Last update: Oct 2026

Cost of Living Comparison Between Kutina and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,598 in Kutina, rent and utilities included – about $3,200 less a year. The total is higher in Kutina despite lower rent and utilities.

76

Cost of Living Index in Kutina
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Kutina Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kutina

🇭🇷 Croatia

$1,598

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kutina and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kutina and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,598 per month in Kutina vs $1,331 in Ubud, Bali, rent included.

Kutina $1,598
Ubud, Bali $1,331

A couple spends around $2,469 per month in Kutina vs $2,255 in Ubud, Bali, rent included.

Kutina $2,469
Ubud, Bali $2,255

A family of three spends $3,340 per month in Kutina vs $3,180 in Ubud, Bali, rent included.

Kutina $3,340
Ubud, Bali $3,180

Kutina costs about 20% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Kutina sits 18% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$14.82 €13.25

$3.38 Rp 61.2K

338.46%

Three-Course Dinner for Two, Mid-Range

$68.4 €61.1

$34.65 Rp 628.6K

97.32%

Fast Food Meal (McDonalds, etc)

$8.98 €8.03

$5.57 Rp 101.1K

61.22%

Cappuccino

$2.46 €2.20

$2.62 Rp 47.5K

-6.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 €2.65

$1.54 Rp 27.9K

92.86%

Water (0.33 liter bottle)

$2.08 €1.86

$0.64 Rp 11.6K

225.00%

Local Beer (0.5 liter draught)

$3.28 €2.93

$2.67 Rp 48.4K

22.85%

Imported Beer (0.33 liter bottle)

$4.36 €3.90

$4.26 Rp 77.3K

2.35%

Milk (1 liter)

$1.22 €1.09

$1.46 Rp 26.5K

-16.44%

White Bread (500g)

$1.85 €1.66

$2.29 Rp 41.6K

-19.21%

Rice (white) (1kg)

$3.23 €2.89

$1.11 Rp 20.1K

190.99%

Eggs

$3.75 €3.35

$2.10 Rp 38.1K

78.57%

Local Cheese (1kg)

$11.10 €9.93

$15.94 Rp 289.2K

-30.36%

Chicken Fillets (1kg)

$10.69 €9.56

$3.88 Rp 70.4K

175.52%

Beef Round Steak (1kg)

$18.95 €16.94

$11.40 Rp 206.8K

66.23%

Apples (1kg)

$2.00 €1.79

$3.55 Rp 64.4K

-43.66%

Banana (1kg)

$1.93 €1.73

$1.54 Rp 27.9K

25.32%

Oranges (1kg)

$2.22 €1.99

$2.23 Rp 40.5K

-0.45%

Tomato (1kg)

$2.60 €2.32

$1.97 Rp 35.8K

31.98%

Potato (1kg)

$1.36 €1.21

$1.86 Rp 33.7K

-26.88%

Onion (1kg)

$1.37 €1.22

$2.42 Rp 43.9K

-43.39%

Lettuce (1 head)

$1.27 €1.14

$1.02 Rp 18.6K

24.51%

Water (1.5 liter bottle)

$1.20 €1.07

$0.52 Rp 9,475

130.77%

Cigarettes 20 Pack (Marlboro, Camel)

$5.49 €4.91

$2.20 Rp 39.9K

149.55%

Wine (Bottle)

$7.67 €6.86

$21.79 Rp 395.2K

-64.80%

Local Beer (0.5 liter bottle)

$1.91 €1.71

$2.33 Rp 42.2K

-18.03%

Imported Beer (0.33 liter bottle)

$2.43 €2.17

$2.97 Rp 53.9K

-18.18%

One-way Ticket (Public Transport)

$1.65 €1.48

$0.25 Rp 4,542

560.00%

Public Transport Monthly Pass (Regular Price)

$44.30 €39.61

$8.17 Rp 148.3K

442.23%

Taxi Start (Normal Tariff)

$3.42 €3.06

$0.44 Rp 7,941

677.27%

Taxi (Normal Tariff) (1km)

