Last update: Oct 2026

Cost of Living Comparison Between Krk and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,594 in Krk, rent and utilities included – about $2,900 less a year. The total is higher in Krk despite lower rent and utilities.

76

Cost of Living Index in Krk
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Krk Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Krk

🇭🇷 Croatia

$1,594

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Krk and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krk and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,594 per month in Krk vs $1,353 in Ubud, Bali, rent included.

Krk $1,594
Ubud, Bali $1,353

A couple spends around $2,464 per month in Krk vs $2,297 in Ubud, Bali, rent included.

Krk $2,464
Ubud, Bali $2,297

A family of three spends $3,334 per month in Krk vs $3,241 in Ubud, Bali, rent included.

Krk $3,334
Ubud, Bali $3,241

Krk costs about 18% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Krk and Ubud, Bali sit above the global median – Krk by 18%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$17.59 €15.64

$3.23 Rp 58.1K

444.58%

Three-Course Dinner for Two, Mid-Range

$77.6 €69.0

$34.88 Rp 627.8K

122.42%

Fast Food Meal (McDonalds, etc)

$7.70 €6.85

$5.70 Rp 102.5K

35.09%

Cappuccino

$2.42 €2.15

$2.62 Rp 47.1K

-7.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 €3.43

$1.72 Rp 31.0K

124.42%

Water (0.33 liter bottle)

$3.06 €2.72

$0.81 Rp 14.6K

277.78%

Local Beer (0.5 liter draught)

$4.36 €3.87

$2.65 Rp 47.7K

64.53%

Imported Beer (0.33 liter bottle)

$4.55 €4.05

$4.37 Rp 78.6K

4.12%

Milk (1 liter)

$1.18 €1.05

$1.57 Rp 28.3K

-24.84%

White Bread (500g)

$1.69 €1.50

$2.19 Rp 39.5K

-22.83%

Rice (white) (1kg)

$3.17 €2.82

$1.18 Rp 21.2K

168.64%

Eggs

$5.03 €4.47

$2.16 Rp 38.8K

132.87%

Local Cheese (1kg)

$15.27 €13.58

$17.65 Rp 317.7K

-13.48%

Chicken Fillets (1kg)

$9.72 €8.65

$3.78 Rp 68.0K

157.14%

Beef Round Steak (1kg)

$11.67 €10.38

$11.95 Rp 215.1K

-2.34%

Apples (1kg)

$1.88 €1.67

$3.60 Rp 64.8K

-47.78%

Banana (1kg)

$1.50 €1.34

$1.59 Rp 28.6K

-5.66%

Oranges (1kg)

$2.10 €1.87

$2.31 Rp 41.6K

-9.09%

Tomato (1kg)

$2.79 €2.48

$1.91 Rp 34.3K

46.07%

Potato (1kg)

$2.27 €2.02

$1.78 Rp 32.1K

27.53%

Onion (1kg)

$2.10 €1.87

$2.33 Rp 41.9K

-9.87%

Lettuce (1 head)

$1.54 €1.37

$1.00 Rp 18.0K

54.00%

Water (1.5 liter bottle)

$1.08 €0.96

$0.53 Rp 9,509

103.77%

Cigarettes 20 Pack (Marlboro, Camel)

$5.46 €4.86

$2.29 Rp 41.1K

138.43%

Wine (Bottle)

$7.98 €7.10

$22.07 Rp 397.3K

-63.84%

Local Beer (0.5 liter bottle)

$1.36 €1.21

$2.35 Rp 42.2K

-42.13%

Imported Beer (0.33 liter bottle)

$1.42 €1.27

$2.98 Rp 53.6K

-52.35%

One-way Ticket (Public Transport)

$1.68 €1.50

$0.23 Rp 4,112

630.43%

Public Transport Monthly Pass (Regular Price)

$44.52 €39.60

$8.90 Rp 160.2K

400.22%

Taxi Start (Normal Tariff)

$3.27 €2.91

$0.47 Rp 8,466

595.74%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$0.43 Rp 7,737

230.23%

Taxi 1hour Waiting (Normal Tariff)

