🙂Monthly costs for one person with rent: $777 in Kuching versus $1,392 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,228 in Kuching versus $2,557 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,678 in Kuching versus $3,723 in Ubud, Bali.
🌍Living in Kuching costs roughly 44% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Kuching is 42% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Kuching
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.80MYR 11.43
$3.57Rp 64.6K
-21.57%
Three-Course Dinner for Two, Mid-Range
$20.41MYR 83.4
$32.32Rp 584.4K
-36.85%
Fast Food Meal(McDonalds, etc)
$4.59MYR 18.77
$5.01Rp 90.5K
-8.38%
Cappuccino
$2.58MYR 10.53
$2.82Rp 51.1K
-8.51%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.71MYR 2.90
$1.35Rp 24.4K
-47.41%
Water(0.33 liter bottle)
$0.30MYR 1.21
$0.73Rp 13.2K
-58.90%
Local Beer(0.5 liter draught)
$2.88MYR 11.77
$2.93Rp 53.0K
-1.71%
Imported Beer(0.33 liter bottle)
$3.74MYR 15.29
$3.94Rp 71.2K
-5.08%
🛒 Groceries & Markets
Kuching
Ubud, Bali
Difference
Milk(1 liter)
$1.89MYR 7.72
$1.78Rp 32.2K
6.18%
White Bread(500g)
$1.08MYR 4.42
$2.45Rp 44.3K
-55.92%
Rice(white)(1kg)
$1.05MYR 4.31
$1.15Rp 20.8K
-8.70%
Eggs
$2.19MYR 8.95
$2.41Rp 43.7K
-9.13%
Local Cheese(1kg)
$9.58MYR 39.17
$14.33Rp 259.1K
-33.15%
Chicken Fillets(1kg)
$3.84MYR 15.71
$4.19Rp 75.7K
-8.35%
Beef Round Steak(1kg)
$8.22MYR 33.60
$12.06Rp 218.1K
-31.84%
Apples(1kg)
$2.98MYR 12.19
$3.64Rp 65.8K
-18.13%
Banana(1kg)
$1.15MYR 4.69
$1.57Rp 28.3K
-26.75%
Oranges(1kg)
$2.62MYR 10.71
$2.79Rp 50.4K
-6.09%
Tomato(1kg)
$1.77MYR 7.24
$2.24Rp 40.5K
-20.98%
Potato(1kg)
$1.15MYR 4.71
$1.98Rp 35.8K
-41.92%
Onion(1kg)
$1.24MYR 5.08
$2.28Rp 41.2K
-45.61%
Lettuce(1 head)
$1.71MYR 6.98
$1.05Rp 19.1K
62.86%
Water(1.5 liter bottle)
$0.52MYR 2.13
$0.79Rp 14.2K
-34.18%
Cigarettes 20 Pack(Marlboro, Camel)
$4.19MYR 17.12
$3.19Rp 57.7K
31.35%
Wine(Bottle)
$20.46MYR 83.6
$23.49Rp 424.8K
-12.90%
Local Beer(0.5 liter bottle)
$3.88MYR 15.86
$2.90Rp 52.4K
33.79%
Imported Beer(0.33 liter bottle)
$3.41MYR 13.93
$2.76Rp 49.8K
23.55%
🚌 Getting Around
Kuching
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.23MYR 0.94
$0.27Rp 4,821
-14.81%
Public Transport Monthly Pass(Regular Price)
$11.80MYR 48.21
$8.37Rp 151.3K
40.98%
Taxi Start(Normal Tariff)
$0.96MYR 3.94
$0.45Rp 8,180
113.33%
Taxi(Normal Tariff)(1km)
$1.13MYR 4.62
$0.46Rp 8,311
145.65%
Taxi 1hour Waiting(Normal Tariff)
$1.90MYR 7.78
$6.07Rp 109.7K
-68.70%
Gasoline(1 liter)
$0.50MYR 2.05
$0.86Rp 15.6K
-41.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$45.9KMYR 187.6K
$26.6KRp 480.7M
72.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.2KMYR 152.2K
$32.5KRp 588.6M
14.43%
🧾 Monthly Utilities & Internet
Kuching
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$41.82MYR 171
$79.0Rp 1.4M
-47.08%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.22MYR 37.70
$4.09Rp 74.0K
125.43%
Internet(50+ Mbps, Unlimited Data)
$25.53MYR 104
$23.85Rp 431.2K
7.04%
🎉 Sport & Entertainment
Kuching
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.85MYR 122
$98.8Rp 1.8M
-69.78%
Tennis Court(1 Hour on Weekend)
$9.81MYR 40.08
$6.35Rp 114.9K
54.49%
Cinema Ticket
$4.64MYR 18.94
$4.01Rp 72.5K
15.71%
🧸 Childcare & Education
Kuching
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$143MYR 586
$297Rp 5.4M
-51.80%
International Primary School, 1 Child(Yearly)
$6,166MYR 25.2K
$6,602Rp 119.4M
-6.60%
👕👟 Clothing & Footwear
Kuching
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$66.3MYR 271
$53.4Rp 966.0K
24.05%
Summer Dress(H&M, Zara, etc)
$31.34MYR 128
$38.11Rp 689.2K
-17.76%
Sport Shoes(Adidas, Nike)
$87.5MYR 358
$88.7Rp 1.6M
-1.31%
Men's Leather Business Shoes
$71.7MYR 293
$76.6Rp 1.4M
-6.41%
🏠 Accommodation & Living
Kuching
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$284MYR 1,160
$1,020Rp 18.4M
-72.17%
1-bedroom Apartment, Outside City Center(Monthly)
$201MYR 820
$680Rp 12.3M
-70.51%
3-bedroom Apartment, City Center(Monthly)
$569MYR 2,326
$3,469Rp 62.7M
-83.60%
3-bedroom Apartment, Outside City Center(Monthly)
$387MYR 1,583
$2,090Rp 37.8M
-81.47%
Buy Apartment in City Center(m2)
$2,088MYR 8,535
$2,729Rp 49.3M
-23.48%
Buy Apartment Outside City Center(m2)
$1,510MYR 6,172
$2,295Rp 41.5M
-34.21%
💵 Salaries & Financials
Kuching
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$530MYR 2,167
$164Rp 3.0M
223.95%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.27
13.28
-67.85%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kuching: July 27, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $284 in Kuching and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kuching pays 224% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $20.00 in Kuching vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $243 vs $298 per month, with Kuching cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kuching vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kuching?
Kuching is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment. The 79% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kuching or Ubud, Bali?
Average pay runs 224% higher in Kuching, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kuching and Ubud, Bali?
Rent for a central apartment: $284 in Kuching versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Kuching or in Ubud, Bali?
Dining out is cheaper in Kuching – a meal for two runs $20.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Kuching and in Ubud, Bali?
All in, you'll spend $777 per month in Kuching versus $1,392 in Ubud, Bali – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Kuching or in Ubud, Bali?
At $777 in Kuching versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Kuching but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuching the clear choice for anyone on this budget.
Is Kuching or Ubud, Bali more family-friendly?
For families, Kuching is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kuching or Ubud, Bali?
Safety-wise, Kuching and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kuching gentler on the wallet – expenses run 79% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.