Cost of Living Comparison Between Ubud, Bali and Lac Cost of Living Comparison Between Ubud, Bali and Lac

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,104 in Lac, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,625 in Lac, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,146 in Lac, rent included.

Ubud, Bali costs about 29% more than Lac, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Lac is 18% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$9.14 ALL 748

-61.05%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$37.27 ALL 3,049

-12.18%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.08 ALL 579

-30.08%

Cappuccino

$2.71 Rp 48.4K

$1.88 ALL 154

44.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.56 ALL 128

-14.10%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.80 ALL 65.7

-12.50%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.40 ALL 196

21.67%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$3.26 ALL 267

21.47%

Milk (1 liter)

$1.81 Rp 32.3K

$1.96 ALL 160

-7.65%

White Bread (500g)

$2.52 Rp 45.0K

$0.90 ALL 73.9

180.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.95 ALL 159

-40.51%

Eggs

$2.46 Rp 43.9K

$2.91 ALL 238

-15.46%

Local Cheese (1kg)

$14.71 Rp 262.7K

$9.23 ALL 755

59.37%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$7.67 ALL 628

-43.68%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$13.38 ALL 1,095

-9.27%

Apples (1kg)

$3.84 Rp 68.6K

$1.81 ALL 148

112.15%

Banana (1kg)

$1.56 Rp 27.8K

$2.30 ALL 188

-32.17%

Oranges (1kg)

$2.83 Rp 50.6K

$1.37 ALL 112

106.57%

Tomato (1kg)

$2.33 Rp 41.5K

$1.35 ALL 110

72.59%

Potato (1kg)

$1.91 Rp 34.2K

$1.04 ALL 85.1

83.65%

Onion (1kg)

$2.20 Rp 39.3K

$1.20 ALL 98.2

83.33%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.11 ALL 90.5

-9.01%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.74 ALL 60.3

5.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$4.04 ALL 331

-17.82%

Wine (Bottle)

$23.74 Rp 423.9K

$10.16 ALL 831

133.66%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.69 ALL 138

65.09%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.21 ALL 99.3

136.36%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.45 ALL 36.95

-40.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$18.66 ALL 1,527

-56.97%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$3.58 ALL 293

-87.15%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$3.05 ALL 249

-85.25%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$17.47 ALL 1,429

-65.08%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.21 ALL 181

-64.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$34.6K ALL 2.8M

-24.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$25.9K ALL 2.1M

24.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$67.0 ALL 5,481

19.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$17.12 ALL 1,400

-76.29%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$15.67 ALL 1,282

50.10%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$55.0 ALL 4,498

79.52%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$24.97 ALL 2,043

-73.45%

Cinema Ticket

$4.15 Rp 74.1K

$8.40 ALL 688

-50.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$95.2 ALL 7,792

219.15%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$46.30 ALL 3,788

19.96%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$52.9 ALL 4,324

-27.51%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$92.4 ALL 7,558

-4.10%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$140 ALL 11.5K

-44.57%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$455 ALL 37.2K

121.09%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$344 ALL 28.1K

96.38%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$622 ALL 50.9K

453.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$434 ALL 35.5K

369.96%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,080 ALL 170.2K

36.59%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,203 ALL 98.4K

88.20%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Lac: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $455 in Lac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $37.00 in Lac. Groceries tell a different story – $302 in Ubud, Bali vs $239 in Lac – so Lac wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lac: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 29%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,656 in Lac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $95.2 in Lac. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 26% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Lac, where all-in costs run around $1,104, than in Ubud, Bali at $1,419. In Lac it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Lac – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.