Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kuldiga

For one person, living is cheaper in Kuldiga: $261 a month against $1,331 in Ubud, Bali, rent and utilities included – about $12,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kuldiga

🇱🇻 Latvia

$261

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kuldiga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kuldiga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $261 in Kuldiga.

Ubud, Bali $1,331
Kuldiga $261

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $576 in Kuldiga.

Ubud, Bali $2,255
Kuldiga $576

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $892 in Kuldiga.

Ubud, Bali $3,180
Kuldiga $892

Living in Ubud, Bali is roughly 410% more expensive than in Kuldiga, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Kuldiga 81% lower.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$11.39 €10.20

-70.32%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$66.6 €59.6

-48.00%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$4.02 €3.60

38.56%

Cappuccino

$2.62 Rp 47.4K

$3.45 €3.08

-24.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.76 €2.47

-44.20%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.14 €1.02

-43.86%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$4.89 €4.38

-45.40%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$5.60 €5.01

-23.93%

Milk (1 liter)

$1.46 Rp 26.5K

$1.60 €1.43

-8.75%

White Bread (500g)

$2.29 Rp 41.5K

$1.31 €1.17

74.81%

Rice (white) (1kg)

$1.11 Rp 20.0K

Eggs

$2.10 Rp 38.0K

$2.54 €2.27

-17.32%

Local Cheese (1kg)

$15.94 Rp 288.6K

Chicken Fillets (1kg)

$3.88 Rp 70.3K

Beef Round Steak (1kg)

$11.40 Rp 206.4K

Apples (1kg)

$3.55 Rp 64.3K

$0.91 €0.81

290.11%

Banana (1kg)

$1.54 Rp 27.8K

$1.32 €1.18

16.67%

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.7K

$2.27 €2.03

-13.22%

Potato (1kg)

$1.86 Rp 33.6K

$0.44 €0.39

322.73%

Onion (1kg)

$2.42 Rp 43.8K

$0.46 €0.41

426.09%

Lettuce (1 head)

$1.02 Rp 18.6K

Water (1.5 liter bottle)

$0.52 Rp 9,456

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

Wine (Bottle)

$21.79 Rp 394.4K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,533

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

Gasoline (1 liter)

$0.83 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

Gym Membership (Monthly)

$51.0 Rp 923.1K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

Cinema Ticket

$4.38 Rp 79.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kuldiga: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kuldiga

–

Groceries & Markets

Ubud, Bali

$279 21%

Kuldiga

–

Clothing & Footwear

Ubud, Bali

$106 8%

Kuldiga

–

Eating Out

Ubud, Bali

$106 8%

Kuldiga

–

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kuldiga

–

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kuldiga

–

Getting Around

Ubud, Bali

$12 0.9%

Kuldiga

–

Cost Breakdown

Dining out: $35 in Ubud, Bali vs $67 in Kuldiga. Groceries flip the comparison at $279 vs $65, with Kuldiga cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇱🇻 Kuldiga

🕒 Local time

23:22 11:22 PM

17:22 5:22 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,494

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.895 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Kuldiga 11,000 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Kuldiga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kuldiga: Cost of Living - Frequently Asked Questions

Kuldiga wins on cost – living expenses run 80% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Kuldiga the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $392 in Kuldiga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $261 in Kuldiga – Kuldiga is about 80% cheaper, which adds up to real savings over time.

Supermarket bills run roughly 328% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $261 in Kuldiga versus $1,331 in Ubud, Bali, a $800 budget is realistic in Kuldiga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuldiga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kuldiga are both considered safe, so it’s unlikely to be the deciding factor between them.