Cost of Living Comparison Between Kuching and Ubud, Bali Cost of Living Comparison Between Kuching and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $777 in Kuching versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,228 in Kuching versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,678 in Kuching versus $3,723 in Ubud, Bali.

Living in Kuching costs roughly 44% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Kuching is 42% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Kuching
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.80 MYR 11.43
$3.57 Rp 64.6K
-21.57%
Three-Course Dinner for Two, Mid-Range
$20.41 MYR 83.4
$32.32 Rp 584.4K
-36.85%
Fast Food Meal (McDonalds, etc)
$4.59 MYR 18.77
$5.01 Rp 90.5K
-8.38%
Cappuccino
$2.58 MYR 10.53
$2.82 Rp 51.1K
-8.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.71 MYR 2.90
$1.35 Rp 24.4K
-47.41%
Water (0.33 liter bottle)
$0.30 MYR 1.21
$0.73 Rp 13.2K
-58.90%
Local Beer (0.5 liter draught)
$2.88 MYR 11.77
$2.93 Rp 53.0K
-1.71%
Imported Beer (0.33 liter bottle)
$3.74 MYR 15.29
$3.94 Rp 71.2K
-5.08%
🛒 Groceries & Markets
Kuching
Ubud, Bali
Difference
Milk (1 liter)
$1.89 MYR 7.72
$1.78 Rp 32.2K
6.18%
White Bread (500g)
$1.08 MYR 4.42
$2.45 Rp 44.3K
-55.92%
Rice (white) (1kg)
$1.05 MYR 4.31
$1.15 Rp 20.8K
-8.70%
Eggs
$2.19 MYR 8.95
$2.41 Rp 43.7K
-9.13%
Local Cheese (1kg)
$9.58 MYR 39.17
$14.33 Rp 259.1K
-33.15%
Chicken Fillets (1kg)
$3.84 MYR 15.71
$4.19 Rp 75.7K
-8.35%
Beef Round Steak (1kg)
$8.22 MYR 33.60
$12.06 Rp 218.1K
-31.84%
Apples (1kg)
$2.98 MYR 12.19
$3.64 Rp 65.8K
-18.13%
Banana (1kg)
$1.15 MYR 4.69
$1.57 Rp 28.3K
-26.75%
Oranges (1kg)
$2.62 MYR 10.71
$2.79 Rp 50.4K
-6.09%
Tomato (1kg)
$1.77 MYR 7.24
$2.24 Rp 40.5K
-20.98%
Potato (1kg)
$1.15 MYR 4.71
$1.98 Rp 35.8K
-41.92%
Onion (1kg)
$1.24 MYR 5.08
$2.28 Rp 41.2K
-45.61%
Lettuce (1 head)
$1.71 MYR 6.98
$1.05 Rp 19.1K
62.86%
Water (1.5 liter bottle)
$0.52 MYR 2.13
$0.79 Rp 14.2K
-34.18%
Cigarettes 20 Pack (Marlboro, Camel)
$4.19 MYR 17.12
$3.19 Rp 57.7K
31.35%
Wine (Bottle)
$20.46 MYR 83.6
$23.49 Rp 424.8K
-12.90%
Local Beer (0.5 liter bottle)
$3.88 MYR 15.86
$2.90 Rp 52.4K
33.79%
Imported Beer (0.33 liter bottle)
$3.41 MYR 13.93
$2.76 Rp 49.8K
23.55%
🚌 Getting Around
Kuching
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.23 MYR 0.94
$0.27 Rp 4,821
-14.81%
Public Transport Monthly Pass (Regular Price)
$11.80 MYR 48.21
$8.37 Rp 151.3K
40.98%
Taxi Start (Normal Tariff)
$0.96 MYR 3.94
$0.45 Rp 8,180
113.33%
Taxi (Normal Tariff) (1km)
$1.13 MYR 4.62
$0.46 Rp 8,311
145.65%
Taxi 1hour Waiting (Normal Tariff)
$1.90 MYR 7.78
$6.07 Rp 109.7K
-68.70%
Gasoline (1 liter)
$0.50 MYR 2.05
$0.86 Rp 15.6K
-41.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$45.9K MYR 187.6K
$26.6K Rp 480.7M
72.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.2K MYR 152.2K
$32.5K Rp 588.6M
14.43%
🧾 Monthly Utilities & Internet
Kuching
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.82 MYR 171
$79.0 Rp 1.4M
-47.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.22 MYR 37.70
$4.09 Rp 74.0K
125.43%
Internet (50+ Mbps, Unlimited Data)
$25.53 MYR 104
$23.85 Rp 431.2K
7.04%
🎉 Sport & Entertainment
Kuching
Ubud, Bali
Difference
Gym Membership (Monthly)
$29.85 MYR 122
$98.8 Rp 1.8M
-69.78%
Tennis Court (1 Hour on Weekend)
$9.81 MYR 40.08
$6.35 Rp 114.9K
54.49%
Cinema Ticket
$4.64 MYR 18.94
$4.01 Rp 72.5K
15.71%
🧸 Childcare & Education
Kuching
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$143 MYR 586
$297 Rp 5.4M
-51.80%
International Primary School, 1 Child (Yearly)
$6,166 MYR 25.2K
$6,602 Rp 119.4M
-6.60%
👕👟 Clothing & Footwear
Kuching
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$66.3 MYR 271
$53.4 Rp 966.0K
24.05%
Summer Dress (H&M, Zara, etc)
$31.34 MYR 128
$38.11 Rp 689.2K
-17.76%
Sport Shoes (Adidas, Nike)
$87.5 MYR 358
$88.7 Rp 1.6M
-1.31%
Men's Leather Business Shoes
$71.7 MYR 293
$76.6 Rp 1.4M
-6.41%
🏠 Accommodation & Living
Kuching
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$284 MYR 1,160
$1,020 Rp 18.4M
-72.17%
1-bedroom Apartment, Outside City Center (Monthly)
$201 MYR 820
$680 Rp 12.3M
-70.51%
3-bedroom Apartment, City Center (Monthly)
$569 MYR 2,326
$3,469 Rp 62.7M
-83.60%
3-bedroom Apartment, Outside City Center (Monthly)
$387 MYR 1,583
$2,090 Rp 37.8M
-81.47%
Buy Apartment in City Center (m2)
$2,088 MYR 8,535
$2,729 Rp 49.3M
-23.48%
Buy Apartment Outside City Center (m2)
$1,510 MYR 6,172
$2,295 Rp 41.5M
-34.21%
💵 Salaries & Financials
Kuching
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$530 MYR 2,167
$164 Rp 3.0M
223.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.27
13.28
-67.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kuching: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $284 in Kuching and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kuching pays 224% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $20.00 in Kuching vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $243 vs $298 per month, with Kuching cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kuching vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kuching?
Kuching is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment. The 79% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kuching or Ubud, Bali?
Average pay runs 224% higher in Kuching, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kuching and Ubud, Bali?
Rent for a central apartment: $284 in Kuching versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Kuching or in Ubud, Bali?
Dining out is cheaper in Kuching – a meal for two runs $20.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Kuching and in Ubud, Bali?
All in, you'll spend $777 per month in Kuching versus $1,392 in Ubud, Bali – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Kuching or in Ubud, Bali?
At $777 in Kuching versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Kuching but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuching the clear choice for anyone on this budget.
Is Kuching or Ubud, Bali more family-friendly?
For families, Kuching is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kuching or Ubud, Bali?
Safety-wise, Kuching and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kuching gentler on the wallet – expenses run 79% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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