Cost of Living Comparison Between Ubud, Bali and Kuching Cost of Living Comparison Between Ubud, Bali and Kuching

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $804 in Kuching.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,223 in Kuching.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,642 in Kuching.

Living in Ubud, Bali is roughly 79% more expensive than Kuching, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 7% above, Kuching is 40% below.

Currency
🍽 Eating Out
Ubud, Bali
Kuching
Difference
Meal at Budget Restaurant
$3.57 Rp 61.6K
$2.80 MYR 11.08
27.50%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 562.6K
$20.00 MYR 79.0
62.90%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.5K
$4.68 MYR 18.49
8.33%
Cappuccino
$2.83 Rp 48.8K
$2.45 MYR 9.69
15.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.1K
$0.75 MYR 2.94
78.67%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$0.32 MYR 1.27
115.62%
Local Beer (0.5 liter draught)
$2.99 Rp 51.6K
$2.89 MYR 11.43
3.46%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.4K
$3.63 MYR 14.33
6.06%
🛒 Groceries & Markets
Ubud, Bali
Kuching
Difference
Milk (1 liter)
$1.74 Rp 30.1K
$1.90 MYR 7.51
-8.42%
White Bread (500g)
$2.54 Rp 43.8K
$1.12 MYR 4.43
126.79%
Rice (white) (1kg)
$1.19 Rp 20.6K
$1.02 MYR 4.03
16.67%
Eggs
$2.43 Rp 41.9K
$2.26 MYR 8.91
7.52%
Local Cheese (1kg)
$14.66 Rp 253.2K
$9.55 MYR 37.72
53.51%
Chicken Fillets (1kg)
$4.18 Rp 72.1K
$3.73 MYR 14.72
12.06%
Beef Round Steak (1kg)
$11.94 Rp 206.1K
$7.99 MYR 31.56
49.44%
Apples (1kg)
$3.69 Rp 63.6K
$3.08 MYR 12.18
19.81%
Banana (1kg)
$1.61 Rp 27.7K
$1.15 MYR 4.54
40.00%
Oranges (1kg)
$2.69 Rp 46.4K
$2.62 MYR 10.36
2.67%
Tomato (1kg)
$2.33 Rp 40.2K
$1.81 MYR 7.15
28.73%
Potato (1kg)
$1.91 Rp 32.9K
$1.11 MYR 4.40
72.07%
Onion (1kg)
$2.19 Rp 37.7K
$1.24 MYR 4.89
76.61%
Lettuce (1 head)
$1.06 Rp 18.3K
$1.74 MYR 6.88
-39.08%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.53 MYR 2.10
35.85%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.1K
$4.22 MYR 16.67
-25.83%
Wine (Bottle)
$23.49 Rp 405.6K
$21.58 MYR 85.3
8.85%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.3K
$3.84 MYR 15.18
-28.65%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.7K
$3.47 MYR 13.71
-17.00%
🚌 Getting Around
Ubud, Bali
Kuching
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,010
$0.25 MYR 0.99
16.00%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.0K
$11.84 MYR 46.78
-31.00%
Taxi Start (Normal Tariff)
$0.45 Rp 7,834
$0.98 MYR 3.88
-54.08%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,278
$1.11 MYR 4.38
-62.16%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.3K
$1.92 MYR 7.60
220.83%
Gasoline (1 liter)
$0.84 Rp 14.5K
$0.47 MYR 1.84
78.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 453.1M
$46.1K MYR 182.0K
-43.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 560.8M
$36.3K MYR 143.3K
-10.50%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kuching
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$40.86 MYR 161
91.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.2K
$9.15 MYR 36.13
-56.83%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 421.4K
$25.01 MYR 98.8
-2.44%
🎉 Sport & Entertainment
Ubud, Bali
Kuching
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$29.43 MYR 116
228.03%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 109.6K
$9.87 MYR 39.00
-35.66%
Cinema Ticket
$4.04 Rp 69.7K
$4.72 MYR 18.65
-14.41%
🧸 Childcare & Education
Ubud, Bali
Kuching
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$145 MYR 575
108.04%
International Primary School, 1 Child (Yearly)
$6,523 Rp 112.6M
$6,146 MYR 24.3K
6.13%
👕👟 Clothing & Footwear
Ubud, Bali
Kuching
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 929.5K
$65.8 MYR 260
-18.19%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 655.8K
$31.81 MYR 126
19.40%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$86.1 MYR 340
0.78%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$71.3 MYR 282
10.56%
🏠 Accommodation & Living
Ubud, Bali
Kuching
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$284 MYR 1,123
256.04%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.6M
$203 MYR 800
233.00%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.5M
$566 MYR 2,237
498.60%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.2M
$378 MYR 1,494
454.79%
Buy Apartment in City Center (m2)
$2,985 Rp 51.5M
$2,090 MYR 8,254
42.83%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.4M
$1,556 MYR 6,145
50.37%
💵 Salaries & Financials
Ubud, Bali
Kuching
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$554 MYR 2,186
-68.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.27
211.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kuching: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $284 in Kuching. Housing cost is often the main lever when comparing two cities.

Kuching pays 220% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $20.00 in Kuching for a mid-range dinner for two. Groceries echo the gap at $298 vs $245 per month, with Kuching cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kuching: Cost of Living - Frequently Asked Questions
Is Kuching cheaper than Ubud, Bali?
Kuching is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 79% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Kuching?
On paper, Kuching earns 220% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Kuching?
Rent for a central apartment: $1,012 in Ubud, Bali versus $284 in Kuching. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or Kuching?
Dining out is cheaper in Kuching – a meal for two runs $20.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali vs Kuching?
All in, you'll spend $1,438 per month in Ubud, Bali versus $804 in Kuching – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Ubud, Bali or Kuching?
At $804 in Kuching versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Kuching but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuching the clear choice for anyone on this budget.
Is Ubud, Bali or Kuching more family-friendly?
For families, Kuching is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Kuching?
Safety-wise, Ubud, Bali and Kuching are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kuching gentler on the wallet – expenses run 79% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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