$2.18 €1.95

$0.47 Rp 8,489

363.83%

Taxi 1hour Waiting (Normal Tariff)

$21.93 €19.61

$5.60 Rp 101.6K

291.61%

Gasoline (1 liter)

$1.88 €1.68

$0.83 Rp 15.0K

126.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K €23.6K

$24.4K Rp 443.5M

8.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K €23.9K

$31.7K Rp 575.0M

-15.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 €140

$77.5 Rp 1.4M

101.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.18 €19.83

$6.14 Rp 111.5K

261.24%

Internet (50+ Mbps, Unlimited Data)

$39.65 €35.45

$18.92 Rp 343.1K

109.57%

Gym Membership (Monthly)

$52.8 €47.21

$51.0 Rp 925.0K

3.55%

Tennis Court (1 Hour on Weekend)

$15.25 €13.64

$18.25 Rp 331.0K

-16.44%

Cinema Ticket

$10.60 €9.48

$4.38 Rp 79.5K

142.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 €216

$492 Rp 8.9M

-50.91%

International Primary School, 1 Child (Yearly)

$2,764 €2,472

$12.2K Rp 221.7M

-77.38%

Jeans (Levis 501 Or Similar)

$116 €104

$45.16 Rp 819.2K

157.22%

Summer Dress (H&M, Zara, etc)

$36.41 €32.56

$34.89 Rp 632.9K

4.36%

Sport Shoes (Adidas, Nike)

$142 €127

$78.3 Rp 1.4M

81.55%

Men's Leather Business Shoes

$133 €119

$77.9 Rp 1.4M

70.18%

1-bedroom Apartment, City Center (Monthly)

$692 €618

$1,078 Rp 19.5M

-35.82%

1-bedroom Apartment, Outside City Center (Monthly)

$526 €471

$665 Rp 12.1M

-20.84%

3-bedroom Apartment, City Center (Monthly)

$1,189 €1,064

$3,510 Rp 63.7M

-66.11%

3-bedroom Apartment, Outside City Center (Monthly)

$884 €791

$1,671 Rp 30.3M

-47.08%

Buy Apartment in City Center (m2)

$4,103 €3,669

$2,340 Rp 42.4M

75.35%

Buy Apartment Outside City Center (m2)

$2,848 €2,546

$2,236 Rp 40.6M

27.35%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

13.78

-74.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kutina: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kutina

$526 33%

Ubud, Bali

$665 50% 26.3% $139

Groceries & Markets

Kutina

$302 18.9%

Ubud, Bali

$279 21% 7.4% $22

Eating Out

Kutina

$220 13.8%

Ubud, Bali

$106 8% 52% $115

Monthly Utilities & Internet

Kutina

$218 13.6%

Ubud, Bali

$103 7.7% 53% $115

Clothing & Footwear

Kutina

$192 12%

Ubud, Bali

$106 8% 44.7% $86

Sport & Entertainment

Kutina

$74 4.6%

Ubud, Bali

$60 4.5% 19.2% $14

Getting Around

Kutina

$65 4.1%

Ubud, Bali

$12 0.9% 81.7% $53

Cost Breakdown

A central one-bedroom costs $692 in Kutina versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $68 in Kutina versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $302 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇭🇷 Kutina

🇮🇩 Ubud, Bali

🕒 Local time

01:02 1:02 AM

08:02 8:02 AM

7 h ahead of Kutina

🌤 Weather

👥 Population

19,601

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 4, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

USD to EUR in detail →

On the map

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Between locations

Kutina Ubud, Bali 11,340 km ≈ 15 h nonstop flight

From you

Kutina
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kutina vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kutina costs about 20% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,397 per month in Kutina and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kutina, especially for central apartments: a one-bedroom in the center costs $692 there versus $1,078 in Ubud, Bali.

Kindergarten costs $242 per month in Kutina and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 8% more in Kutina, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,598 in Kutina and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,598 in Kutina. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.