😐Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $777 in Kuching.
😐Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,228 in Kuching.
😐Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,678 in Kuching.
🌍Living in Ubud, Bali is roughly 79% more expensive than in Kuching, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Kuching is 42% below.
Currency
🍽 Eating Out
Ubud, Bali
Kuching
Difference
Meal at Budget Restaurant
$3.57Rp 64.6K
$2.80MYR 11.43
27.50%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 584.4K
$20.41MYR 83.4
58.35%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.5K
$4.59MYR 18.77
9.15%
Cappuccino
$2.82Rp 51.1K
$2.58MYR 10.53
9.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$0.71MYR 2.90
90.14%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$0.30MYR 1.21
143.33%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$2.88MYR 11.77
1.74%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.2K
$3.74MYR 15.29
5.35%
🛒 Groceries & Markets
Ubud, Bali
Kuching
Difference
Milk(1 liter)
$1.78Rp 32.2K
$1.89MYR 7.72
-5.82%
White Bread(500g)
$2.45Rp 44.3K
$1.08MYR 4.42
126.85%
Rice(white)(1kg)
$1.15Rp 20.8K
$1.05MYR 4.31
9.52%
Eggs
$2.41Rp 43.7K
$2.19MYR 8.95
10.05%
Local Cheese(1kg)
$14.33Rp 259.1K
$9.58MYR 39.17
49.58%
Chicken Fillets(1kg)
$4.19Rp 75.7K
$3.84MYR 15.71
9.11%
Beef Round Steak(1kg)
$12.06Rp 218.1K
$8.22MYR 33.60
46.72%
Apples(1kg)
$3.64Rp 65.8K
$2.98MYR 12.19
22.15%
Banana(1kg)
$1.57Rp 28.3K
$1.15MYR 4.69
36.52%
Oranges(1kg)
$2.79Rp 50.4K
$2.62MYR 10.71
6.49%
Tomato(1kg)
$2.24Rp 40.5K
$1.77MYR 7.24
26.55%
Potato(1kg)
$1.98Rp 35.8K
$1.15MYR 4.71
72.17%
Onion(1kg)
$2.28Rp 41.2K
$1.24MYR 5.08
83.87%
Lettuce(1 head)
$1.05Rp 19.1K
$1.71MYR 6.98
-38.60%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$0.52MYR 2.13
51.92%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.7K
$4.19MYR 17.12
-23.87%
Wine(Bottle)
$23.49Rp 424.8K
$20.46MYR 83.6
14.81%
Local Beer(0.5 liter bottle)
$2.90Rp 52.4K
$3.88MYR 15.86
-25.26%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.8K
$3.41MYR 13.93
-19.06%
🚌 Getting Around
Ubud, Bali
Kuching
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,821
$0.23MYR 0.94
17.39%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.3K
$11.80MYR 48.21
-29.07%
Taxi Start(Normal Tariff)
$0.45Rp 8,180
$0.96MYR 3.94
-53.13%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,311
$1.13MYR 4.62
-59.29%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.7K
$1.90MYR 7.78
219.47%
Gasoline(1 liter)
$0.86Rp 15.6K
$0.50MYR 2.05
72.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.7M
$45.9KMYR 187.6K
-42.08%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 588.6M
$37.2KMYR 152.2K
-12.61%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kuching
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$41.82MYR 171
88.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 74.0K
$9.22MYR 37.70
-55.64%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 431.2K
$25.53MYR 104
-6.58%
🎉 Sport & Entertainment
Ubud, Bali
Kuching
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$29.85MYR 122
230.92%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.9K
$9.81MYR 40.08
-35.27%
Cinema Ticket
$4.01Rp 72.5K
$4.64MYR 18.94
-13.58%
🧸 Childcare & Education
Ubud, Bali
Kuching
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$143MYR 586
107.45%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.4M
$6,166MYR 25.2K
7.07%
👕👟 Clothing & Footwear
Ubud, Bali
Kuching
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 966.0K
$66.3MYR 271
-19.39%
Summer Dress(H&M, Zara, etc)
$38.11Rp 689.2K
$31.34MYR 128
21.60%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$87.5MYR 358
1.33%
Men's Leather Business Shoes
$76.6Rp 1.4M
$71.7MYR 293
6.85%
🏠 Accommodation & Living
Ubud, Bali
Kuching
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$284MYR 1,160
259.27%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$201MYR 820
239.08%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.7M
$569MYR 2,326
509.64%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.8M
$387MYR 1,583
439.56%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
$2,088MYR 8,535
30.68%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.5M
$1,510MYR 6,172
51.99%
💵 Salaries & Financials
Ubud, Bali
Kuching
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
$530MYR 2,167
-69.13%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.27
211.01%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Kuching: July 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $284 in Kuching. Housing cost is often the main lever when comparing two cities.
💰Kuching pays 224% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $20.00 in Kuching for a mid-range dinner for two. Groceries echo the gap at $298 vs $243 per month, with Kuching cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kuching: Cost of Living - Frequently Asked Questions
Is Kuching cheaper than Ubud, Bali?
Kuching is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment. The 79% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Kuching?
On paper, salaries run 224% lower in Kuching. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Kuching?
Rent for a central apartment: $1,020 in Ubud, Bali versus $284 in Kuching. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or in Kuching?
Dining out is cheaper in Kuching – a meal for two runs $20.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali and in Kuching?
All in, you'll spend $1,392 per month in Ubud, Bali versus $777 in Kuching – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Ubud, Bali or in Kuching?
At $777 in Kuching versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Kuching but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuching the clear choice for anyone on this budget.
Is Ubud, Bali or Kuching more family-friendly?
For families, Kuching is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Kuching?
Safety-wise, Ubud, Bali and Kuching are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kuching gentler on the wallet – expenses run 79% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared