Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kushtia

For one person, living is cheaper in Kushtia: $381 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Kushtia
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Kushtia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kushtia

🇧🇩 Bangladesh

$381

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kushtia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kushtia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $381 in Kushtia.

Ubud, Bali $1,331
Kushtia $381

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $615 in Kushtia.

Ubud, Bali $2,255
Kushtia $615

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $849 in Kushtia.

Ubud, Bali $3,180
Kushtia $849

Living in Ubud, Bali is roughly 249% more expensive than in Kushtia, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Kushtia 72% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$2.47 ৳308

36.84%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$13.13 ৳1,640

163.90%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$4.95 ৳617

12.53%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.86 ৳607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.09 ৳511

Cappuccino

$2.62 Rp 47.5K

$2.42 ৳303

8.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.32 ৳40.17

381.25%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.18 ৳22.57

255.56%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

Milk (1 liter)

$1.46 Rp 26.5K

$0.57 ৳71.8

156.14%

White Bread (500g)

$2.29 Rp 41.6K

$0.62 ৳77.6

269.35%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.72 ৳89.7

54.17%

Eggs

$2.10 Rp 38.1K

$1.18 ৳147

77.97%

Local Cheese (1kg)

$15.94 Rp 289.2K

$9.13 ৳1,140

74.59%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$3.31 ৳414

17.22%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$6.62 ৳827

72.21%

Apples (1kg)

$3.55 Rp 64.4K

$2.83 ৳353

25.44%

Banana (1kg)

$1.54 Rp 27.9K

$0.86 ৳107

79.07%

Oranges (1kg)

$2.23 Rp 40.5K

$2.37 ৳296

-5.91%

Tomato (1kg)

$1.97 Rp 35.8K

$0.62 ৳77.0

217.74%

Potato (1kg)

$1.86 Rp 33.7K

$0.25 ৳31.25

644.00%

Onion (1kg)

$2.42 Rp 43.9K

$0.51 ৳63.7

374.51%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.31 ৳38.45

229.03%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.28 ৳34.81

85.71%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.16 ৳1,518

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.21 ৳651

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.40 ৳799

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.20 ৳399

-31.25%

Wine (Bottle)

$21.79 Rp 395.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.38 ৳47.85

-34.21%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.24 ৳155

-64.52%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.42 ৳52.1

11.90%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$3.25 ৳406

72.31%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.15 ৳144

-27.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$30.1K ৳3.8M

-18.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$32.4K ৳4.1M

-2.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$48.05 ৳6,000

61.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$4.48 ৳560

37.05%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$10.97 ৳1,369

72.47%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$13.71 ৳1,712

271.92%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$4.33 ৳540

1.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$25.08 ৳3,132

1863.40%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$1,173 ৳146.4K

941.94%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$16.50 ৳2,060

173.70%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$18.86 ৳2,355

84.99%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$46.36 ৳5,789

68.94%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$36.12 ৳4,510

115.59%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$88.8 ৳11.1K

1113.45%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$50.2 ৳6,267

1224.75%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$169 ৳21.1K

1973.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$113 ৳14.1K

1377.38%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$704 ৳87.9K

232.29%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.67

29.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kushtia: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kushtia

$50 13.2% 92.5% $615

Groceries & Markets

Ubud, Bali

$279 21%

Kushtia

$122 31.9% 56.5% $158

Clothing & Footwear

Ubud, Bali

$106 8%

Kushtia

$53 13.9% 50.1% $53

Eating Out

Ubud, Bali

$106 8%

Kushtia

$66 17.2% 37.9% $40

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kushtia

$64 16.7% 38.1% $39

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kushtia

$22 5.9% 62.6% $37

Getting Around

Ubud, Bali

$12 0.9%

Kushtia

$4.9 * 1.3% 59.3% $7.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $89 in Kushtia. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $13 in Kushtia for a mid-range dinner for two. Groceries echo the gap at $279 vs $122 per month, with Kushtia cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇩 Kushtia

🕒 Local time

20:38 8:38 PM

18:38 6:38 PM

2 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

108,423

💱 Currency

Indonesian Rupiah IDR Rp

Bangladeshi Taka BDT ৳

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1,000 BDT = 8.01 USD

1,000 BDT = 7.15 EUR

Exchange rates and currency converter

BDT, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

Bangladeshi Taka exchange rates as of November 3, 2026: 1 USD = 125 BDT (1,000 BDT = 8.01 USD). 1 EUR = 140 BDT (1,000 BDT = 7.15 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kushtia 4,590 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Kushtia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kushtia: Cost of Living - Frequently Asked Questions

Kushtia wins on cost – living expenses run 71% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Kushtia the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $572 in Kushtia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $89 in Kushtia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $25 in Kushtia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kushtia – a meal for two runs $13 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $381 in Kushtia versus $1,331 in Ubud, Bali, a $800 budget is realistic in Kushtia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kushtia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kushtia are both considered safe, so it’s unlikely to be the deciding factor between them.