🙂Monthly costs for one person with rent: $889 in Kuching versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,371 in Kuching versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,852 in Kuching versus $3,275 in Ubud, Bali.
🌍Living in Kuching costs roughly 35% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Kuching is 36% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Kuching
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.53MYR 14.35
$3.33Rp 58.7K
6.01%
Three-Course Dinner for Two, Mid-Range
$25.07MYR 102
$35.82Rp 630.7K
-30.01%
Fast Food Meal(McDonalds, etc)
$4.93MYR 20.05
$5.63Rp 99.1K
-12.43%
Cappuccino
$3.35MYR 13.64
$2.82Rp 49.7K
18.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.80MYR 3.24
$1.75Rp 30.8K
-54.29%
Water(0.33 liter bottle)
$0.39MYR 1.57
$0.80Rp 14.0K
-51.25%
Local Beer(0.5 liter draught)
$4.63MYR 18.84
$3.04Rp 53.6K
52.30%
Imported Beer(0.33 liter bottle)
$6.06MYR 24.67
$4.30Rp 75.7K
40.93%
🛒 Groceries & Markets
Kuching
Ubud, Bali
Difference
Milk(1 liter)
$2.33MYR 9.47
$1.61Rp 28.3K
44.72%
White Bread(500g)
$1.20MYR 4.88
$2.27Rp 39.9K
-47.14%
Rice(white)(1kg)
$1.22MYR 4.95
$1.17Rp 20.6K
4.27%
Eggs
$2.56MYR 10.40
$2.17Rp 38.2K
17.97%
Local Cheese(1kg)
$11.49MYR 46.74
$17.63Rp 310.5K
-34.83%
Chicken Fillets(1kg)
$4.44MYR 18.04
$4.05Rp 71.4K
9.63%
Beef Round Steak(1kg)
$9.68MYR 39.38
$12.18Rp 214.5K
-20.53%
Apples(1kg)
$3.36MYR 13.69
$3.62Rp 63.7K
-7.18%
Banana(1kg)
$1.33MYR 5.43
$1.64Rp 28.8K
-18.90%
Oranges(1kg)
$2.45MYR 9.96
$2.31Rp 40.6K
6.06%
Tomato(1kg)
$1.86MYR 7.58
$1.96Rp 34.5K
-5.10%
Potato(1kg)
$1.57MYR 6.37
$1.84Rp 32.5K
-14.67%
Onion(1kg)
$1.15MYR 4.69
$2.37Rp 41.7K
-51.48%
Lettuce(1 head)
$1.59MYR 6.46
$1.05Rp 18.5K
51.43%
Water(1.5 liter bottle)
$0.55MYR 2.25
$0.54Rp 9,560
1.85%
Cigarettes 20 Pack(Marlboro, Camel)
$4.80MYR 19.53
$2.30Rp 40.6K
108.70%
Wine(Bottle)
$21.20MYR 86.2
$23.08Rp 406.4K
-8.15%
Local Beer(0.5 liter bottle)
$4.07MYR 16.56
$2.34Rp 41.2K
73.93%
Imported Beer(0.33 liter bottle)
$5.07MYR 20.63
$3.07Rp 54.0K
65.15%
🚌 Getting Around
Kuching
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.63MYR 2.58
$0.25Rp 4,365
152.00%
Public Transport Monthly Pass(Regular Price)
$12.58MYR 51.2
$9.42Rp 165.9K
33.55%
Taxi Start(Normal Tariff)
$0.96MYR 3.90
$0.49Rp 8,631
95.92%
Taxi(Normal Tariff)(1km)
$1.26MYR 5.13
$0.47Rp 8,349
168.09%
Taxi 1hour Waiting(Normal Tariff)
$8.85MYR 36.00
$5.60Rp 98.6K
58.04%
Gasoline(1 liter)
$0.85MYR 3.47
$0.81Rp 14.2K
4.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.5KMYR 172.8K
$25.0KRp 440.3M
69.81%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.7KMYR 149.4K
$31.1KRp 547.0M
18.24%
🧾 Monthly Utilities & Internet
Kuching
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$35.37MYR 144
$82.7Rp 1.5M
-57.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.29MYR 41.88
$6.49Rp 114.2K
58.55%
Internet(50+ Mbps, Unlimited Data)
$24.25MYR 98.7
$18.79Rp 330.8K
29.06%
🎉 Sport & Entertainment
Kuching
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.72MYR 125
$55.2Rp 972.6K
-44.39%
Tennis Court(1 Hour on Weekend)
$12.25MYR 49.84
$18.21Rp 320.6K
-32.73%
Cinema Ticket
$4.91MYR 19.96
$4.30Rp 75.7K
14.19%
🧸 Childcare & Education
Kuching
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$135MYR 551
$494Rp 8.7M
-72.59%
International Primary School, 1 Child(Yearly)
$7,205MYR 29.3K
$5,917Rp 104.2M
21.76%
👕👟 Clothing & Footwear
Kuching
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$63.4MYR 258
$46.28Rp 814.8K
36.99%
Summer Dress(H&M, Zara, etc)
$37.96MYR 154
$36.44Rp 641.6K
4.17%
Sport Shoes(Adidas, Nike)
$90.7MYR 369
$80.7Rp 1.4M
12.43%
Men's Leather Business Shoes
$66.9MYR 272
$78.8Rp 1.4M
-15.09%
🏠 Accommodation & Living
Kuching
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$371MYR 1,510
$1,114Rp 19.6M
-66.68%
1-bedroom Apartment, Outside City Center(Monthly)
$240MYR 977
$693Rp 12.2M
-65.34%
3-bedroom Apartment, City Center(Monthly)
$648MYR 2,635
$3,639Rp 64.1M
-82.20%
3-bedroom Apartment, Outside City Center(Monthly)
$454MYR 1,845
$1,712Rp 30.1M
-73.51%
Buy Apartment in City Center(m2)
$2,112MYR 8,593
$2,761Rp 48.6M
-23.49%
Buy Apartment Outside City Center(m2)
$1,552MYR 6,313
$2,293Rp 40.4M
-32.31%
💵 Salaries & Financials
Kuching
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$548MYR 2,229
$167Rp 2.9M
227.87%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.37
13.78
-68.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kuching: September 6, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $371 in Kuching and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kuching pays 228% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $25.00 in Kuching vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $273 vs $294 per month, with Kuching cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kuching vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kuching?
Kuching is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 55% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kuching or Ubud, Bali?
Average pay runs 228% higher in Kuching, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kuching and Ubud, Bali?
Rent for a central apartment: $371 in Kuching versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Kuching or in Ubud, Bali?
Dining out is cheaper in Kuching – a meal for two runs $25.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Kuching and in Ubud, Bali?
All in, you'll spend $889 per month in Kuching versus $1,378 in Ubud, Bali – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Kuching or in Ubud, Bali?
At $889 in Kuching versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Kuching but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuching the clear choice for anyone on this budget.
Is Kuching or Ubud, Bali more family-friendly?
For families, Kuching is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kuching or Ubud, Bali?
Safety-wise, Kuching and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kuching gentler on the wallet – expenses run 55% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.