😐Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $944 in La Rioja.
😐Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,580 in La Rioja.
😐Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,217 in La Rioja.
😐Living in Ubud, Bali is roughly 50% more expensive than La Rioja, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 6% above, La Rioja is 30% below.
Currency
🍽 Eating Out
Ubud, Bali
La Rioja
Difference
Meal at Budget Restaurant
$3.56Rp 63.9K
$10.70ARS 15.4K
-66.73%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 586.8K
$33.77ARS 48.6K
-3.08%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.7K
$9.22ARS 13.3K
-46.31%
Cappuccino
$2.71Rp 48.6K
$2.70ARS 3,878
0.37%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.1K
$1.71ARS 2,459
-21.64%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$1.56ARS 2,238
-55.13%
Local Beer(0.5 liter draught)
$2.92Rp 52.3K
$2.17ARS 3,126
34.56%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.9K
$2.99ARS 4,299
32.44%
🛒 Groceries & Markets
Ubud, Bali
La Rioja
Difference
Milk(1 liter)
$1.81Rp 32.4K
$1.31ARS 1,881
38.17%
White Bread(500g)
$2.52Rp 45.1K
$1.62ARS 2,337
55.56%
Rice(white)(1kg)
$1.16Rp 20.8K
$2.03ARS 2,915
-42.86%
Eggs
$2.46Rp 44.1K
$2.17ARS 3,120
13.36%
Local Cheese(1kg)
$14.71Rp 263.7K
$10.24ARS 14.7K
43.65%
Chicken Fillets(1kg)
$4.32Rp 77.4K
$6.35ARS 9,138
-31.97%
Beef Round Steak(1kg)
$12.14Rp 217.5K
$9.55ARS 13.7K
27.12%
Apples(1kg)
$3.84Rp 68.8K
$2.05ARS 2,944
87.32%
Banana(1kg)
$1.56Rp 27.9K
$2.05ARS 2,950
-23.90%
Oranges(1kg)
$2.83Rp 50.8K
$1.31ARS 1,887
116.03%
Tomato(1kg)
$2.33Rp 41.7K
$2.55ARS 3,666
-8.63%
Potato(1kg)
$1.91Rp 34.3K
$1.14ARS 1,633
67.54%
Onion(1kg)
$2.20Rp 39.5K
$1.26ARS 1,808
74.60%
Lettuce(1 head)
$1.01Rp 18.2K
$1.32ARS 1,899
-23.48%
Water(1.5 liter bottle)
$0.78Rp 13.9K
$1.43ARS 2,062
-45.45%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.4K
$3.10ARS 4,462
7.10%
Wine(Bottle)
$23.74Rp 425.5K
$4.36ARS 6,269
444.50%
Local Beer(0.5 liter bottle)
$2.79Rp 50.0K
$2.05ARS 2,944
36.10%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.3K
$3.12ARS 4,491
-8.33%
🚌 Getting Around
Ubud, Bali
La Rioja
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,819
$0.78ARS 1,120
-65.38%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.9K
-
-
Taxi Start(Normal Tariff)
$0.46Rp 8,181
$1.46ARS 2,100
-68.49%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,068
$0.91ARS 1,314
-50.55%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.3K
$6.07ARS 8,734
0.49%
Gasoline(1 liter)
$0.79Rp 14.2K
$1.10ARS 1,585
-28.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 468.8M
$27.3KARS 39.2M
-4.16%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 575.8M
$30.1KARS 43.3M
6.59%
🧾 Monthly Utilities & Internet
Ubud, Bali
La Rioja
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$66.3ARS 95.4K
20.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.9K
$17.27ARS 24.8K
-76.49%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 421.6K
$22.26ARS 32.0K
5.66%
🎉 Sport & Entertainment
Ubud, Bali
La Rioja
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$26.04ARS 37.5K
279.03%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.8K
$13.97ARS 20.1K
-52.54%
Cinema Ticket
$4.15Rp 74.3K
$6.31ARS 9,070
-34.23%
🧸 Childcare & Education
Ubud, Bali
La Rioja
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$222ARS 318.8K
37.15%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.5M
$2,697ARS 3.9M
145.16%
👕👟 Clothing & Footwear
Ubud, Bali
La Rioja
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 995.6K
$73.1ARS 105.1K
-24.01%
Summer Dress(H&M, Zara, etc)
$38.31Rp 686.7K
$70.7ARS 101.7K
-45.81%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$115ARS 165.4K
-22.96%
Men's Leather Business Shoes
$77.9Rp 1.4M
$112ARS 161.3K
-30.54%
🏠 Accommodation & Living
Ubud, Bali
La Rioja
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$335ARS 482.2K
200.22%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$238ARS 342.7K
183.48%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.7M
$686ARS 987.3K
401.48%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.6M
$535ARS 769.2K
281.42%
Buy Apartment in City Center(m2)
$2,841Rp 50.9M
$1,837ARS 2.6M
54.68%
Buy Apartment Outside City Center(m2)
$2,264Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
La Rioja
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$606ARS 872.0K
-72.74%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
58.5
-77.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for La Rioja: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $335 in La Rioja. Housing cost is often the main lever when comparing two cities.
💰La Rioja pays 267% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $34.00 in La Rioja. Groceries flip the comparison at $302 vs $231, with La Rioja cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs La Rioja: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and La Rioja?
Ubud, Bali and La Rioja differ by about 50% in total monthly costs ($1,419 vs $944 including rent). La Rioja is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, La Rioja earns 267% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and La Rioja?
Rent for a central apartment: $1,006 in Ubud, Bali versus $335 in La Rioja. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and La Rioja?
Childcare runs $304 in Ubud, Bali versus $222 in La Rioja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in La Rioja – a meal for two runs $34.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $944 in La Rioja versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in La Rioja but tight or insufficient in Ubud, Bali. The gap between the two cities makes La Rioja the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and La Rioja?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or La Rioja safer for residents?
Safety-wise, Ubud, Bali and La Rioja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or La Rioja?
Expats usually find La Rioja gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared