Cost of Living Comparison Between Ubud, Bali and Kuressaare Cost of Living Comparison Between Ubud, Bali and Kuressaare

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,432 in Kuressaare, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $2,147 in Kuressaare, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,862 in Kuressaare, rent included.

Ubud, Bali is about 3% cheaper than Kuressaare, driven mainly by Eating Out.

Both Ubud, Bali and Kuressaare sit above the global median – Ubud, Bali by 5%, Kuressaare by 8%.

Currency
🍽 Eating Out
Ubud, Bali
Kuressaare
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$14.08 €12.19
-74.64%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$70.7 €61.2
-54.28%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$9.47 €8.20
-47.10%
Cappuccino
$2.82 Rp 51.0K
$3.68 €3.19
-23.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$2.59 €2.24
-47.88%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$2.70 €2.34
-72.96%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$5.35 €4.63
-45.23%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$5.71 €4.95
-31.00%
🛒 Groceries & Markets
Ubud, Bali
Kuressaare
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$1.30 €1.13
36.92%
White Bread (500g)
$2.45 Rp 44.2K
$1.56 €1.35
57.05%
Rice (white) (1kg)
$1.15 Rp 20.7K
$2.40 €2.08
-52.08%
Eggs
$2.41 Rp 43.6K
$2.88 €2.50
-16.32%
Local Cheese (1kg)
$14.33 Rp 258.7K
$12.23 €10.59
17.17%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$8.92 €7.72
-53.03%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
$11.37 €9.85
6.07%
Apples (1kg)
$3.64 Rp 65.7K
$1.88 €1.62
93.62%
Banana (1kg)
$1.57 Rp 28.3K
$1.56 €1.35
0.64%
Oranges (1kg)
$2.79 Rp 50.3K
$2.48 €2.15
12.50%
Tomato (1kg)
$2.24 Rp 40.5K
$2.46 €2.13
-8.94%
Potato (1kg)
$1.98 Rp 35.7K
$1.00 €0.86
98.00%
Onion (1kg)
$2.28 Rp 41.1K
$1.13 €0.98
101.77%
Lettuce (1 head)
$1.05 Rp 19.0K
$2.05 €1.78
-48.78%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$1.05 €0.91
-24.76%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$6.32 €5.48
-49.53%
Wine (Bottle)
$23.49 Rp 424.1K
$10.65 €9.22
120.56%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$1.89 €1.64
53.44%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$2.12 €1.84
30.19%
🚌 Getting Around
Ubud, Bali
Kuressaare
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
$2.36 €2.04
-88.56%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
$29.29 €25.37
-71.42%
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$3.37 €2.92
-86.65%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$0.69 €0.60
-33.33%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$20.61 €17.85
-70.55%
Gasoline (1 liter)
$0.86 Rp 15.6K
$1.93 €1.67
-55.44%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$28.6K €24.8K
-7.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$31.2K €27.0K
4.37%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kuressaare
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$269 €233
-70.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$11.79 €10.21
-65.31%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$35.47 €30.72
-32.76%
🎉 Sport & Entertainment
Ubud, Bali
Kuressaare
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$34.11 €29.54
189.59%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
-
-
Cinema Ticket
$4.01 Rp 72.3K
$11.63 €10.07
-65.52%
🧸 Childcare & Education
Ubud, Bali
Kuressaare
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$115 €99.9
157.60%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$8,299 €7,187
-20.45%
👕👟 Clothing & Footwear
Ubud, Bali
Kuressaare
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$121 €105
-55.97%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$39.84 €34.50
-4.34%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$99.2 €85.9
-10.67%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$110 €94.9
-30.05%
🏠 Accommodation & Living
Ubud, Bali
Kuressaare
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$525 €455
94.10%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$343 €297
98.24%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$698 €605
396.84%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$518 €449
303.35%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$4,144 €3,589
-34.15%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
$2,484 €2,151
-7.61%
💵 Salaries & Financials
Ubud, Bali
Kuressaare
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$1,303 €1,129
-87.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.3
208.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kuressaare: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $525 in Kuressaare. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 696% higher in Kuressaare, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $71.0 in Kuressaare. Groceries tell a different story – $298 in Ubud, Bali vs $267 in Kuressaare – so Kuressaare wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kuressaare: Cost of Living - Frequently Asked Questions
Is Kuressaare cheaper than Ubud, Bali?
Yes – Kuressaare is pricier by about 3%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $2,148 in Kuressaare. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Ubud, Bali and in Kuressaare?
Monthly expenses with rent come to $1,392 in Ubud, Bali and $1,432 in Kuressaare. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 250% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Ubud, Bali or in Kuressaare?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Kuressaare at $1,432. In Ubud, Bali it covers expenses comfortably, while in Kuressaare it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kuressaare more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kuressaare?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuressaare makes more sense. Both are solid long-term options with distinct trade-offs.

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