Last update: Oct 2026

Cost of Living Comparison Between Kumamoto and Ubud, Bali

For one person, living is cheaper in Kumamoto: $1,283 a month against $1,353 in Ubud, Bali, rent and utilities included – about $840 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

62

Cost of Living Index in Kumamoto
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Kumamoto Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kumamoto

🇯🇵 Japan

$1,283

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Kumamoto and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kumamoto and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,283 in Kumamoto versus $1,353 in Ubud, Bali.

Kumamoto $1,283
Ubud, Bali $1,353

Estimated couple costs with rent: $1,977 in Kumamoto versus $2,297 in Ubud, Bali.

Kumamoto $1,977
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,670 in Kumamoto versus $3,241 in Ubud, Bali.

Kumamoto $2,670
Ubud, Bali $3,241

Living in Kumamoto costs roughly 5% less than in Ubud, Bali, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Kumamoto is 5% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$7.13 ¥1,126

$3.23 Rp 58.1K

120.74%

Three-Course Dinner for Two, Mid-Range

$31.86 ¥5,034

$34.88 Rp 627.8K

-8.66%

Fast Food Meal (McDonalds, etc)

$5.96 ¥942

$5.70 Rp 102.5K

4.56%

Cappuccino

$3.22 ¥508

$2.62 Rp 47.1K

22.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ¥166

$1.72 Rp 31.0K

-38.95%

Water (0.33 liter bottle)

$0.70 ¥111

$0.81 Rp 14.6K

-13.58%

Local Beer (0.5 liter draught)

$3.74 ¥591

$2.65 Rp 47.7K

41.13%

Imported Beer (0.33 liter bottle)

$2.26 ¥357

$4.37 Rp 78.6K

-48.28%

Milk (1 liter)

$1.36 ¥215

$1.57 Rp 28.3K

-13.38%

White Bread (500g)

$1.90 ¥299

$2.19 Rp 39.5K

-13.24%

Rice (white) (1kg)

$6.64 ¥1,050

$1.18 Rp 21.2K

462.71%

Eggs

$1.86 ¥294

$2.16 Rp 38.8K

-13.89%

Local Cheese (1kg)

$17.81 ¥2,814

$17.65 Rp 317.7K

0.91%

Chicken Fillets (1kg)

$5.47 ¥865

$3.78 Rp 68.0K

44.71%

Beef Round Steak (1kg)

$18.87 ¥2,981

$11.95 Rp 215.1K

57.91%

Apples (1kg)

$3.72 ¥587

$3.60 Rp 64.8K

3.33%

Banana (1kg)

$1.86 ¥294

$1.59 Rp 28.6K

16.98%

Oranges (1kg)

$2.78 ¥439

$2.31 Rp 41.6K

20.35%

Tomato (1kg)

$3.36 ¥530

$1.91 Rp 34.3K

75.92%

Potato (1kg)

$2.16 ¥342

$1.78 Rp 32.1K

21.35%

Onion (1kg)

$2.61 ¥413

$2.33 Rp 41.9K

12.02%

Lettuce (1 head)

$1.04 ¥164

$1.00 Rp 18.0K

4.00%

Water (1.5 liter bottle)

$0.91 ¥143

$0.53 Rp 9,509

71.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.94 ¥623

$2.29 Rp 41.1K

72.05%

Wine (Bottle)

$5.61 ¥887

$22.07 Rp 397.3K

-74.58%

Local Beer (0.5 liter bottle)

$1.70 ¥268

$2.35 Rp 42.2K

-27.66%

Imported Beer (0.33 liter bottle)

$1.83 ¥290

$2.98 Rp 53.6K

-38.59%

One-way Ticket (Public Transport)

$1.50 ¥236

$0.23 Rp 4,112

552.17%

Public Transport Monthly Pass (Regular Price)

$52.5 ¥8,291

$8.90 Rp 160.2K

489.66%

Taxi Start (Normal Tariff)

$3.84 ¥606

$0.47 Rp 8,466

717.02%

Taxi (Normal Tariff) (1km)

$2.00 ¥317

$0.43 Rp 7,737

365.12%

Taxi 1hour Waiting (Normal Tariff)

$18.05 ¥2,852

$5.47 Rp 98.4K

229.98%

Gasoline (1 liter)

$1.06 ¥167

$0.83 Rp 14.9K

27.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K ¥3.5M

$23.9K Rp 429.8M

-7.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.6K ¥2.8M

$32.8K Rp 590.1M

-46.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 ¥33.2K

$80.0 Rp 1.4M

163.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.28 ¥3,835

$6.56 Rp 118.1K

270.12%

Internet (50+ Mbps, Unlimited Data)

$33.30 ¥5,261

$18.60 Rp 334.8K

79.03%

Gym Membership (Monthly)

$52.9 ¥8,359

$54.1 Rp 974.1K

-2.24%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$10.95 ¥1,729

$4.25 Rp 76.5K

157.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$126 ¥20.0K

$493 Rp 8.9M

-74.33%

International Primary School, 1 Child (Yearly)

$12.4K ¥2.0M

$5,597 Rp 100.7M

121.31%

Jeans (Levis 501 Or Similar)

$48.56 ¥7,672

$45.58 Rp 820.4K

6.54%

Summer Dress (H&M, Zara, etc)

$25.99 ¥4,106

$34.96 Rp 629.4K

-25.66%

Sport Shoes (Adidas, Nike)

$65.3 ¥10.3K

$77.7 Rp 1.4M

-16.02%

Men's Leather Business Shoes

$47.20 ¥7,457

$78.5 Rp 1.4M

-39.89%

1-bedroom Apartment, City Center (Monthly)

$541 ¥85.4K

$1,131 Rp 20.4M

-52.22%

1-bedroom Apartment, Outside City Center (Monthly)

$328 ¥51.9K

$673 Rp 12.1M

-51.22%

3-bedroom Apartment, City Center (Monthly)

$1,119 ¥176.8K

$3,613 Rp 65.0M

-69.02%

3-bedroom Apartment, Outside City Center (Monthly)

$723 ¥114.2K

$1,702 Rp 30.6M

-57.54%

Buy Apartment in City Center (m2)

$4,158 ¥656.8K

$2,717 Rp 48.9M

53.00%

Buy Apartment Outside City Center (m2)

$1,735 ¥274.1K

$2,241 Rp 40.3M

-22.58%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

1.97

13.78

-85.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumamoto: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kumamoto

$328 25.6%

Ubud, Bali

$673 49.7% 105% $345

Groceries & Markets

Kumamoto

$312 24.3%

Ubud, Bali

$287 21.2% 7.9% $25

Monthly Utilities & Internet

Kumamoto

$268 20.9%

Ubud, Bali

$105 7.8% 60.8% $163

Eating Out

Kumamoto

$144 11.2%

Ubud, Bali

$106 7.9% 26% $37

Clothing & Footwear

Kumamoto

$84 6.6%

Ubud, Bali

$107 7.9% 26.6% $22

Sport & Entertainment

Kumamoto

$75 5.8%

Ubud, Bali

$63 4.6% 16.3% $12

Getting Around

Kumamoto

$72 5.6%

Ubud, Bali

$12 0.9% 82.8% $60

Cost Breakdown

A one-bedroom apartment in the center runs $541 in Kumamoto and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Kumamoto vs $35.00 in Ubud, Bali. Groceries flip the comparison at $312 vs $287, with Ubud, Bali cheaper for home cooking.

Good to know

🇯🇵 Kumamoto

🇮🇩 Ubud, Bali

🕒 Local time

03:51 3:51 AM

02:51 2:51 AM

1 h behind Kumamoto

🌤 Weather

👥 Population

738,865

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 21, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

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Highest

Between locations

Kumamoto Ubud, Bali 4,880 km ≈ 7 h nonstop flight

From you

Kumamoto
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumamoto vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kumamoto and Ubud, Bali differ by about 5% in total monthly costs ($1,283 vs $1,353 including rent). Kumamoto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,924 in Kumamoto and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $541 in Kumamoto versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kumamoto runs roughly 490% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $126 in Kumamoto versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,283 in Kumamoto versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Kumamoto but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kumamoto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kumamoto and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kumamoto gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.