Cost of Living Comparison Between Ubud, Bali and Kushtia Cost of Living Comparison Between Ubud, Bali and Kushtia

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $304 in Kushtia.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $489 in Kushtia.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $673 in Kushtia.

Living in Ubud, Bali is roughly 362% more expensive than Kushtia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Kushtia is 77% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.66 ৳204

115.06%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$6.69 ৳820

385.80%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.19 ৳514

15.99%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.04 ৳495

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.04 ৳618

Cappuccino

$2.75 Rp 49.2K

$0.68 ৳83.3

304.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.24 ৳29.21

450.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.17 ৳21.26

311.76%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$0.63 ৳77.5

171.43%

White Bread (500g)

$2.47 Rp 44.3K

$0.63 ৳77.4

292.06%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.55 ৳67.2

118.18%

Eggs

$2.44 Rp 43.8K

$0.93 ৳114

162.37%

Local Cheese (1kg)

$14.38 Rp 257.7K

$6.99 ৳857

105.72%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.32 ৳284

85.78%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$5.73 ৳702

113.09%

Apples (1kg)

$3.68 Rp 66.0K

$1.86 ৳228

97.85%

Banana (1kg)

$1.55 Rp 27.8K

$0.43 ৳52.3

260.47%

Oranges (1kg)

$2.79 Rp 49.9K

$1.84 ৳225

51.63%

Tomato (1kg)

$2.33 Rp 41.8K

$0.50 ৳61.8

366.00%

Potato (1kg)

$1.97 Rp 35.3K

$0.14 ৳17.15

1307.14%

Onion (1kg)

$2.31 Rp 41.4K

$0.34 ৳42.14

579.41%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.33 ৳39.99

221.21%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.24 ৳29.17

204.17%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.99 ৳1,470

Local Non-Alcoholic Beer (0.5 liter bottle)

$3.88 ৳476

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.03 ৳861

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.66 ৳203

97.59%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.20 ৳24.50

45.00%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$10.43 ৳1,278

-22.72%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.26 ৳155

-64.29%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.43 ৳52.6

4.65%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$3.14 ৳385

98.73%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.04 ৳127

-18.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$28.2K ৳3.5M

-7.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$28.5K ৳3.5M

11.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$32.13 ৳3,937

151.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$4.80 ৳588

-15.42%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$13.37 ৳1,639

82.65%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$13.40 ৳1,642

628.88%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$11.67 ৳1,430

-44.73%

Cinema Ticket

$4.04 Rp 72.4K

$4.12 ৳505

-1.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$46.89 ৳5,745

548.39%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,953 ৳239.4K

238.95%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$6.11 ৳748

787.56%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$8.01 ৳981

384.14%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$46.37 ৳5,682

85.77%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$36.06 ৳4,419

112.62%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$69.6 ৳8,533

1315.48%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$41.59 ৳5,096

1481.99%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$166 ৳20.3K

1930.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$97.4 ৳11.9K

2021.43%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$679 ৳83.2K

303.55%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$327 ৳40.1K

-50.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.52

26.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kushtia: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $69.6 in Kushtia. Housing cost is often the main lever when comparing two cities.

Kushtia pays 100% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $7.00 in Kushtia for a mid-range dinner for two. Groceries echo the gap at $297 vs $95.0 per month, with Kushtia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kushtia: Cost of Living - Frequently Asked Questions

Kushtia wins on cost – living expenses run 362% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kushtia the obvious pick if budget is a priority.

On paper, Kushtia earns 100% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $69.6 in Kushtia. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kushtia runs roughly 29% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $46.89 in Kushtia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $304 in Kushtia versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Kushtia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kushtia the clear choice for anyone on this budget.

Both work as nomad bases, but Kushtia delivers better value – similar infrastructure at $304 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kushtia hard to pass up.

Safety-wise, Ubud, Bali and Kushtia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kushtia gentler on the wallet – expenses run 362% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.