Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lac

For one person, living is cheaper in Lac: $1,083 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
52

Cost of Living Index in Lac
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Lac Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Lac

🇦🇱 Albania

$1,083

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lac actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,083 in Lac, rent included.

Ubud, Bali $1,349
Lac $1,083

A couple spends around $2,305 per month in Ubud, Bali vs $1,653 in Lac, rent included.

Ubud, Bali $2,305
Lac $1,653

A family of three spends $3,261 per month in Ubud, Bali vs $2,222 in Lac, rent included.

Ubud, Bali $3,261
Lac $2,222

Ubud, Bali costs about 25% more than Lac, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$10.01 ALL 809

-66.83%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$38.40 ALL 3,102

-7.19%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.21 ALL 582

-23.30%

Cappuccino

$2.72 Rp 49.4K

$1.89 ALL 153

43.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.86 ALL 150

-8.60%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.68 ALL 55.2

11.76%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.45 ALL 198

8.16%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.42 ALL 277

28.07%

Milk (1 liter)

$1.49 Rp 27.1K

$1.89 ALL 153

-21.16%

White Bread (500g)

$2.28 Rp 41.4K

$0.94 ALL 75.7

142.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.12 ALL 171

-43.87%

Eggs

$2.04 Rp 37.0K

$2.60 ALL 210

-21.54%

Local Cheese (1kg)

$17.70 Rp 321.7K

$10.16 ALL 821

74.21%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$8.48 ALL 685

-53.30%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$14.48 ALL 1,169

-15.81%

Apples (1kg)

$3.66 Rp 66.4K

$1.87 ALL 151

95.72%

Banana (1kg)

$1.52 Rp 27.6K

$2.27 ALL 183

-33.04%

Oranges (1kg)

$2.23 Rp 40.5K

$1.44 ALL 117

54.86%

Tomato (1kg)

$1.97 Rp 35.9K

$1.60 ALL 129

23.12%

Potato (1kg)

$1.85 Rp 33.6K

$1.04 ALL 84.4

77.88%

Onion (1kg)

$2.42 Rp 44.1K

$1.25 ALL 101

93.60%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.20 ALL 97.1

-17.50%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.77 ALL 62.3

-33.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.45 ALL 359

-50.11%

Wine (Bottle)

$22.24 Rp 404.2K

$7.94 ALL 641

180.10%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.76 ALL 142

28.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.25 ALL 101

137.60%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.45 ALL 36.20

-44.44%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$19.51 ALL 1,576

-59.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.74 ALL 302

-88.24%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$3.93 ALL 318

-89.06%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$18.36 ALL 1,483

-70.53%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.26 ALL 182

-63.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$33.8K ALL 2.7M

-29.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$24.9K ALL 2.0M

27.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$62.2 ALL 5,025

27.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$16.50 ALL 1,333

-60.91%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$17.11 ALL 1,382

8.59%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$52.5 ALL 4,243

-5.81%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$8.86 ALL 715

-51.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$99.6 ALL 8,047

392.36%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$49.88 ALL 4,029

-10.51%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$55.2 ALL 4,461

-36.73%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$100 ALL 8,098

-20.31%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$146 ALL 11.8K

-45.58%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$460 ALL 37.1K

144.77%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$313 ALL 25.3K

114.51%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$787 ALL 63.5K

353.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$448 ALL 36.2K

284.68%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,807 ALL 145.9K

51.19%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,126 ALL 90.9K

102.93%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lac: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Lac

$313 28.9% 53.4% $358

Groceries & Markets

Ubud, Bali

$288 21.4%

Lac

$247 22.8% 14.4% $41

Eating Out

Ubud, Bali

$108 8%

Lac

$154 14.2% 42.7% $46

Clothing & Footwear

Ubud, Bali

$108 8%

Lac

$158 14.6% 47% $51

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Lac

$96 8.9% 7.9% $8.3

Sport & Entertainment

Ubud, Bali

$58 4.3%

Lac

$70 6.5% 21% $12

Getting Around

Ubud, Bali

$11 0.9%

Lac

$45 4.1% 292% $33

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $460 in Lac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $38 in Lac. Groceries tell a different story – $288 in Ubud, Bali vs $247 in Lac – so Lac wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇦🇱 Lac

🕒 Local time

02:41 2:41 AM

19:41 7:41 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,086

💱 Currency

Indonesian Rupiah IDR Rp

Albanian Lek ALL L

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 ALL = 1.24 USD

100 ALL = 1.11 EUR

Exchange rates and currency converter

ALL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Albanian Lek exchange rates as of October 28, 2026: 1 USD = 80.77 ALL (100 ALL = 1.24 USD). 1 EUR = 89.91 ALL (100 ALL = 1.11 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Lac 11,090 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Lac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lac: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 25%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,624 in Lac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lac, especially for central apartments: a one-bedroom in the center costs $460 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $100 in Lac. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 17% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,083 in Lac, leaving budget for savings and extras in both cases.

Families tend to lean toward Lac – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.