🙂Monthly costs for one person with rent: $1,164 in La Rioja versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,007 in La Rioja versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,851 in La Rioja versus $3,275 in Ubud, Bali.
🌍Living in La Rioja costs roughly 16% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: La Rioja is 16% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
La Rioja
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.75ARS 23.8K
$3.33Rp 58.7K
372.97%
Three-Course Dinner for Two, Mid-Range
$53.0ARS 80.0K
$35.82Rp 630.7K
48.07%
Fast Food Meal(McDonalds, etc)
$13.14ARS 19.8K
$5.63Rp 99.1K
133.39%
Cappuccino
$3.81ARS 5,741
$2.82Rp 49.7K
35.11%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.09ARS 3,158
$1.75Rp 30.8K
19.43%
Water(0.33 liter bottle)
$1.67ARS 2,525
$0.80Rp 14.0K
108.75%
Local Beer(0.5 liter draught)
$3.76ARS 5,673
$3.04Rp 53.6K
23.68%
Imported Beer(0.33 liter bottle)
$3.65ARS 5,513
$4.30Rp 75.7K
-15.12%
🛒 Groceries & Markets
La Rioja
Ubud, Bali
Difference
Milk(1 liter)
$1.32ARS 1,993
$1.61Rp 28.3K
-18.01%
White Bread(500g)
$2.17ARS 3,277
$2.27Rp 39.9K
-4.41%
Rice(white)(1kg)
$1.56ARS 2,354
$1.17Rp 20.6K
33.33%
Eggs
$2.46ARS 3,710
$2.17Rp 38.2K
13.36%
Local Cheese(1kg)
$10.18ARS 15.4K
$17.63Rp 310.5K
-42.26%
Chicken Fillets(1kg)
$6.54ARS 9,872
$4.05Rp 71.4K
61.48%
Beef Round Steak(1kg)
$11.37ARS 17.2K
$12.18Rp 214.5K
-6.65%
Apples(1kg)
$2.32ARS 3,495
$3.62Rp 63.7K
-35.91%
Banana(1kg)
$2.13ARS 3,208
$1.64Rp 28.8K
29.88%
Oranges(1kg)
$1.38ARS 2,087
$2.31Rp 40.6K
-40.26%
Tomato(1kg)
$2.11ARS 3,177
$1.96Rp 34.5K
7.65%
Potato(1kg)
$1.10ARS 1,656
$1.84Rp 32.5K
-40.22%
Onion(1kg)
$0.98ARS 1,482
$2.37Rp 41.7K
-58.65%
Lettuce(1 head)
$1.56ARS 2,348
$1.05Rp 18.5K
48.57%
Water(1.5 liter bottle)
$1.68ARS 2,533
$0.54Rp 9,560
211.11%
Cigarettes 20 Pack(Marlboro, Camel)
$3.40ARS 5,125
$2.30Rp 40.6K
47.83%
Wine(Bottle)
$4.86ARS 7,327
$23.08Rp 406.4K
-78.94%
Local Beer(0.5 liter bottle)
$2.02ARS 3,052
$2.34Rp 41.2K
-13.68%
Imported Beer(0.33 liter bottle)
$2.93ARS 4,426
$3.07Rp 54.0K
-4.56%
🚌 Getting Around
La Rioja
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.97ARS 1,465
$0.25Rp 4,365
288.00%
Public Transport Monthly Pass(Regular Price)
-
$9.42Rp 165.9K
-
Taxi Start(Normal Tariff)
$1.61ARS 2,432
$0.49Rp 8,631
228.57%
Taxi(Normal Tariff)(1km)
$0.98ARS 1,483
$0.47Rp 8,349
108.51%
Taxi 1hour Waiting(Normal Tariff)
$7.57ARS 11.4K
$5.60Rp 98.6K
35.18%
Gasoline(1 liter)
$1.20ARS 1,812
$0.81Rp 14.2K
48.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1KARS 40.9M
$25.0KRp 440.3M
8.34%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.5KARS 50.5M
$31.1KRp 547.0M
7.77%
🧾 Monthly Utilities & Internet
La Rioja
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.4ARS 125.7K
$82.7Rp 1.5M
0.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.31ARS 26.1K
$6.49Rp 114.2K
166.72%
Internet(50+ Mbps, Unlimited Data)
$27.72ARS 41.8K
$18.79Rp 330.8K
47.53%
🎉 Sport & Entertainment
La Rioja
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.06ARS 45.3K
$55.2Rp 972.6K
-45.58%
Tennis Court(1 Hour on Weekend)
-
$18.21Rp 320.6K
-
Cinema Ticket
$8.33ARS 12.6K
$4.30Rp 75.7K
93.72%
🧸 Childcare & Education
La Rioja
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297ARS 448.1K
$494Rp 8.7M
-39.90%
International Primary School, 1 Child(Yearly)
$4,246ARS 6.4M
$5,917Rp 104.2M
-28.25%
👕👟 Clothing & Footwear
La Rioja
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$108ARS 163.0K
$46.28Rp 814.8K
133.41%
Summer Dress(H&M, Zara, etc)
$75.7ARS 114.2K
$36.44Rp 641.6K
107.82%
Sport Shoes(Adidas, Nike)
$116ARS 174.9K
$80.7Rp 1.4M
43.72%
Men's Leather Business Shoes
$125ARS 188.9K
$78.8Rp 1.4M
58.90%
🏠 Accommodation & Living
La Rioja
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$475ARS 716.1K
$1,114Rp 19.6M
-57.38%
1-bedroom Apartment, Outside City Center(Monthly)
$304ARS 459.0K
$693Rp 12.2M
-56.10%
3-bedroom Apartment, City Center(Monthly)
$979ARS 1.5M
$3,639Rp 64.1M
-73.10%
3-bedroom Apartment, Outside City Center(Monthly)
$766ARS 1.2M
$1,712Rp 30.1M
-55.29%
Buy Apartment in City Center(m2)
$2,355ARS 3.6M
$2,761Rp 48.6M
-14.69%
Buy Apartment Outside City Center(m2)
-
$2,293Rp 40.4M
-
💵 Salaries & Financials
La Rioja
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$609ARS 918.3K
$167Rp 2.9M
264.31%
20-Year Fixed Mortgage Interest Rate(Annual %)
56.56
13.78
310.45%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for La Rioja: September 7, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $475 in La Rioja and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰La Rioja pays 264% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $53.0 in La Rioja vs $36.00 in Ubud, Bali. Groceries flip the comparison at $246 vs $294, with La Rioja cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
La Rioja vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in La Rioja and in Ubud, Bali?
La Rioja and Ubud, Bali differ by about 18% in total monthly costs ($1,164 vs $1,378 including rent). La Rioja is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: La Rioja or Ubud, Bali?
Average pay runs 264% higher in La Rioja, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in La Rioja and in Ubud, Bali?
Rent for a central apartment: $475 in La Rioja versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between La Rioja and Ubud, Bali?
Childcare runs $297 in La Rioja versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in La Rioja – a meal for two runs $53.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,164 in La Rioja versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in La Rioja but tight or insufficient in Ubud, Bali. The gap between the two cities makes La Rioja the clear choice for anyone on this budget.
How does quality of life compare between La Rioja and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is La Rioja or Ubud, Bali safer for residents?
Safety-wise, La Rioja and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: La Rioja or Ubud, Bali?
Expats usually find La Rioja gentler on the wallet – expenses run 18% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.