😐Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $957 in La Rioja.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,562 in La Rioja.
😐Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,166 in La Rioja.
🌍Living in Ubud, Bali is roughly 47% more expensive than in La Rioja, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Ubud, Bali is 5% above, La Rioja is 28% below.
Currency
🍽 Eating Out
Ubud, Bali
La Rioja
Difference
Meal at Budget Restaurant
$3.45Rp 62.0K
$10.30ARS 15.2K
-66.50%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 580.1K
$34.32ARS 50.7K
-5.77%
Fast Food Meal(McDonalds, etc)
$4.84Rp 86.9K
$9.20ARS 13.6K
-47.39%
Cappuccino
$2.75Rp 49.3K
$2.73ARS 4,042
0.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.8K
$1.67ARS 2,463
-17.37%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$1.53ARS 2,261
-50.98%
Local Beer(0.5 liter draught)
$2.99Rp 53.7K
$2.09ARS 3,085
43.06%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.1K
$2.92ARS 4,312
31.85%
🛒 Groceries & Markets
Ubud, Bali
La Rioja
Difference
Milk(1 liter)
$1.74Rp 31.1K
$1.32ARS 1,945
31.82%
White Bread(500g)
$2.46Rp 44.1K
$1.56ARS 2,306
57.69%
Rice(white)(1kg)
$1.17Rp 21.0K
$2.05ARS 3,029
-42.93%
Eggs
$2.43Rp 43.6K
$2.18ARS 3,217
11.47%
Local Cheese(1kg)
$14.50Rp 260.2K
$9.92ARS 14.7K
46.17%
Chicken Fillets(1kg)
$4.35Rp 78.0K
$6.04ARS 8,923
-27.98%
Beef Round Steak(1kg)
$11.98Rp 214.9K
$9.27ARS 13.7K
29.23%
Apples(1kg)
$3.72Rp 66.7K
$1.96ARS 2,897
89.80%
Banana(1kg)
$1.63Rp 29.2K
$2.15ARS 3,178
-24.19%
Oranges(1kg)
$2.74Rp 49.2K
$1.33ARS 1,960
106.02%
Tomato(1kg)
$2.24Rp 40.2K
$2.65ARS 3,918
-15.47%
Potato(1kg)
$1.92Rp 34.4K
$1.18ARS 1,748
62.71%
Onion(1kg)
$2.28Rp 40.8K
$1.24ARS 1,839
83.87%
Lettuce(1 head)
$1.06Rp 19.1K
$1.32ARS 1,947
-19.70%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$1.42ARS 2,099
-49.30%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 58.9K
$3.04ARS 4,493
8.22%
Wine(Bottle)
$23.19Rp 416.1K
$4.95ARS 7,317
368.48%
Local Beer(0.5 liter bottle)
$2.78Rp 49.8K
$2.00ARS 2,961
39.00%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.0K
$3.13ARS 4,623
-12.78%
🚌 Getting Around
Ubud, Bali
La Rioja
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,778
$0.76ARS 1,128
-64.47%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.4K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,659
$1.47ARS 2,179
-67.35%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,532
$0.93ARS 1,380
-54.84%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.6K
$6.16ARS 9,106
0.97%
Gasoline(1 liter)
$0.81Rp 14.6K
$1.05ARS 1,559
-22.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 477.4M
$27.4KARS 40.5M
-2.94%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 577.4M
$30.1KARS 44.5M
6.90%
🧾 Monthly Utilities & Internet
Ubud, Bali
La Rioja
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$66.8ARS 98.7K
17.29%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.0K
$17.29ARS 25.6K
-76.46%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 436.4K
$22.78ARS 33.7K
6.80%
🎉 Sport & Entertainment
Ubud, Bali
La Rioja
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$26.15ARS 38.7K
277.09%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.7K
$13.76ARS 20.3K
-53.92%
Cinema Ticket
$3.99Rp 71.5K
$6.30ARS 9,304
-36.67%
🧸 Childcare & Education
Ubud, Bali
La Rioja
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$219ARS 323.5K
39.37%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.2M
$2,707ARS 4.0M
145.40%
👕👟 Clothing & Footwear
Ubud, Bali
La Rioja
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 971.2K
$74.7ARS 110.3K
-27.47%
Summer Dress(H&M, Zara, etc)
$37.81Rp 678.2K
$68.5ARS 101.3K
-44.81%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$117ARS 172.9K
-25.75%
Men's Leather Business Shoes
$76.4Rp 1.4M
$112ARS 165.5K
-31.84%
🏠 Accommodation & Living
Ubud, Bali
La Rioja
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$337ARS 498.3K
194.23%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$235ARS 348.0K
185.71%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.5M
$691ARS 1.0M
388.40%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$536ARS 791.8K
282.71%
Buy Apartment in City Center(m2)
$2,805Rp 50.3M
$2,075ARS 3.1M
35.19%
Buy Apartment Outside City Center(m2)
$2,227Rp 39.9M
$1,682ARS 2.5M
32.36%
💵 Salaries & Financials
Ubud, Bali
La Rioja
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$586ARS 865.6K
-71.49%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
58.5
-77.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for La Rioja: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $992 in Ubud, Bali and $337 in La Rioja. Housing cost is often the main lever when comparing two cities.
💰La Rioja pays 251% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $34.00 in La Rioja. Groceries flip the comparison at $297 vs $229, with La Rioja cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs La Rioja: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in La Rioja?
Ubud, Bali and La Rioja differ by about 47% in total monthly costs ($1,408 vs $957 including rent). La Rioja is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 251% lower in La Rioja. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in La Rioja?
Rent for a central apartment: $992 in Ubud, Bali versus $337 in La Rioja. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and La Rioja?
Childcare runs $305 in Ubud, Bali versus $219 in La Rioja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in La Rioja – a meal for two runs $34.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $957 in La Rioja versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in La Rioja but tight or insufficient in Ubud, Bali. The gap between the two cities makes La Rioja the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and La Rioja?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or La Rioja safer for residents?
Safety-wise, Ubud, Bali and La Rioja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or La Rioja?
Expats usually find La Rioja gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared