Cost of Living Comparison Between Ubud, Bali and Lac Cost of Living Comparison Between Ubud, Bali and Lac

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,140 in Lac, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,717 in Lac, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,295 in Lac, rent included.

Ubud, Bali costs about 21% more than Lac, driven mainly by Clothing & Footwear.

Ubud, Bali sits 0% above the global median, while Lac is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$9.86 ALL 779

-66.23%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$39.57 ALL 3,125

-9.48%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$7.35 ALL 581

-23.40%

Cappuccino

$2.82 Rp 49.7K

$2.07 ALL 163

36.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.91 ALL 151

-8.38%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.67 ALL 52.7

19.40%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.55 ALL 201

19.22%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.47 ALL 274

23.92%

Milk (1 liter)

$1.61 Rp 28.3K

$2.07 ALL 163

-22.22%

White Bread (500g)

$2.27 Rp 39.9K

$0.95 ALL 75.2

138.95%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.06 ALL 163

-43.20%

Eggs

$2.17 Rp 38.2K

$2.71 ALL 214

-19.93%

Local Cheese (1kg)

$17.63 Rp 310.5K

$10.12 ALL 800

74.21%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$8.92 ALL 704

-54.60%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$14.72 ALL 1,162

-17.26%

Apples (1kg)

$3.62 Rp 63.7K

$1.84 ALL 145

96.74%

Banana (1kg)

$1.64 Rp 28.8K

$2.36 ALL 187

-30.51%

Oranges (1kg)

$2.31 Rp 40.6K

$1.48 ALL 117

56.08%

Tomato (1kg)

$1.96 Rp 34.5K

$1.64 ALL 129

19.51%

Potato (1kg)

$1.84 Rp 32.5K

$1.07 ALL 84.9

71.96%

Onion (1kg)

$2.37 Rp 41.7K

$1.30 ALL 103

82.31%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.16 ALL 91.2

-9.48%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.78 ALL 61.7

-30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.48 ALL 354

-48.66%

Wine (Bottle)

$23.08 Rp 406.4K

$9.93 ALL 784

132.43%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.76 ALL 139

32.95%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.23 ALL 97.4

149.59%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.48 ALL 37.70

-47.92%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$20.09 ALL 1,586

-53.11%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.79 ALL 299

-87.07%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$3.95 ALL 312

-88.10%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$18.54 ALL 1,465

-69.80%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.23 ALL 176

-63.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$35.1K ALL 2.8M

-28.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$25.3K ALL 2.0M

22.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$62.5 ALL 4,936

32.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$16.94 ALL 1,338

-61.69%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$17.63 ALL 1,392

6.58%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$57.9 ALL 4,571

-4.54%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$8.96 ALL 707

-52.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$102 ALL 8,025

386.34%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$50.3 ALL 3,973

-7.99%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$57.3 ALL 4,523

-36.37%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$99.7 ALL 7,875

-19.07%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$149 ALL 11.8K

-47.06%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$499 ALL 39.4K

123.09%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$335 ALL 26.4K

107.07%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$726 ALL 57.4K

401.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$471 ALL 37.2K

263.31%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,856 ALL 146.6K

48.73%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,259 ALL 99.4K

82.13%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Lac: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $499 in Lac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $40.00 in Lac. Groceries tell a different story – $294 in Ubud, Bali vs $257 in Lac – so Lac wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lac: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 21%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,710 in Lac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $494 per month in Ubud, Bali and $102 in Lac. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 14% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Lac, where all-in costs run around $1,140, than in Ubud, Bali at $1,378. In Lac it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Lac – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.