ALL 35.1K

377.03%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,734 ALL 141.4K

61.71%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,088 ALL 88.7K

104.75%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Lac: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $447 in Lac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $37.00 in Lac. Groceries tell a different story – $297 in Ubud, Bali vs $242 in Lac – so Lac wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lac: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 30%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,630 in Lac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $93.7 in Lac. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 23% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Lac, where all-in costs run around $1,087, than in Ubud, Bali at $1,408. In Lac it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Lac – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.