Cost of Living Comparison Between Lac and Ubud, Bali Cost of Living Comparison Between Lac and Ubud, Bali

Monthly Cost of Living

A single person spends $1,087 per month in Lac vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,615 per month in Lac vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,144 per month in Lac vs $3,763 in Ubud, Bali, rent included.

Lac is about 23% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Lac sits 19% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.47 ALL 772

$3.45 Rp 62.0K

174.49%

Three-Course Dinner for Two, Mid-Range

$36.62 ALL 2,986

$32.34 Rp 580.1K

13.23%

Fast Food Meal (McDonalds, etc)

$7.15 ALL 583

$4.84 Rp 86.9K

47.73%

Cappuccino

$1.89 ALL 154

$2.75 Rp 49.3K

-31.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 ALL 129

$1.38 Rp 24.8K

14.49%

Water (0.33 liter bottle)

$0.87 ALL 70.7

$0.75 Rp 13.5K

16.00%

Local Beer (0.5 liter draught)

$2.31 ALL 189

$2.99 Rp 53.7K

-22.74%

Imported Beer (0.33 liter bottle)

$3.21 ALL 262

$3.85 Rp 69.1K

-16.62%

Milk (1 liter)

$2.07 ALL 169

$1.74 Rp 31.1K

18.97%

White Bread (500g)

$0.86 ALL 69.7

$2.46 Rp 44.1K

-65.04%

Rice (white) (1kg)

$1.96 ALL 160

$1.17 Rp 21.0K

67.52%

Eggs

$2.94 ALL 240

$2.43 Rp 43.6K

20.99%

Local Cheese (1kg)

$9.58 ALL 781

$14.50 Rp 260.2K

-33.93%

Chicken Fillets (1kg)

$7.87 ALL 642

$4.35 Rp 78.0K

80.92%

Beef Round Steak (1kg)

$13.07 ALL 1,066

$11.98 Rp 214.9K

9.10%

Apples (1kg)

$1.72 ALL 140

$3.72 Rp 66.7K

-53.76%

Banana (1kg)

$2.31 ALL 188

$1.63 Rp 29.2K

41.72%

Oranges (1kg)

$1.43 ALL 117

$2.74 Rp 49.2K

-47.81%

Tomato (1kg)

$1.37 ALL 112

$2.24 Rp 40.2K

-38.84%

Potato (1kg)

$1.01 ALL 82.5

$1.92 Rp 34.4K

-47.40%

Onion (1kg)

$1.23 ALL 100

$2.28 Rp 40.8K

-46.05%

Lettuce (1 head)

$1.14 ALL 92.7

$1.06 Rp 19.1K

7.55%

Water (1.5 liter bottle)

$0.77 ALL 63.2

$0.72 Rp 12.9K

6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.98 ALL 324

$3.29 Rp 58.9K

20.97%

Wine (Bottle)

$10.22 ALL 833

$23.19 Rp 416.1K

-55.93%

Local Beer (0.5 liter bottle)

$1.76 ALL 144

$2.78 Rp 49.8K

-36.69%

Imported Beer (0.33 liter bottle)

$1.15 ALL 94.0

$2.73 Rp 49.0K

-57.88%

One-way Ticket (Public Transport)

$0.49 ALL 39.97

$0.27 Rp 4,778

81.48%

Public Transport Monthly Pass (Regular Price)

$18.87 ALL 1,539

$8.11 Rp 145.4K

132.68%

Taxi Start (Normal Tariff)

$3.41 ALL 278

$0.48 Rp 8,659

610.42%

Taxi (Normal Tariff) (1km)

$3.17 ALL 258

$0.42 Rp 7,532

654.76%

Taxi 1hour Waiting (Normal Tariff)

$17.41 ALL 1,420

$6.22 Rp 111.6K

179.90%

Gasoline (1 liter)

$2.11 ALL 172

$0.81 Rp 14.6K

160.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K ALL 2.8M

$26.6K Rp 477.4M

28.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ALL 2.0M

$32.2K Rp 577.4M

-22.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.3 ALL 5,490

$78.4 Rp 1.4M

-14.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.31 ALL 1,412

$4.07 Rp 73.0K

325.31%

Internet (50+ Mbps, Unlimited Data)

$15.82 ALL 1,290

$24.33 Rp 436.4K

-34.98%

Gym Membership (Monthly)

$55.4 ALL 4,517

$98.6 Rp 1.8M

-43.83%

Tennis Court (1 Hour on Weekend)

$24.79 ALL 2,022

$6.34 Rp 113.7K

291.01%

Cinema Ticket

$8.07 ALL 658

$3.99 Rp 71.5K

102.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.7 ALL 7,641

$305 Rp 5.5M

-69.28%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$46.93 ALL 3,827

$54.1 Rp 971.2K

-13.32%

Summer Dress (H&M, Zara, etc)

$53.2 ALL 4,339

$37.81 Rp 678.2K

40.73%

Sport Shoes (Adidas, Nike)

$93.5 ALL 7,626

$86.8 Rp 1.6M

7.68%

Men's Leather Business Shoes

$142 ALL 11.6K

$76.4 Rp 1.4M

86.17%

1-bedroom Apartment, City Center (Monthly)

$447 ALL 36.4K

$992 Rp 17.8M

-54.98%

1-bedroom Apartment, Outside City Center (Monthly)

$340 ALL 27.8K

$673 Rp 12.1M

-49.40%

3-bedroom Apartment, City Center (Monthly)

$621 ALL 50.6K

$3,375 Rp 60.5M

-81.60%

3-bedroom Apartment, Outside City Center (Monthly)

$430 ALL 35.0K

$2,050 Rp 36.8M

-79.04%

Buy Apartment in City Center (m2)

$1,734 ALL 141.4K

$2,805 Rp 50.3M

-38.16%

Buy Apartment Outside City Center (m2)

$1,088 ALL 88.7K

$2,227 Rp 39.9M

-51.16%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-69.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lac: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $447 in Lac versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Lac versus $32.00 in Ubud, Bali. Groceries tell a different story – $242 in Lac vs $297 in Ubud, Bali – so Lac wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lac vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 30%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,630 per month in Lac and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $93.7 per month in Lac and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 23% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Lac, where all-in costs run around $1,087, than in Ubud, Bali at $1,408. In Lac it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Lac – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.