Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kuressaare

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,492 in Kuressaare, rent and utilities included – about $1,900 less a year. The total is higher in Kuressaare despite lower rent and utilities.

Ubud, Bali, Indonesia
Kuressaare, Estonia
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Kuressaare
🇪🇪 Estonia
$1,492
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kuressaare

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kuressaare actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,492 in Kuressaare, rent included.

  • Ubud, Bali $1,331
  • Kuressaare $1,492

A couple spends around $2,255 per month in Ubud, Bali vs $2,208 in Kuressaare, rent included.

  • Ubud, Bali $2,255
  • Kuressaare $2,208

A family of three spends $3,180 per month in Ubud, Bali vs $2,925 in Kuressaare, rent included.

  • Ubud, Bali $3,180
  • Kuressaare $2,925

Ubud, Bali is about 11% cheaper than Kuressaare, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Kuressaare is 10% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Kuressaare
Difference
Meal at Budget Restaurant
$3.38 Rp 61.3K
$13.51 €12.05
-74.98%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.8K
$66.4 €59.2
-47.82%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.2K
$8.72 €7.78
-36.12%
Cappuccino
$2.62 Rp 47.5K
$4.00 €3.57
-34.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$3.46 €3.09
-55.49%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$2.80 €2.50
-77.14%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$6.40 €5.71
-58.28%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.4K
$5.61 €5.00
-24.06%
🛒 Groceries & Markets
Ubud, Bali
Kuressaare
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.24 €1.11
17.74%
White Bread (500g)
$2.29 Rp 41.6K
$1.90 €1.70
20.53%
Rice (white) (1kg)
$1.11 Rp 20.1K
$2.30 €2.05
-51.74%
Eggs
$2.10 Rp 38.1K
$2.98 €2.65
-29.53%
Local Cheese (1kg)
$15.94 Rp 289.3K
$12.49 €11.14
27.62%
Chicken Fillets (1kg)
$3.88 Rp 70.5K
$8.59 €7.66
-54.83%
Beef Round Steak (1kg)
$11.40 Rp 206.9K
$15.04 €13.42
-24.20%
Apples (1kg)
$3.55 Rp 64.5K
$1.76 €1.57
101.70%
Banana (1kg)
$1.54 Rp 27.9K
$1.44 €1.29
6.94%
Oranges (1kg)
$2.23 Rp 40.5K
$2.52 €2.25
-11.51%
Tomato (1kg)
$1.97 Rp 35.8K
$2.97 €2.65
-33.67%
Potato (1kg)
$1.86 Rp 33.7K
$1.04 €0.93
78.85%
Onion (1kg)
$2.42 Rp 43.9K
$0.89 €0.80
171.91%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.87 €1.66
-45.45%
Water (1.5 liter bottle)
$0.52 Rp 9,479
$1.20 €1.07
-56.67%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$6.62 €5.91
-66.77%
Wine (Bottle)
$21.79 Rp 395.4K
$10.14 €9.05
114.89%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$1.87 €1.67
24.60%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.16 €1.92
37.50%
🚌 Getting Around
Ubud, Bali
Kuressaare
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,544
$2.28 €2.04
-89.04%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.4K
$28.06 €25.03
-70.88%
Taxi Start (Normal Tariff)
$0.44 Rp 7,944
$3.66 €3.26
-87.98%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,493
$0.99 €0.89
-52.53%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$27.01 €24.10
-79.27%
Gasoline (1 liter)
$0.83 Rp 15.0K
$2.00 €1.78
-58.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.7M
$27.5K €24.5K
-10.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.2M
$29.3K €26.1K
8.16%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kuressaare
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$310 €276
-75.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$11.33 €10.10
-45.81%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.3K
$36.43 €32.50
-48.06%
🎉 Sport & Entertainment
Ubud, Bali
Kuressaare
Difference
Gym Membership (Monthly)
$51.0 Rp 925.4K
$33.12 €29.55
53.96%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.2K
-
-
Cinema Ticket
$4.38 Rp 79.5K
$11.54 €10.29
-62.05%
🧸 Childcare & Education
Ubud, Bali
Kuressaare
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$475 €424
3.69%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.8M
$11.9K €10.7K
2.31%
👕👟 Clothing & Footwear
Ubud, Bali
Kuressaare
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.6K
$109 €97.0
-58.47%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 633.2K
$48.38 €43.15
-27.88%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$104 €93.1
-24.94%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$120 €107
-34.84%
🏠 Accommodation & Living
Ubud, Bali
Kuressaare
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.6M
$511 €455
111.04%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$329 €293
102.09%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$657 €586
433.98%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$495 €441
237.75%
Buy Apartment in City Center (m2)
$2,340 Rp 42.5M
$4,044 €3,607
-42.14%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$2,476 €2,208
-9.67%
💵 Salaries & Financials
Ubud, Bali
Kuressaare
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$1,280 €1,141
-87.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.93
250.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kuressaare: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Kuressaare
$329 50.5% $336
Groceries & Markets
Ubud, Bali
$279
Kuressaare
$281 0.6% $1.6
Clothing & Footwear
Ubud, Bali
$106
Kuressaare
$171 61.3% $65
Eating Out
Ubud, Bali
$106
Kuressaare
$251 137% $145
Monthly Utilities & Internet
Ubud, Bali
$103
Kuressaare
$358 249% $255
Sport & Entertainment
Ubud, Bali
$60
Kuressaare
$56 6% $3.6
Getting Around
Ubud, Bali
$12
Kuressaare
$46 284% $34

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $511 in Kuressaare. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kuressaare are about 7.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $66 in Kuressaare. Monthly groceries follow the same trend: $279 vs $281 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇪🇪 Kuressaare
🕒 Local time
18:30 6:30 PM
12:30 12:30 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
15,170
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Kuressaare 10,970 km ≈ 14 h nonstop flight
From you
  • Ubud, Bali
  • Kuressaare

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kuressaare: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kuressaare?
Yes – Kuressaare is pricier by about 12%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,238 in Kuressaare. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kuressaare, especially for central apartments: a one-bedroom in the center costs $511 there versus $1,078 in Ubud, Bali.
What are total monthly expenses in Ubud, Bali and in Kuressaare?
Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,492 in Kuressaare. That makes Ubud, Bali about 11% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $492 per month in Ubud, Bali and $475 in Kuressaare. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough to cover costs in Ubud, Bali or in Kuressaare?
$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,492 in Kuressaare. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Ubud, Bali or in Kuressaare?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,492 in Kuressaare. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Ubud, Bali or Kuressaare?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kuressaare makes more sense. Both are solid long-term options with distinct trade-offs.

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