Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kumamoto

For one person, living is cheaper in Kumamoto: $1,283 a month against $1,353 in Ubud, Bali, rent and utilities included – about $840 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
62

Cost of Living Index in Kumamoto
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Kumamoto Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Kumamoto

🇯🇵 Japan

$1,283

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kumamoto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kumamoto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,283 in Kumamoto.

Ubud, Bali $1,353
Kumamoto $1,283

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,977 in Kumamoto.

Ubud, Bali $2,297
Kumamoto $1,977

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,670 in Kumamoto.

Ubud, Bali $3,241
Kumamoto $2,670

Living in Ubud, Bali is roughly 5% more expensive than in Kumamoto, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Ubud, Bali is 0% above, Kumamoto is 5% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$7.13 ¥1,126

-54.70%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$31.86 ¥5,034

9.48%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.96 ¥942

-4.36%

Cappuccino

$2.62 Rp 47.1K

$3.22 ¥508

-18.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.05 ¥166

63.81%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.70 ¥111

15.71%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$3.74 ¥591

-29.14%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.26 ¥357

93.36%

Milk (1 liter)

$1.57 Rp 28.3K

$1.36 ¥215

15.44%

White Bread (500g)

$2.19 Rp 39.5K

$1.90 ¥299

15.26%

Rice (white) (1kg)

$1.18 Rp 21.2K

$6.64 ¥1,050

-82.23%

Eggs

$2.16 Rp 38.8K

$1.86 ¥294

16.13%

Local Cheese (1kg)

$17.65 Rp 317.7K

$17.81 ¥2,814

-0.90%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.47 ¥865

-30.90%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$18.87 ¥2,981

-36.67%

Apples (1kg)

$3.60 Rp 64.8K

$3.72 ¥587

-3.23%

Banana (1kg)

$1.59 Rp 28.6K

$1.86 ¥294

-14.52%

Oranges (1kg)

$2.31 Rp 41.6K

$2.78 ¥439

-16.91%

Tomato (1kg)

$1.91 Rp 34.3K

$3.36 ¥530

-43.15%

Potato (1kg)

$1.78 Rp 32.1K

$2.16 ¥342

-17.59%

Onion (1kg)

$2.33 Rp 41.9K

$2.61 ¥413

-10.73%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.04 ¥164

-3.85%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.91 ¥143

-41.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.94 ¥623

-41.88%

Wine (Bottle)

$22.07 Rp 397.3K

$5.61 ¥887

293.40%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.70 ¥268

38.24%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.83 ¥290

62.84%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.50 ¥236

-84.67%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$52.5 ¥8,291

-83.04%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.84 ¥606

-87.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.00 ¥317

-78.50%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$18.05 ¥2,852

-69.70%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.06 ¥167

-21.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$22.0K ¥3.5M

8.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$17.6K ¥2.8M

86.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$210 ¥33.2K

-61.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$24.28 ¥3,835

-72.98%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$33.30 ¥5,261

-44.14%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$52.9 ¥8,359

2.29%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$10.95 ¥1,729

-61.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$126 ¥20.0K

289.54%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$12.4K ¥2.0M

-54.81%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$48.56 ¥7,672

-6.14%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$25.99 ¥4,106

34.51%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$65.3 ¥10.3K

19.07%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$47.20 ¥7,457

66.36%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$541 ¥85.4K

109.30%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$328 ¥51.9K

105.02%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,119 ¥176.8K

222.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$723 ¥114.2K

135.50%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$4,158 ¥656.8K

-34.64%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,735 ¥274.1K

29.16%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.97

599.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Kumamoto: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Kumamoto

$328 25.6% 51.2% $345

Groceries & Markets

Ubud, Bali

$287 21.2%

Kumamoto

$312 24.3% 8.5% $25

Clothing & Footwear

Ubud, Bali

$107 7.9%

Kumamoto

$84 6.6% 21% $22

Eating Out

Ubud, Bali

$106 7.9%

Kumamoto

$144 11.2% 35.1% $37

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Kumamoto

$268 20.9% 155% $163

Sport & Entertainment

Ubud, Bali

$63 4.6%

Kumamoto

$75 5.8% 19.5% $12

Getting Around

Ubud, Bali

$12 0.9%

Kumamoto

$72 5.6% 482% $60

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $541 in Kumamoto. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $32.00 in Kumamoto. Groceries flip the comparison at $287 vs $312, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Kumamoto

🕒 Local time

06:38 6:38 AM

07:38 7:38 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

738,865

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 21, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Kumamoto 4,880 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Kumamoto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumamoto: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kumamoto differ by about 5% in total monthly costs ($1,353 vs $1,283 including rent). Kumamoto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,030 in Ubud, Bali and $1,924 in Kumamoto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $541 in Kumamoto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kumamoto runs roughly 490% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $126 in Kumamoto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,283 in Kumamoto versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Kumamoto but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kumamoto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kumamoto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kumamoto gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.