Cost of Living Comparison Between Kuching and Ubud, Bali Cost of Living Comparison Between Kuching and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $802 in Kuching versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,218 in Kuching versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,633 in Kuching versus $3,694 in Ubud, Bali.

Living in Kuching costs roughly 43% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Kuching is 40% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Kuching
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.76 MYR 11.19
$3.57 Rp 64.0K
-22.69%
Three-Course Dinner for Two, Mid-Range
$20.32 MYR 82.4
$32.50 Rp 582.3K
-37.48%
Fast Food Meal (McDonalds, etc)
$4.81 MYR 19.51
$4.86 Rp 87.1K
-1.03%
Cappuccino
$2.53 MYR 10.26
$2.75 Rp 49.2K
-8.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.76 MYR 3.07
$1.32 Rp 23.7K
-42.42%
Water (0.33 liter bottle)
$0.29 MYR 1.19
$0.70 Rp 12.6K
-58.57%
Local Beer (0.5 liter draught)
$2.78 MYR 11.27
$2.91 Rp 52.2K
-4.47%
Imported Beer (0.33 liter bottle)
$3.61 MYR 14.63
$3.79 Rp 68.0K
-4.75%
🛒 Groceries & Markets
Kuching
Ubud, Bali
Difference
Milk (1 liter)
$1.91 MYR 7.76
$1.71 Rp 30.6K
11.70%
White Bread (500g)
$1.09 MYR 4.44
$2.47 Rp 44.3K
-55.87%
Rice (white) (1kg)
$1.06 MYR 4.28
$1.20 Rp 21.5K
-11.67%
Eggs
$2.15 MYR 8.73
$2.44 Rp 43.8K
-11.89%
Local Cheese (1kg)
$9.37 MYR 38.01
$14.38 Rp 257.7K
-34.84%
Chicken Fillets (1kg)
$3.79 MYR 15.36
$4.31 Rp 77.1K
-12.06%
Beef Round Steak (1kg)
$8.01 MYR 32.49
$12.21 Rp 218.7K
-34.40%
Apples (1kg)
$2.99 MYR 12.14
$3.68 Rp 66.0K
-18.75%
Banana (1kg)
$1.14 MYR 4.63
$1.55 Rp 27.8K
-26.45%
Oranges (1kg)
$2.59 MYR 10.48
$2.79 Rp 49.9K
-7.17%
Tomato (1kg)
$1.80 MYR 7.31
$2.33 Rp 41.8K
-22.75%
Potato (1kg)
$1.11 MYR 4.50
$1.97 Rp 35.3K
-43.65%
Onion (1kg)
$1.24 MYR 5.01
$2.31 Rp 41.4K
-46.32%
Lettuce (1 head)
$1.69 MYR 6.87
$1.06 Rp 19.1K
59.43%
Water (1.5 liter bottle)
$0.53 MYR 2.13
$0.73 Rp 13.1K
-27.40%
Cigarettes 20 Pack (Marlboro, Camel)
$4.19 MYR 17.00
$3.28 Rp 58.8K
27.74%
Wine (Bottle)
$21.36 MYR 86.6
$22.79 Rp 408.4K
-6.27%
Local Beer (0.5 liter bottle)
$3.87 MYR 15.69
$2.81 Rp 50.3K
37.72%
Imported Beer (0.33 liter bottle)
$3.41 MYR 13.82
$2.78 Rp 49.9K
22.66%
🚌 Getting Around
Kuching
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.23 MYR 0.93
$0.29 Rp 5,217
-20.69%
Public Transport Monthly Pass (Regular Price)
$11.92 MYR 48.32
$8.06 Rp 144.4K
47.89%
Taxi Start (Normal Tariff)
$0.93 MYR 3.76
$0.45 Rp 8,047
106.67%
Taxi (Normal Tariff) (1km)
$1.11 MYR 4.49
$0.45 Rp 8,094
146.67%
Taxi 1hour Waiting (Normal Tariff)
$1.84 MYR 7.45
$6.24 Rp 111.7K
-70.51%
Gasoline (1 liter)
$0.50 MYR 2.03
$0.85 Rp 15.2K
-41.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.6K MYR 180.8K
$26.0K Rp 465.4M
71.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.3K MYR 151.3K
$31.7K Rp 567.2M
17.89%
🧾 Monthly Utilities & Internet
Kuching
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.24 MYR 167
$80.8 Rp 1.4M
-48.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.92 MYR 36.16
$4.06 Rp 72.7K
119.70%
Internet (50+ Mbps, Unlimited Data)
$25.42 MYR 103
$24.42 Rp 437.6K
4.10%
🎉 Sport & Entertainment
Kuching
Ubud, Bali
Difference
Gym Membership (Monthly)
$29.51 MYR 120
$97.7 Rp 1.7M
-69.79%
Tennis Court (1 Hour on Weekend)
$9.77 MYR 39.62
$6.45 Rp 115.5K
51.47%
Cinema Ticket
$4.63 MYR 18.77
$4.04 Rp 72.4K
14.60%
🧸 Childcare & Education
Kuching
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$141 MYR 572
$304 Rp 5.4M
-53.57%
International Primary School, 1 Child (Yearly)
$6,063 MYR 24.6K
$6,621 Rp 118.6M
-8.43%
👕👟 Clothing & Footwear
Kuching
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$65.8 MYR 267
$54.2 Rp 971.7K
21.41%
Summer Dress (H&M, Zara, etc)
$31.99 MYR 130
$38.78 Rp 694.7K
-17.51%
Sport Shoes (Adidas, Nike)
$85.9 MYR 348
$86.1 Rp 1.5M
-0.24%
Men's Leather Business Shoes
$71.5 MYR 290
$76.7 Rp 1.4M
-6.80%
🏠 Accommodation & Living
Kuching
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$285 MYR 1,156
$986 Rp 17.7M
-71.08%
1-bedroom Apartment, Outside City Center (Monthly)
$205 MYR 830
$658 Rp 11.8M
-68.89%
3-bedroom Apartment, City Center (Monthly)
$556 MYR 2,255
$3,369 Rp 60.4M
-83.50%
3-bedroom Apartment, Outside City Center (Monthly)
$386 MYR 1,566
$2,066 Rp 37.0M
-81.31%
Buy Apartment in City Center (m2)
$2,144 MYR 8,692
$2,741 Rp 49.1M
-21.81%
Buy Apartment Outside City Center (m2)
$1,535 MYR 6,224
$2,228 Rp 39.9M
-31.09%
💵 Salaries & Financials
Kuching
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$552 MYR 2,239
$163 Rp 2.9M
237.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.27
13.28
-67.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kuching: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $285 in Kuching and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kuching pays 238% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $20.00 in Kuching vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $243 vs $297 per month, with Kuching cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kuching vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kuching?
Kuching is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 75% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kuching or Ubud, Bali?
Kuching pays 238% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kuching and Ubud, Bali?
Rent for a central apartment: $285 in Kuching versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Kuching or Ubud, Bali?
Dining out is cheaper in Kuching – a meal for two runs $20.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Kuching vs Ubud, Bali?
All in, you'll spend $802 per month in Kuching versus $1,404 in Ubud, Bali – a 75% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Kuching or Ubud, Bali?
At $802 in Kuching versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Kuching but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuching the clear choice for anyone on this budget.
Is Kuching or Ubud, Bali more family-friendly?
For families, Kuching is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kuching or Ubud, Bali?
Safety-wise, Kuching and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kuching gentler on the wallet – expenses run 75% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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