🙂Monthly costs for one person with rent: $957 in La Rioja versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,562 in La Rioja versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,166 in La Rioja versus $3,763 in Ubud, Bali.
🌍Living in La Rioja costs roughly 32% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: La Rioja is 28% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
La Rioja
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.30ARS 15.2K
$3.45Rp 62.0K
198.55%
Three-Course Dinner for Two, Mid-Range
$34.32ARS 50.7K
$32.34Rp 580.1K
6.12%
Fast Food Meal(McDonalds, etc)
$9.20ARS 13.6K
$4.84Rp 86.9K
90.08%
Cappuccino
$2.73ARS 4,042
$2.75Rp 49.3K
-0.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.67ARS 2,463
$1.38Rp 24.8K
21.01%
Water(0.33 liter bottle)
$1.53ARS 2,261
$0.75Rp 13.5K
104.00%
Local Beer(0.5 liter draught)
$2.09ARS 3,085
$2.99Rp 53.7K
-30.10%
Imported Beer(0.33 liter bottle)
$2.92ARS 4,312
$3.85Rp 69.1K
-24.16%
🛒 Groceries & Markets
La Rioja
Ubud, Bali
Difference
Milk(1 liter)
$1.32ARS 1,945
$1.74Rp 31.1K
-24.14%
White Bread(500g)
$1.56ARS 2,306
$2.46Rp 44.1K
-36.59%
Rice(white)(1kg)
$2.05ARS 3,029
$1.17Rp 21.0K
75.21%
Eggs
$2.18ARS 3,217
$2.43Rp 43.6K
-10.29%
Local Cheese(1kg)
$9.92ARS 14.7K
$14.50Rp 260.2K
-31.59%
Chicken Fillets(1kg)
$6.04ARS 8,923
$4.35Rp 78.0K
38.85%
Beef Round Steak(1kg)
$9.27ARS 13.7K
$11.98Rp 214.9K
-22.62%
Apples(1kg)
$1.96ARS 2,897
$3.72Rp 66.7K
-47.31%
Banana(1kg)
$2.15ARS 3,178
$1.63Rp 29.2K
31.90%
Oranges(1kg)
$1.33ARS 1,960
$2.74Rp 49.2K
-51.46%
Tomato(1kg)
$2.65ARS 3,918
$2.24Rp 40.2K
18.30%
Potato(1kg)
$1.18ARS 1,748
$1.92Rp 34.4K
-38.54%
Onion(1kg)
$1.24ARS 1,839
$2.28Rp 40.8K
-45.61%
Lettuce(1 head)
$1.32ARS 1,947
$1.06Rp 19.1K
24.53%
Water(1.5 liter bottle)
$1.42ARS 2,099
$0.72Rp 12.9K
97.22%
Cigarettes 20 Pack(Marlboro, Camel)
$3.04ARS 4,493
$3.29Rp 58.9K
-7.60%
Wine(Bottle)
$4.95ARS 7,317
$23.19Rp 416.1K
-78.65%
Local Beer(0.5 liter bottle)
$2.00ARS 2,961
$2.78Rp 49.8K
-28.06%
Imported Beer(0.33 liter bottle)
$3.13ARS 4,623
$2.73Rp 49.0K
14.65%
🚌 Getting Around
La Rioja
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.76ARS 1,128
$0.27Rp 4,778
181.48%
Public Transport Monthly Pass(Regular Price)
-
$8.11Rp 145.4K
-
Taxi Start(Normal Tariff)
$1.47ARS 2,179
$0.48Rp 8,659
206.25%
Taxi(Normal Tariff)(1km)
$0.93ARS 1,380
$0.42Rp 7,532
121.43%
Taxi 1hour Waiting(Normal Tariff)
$6.16ARS 9,106
$6.22Rp 111.6K
-0.96%
Gasoline(1 liter)
$1.05ARS 1,559
$0.81Rp 14.6K
29.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4KARS 40.5M
$26.6KRp 477.4M
3.02%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.1KARS 44.5M
$32.2KRp 577.4M
-6.45%
🧾 Monthly Utilities & Internet
La Rioja
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$66.8ARS 98.7K
$78.4Rp 1.4M
-14.74%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.29ARS 25.6K
$4.07Rp 73.0K
324.82%
Internet(50+ Mbps, Unlimited Data)
$22.78ARS 33.7K
$24.33Rp 436.4K
-6.37%
🎉 Sport & Entertainment
La Rioja
Ubud, Bali
Difference
Gym Membership(Monthly)
$26.15ARS 38.7K
$98.6Rp 1.8M
-73.48%
Tennis Court(1 Hour on Weekend)
$13.76ARS 20.3K
$6.34Rp 113.7K
117.03%
Cinema Ticket
$6.30ARS 9,304
$3.99Rp 71.5K
57.89%
🧸 Childcare & Education
La Rioja
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$219ARS 323.5K
$305Rp 5.5M
-28.25%
International Primary School, 1 Child(Yearly)
$2,707ARS 4.0M
$6,642Rp 119.2M
-59.25%
👕👟 Clothing & Footwear
La Rioja
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$74.7ARS 110.3K
$54.1Rp 971.2K
37.88%
Summer Dress(H&M, Zara, etc)
$68.5ARS 101.3K
$37.81Rp 678.2K
81.20%
Sport Shoes(Adidas, Nike)
$117ARS 172.9K
$86.8Rp 1.6M
34.68%
Men's Leather Business Shoes
$112ARS 165.5K
$76.4Rp 1.4M
46.71%
🏠 Accommodation & Living
La Rioja
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$337ARS 498.3K
$992Rp 17.8M
-66.01%
1-bedroom Apartment, Outside City Center(Monthly)
$235ARS 348.0K
$673Rp 12.1M
-65.00%
3-bedroom Apartment, City Center(Monthly)
$691ARS 1.0M
$3,375Rp 60.5M
-79.52%
3-bedroom Apartment, Outside City Center(Monthly)
$536ARS 791.8K
$2,050Rp 36.8M
-73.87%
Buy Apartment in City Center(m2)
$2,075ARS 3.1M
$2,805Rp 50.3M
-26.03%
Buy Apartment Outside City Center(m2)
$1,682ARS 2.5M
$2,227Rp 39.9M
-24.45%
💵 Salaries & Financials
La Rioja
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$586ARS 865.6K
$167Rp 3.0M
250.78%
20-Year Fixed Mortgage Interest Rate(Annual %)
58.5
13.28
340.51%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for La Rioja: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $337 in La Rioja and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰La Rioja pays 251% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $34.00 in La Rioja vs $32.00 in Ubud, Bali. Groceries flip the comparison at $229 vs $297, with La Rioja cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
La Rioja vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in La Rioja and in Ubud, Bali?
La Rioja and Ubud, Bali differ by about 47% in total monthly costs ($957 vs $1,408 including rent). La Rioja is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: La Rioja or Ubud, Bali?
Average pay runs 251% higher in La Rioja, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in La Rioja and in Ubud, Bali?
Rent for a central apartment: $337 in La Rioja versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between La Rioja and Ubud, Bali?
Childcare runs $219 in La Rioja versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in La Rioja – a meal for two runs $34.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $957 in La Rioja versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in La Rioja but tight or insufficient in Ubud, Bali. The gap between the two cities makes La Rioja the clear choice for anyone on this budget.
How does quality of life compare between La Rioja and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is La Rioja or Ubud, Bali safer for residents?
Safety-wise, La Rioja and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: La Rioja or Ubud, Bali?
Expats usually find La Rioja gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.