Cost of Living Comparison Between Ubud, Bali and Kumamoto Cost of Living Comparison Between Ubud, Bali and Kumamoto

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,268 in Kumamoto.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,969 in Kumamoto.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,670 in Kumamoto.

Living in Ubud, Bali is roughly 11% more expensive than in Kumamoto, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 5% above, Kumamoto is 5% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$8.57 ¥1,392

-59.74%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$35.04 ¥5,693

-7.71%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.03 ¥979

-19.73%

Cappuccino

$2.75 Rp 49.4K

$3.07 ¥499

-10.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.70 ¥114

97.14%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.83 ¥134

-9.64%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.62 ¥263

84.57%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.10 ¥341

83.33%

Milk (1 liter)

$1.74 Rp 31.2K

$1.35 ¥219

28.89%

White Bread (500g)

$2.46 Rp 44.2K

$1.65 ¥269

49.09%

Rice (white) (1kg)

$1.17 Rp 21.0K

$4.08 ¥663

-71.32%

Eggs

$2.43 Rp 43.7K

$2.10 ¥341

15.71%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.16 ¥1,650

42.72%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.30 ¥1,023

-30.95%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$20.78 ¥3,376

-42.35%

Apples (1kg)

$3.72 Rp 66.8K

$3.10 ¥503

20.00%

Banana (1kg)

$1.63 Rp 29.2K

$1.41 ¥228

15.60%

Oranges (1kg)

$2.74 Rp 49.3K

$1.42 ¥230

92.96%

Tomato (1kg)

$2.24 Rp 40.3K

$5.96 ¥968

-62.42%

Potato (1kg)

$1.92 Rp 34.5K

$2.83 ¥460

-32.16%

Onion (1kg)

$2.28 Rp 40.9K

$3.12 ¥507

-26.92%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.91 ¥147

16.48%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.74 ¥120

-2.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.94 ¥641

-16.50%

Wine (Bottle)

$23.19 Rp 416.8K

$5.47 ¥889

323.95%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.98 ¥321

40.40%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.05 ¥333

33.17%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.61 ¥261

-83.23%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$55.1 ¥8,948

-85.27%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$4.72 ¥766

-89.83%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$2.89 ¥469

-85.47%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$19.40 ¥3,153

-67.94%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.23 ¥200

-34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$23.6K ¥3.8M

12.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$19.6K ¥3.2M

63.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$214 ¥34.8K

-63.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$26.96 ¥4,380

-84.90%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$36.22 ¥5,884

-32.83%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$56.1 ¥9,112

75.84%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$14.04 ¥2,282

-54.84%

Cinema Ticket

$3.99 Rp 71.6K

$13.83 ¥2,246

-71.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$409 ¥66.5K

-25.50%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$13.2K ¥2.1M

-49.74%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$42.67 ¥6,933

26.88%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.61 ¥4,810

27.69%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$65.3 ¥10.6K

32.93%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$61.4 ¥9,978

24.33%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$462 ¥75.1K

114.55%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$329 ¥53.5K

104.29%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$868 ¥141.0K

288.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$666 ¥108.2K

207.97%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,816 ¥620.1K

-26.51%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,816 ¥295.1K

22.62%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.67

695.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kumamoto: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $462 in Kumamoto. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $35.00 in Kumamoto. Groceries flip the comparison at $297 vs $291, with Kumamoto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumamoto: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kumamoto differ by about 11% in total monthly costs ($1,408 vs $1,268 including rent). Kumamoto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $1,902 in Kumamoto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $462 in Kumamoto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kumamoto runs roughly 579% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $409 in Kumamoto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,268 in Kumamoto versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Kumamoto but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kumamoto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kumamoto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kumamoto gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.