Last update: Oct 2026

Cost of Living Comparison Between Lac and Ubud, Bali

For one person, living is cheaper in Lac: $1,083 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

52

Cost of Living Index in Lac
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Lac Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lac

🇦🇱 Albania

$1,083

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Lac and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lac and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,083 per month in Lac vs $1,349 in Ubud, Bali, rent included.

Lac $1,083
Ubud, Bali $1,349

A couple spends around $1,653 per month in Lac vs $2,305 in Ubud, Bali, rent included.

Lac $1,653
Ubud, Bali $2,305

A family of three spends $2,222 per month in Lac vs $3,261 in Ubud, Bali, rent included.

Lac $2,222
Ubud, Bali $3,261

Lac is about 20% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$10.01 ALL 809

$3.32 Rp 59.9K

201.51%

Three-Course Dinner for Two, Mid-Range

$38.40 ALL 3,102

$35.64 Rp 642.4K

7.74%

Fast Food Meal (McDonalds, etc)

$7.21 ALL 582

$5.53 Rp 99.7K

30.38%

Cappuccino

$1.89 ALL 153

$2.72 Rp 49.0K

-30.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 ALL 150

$1.70 Rp 30.7K

9.41%

Water (0.33 liter bottle)

$0.68 ALL 55.2

$0.76 Rp 13.7K

-10.53%

Local Beer (0.5 liter draught)

$2.45 ALL 198

$2.65 Rp 47.8K

-7.55%

Imported Beer (0.33 liter bottle)

$3.42 ALL 277

$4.38 Rp 79.0K

-21.92%

Milk (1 liter)

$1.89 ALL 153

$1.49 Rp 26.9K

26.85%

White Bread (500g)

$0.94 ALL 75.7

$2.28 Rp 41.0K

-58.77%

Rice (white) (1kg)

$2.12 ALL 171

$1.19 Rp 21.5K

78.15%

Eggs

$2.60 ALL 210

$2.04 Rp 36.7K

27.45%

Local Cheese (1kg)

$10.16 ALL 821

$17.70 Rp 319.1K

-42.60%

Chicken Fillets (1kg)

$8.48 ALL 685

$3.96 Rp 71.4K

114.14%

Beef Round Steak (1kg)

$14.48 ALL 1,169

$12.19 Rp 219.7K

18.79%

Apples (1kg)

$1.87 ALL 151

$3.66 Rp 65.9K

-48.91%

Banana (1kg)

$2.27 ALL 183

$1.52 Rp 27.4K

49.34%

Oranges (1kg)

$1.44 ALL 117

$2.23 Rp 40.2K

-35.43%

Tomato (1kg)

$1.60 ALL 129

$1.97 Rp 35.6K

-18.78%

Potato (1kg)

$1.04 ALL 84.4

$1.85 Rp 33.3K

-43.78%

Onion (1kg)

$1.25 ALL 101

$2.42 Rp 43.7K

-48.35%

Lettuce (1 head)

$1.20 ALL 97.1

$0.99 Rp 17.8K

21.21%

Water (1.5 liter bottle)

$0.77 ALL 62.3

$0.51 Rp 9,255

50.98%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ALL 359

$2.22 Rp 40.0K

100.45%

Wine (Bottle)

$7.94 ALL 641

$22.24 Rp 400.9K

-64.30%

Local Beer (0.5 liter bottle)

$1.76 ALL 142

$2.26 Rp 40.7K

-22.12%

Imported Beer (0.33 liter bottle)

$1.25 ALL 101

$2.97 Rp 53.5K

-57.91%

One-way Ticket (Public Transport)

$0.45 ALL 36.20

$0.25 Rp 4,525

80.00%

Public Transport Monthly Pass (Regular Price)

$19.51 ALL 1,576

$7.82 Rp 141.0K

149.49%

Taxi Start (Normal Tariff)

$3.74 ALL 302

$0.44 Rp 7,923

750.00%

Taxi (Normal Tariff) (1km)

$3.93 ALL 318

$0.43 Rp 7,753

813.95%

Taxi 1hour Waiting (Normal Tariff)

$18.36 ALL 1,483

$5.41 Rp 97.5K

239.37%

Gasoline (1 liter)

