Cost of Living Comparison Between Ubud, Bali and Kushtia Cost of Living Comparison Between Ubud, Bali and Kushtia

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $308 in Kushtia.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $490 in Kushtia.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $672 in Kushtia.

Living in Ubud, Bali is roughly 353% more expensive than in Kushtia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Kushtia is 77% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.63 ৳201

119.02%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$6.50 ৳803

397.23%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.02 ৳497

24.63%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.17 ৳515

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.85 ৳600

Cappuccino

$2.82 Rp 51.0K

$0.69 ৳85.6

308.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.26 ৳32.27

419.23%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.18 ৳21.94

305.56%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

$0.61 ৳74.9

191.80%

White Bread (500g)

$2.45 Rp 44.2K

$0.68 ৳84.3

260.29%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.55 ৳68.2

109.09%

Eggs

$2.41 Rp 43.6K

$0.91 ৳112

164.84%

Local Cheese (1kg)

$14.33 Rp 258.7K

$6.70 ৳828

113.88%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.29 ৳283

82.97%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$5.81 ৳718

107.57%

Apples (1kg)

$3.64 Rp 65.7K

$1.94 ৳240

87.63%

Banana (1kg)

$1.57 Rp 28.3K

$0.42 ৳52.2

273.81%

Oranges (1kg)

$2.79 Rp 50.3K

$1.85 ৳228

50.81%

Tomato (1kg)

$2.24 Rp 40.5K

$0.50 ৳61.9

348.00%

Potato (1kg)

$1.98 Rp 35.7K

$0.18 ৳22.33

1000.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.35 ৳42.79

551.43%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.35 ৳43.28

200.00%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.24 ৳29.38

229.17%

Bottle of Non-Alcoholic Wine (Mid-Range)

$8.54 ৳1,056

Local Non-Alcoholic Beer (0.5 liter bottle)

$4.02 ৳496

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.84 ৳845

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.60 ৳198

99.37%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.22 ৳27.25

22.73%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$10.46 ৳1,292

-19.98%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.25 ৳154

-64.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.40 ৳49.29

15.00%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$2.99 ৳369

103.01%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.03 ৳127

-16.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$28.3K ৳3.5M

-5.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$27.9K ৳3.4M

16.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$32.03 ৳3,958

146.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$4.73 ৳584

-13.53%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$13.26 ৳1,639

79.86%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$13.50 ৳1,668

631.70%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$11.62 ৳1,436

-45.35%

Cinema Ticket

$4.01 Rp 72.3K

$4.00 ৳494

0.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$47.58 ৳5,879

524.72%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,999 ৳247.1K

230.24%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$6.02 ৳744

787.54%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$7.98 ৳986

377.57%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$47.81 ৳5,908

85.42%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$36.59 ৳4,522

109.40%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$70.9 ৳8,761

1338.50%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$41.51 ৳5,130

1538.79%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$164 ৳20.3K

2011.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$97.0 ৳12.0K

2055.72%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$643 ৳79.4K

324.57%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$318 ৳39.2K

-48.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.52

26.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kushtia: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $70.9 in Kushtia. Housing cost is often the main lever when comparing two cities.

Kushtia pays 94% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $7.00 in Kushtia for a mid-range dinner for two. Groceries echo the gap at $298 vs $95.0 per month, with Kushtia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kushtia: Cost of Living - Frequently Asked Questions

Kushtia wins on cost – living expenses run 353% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kushtia the obvious pick if budget is a priority.

On paper, salaries run 94% lower in Kushtia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $70.9 in Kushtia. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kushtia runs roughly 25% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $47.58 in Kushtia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $308 in Kushtia versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Kushtia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kushtia the clear choice for anyone on this budget.

Both work as nomad bases, but Kushtia delivers better value – similar infrastructure at $308 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kushtia hard to pass up.

Safety-wise, Ubud, Bali and Kushtia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kushtia gentler on the wallet – expenses run 353% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.