😐Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $804 in Kuching.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,223 in Kuching.
😐Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,642 in Kuching.
😐Living in Ubud, Bali is roughly 79% more expensive than Kuching, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Ubud, Bali is 7% above, Kuching is 40% below.
Currency
🍽 Eating Out
Ubud, Bali
Kuching
Difference
Meal at Budget Restaurant
$3.57Rp 61.6K
$2.80MYR 11.08
27.50%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 562.6K
$20.00MYR 79.0
62.90%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.5K
$4.68MYR 18.49
8.33%
Cappuccino
$2.83Rp 48.8K
$2.45MYR 9.69
15.51%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.1K
$0.75MYR 2.94
78.67%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$0.32MYR 1.27
115.62%
Local Beer(0.5 liter draught)
$2.99Rp 51.6K
$2.89MYR 11.43
3.46%
Imported Beer(0.33 liter bottle)
$3.85Rp 66.4K
$3.63MYR 14.33
6.06%
🛒 Groceries & Markets
Ubud, Bali
Kuching
Difference
Milk(1 liter)
$1.74Rp 30.1K
$1.90MYR 7.51
-8.42%
White Bread(500g)
$2.54Rp 43.8K
$1.12MYR 4.43
126.79%
Rice(white)(1kg)
$1.19Rp 20.6K
$1.02MYR 4.03
16.67%
Eggs
$2.43Rp 41.9K
$2.26MYR 8.91
7.52%
Local Cheese(1kg)
$14.66Rp 253.2K
$9.55MYR 37.72
53.51%
Chicken Fillets(1kg)
$4.18Rp 72.1K
$3.73MYR 14.72
12.06%
Beef Round Steak(1kg)
$11.94Rp 206.1K
$7.99MYR 31.56
49.44%
Apples(1kg)
$3.69Rp 63.6K
$3.08MYR 12.18
19.81%
Banana(1kg)
$1.61Rp 27.7K
$1.15MYR 4.54
40.00%
Oranges(1kg)
$2.69Rp 46.4K
$2.62MYR 10.36
2.67%
Tomato(1kg)
$2.33Rp 40.2K
$1.81MYR 7.15
28.73%
Potato(1kg)
$1.91Rp 32.9K
$1.11MYR 4.40
72.07%
Onion(1kg)
$2.19Rp 37.7K
$1.24MYR 4.89
76.61%
Lettuce(1 head)
$1.06Rp 18.3K
$1.74MYR 6.88
-39.08%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$0.53MYR 2.10
35.85%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.1K
$4.22MYR 16.67
-25.83%
Wine(Bottle)
$23.49Rp 405.6K
$21.58MYR 85.3
8.85%
Local Beer(0.5 liter bottle)
$2.74Rp 47.3K
$3.84MYR 15.18
-28.65%
Imported Beer(0.33 liter bottle)
$2.88Rp 49.7K
$3.47MYR 13.71
-17.00%
🚌 Getting Around
Ubud, Bali
Kuching
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,010
$0.25MYR 0.99
16.00%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.0K
$11.84MYR 46.78
-31.00%
Taxi Start(Normal Tariff)
$0.45Rp 7,834
$0.98MYR 3.88
-54.08%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,278
$1.11MYR 4.38
-62.16%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.3K
$1.92MYR 7.60
220.83%
Gasoline(1 liter)
$0.84Rp 14.5K
$0.47MYR 1.84
78.72%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 453.1M
$46.1KMYR 182.0K
-43.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 560.8M
$36.3KMYR 143.3K
-10.50%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kuching
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$40.86MYR 161
91.92%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.2K
$9.15MYR 36.13
-56.83%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 421.4K
$25.01MYR 98.8
-2.44%
🎉 Sport & Entertainment
Ubud, Bali
Kuching
Difference
Gym Membership(Monthly)
$96.5Rp 1.7M
$29.43MYR 116
228.03%
Tennis Court(1 Hour on Weekend)
$6.35Rp 109.6K
$9.87MYR 39.00
-35.66%
Cinema Ticket
$4.04Rp 69.7K
$4.72MYR 18.65
-14.41%
🧸 Childcare & Education
Ubud, Bali
Kuching
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$145MYR 575
108.04%
International Primary School, 1 Child(Yearly)
$6,523Rp 112.6M
$6,146MYR 24.3K
6.13%
👕👟 Clothing & Footwear
Ubud, Bali
Kuching
Difference
Jeans(Levis 501 Or Similar)
$53.8Rp 929.5K
$65.8MYR 260
-18.19%
Summer Dress(H&M, Zara, etc)
$37.98Rp 655.8K
$31.81MYR 126
19.40%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$86.1MYR 340
0.78%
Men's Leather Business Shoes
$78.9Rp 1.4M
$71.3MYR 282
10.56%
🏠 Accommodation & Living
Ubud, Bali
Kuching
Difference
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$284MYR 1,123
256.04%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.6M
$203MYR 800
233.00%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.5M
$566MYR 2,237
498.60%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.2M
$378MYR 1,494
454.79%
Buy Apartment in City Center(m2)
$2,985Rp 51.5M
$2,090MYR 8,254
42.83%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.4M
$1,556MYR 6,145
50.37%
💵 Salaries & Financials
Ubud, Bali
Kuching
Difference
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
$554MYR 2,186
-68.72%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.27
211.01%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: April 28, 2026
Last update for Kuching: April 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $284 in Kuching. Housing cost is often the main lever when comparing two cities.
💰Kuching pays 220% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $20.00 in Kuching for a mid-range dinner for two. Groceries echo the gap at $298 vs $245 per month, with Kuching cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kuching: Cost of Living - Frequently Asked Questions
Is Kuching cheaper than Ubud, Bali?
Kuching is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 79% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Kuching?
On paper, Kuching earns 220% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Kuching?
Rent for a central apartment: $1,012 in Ubud, Bali versus $284 in Kuching. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or Kuching?
Dining out is cheaper in Kuching – a meal for two runs $20.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali vs Kuching?
All in, you'll spend $1,438 per month in Ubud, Bali versus $804 in Kuching – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Ubud, Bali or Kuching?
At $804 in Kuching versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Kuching but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuching the clear choice for anyone on this budget.
Is Ubud, Bali or Kuching more family-friendly?
For families, Kuching is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Kuching?
Safety-wise, Ubud, Bali and Kuching are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kuching gentler on the wallet – expenses run 79% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared