Cost of Living Comparison Between Ubud, Bali and Kushtia Cost of Living Comparison Between Ubud, Bali and Kushtia

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $318 in Kushtia.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $502 in Kushtia.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $687 in Kushtia.

Living in Ubud, Bali is roughly 330% more expensive than in Kushtia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Kushtia is 77% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$1.65 ৳202

108.48%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$6.59 ৳808

450.99%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$3.95 ৳485

44.56%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.15 ৳510

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.01 ৳492

Cappuccino

$2.67 Rp 47.4K

$0.64 ৳78.0

317.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$0.25 ৳30.78

600.00%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.17 ৳20.80

411.76%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

Milk (1 liter)

$1.62 Rp 28.7K

$0.62 ৳76.2

161.29%

White Bread (500g)

$2.33 Rp 41.4K

$0.64 ৳78.3

264.06%

Rice (white) (1kg)

$1.11 Rp 19.7K

$0.55 ৳66.9

101.82%

Eggs

$2.20 Rp 39.1K

$0.91 ৳111

141.76%

Local Cheese (1kg)

$17.69 Rp 314.0K

$8.20 ৳1,006

115.73%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$2.30 ৳282

78.26%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$5.68 ৳697

114.44%

Apples (1kg)

$3.71 Rp 65.8K

$1.89 ৳232

96.30%

Banana (1kg)

$1.59 Rp 28.2K

$0.43 ৳52.5

269.77%

Oranges (1kg)

$2.28 Rp 40.5K

$1.84 ৳226

23.91%

Tomato (1kg)

$1.95 Rp 34.7K

$0.48 ৳58.4

306.25%

Potato (1kg)

$1.91 Rp 33.8K

$0.17 ৳21.37

1023.53%

Onion (1kg)

$2.33 Rp 41.4K

$0.34 ৳42.06

585.29%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.35 ৳42.44

188.57%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.23 ৳28.11

139.13%

Bottle of Non-Alcoholic Wine (Mid-Range)

$8.64 ৳1,060

Local Non-Alcoholic Beer (0.5 liter bottle)

$3.99 ৳489

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.74 ৳827

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$1.60 ৳196

39.37%

Wine (Bottle)

$23.07 Rp 409.5K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$0.43 ৳52.8

-37.21%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$1.21 ৳148

-60.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$0.43 ৳52.7

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$3.31 ৳407

70.39%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.04 ৳128

-23.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$30.0K ৳3.7M

-16.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$32.3K ৳4.0M

-1.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$45.60 ৳5,596

78.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$4.00 ৳491

62.25%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$11.09 ৳1,361

69.25%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$13.85 ৳1,700

310.61%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$4.14 ৳508

9.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$25.39 ৳3,116

1793.15%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$1,178 ৳144.6K

384.68%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$6.14 ৳754

641.37%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$8.35 ৳1,025

329.70%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$51.5 ৳6,317

56.16%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$37.18 ৳4,562

111.59%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$89.7 ৳11.0K

1142.92%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$50.8 ৳6,232

1273.60%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$168 ৳20.6K

2065.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$115 ৳14.2K

1404.36%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$759 ৳93.2K

266.63%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$324 ৳39.8K

-48.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.48

31.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kushtia: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $89.7 in Kushtia. Housing cost is often the main lever when comparing two cities.

Kushtia pays 93% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $7.00 in Kushtia for a mid-range dinner for two. Groceries echo the gap at $295 vs $99.0 per month, with Kushtia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kushtia: Cost of Living - Frequently Asked Questions

Kushtia wins on cost – living expenses run 330% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kushtia the obvious pick if budget is a priority.

On paper, salaries run 93% lower in Kushtia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $89.7 in Kushtia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $25.39 in Kushtia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kushtia – a meal for two runs $7.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $318 in Kushtia versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Kushtia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kushtia the clear choice for anyone on this budget.

Both work as nomad bases, but Kushtia delivers better value – similar infrastructure at $318 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kushtia hard to pass up.

Safety-wise, Ubud, Bali and Kushtia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kushtia gentler on the wallet – expenses run 330% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.