$2.26 ALL 182

$0.82 Rp 14.9K

175.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K ALL 2.7M

$23.8K Rp 429.7M

41.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K ALL 2.0M

$31.7K Rp 572.3M

-21.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ALL 5,025

$79.1 Rp 1.4M

-21.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.50 ALL 1,333

$6.45 Rp 116.2K

155.81%

Internet (50+ Mbps, Unlimited Data)

$17.11 ALL 1,382

$18.58 Rp 334.9K

-7.91%

Gym Membership (Monthly)

$52.5 ALL 4,243

$49.48 Rp 892.0K

6.16%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$8.86 ALL 715

$4.27 Rp 77.0K

107.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$99.6 ALL 8,047

$491 Rp 8.8M

-79.69%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

Jeans (Levis 501 Or Similar)

$49.88 ALL 4,029

$44.64 Rp 804.7K

11.74%

Summer Dress (H&M, Zara, etc)

$55.2 ALL 4,461

$34.95 Rp 630.1K

58.05%

Sport Shoes (Adidas, Nike)

$100 ALL 8,098

$79.9 Rp 1.4M

25.48%

Men's Leather Business Shoes

$146 ALL 11.8K

$79.4 Rp 1.4M

83.74%

1-bedroom Apartment, City Center (Monthly)

$460 ALL 37.1K

$1,125 Rp 20.3M

-59.14%

1-bedroom Apartment, Outside City Center (Monthly)

$313 ALL 25.3K

$671 Rp 12.1M

-53.38%

3-bedroom Apartment, City Center (Monthly)

$787 ALL 63.5K

$3,565 Rp 64.3M

-77.93%

3-bedroom Apartment, Outside City Center (Monthly)

$448 ALL 36.2K

$1,723 Rp 31.1M

-74.00%

Buy Apartment in City Center (m2)

$1,807 ALL 145.9K

$2,732 Rp 49.2M

-33.86%

Buy Apartment Outside City Center (m2)

$1,126 ALL 90.9K

$2,284 Rp 41.2M

-50.72%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lac: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lac

$313 28.9%

Ubud, Bali

$672 49.8% 115% $358

Groceries & Markets

Lac

$247 22.8%

Ubud, Bali

$288 21.4% 16.8% $41

Clothing & Footwear

Lac

$158 14.6%

Ubud, Bali

$108 8% 32% $51

Eating Out

Lac

$154 14.2%

Ubud, Bali

$108 8% 29.9% $46

Monthly Utilities & Internet

Lac

$96 8.9%

Ubud, Bali

$104 7.7% 8.6% $8.3

Sport & Entertainment

Lac

$70 6.5%

Ubud, Bali

$58 4.3% 17.4% $12

Getting Around

Lac

$45 4.1%

Ubud, Bali

$11 0.9% 74.5% $33

Cost Breakdown

A central one-bedroom costs $460 in Lac versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $38 in Lac versus $36 in Ubud, Bali. Groceries tell a different story – $247 in Lac vs $288 in Ubud, Bali – so Lac wins on supermarket bills even if dining out costs more.

Good to know

🇦🇱 Lac

🇮🇩 Ubud, Bali

🕒 Local time

14:04 2:04 PM

21:04 9:04 PM

7 h ahead of Lac

🌤 Weather

👥 Population

17,086

74,800

💱 Currency

Albanian Lek ALL L

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ALL = 1.24 USD

100 ALL = 1.11 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to ALL – Albanian Lek Converter

🇺🇸 United States Dollar ($)

🇦🇱 Albanian Lek (L)

Albanian Lek exchange rates as of October 28, 2026: 1 USD = 80.77 ALL (100 ALL = 1.24 USD). 1 EUR = 89.89 ALL (100 ALL = 1.11 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to ALL in detail →

On the map

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Between locations

Lac Ubud, Bali 11,090 km ≈ 14 h nonstop flight

From you

Lac
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lac vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 25%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,624 per month in Lac and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lac, especially for central apartments: a one-bedroom in the center costs $460 there versus $1,125 in Ubud, Bali.

Kindergarten costs $100 per month in Lac and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 17% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,500 covers both cities comfortably – all-in costs are $1,083 in Lac and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Lac – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.