Cost of Living Comparison Between Ubud, Bali and Kutina Cost of Living Comparison Between Ubud, Bali and Kutina

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $1,483 in Kutina, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $2,297 in Kutina, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $3,111 in Kutina, rent included.

Ubud, Bali is about 6% cheaper than Kutina, driven mainly by Eating Out.

Both Ubud, Bali and Kutina sit above the global median – Ubud, Bali by 5%, Kutina by 11%.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$13.80 €11.88

-75.36%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$75.8 €65.2

-57.25%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$9.19 €7.92

-45.59%

Cappuccino

$2.82 Rp 50.0K

$2.53 €2.17

11.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$3.16 €2.72

-56.33%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$2.02 €1.74

-63.86%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$3.37 €2.90

-11.57%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$4.90 €4.22

-18.98%

Milk (1 liter)

$1.79 Rp 31.8K

$1.47 €1.27

21.77%

White Bread (500g)

$2.46 Rp 43.7K

$1.62 €1.40

51.85%

Rice (white) (1kg)

$1.20 Rp 21.2K

$3.56 €3.07

-66.29%

Eggs

$2.39 Rp 42.3K

$4.26 €3.67

-43.90%

Local Cheese (1kg)

$14.40 Rp 255.1K

$10.34 €8.90

39.26%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$9.13 €7.87

-53.12%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$11.06 €9.52

6.87%

Apples (1kg)

$3.78 Rp 67.0K

$2.08 €1.79

81.73%

Banana (1kg)

$1.63 Rp 28.9K

$1.59 €1.37

2.52%

Oranges (1kg)

$2.80 Rp 49.6K

$2.23 €1.92

25.56%

Tomato (1kg)

$2.26 Rp 40.0K

$3.48 €3.00

-35.06%

Potato (1kg)

$2.00 Rp 35.3K

$1.47 €1.27

36.05%

Onion (1kg)

$2.21 Rp 39.2K

$0.90 €0.77

145.56%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.40 €1.21

-23.57%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$1.31 €1.13

-41.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$5.20 €4.47

-39.81%

Wine (Bottle)

$23.81 Rp 421.9K

$8.13 €7.00

192.87%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.80 €1.55

57.78%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.65 €2.29

4.91%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$1.78 €1.53

-84.83%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$42.23 €36.37

-80.18%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$3.13 €2.69

-85.62%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$1.06 €0.91

-59.43%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$8.76 €7.54

-31.74%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.72 €1.48

-53.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$38.8K €33.4K

-33.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$28.3K €24.4K

12.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$132 €113

-38.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$24.27 €20.90

-82.94%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$32.76 €28.21

-26.37%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$52.2 €44.99

87.12%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$14.55 €12.53

-54.36%

Cinema Ticket

$4.04 Rp 71.5K

$16.17 €13.93

-75.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$246 €212

20.78%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$2,330 €2,007

182.79%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$93.0 €80.1

-40.70%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$38.38 €33.05

0.34%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$168 €144

-48.59%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$115 €99.0

-32.21%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$660 €569

49.22%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$469 €404

41.68%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$1,045 €900

229.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$761 €655

168.46%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$4,097 €3,528

-30.95%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$3,308 €2,849

-31.01%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.22

214.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Kutina: June 15, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $660 in Kutina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $76.0 in Kutina. Groceries tell a different story – $299 in Ubud, Bali vs $276 in Kutina – so Kutina wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kutina: Cost of Living - Frequently Asked Questions

Kutina costs about 6% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $2,224 in Kutina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $297 per month in Ubud, Bali and $246 in Kutina. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 8% cheaper in Kutina – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,394, than in Kutina at $1,483. In Ubud, Bali it covers expenses comfortably, while in Kutina it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,394 versus $1,483 in Kutina. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kutina makes more sense. Both are solid long-term options with distinct trade-offs.