Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Krk

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,590 in Krk, rent and utilities included – about $2,900 less a year. The total is higher in Krk despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
76

Cost of Living Index in Krk
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Krk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Krk

🇭🇷 Croatia

$1,590

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Krk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Krk actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,590 in Krk, rent included.

Ubud, Bali $1,349
Krk $1,590

A couple spends around $2,305 per month in Ubud, Bali vs $2,420 in Krk, rent included.

Ubud, Bali $2,305
Krk $2,420

A family of three spends $3,261 per month in Ubud, Bali vs $3,250 in Krk, rent included.

Ubud, Bali $3,261
Krk $3,250

Ubud, Bali is about 15% cheaper than Krk, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$17.64 €15.80

-81.18%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$77.4 €69.3

-53.92%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$8.04 €7.20

-31.22%

Cappuccino

$2.72 Rp 49.3K

$2.41 €2.16

12.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$4.04 €3.62

-57.92%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.05 €2.73

-75.08%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.41 €3.95

-39.91%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$4.78 €4.28

-8.37%

Milk (1 liter)

$1.49 Rp 27.0K

$1.18 €1.05

26.27%

White Bread (500g)

$2.28 Rp 41.2K

$1.71 €1.53

33.33%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.00 €2.69

-60.33%

Eggs

$2.04 Rp 36.9K

$4.78 €4.28

-57.32%

Local Cheese (1kg)

$17.70 Rp 320.8K

$14.99 €13.42

18.08%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$9.52 €8.52

-58.40%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$11.88 €10.64

2.61%

Apples (1kg)

$3.66 Rp 66.2K

$1.89 €1.69

93.65%

Banana (1kg)

$1.52 Rp 27.5K

$1.51 €1.36

0.66%

Oranges (1kg)

$2.23 Rp 40.4K

$2.14 €1.92

4.21%

Tomato (1kg)

$1.97 Rp 35.7K

$2.80 €2.51

-29.64%

Potato (1kg)

$1.85 Rp 33.5K

$2.26 €2.02

-18.14%

Onion (1kg)

$2.42 Rp 43.9K

$2.01 €1.80

20.40%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.53 €1.37

-35.29%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$1.03 €0.92

-50.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.62 €5.03

-60.50%

Wine (Bottle)

$22.24 Rp 403.0K

$7.92 €7.09

180.81%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.36 €1.22

66.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.47 €1.31

102.04%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$1.82 €1.63

-86.26%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$49.56 €44.38

-84.22%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$3.61 €3.24

-87.81%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.40 €1.25

-69.29%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$13.05 €11.69

-58.54%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.80 €1.61

-54.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$26.5K €23.7K

-9.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$24.6K €22.1K

28.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$179 €160

-55.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$27.32 €24.47

-76.39%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$43.06 €38.57

-56.85%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$51.3 €45.91

-3.47%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$15.43 €13.82

14.39%

Cinema Ticket

$4.27 Rp 77.4K

$10.80 €9.67

-60.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$425 €381

15.30%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$6,904 €6,184

-17.82%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$88.4 €79.2

-49.50%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$44.22 €39.60

-20.96%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$103 €92.3

-22.50%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$79.0 €70.8

0.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$674 €604

66.86%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$521 €466

28.96%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,267 €1,134

181.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$795 €712

116.72%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,997 €3,580

-31.67%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,919 €2,614

-21.75%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,324 €1,186

-87.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.72

270.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Krk: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Krk

$521 32.8% 22.5% $151

Groceries & Markets

Ubud, Bali

$288 21.4%

Krk

$284 17.9% 1.5% $4.4

Eating Out

Ubud, Bali

$108 8%

Krk

$254 16% 136% $147

Clothing & Footwear

Ubud, Bali

$108 8%

Krk

$142 8.9% 31.7% $34

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Krk

$249 15.7% 140% $145

Sport & Entertainment

Ubud, Bali

$58 4.3%

Krk

$73 4.6% 25.6% $15

Getting Around

Ubud, Bali

$11 0.9%

Krk

$67 4.2% 491% $56

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $674 in Krk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Krk are about 8.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $77 in Krk. Groceries tell a different story – $288 in Ubud, Bali vs $284 in Krk – so Krk wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Krk

🕒 Local time

11:59 11:59 AM

04:59 4:59 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

20,165

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

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Between locations

Ubud, Bali Krk 11,520 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Krk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Krk: Cost of Living - Frequently Asked Questions

Yes – Krk is pricier by about 18%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,386 in Krk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Krk, especially for central apartments: a one-bedroom in the center costs $674 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,590 in Krk. That makes Ubud, Bali about 15% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $425 in Krk. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,590 in Krk. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,590 in Krk. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Krk makes more sense. Both are solid long-term options with distinct trade-offs.