$13.11 €11.67

$5.47 Rp 98.4K

139.67%

Gasoline (1 liter)

$1.80 €1.60

$0.83 Rp 14.9K

116.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K €23.3K

$23.9K Rp 429.8M

9.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K €22.6K

$32.8K Rp 590.1M

-22.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 €163

$80.0 Rp 1.4M

128.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.33 €24.31

$6.56 Rp 118.1K

316.62%

Internet (50+ Mbps, Unlimited Data)

$43.40 €38.61

$18.60 Rp 334.8K

133.33%

Gym Membership (Monthly)

$52.0 €46.24

$54.1 Rp 974.1K

-3.95%

Tennis Court (1 Hour on Weekend)

$15.19 €13.52

$18.28 Rp 329.0K

-16.90%

Cinema Ticket

$9.02 €8.02

$4.25 Rp 76.5K

112.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$420 €374

$493 Rp 8.9M

-14.74%

International Primary School, 1 Child (Yearly)

$6,933 €6,167

$5,597 Rp 100.7M

23.87%

Jeans (Levis 501 Or Similar)

$91.0 €81.0

$45.58 Rp 820.4K

99.67%

Summer Dress (H&M, Zara, etc)

$45.22 €40.23

$34.96 Rp 629.4K

29.35%

Sport Shoes (Adidas, Nike)

$104 €92.4

$77.7 Rp 1.4M

33.70%

Men's Leather Business Shoes

$77.8 €69.2

$78.5 Rp 1.4M

-0.89%

1-bedroom Apartment, City Center (Monthly)

$680 €604

$1,131 Rp 20.4M

-39.94%

1-bedroom Apartment, Outside City Center (Monthly)

$527 €469

$673 Rp 12.1M

-21.72%

3-bedroom Apartment, City Center (Monthly)

$1,186 €1,055

$3,613 Rp 65.0M

-67.18%

3-bedroom Apartment, Outside City Center (Monthly)

$886 €788

$1,702 Rp 30.6M

-47.96%

Buy Apartment in City Center (m2)

$4,030 €3,585

$2,717 Rp 48.9M

48.32%

Buy Apartment Outside City Center (m2)

$2,849 €2,534

$2,241 Rp 40.3M

27.14%

Average Monthly Net Salary (After Tax)

$1,316 €1,171

$166 Rp 3.0M

691.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

13.78

-73.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krk: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krk

$527 33.1%

Ubud, Bali

$673 49.7% 27.8% $146

Groceries & Markets

Krk

$287 18%

Ubud, Bali

$287 21.2% 0.1% $0.2

Monthly Utilities & Internet

Krk

$253 15.9%

Ubud, Bali

$105 7.8% 58.5% $148

Eating Out

Krk

$251 15.8%

Ubud, Bali

$106 7.9% 57.7% $145

Clothing & Footwear

Krk

$143 9%

Ubud, Bali

$107 7.9% 25.5% $37

Sport & Entertainment

Krk

$70 4.4%

Ubud, Bali

$63 4.6% 10.6% $7.4

Getting Around

Krk

$62 3.9%

Ubud, Bali

$12 0.9% 79.8% $49

Cost Breakdown

A central one-bedroom costs $680 in Krk versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 691% higher in Krk, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Krk versus $35.00 in Ubud, Bali. Groceries tell a different story – $287 in Krk vs $287 in Ubud, Bali – so Krk wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Krk

🇮🇩 Ubud, Bali

🕒 Local time

19:45 7:45 PM

01:45 1:45 AM

6 h ahead of Krk

🌤 Weather

👥 Population

20,165

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Krk Ubud, Bali 11,520 km ≈ 15 h nonstop flight

From you

Krk
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Krk is pricier by about 18%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,390 per month in Krk and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $78.0 in Krk and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,594 in Krk and $1,353 in Ubud, Bali. That's a gap of about 18%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Krk at $1,594. In Ubud, Bali it covers expenses comfortably, while in Krk it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Krk makes more sense. Both are solid long-term options with distinct trade-offs.