🙂Monthly costs for one person with rent: $804 in Kuching versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,223 in Kuching versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,642 in Kuching versus $3,732 in Ubud, Bali.
🙂Living in Kuching costs roughly 44% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Kuching is 40% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Kuching
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.80MYR 11.08
$3.57Rp 61.6K
-21.57%
Three-Course Dinner for Two, Mid-Range
$20.00MYR 79.0
$32.58Rp 562.6K
-38.61%
Fast Food Meal(McDonalds, etc)
$4.68MYR 18.49
$5.07Rp 87.5K
-7.69%
Cappuccino
$2.45MYR 9.69
$2.83Rp 48.8K
-13.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.75MYR 2.94
$1.34Rp 23.1K
-44.03%
Water(0.33 liter bottle)
$0.32MYR 1.27
$0.69Rp 12.0K
-53.62%
Local Beer(0.5 liter draught)
$2.89MYR 11.43
$2.99Rp 51.6K
-3.34%
Imported Beer(0.33 liter bottle)
$3.63MYR 14.33
$3.85Rp 66.4K
-5.71%
🛒 Groceries & Markets
Kuching
Ubud, Bali
Difference
Milk(1 liter)
$1.90MYR 7.51
$1.74Rp 30.1K
9.20%
White Bread(500g)
$1.12MYR 4.43
$2.54Rp 43.8K
-55.91%
Rice(white)(1kg)
$1.02MYR 4.03
$1.19Rp 20.6K
-14.29%
Eggs
$2.26MYR 8.91
$2.43Rp 41.9K
-7.00%
Local Cheese(1kg)
$9.55MYR 37.72
$14.66Rp 253.2K
-34.86%
Chicken Fillets(1kg)
$3.73MYR 14.72
$4.18Rp 72.1K
-10.77%
Beef Round Steak(1kg)
$7.99MYR 31.56
$11.94Rp 206.1K
-33.08%
Apples(1kg)
$3.08MYR 12.18
$3.69Rp 63.6K
-16.53%
Banana(1kg)
$1.15MYR 4.54
$1.61Rp 27.7K
-28.57%
Oranges(1kg)
$2.62MYR 10.36
$2.69Rp 46.4K
-2.60%
Tomato(1kg)
$1.81MYR 7.15
$2.33Rp 40.2K
-22.32%
Potato(1kg)
$1.11MYR 4.40
$1.91Rp 32.9K
-41.88%
Onion(1kg)
$1.24MYR 4.89
$2.19Rp 37.7K
-43.38%
Lettuce(1 head)
$1.74MYR 6.88
$1.06Rp 18.3K
64.15%
Water(1.5 liter bottle)
$0.53MYR 2.10
$0.72Rp 12.5K
-26.39%
Cigarettes 20 Pack(Marlboro, Camel)
$4.22MYR 16.67
$3.13Rp 54.1K
34.82%
Wine(Bottle)
$21.58MYR 85.3
$23.49Rp 405.6K
-8.13%
Local Beer(0.5 liter bottle)
$3.84MYR 15.18
$2.74Rp 47.3K
40.15%
Imported Beer(0.33 liter bottle)
$3.47MYR 13.71
$2.88Rp 49.7K
20.49%
🚌 Getting Around
Kuching
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.25MYR 0.99
$0.29Rp 5,010
-13.79%
Public Transport Monthly Pass(Regular Price)
$11.84MYR 46.78
$8.17Rp 141.0K
44.92%
Taxi Start(Normal Tariff)
$0.98MYR 3.88
$0.45Rp 7,834
117.78%
Taxi(Normal Tariff)(1km)
$1.11MYR 4.38
$0.42Rp 7,278
164.29%
Taxi 1hour Waiting(Normal Tariff)
$1.92MYR 7.60
$6.16Rp 106.3K
-68.83%
Gasoline(1 liter)
$0.47MYR 1.84
$0.84Rp 14.5K
-44.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$46.1KMYR 182.0K
$26.2KRp 453.1M
75.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.3KMYR 143.3K
$32.5KRp 560.8M
11.73%
🧾 Monthly Utilities & Internet
Kuching
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.86MYR 161
$78.4Rp 1.4M
-47.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.15MYR 36.13
$3.95Rp 68.2K
131.65%
Internet(50+ Mbps, Unlimited Data)
$25.01MYR 98.8
$24.40Rp 421.4K
2.50%
🎉 Sport & Entertainment
Kuching
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.43MYR 116
$96.5Rp 1.7M
-69.52%
Tennis Court(1 Hour on Weekend)
$9.87MYR 39.00
$6.35Rp 109.6K
55.43%
Cinema Ticket
$4.72MYR 18.65
$4.04Rp 69.7K
16.83%
🧸 Childcare & Education
Kuching
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$145MYR 575
$303Rp 5.2M
-51.93%
International Primary School, 1 Child(Yearly)
$6,146MYR 24.3K
$6,523Rp 112.6M
-5.77%
👕👟 Clothing & Footwear
Kuching
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$65.8MYR 260
$53.8Rp 929.5K
22.23%
Summer Dress(H&M, Zara, etc)
$31.81MYR 126
$37.98Rp 655.8K
-16.25%
Sport Shoes(Adidas, Nike)
$86.1MYR 340
$86.8Rp 1.5M
-0.77%
Men's Leather Business Shoes
$71.3MYR 282
$78.9Rp 1.4M
-9.55%
🏠 Accommodation & Living
Kuching
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$284MYR 1,123
$1,012Rp 17.5M
-71.91%
1-bedroom Apartment, Outside City Center(Monthly)
$203MYR 800
$674Rp 11.6M
-69.97%
3-bedroom Apartment, City Center(Monthly)
$566MYR 2,237
$3,390Rp 58.5M
-83.29%
3-bedroom Apartment, Outside City Center(Monthly)
$378MYR 1,494
$2,098Rp 36.2M
-81.98%
Buy Apartment in City Center(m2)
$2,090MYR 8,254
$2,985Rp 51.5M
-29.99%
Buy Apartment Outside City Center(m2)
$1,556MYR 6,145
$2,339Rp 40.4M
-33.50%
💵 Salaries & Financials
Kuching
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$554MYR 2,186
$173Rp 3.0M
219.71%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.27
13.28
-67.85%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kuching: April 27, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $284 in Kuching and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kuching pays 220% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $20.00 in Kuching vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $245 vs $298 per month, with Kuching cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kuching vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kuching?
Kuching is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 79% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kuching or Ubud, Bali?
Kuching pays 220% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kuching and Ubud, Bali?
Rent for a central apartment: $284 in Kuching versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Kuching or Ubud, Bali?
Dining out is cheaper in Kuching – a meal for two runs $20.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Kuching vs Ubud, Bali?
All in, you'll spend $804 per month in Kuching versus $1,438 in Ubud, Bali – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Kuching or Ubud, Bali?
At $804 in Kuching versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Kuching but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuching the clear choice for anyone on this budget.
Is Kuching or Ubud, Bali more family-friendly?
For families, Kuching is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kuching or Ubud, Bali?
Safety-wise, Kuching and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kuching gentler on the wallet – expenses run 79% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.