Cost of Living Comparison Between Ubud, Bali and Kuching Cost of Living Comparison Between Ubud, Bali and Kuching

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $802 in Kuching.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,218 in Kuching.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,633 in Kuching.

Living in Ubud, Bali is roughly 75% more expensive than Kuching, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 4% above, Kuching is 40% below.

Currency
🍽 Eating Out
Ubud, Bali
Kuching
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$2.76 MYR 11.19
29.35%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$20.32 MYR 82.4
59.94%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$4.81 MYR 19.51
1.04%
Cappuccino
$2.75 Rp 49.2K
$2.53 MYR 10.26
8.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.76 MYR 3.07
73.68%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.29 MYR 1.19
141.38%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$2.78 MYR 11.27
4.68%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$3.61 MYR 14.63
4.99%
🛒 Groceries & Markets
Ubud, Bali
Kuching
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.91 MYR 7.76
-10.47%
White Bread (500g)
$2.47 Rp 44.3K
$1.09 MYR 4.44
126.61%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.06 MYR 4.28
13.21%
Eggs
$2.44 Rp 43.8K
$2.15 MYR 8.73
13.49%
Local Cheese (1kg)
$14.38 Rp 257.7K
$9.37 MYR 38.01
53.47%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$3.79 MYR 15.36
13.72%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$8.01 MYR 32.49
52.43%
Apples (1kg)
$3.68 Rp 66.0K
$2.99 MYR 12.14
23.08%
Banana (1kg)
$1.55 Rp 27.8K
$1.14 MYR 4.63
35.96%
Oranges (1kg)
$2.79 Rp 49.9K
$2.59 MYR 10.48
7.72%
Tomato (1kg)
$2.33 Rp 41.8K
$1.80 MYR 7.31
29.44%
Potato (1kg)
$1.97 Rp 35.3K
$1.11 MYR 4.50
77.48%
Onion (1kg)
$2.31 Rp 41.4K
$1.24 MYR 5.01
86.29%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.69 MYR 6.87
-37.28%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.53 MYR 2.13
37.74%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$4.19 MYR 17.00
-21.72%
Wine (Bottle)
$22.79 Rp 408.4K
$21.36 MYR 86.6
6.69%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$3.87 MYR 15.69
-27.39%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$3.41 MYR 13.82
-18.48%
🚌 Getting Around
Ubud, Bali
Kuching
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.23 MYR 0.93
26.09%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$11.92 MYR 48.32
-32.38%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.93 MYR 3.76
-51.61%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$1.11 MYR 4.49
-59.46%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$1.84 MYR 7.45
239.13%
Gasoline (1 liter)
$0.85 Rp 15.2K
$0.50 MYR 2.03
70.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$44.6K MYR 180.8K
-41.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$37.3K MYR 151.3K
-15.18%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kuching
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$41.24 MYR 167
95.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$8.92 MYR 36.16
-54.48%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$25.42 MYR 103
-3.93%
🎉 Sport & Entertainment
Ubud, Bali
Kuching
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$29.51 MYR 120
230.97%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$9.77 MYR 39.62
-33.98%
Cinema Ticket
$4.04 Rp 72.4K
$4.63 MYR 18.77
-12.74%
🧸 Childcare & Education
Ubud, Bali
Kuching
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$141 MYR 572
115.38%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$6,063 MYR 24.6K
9.21%
👕👟 Clothing & Footwear
Ubud, Bali
Kuching
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$65.8 MYR 267
-17.63%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$31.99 MYR 130
21.23%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$85.9 MYR 348
0.24%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$71.5 MYR 290
7.29%
🏠 Accommodation & Living
Ubud, Bali
Kuching
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$285 MYR 1,156
245.84%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$205 MYR 830
221.48%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$556 MYR 2,255
506.03%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$386 MYR 1,566
434.97%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$2,144 MYR 8,692
27.89%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$1,535 MYR 6,224
45.12%
💵 Salaries & Financials
Ubud, Bali
Kuching
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$552 MYR 2,239
-70.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.27
211.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kuching: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $285 in Kuching. Housing cost is often the main lever when comparing two cities.

Kuching pays 238% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $20.00 in Kuching for a mid-range dinner for two. Groceries echo the gap at $297 vs $243 per month, with Kuching cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kuching: Cost of Living - Frequently Asked Questions
Is Kuching cheaper than Ubud, Bali?
Kuching is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 75% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Kuching?
On paper, Kuching earns 238% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Kuching?
Rent for a central apartment: $986 in Ubud, Bali versus $285 in Kuching. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or Kuching?
Dining out is cheaper in Kuching – a meal for two runs $20.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali vs Kuching?
All in, you'll spend $1,404 per month in Ubud, Bali versus $802 in Kuching – a 75% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Ubud, Bali or Kuching?
At $802 in Kuching versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Kuching but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuching the clear choice for anyone on this budget.
Is Ubud, Bali or Kuching more family-friendly?
For families, Kuching is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Kuching?
Safety-wise, Ubud, Bali and Kuching are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kuching gentler on the wallet – expenses run 75% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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