Cost of Living Comparison Between Ubud, Bali and Kumamoto Cost of Living Comparison Between Ubud, Bali and Kumamoto

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,269 in Kumamoto.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,963 in Kumamoto.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,658 in Kumamoto.

Living in Ubud, Bali is roughly 12% more expensive than Kumamoto, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 6% above, Kumamoto is 5% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$8.44 ¥1,350

-57.82%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$34.17 ¥5,466

-4.21%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$6.21 ¥993

-20.29%

Cappuccino

$2.71 Rp 48.6K

$3.08 ¥493

-12.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.66 ¥105

103.03%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.82 ¥132

-14.63%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.69 ¥271

72.78%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.14 ¥342

85.05%

Milk (1 liter)

$1.81 Rp 32.4K

$1.37 ¥219

32.12%

White Bread (500g)

$2.52 Rp 45.1K

$1.58 ¥253

59.49%

Rice (white) (1kg)

$1.16 Rp 20.8K

$4.11 ¥657

-71.78%

Eggs

$2.46 Rp 44.1K

$2.06 ¥329

19.42%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.03 ¥1,604

46.66%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.03 ¥964

-28.36%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$21.17 ¥3,386

-42.65%

Apples (1kg)

$3.84 Rp 68.8K

$3.10 ¥496

23.87%

Banana (1kg)

$1.56 Rp 27.9K

$1.42 ¥228

9.86%

Oranges (1kg)

$2.83 Rp 50.8K

$1.41 ¥226

100.71%

Tomato (1kg)

$2.33 Rp 41.7K

$5.85 ¥936

-60.17%

Potato (1kg)

$1.91 Rp 34.3K

$2.72 ¥435

-29.78%

Onion (1kg)

$2.20 Rp 39.5K

$3.22 ¥515

-31.68%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.97 ¥155

4.12%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.76 ¥121

2.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.93 ¥629

-15.52%

Wine (Bottle)

$23.74 Rp 425.5K

$5.61 ¥897

323.17%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.90 ¥304

46.84%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.11 ¥337

35.55%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.67 ¥267

-83.83%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$56.3 ¥9,001

-85.73%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$4.72 ¥755

-90.25%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$3.00 ¥480

-85.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$19.29 ¥3,085

-68.38%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.19 ¥190

-33.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.0K ¥3.7M

13.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$20.1K ¥3.2M

59.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$213 ¥34.1K

-62.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$26.96 ¥4,312

-84.94%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$35.73 ¥5,715

-34.17%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$56.0 ¥8,949

76.41%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$14.04 ¥2,246

-52.78%

Cinema Ticket

$4.15 Rp 74.3K

$13.65 ¥2,184

-69.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$408 ¥65.2K

-25.48%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$13.2K ¥2.1M

-49.84%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$43.84 ¥7,013

26.69%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$29.57 ¥4,730

29.56%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$64.9 ¥10.4K

36.56%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$60.1 ¥9,613

29.57%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$466 ¥74.5K

116.11%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$325 ¥52.0K

107.68%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$867 ¥138.7K

296.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$664 ¥106.2K

207.22%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$4,290 ¥686.2K

-33.78%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$2,396 ¥383.2K

-5.50%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.67

695.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kumamoto: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $466 in Kumamoto. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $34.00 in Kumamoto. Groceries flip the comparison at $302 vs $289, with Kumamoto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumamoto: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kumamoto differ by about 12% in total monthly costs ($1,419 vs $1,269 including rent). Kumamoto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,129 in Ubud, Bali and $1,903 in Kumamoto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $466 in Kumamoto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kumamoto runs roughly 601% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $408 in Kumamoto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,269 in Kumamoto versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Kumamoto but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kumamoto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kumamoto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kumamoto gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.