🙂A single person spends $1,419 per month in Ubud, Bali vs $3,359 in Kreuzlingen, rent included.
🙂A couple spends around $2,540 per month in Ubud, Bali vs $5,232 in Kreuzlingen, rent included.
🙂A family of three spends $3,660 per month in Ubud, Bali vs $7,105 in Kreuzlingen, rent included.
🙂Ubud, Bali is about 58% cheaper than Kreuzlingen, driven mainly by Eating Out.
📊Both Ubud, Bali and Kreuzlingen sit above the global median – Ubud, Bali by 6%, Kreuzlingen by 151%.
Currency
🍽 Eating Out
Ubud, Bali
Kreuzlingen
Difference
Meal at Budget Restaurant
$3.56Rp 63.7K
$37.65CHF 29.68
-90.54%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 584.5K
$143CHF 113
-77.14%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.4K
$15.96CHF 12.59
-68.98%
Cappuccino
$2.71Rp 48.4K
$6.36CHF 5.01
-57.39%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.0K
$5.24CHF 4.13
-74.43%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$4.21CHF 3.32
-83.37%
Local Beer(0.5 liter draught)
$2.92Rp 52.1K
$8.74CHF 6.89
-66.59%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.7K
$7.54CHF 5.95
-47.48%
🛒 Groceries & Markets
Ubud, Bali
Kreuzlingen
Difference
Milk(1 liter)
$1.81Rp 32.3K
$2.24CHF 1.76
-19.20%
White Bread(500g)
$2.52Rp 45.0K
$3.63CHF 2.86
-30.58%
Rice(white)(1kg)
$1.16Rp 20.7K
$4.05CHF 3.19
-71.36%
Eggs
$2.46Rp 43.9K
$7.91CHF 6.23
-68.90%
Local Cheese(1kg)
$14.71Rp 262.7K
$18.44CHF 14.54
-20.23%
Chicken Fillets(1kg)
$4.32Rp 77.1K
$27.31CHF 21.53
-84.18%
Beef Round Steak(1kg)
$12.14Rp 216.7K
$30.87CHF 24.34
-60.67%
Apples(1kg)
$3.84Rp 68.6K
$3.75CHF 2.96
2.40%
Banana(1kg)
$1.56Rp 27.8K
$2.22CHF 1.75
-29.73%
Oranges(1kg)
$2.83Rp 50.6K
$3.00CHF 2.37
-5.67%
Tomato(1kg)
$2.33Rp 41.5K
$6.46CHF 5.10
-63.93%
Potato(1kg)
$1.91Rp 34.2K
$2.39CHF 1.89
-20.08%
Onion(1kg)
$2.20Rp 39.3K
$2.49CHF 1.97
-11.65%
Lettuce(1 head)
$1.01Rp 18.1K
$2.65CHF 2.09
-61.89%
Water(1.5 liter bottle)
$0.78Rp 13.8K
$1.27CHF 1.00
-38.58%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.2K
$10.94CHF 8.62
-69.65%
Wine(Bottle)
$23.74Rp 423.9K
$13.86CHF 10.93
71.28%
Local Beer(0.5 liter bottle)
$2.79Rp 49.8K
$2.52CHF 1.99
10.71%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.1K
$3.42CHF 2.70
-16.37%
🚌 Getting Around
Ubud, Bali
Kreuzlingen
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,800
$3.81CHF 3.00
-92.91%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.4K
$100CHF 79.0
-91.99%
Taxi Start(Normal Tariff)
$0.46Rp 8,150
$8.28CHF 6.53
-94.44%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,037
$4.49CHF 3.54
-89.98%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 108.9K
$89.6CHF 70.6
-93.19%
Gasoline(1 liter)
$0.79Rp 14.2K
$2.07CHF 1.63
-61.84%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 467.0M
$40.5KCHF 31.9K
-35.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 573.6M
$41.6KCHF 32.8K
-22.72%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kreuzlingen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$248CHF 195
-67.75%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.6K
$62.1CHF 48.97
-93.46%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 420.0K
$55.4CHF 43.69
-57.56%
🎉 Sport & Entertainment
Ubud, Bali
Kreuzlingen
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$86.8CHF 68.4
13.75%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.4K
-
-
Cinema Ticket
$4.15Rp 74.1K
$22.35CHF 17.62
-81.43%
🧸 Childcare & Education
Ubud, Bali
Kreuzlingen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$2,944CHF 2,321
-89.68%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.1M
$43.1KCHF 34.0K
-84.67%
👕👟 Clothing & Footwear
Ubud, Bali
Kreuzlingen
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 991.8K
$139CHF 109
-59.96%
Summer Dress(H&M, Zara, etc)
$38.31Rp 684.1K
$75.5CHF 59.5
-49.26%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$131CHF 103
-32.27%
Men's Leather Business Shoes
$77.9Rp 1.4M
$161CHF 127
-51.56%
🏠 Accommodation & Living
Ubud, Bali
Kreuzlingen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$1,730CHF 1,364
-41.81%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$1,489CHF 1,174
-54.64%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.5M
$2,785CHF 2,196
23.57%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.4M
$2,467CHF 1,945
-17.32%
Buy Apartment in City Center(m2)
$2,841Rp 50.7M
$14.3KCHF 11.3K
-80.10%
Buy Apartment Outside City Center(m2)
$2,264Rp 40.4M
$10.9KCHF 8,605
-79.26%
💵 Salaries & Financials
Ubud, Bali
Kreuzlingen
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$6,699CHF 5,281
-97.53%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
2.5
431.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Kreuzlingen: May 30, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,006 in Ubud, Bali versus $1,730 in Kreuzlingen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3954% higher in Kreuzlingen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $33.00 in Ubud, Bali versus $143 in Kreuzlingen. Monthly groceries follow the same trend: $302 vs $553 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kreuzlingen: Cost of Living - Frequently Asked Questions
Is Kreuzlingen cheaper than Ubud, Bali?
Yes – Kreuzlingen is pricier by about 137%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $5,038 in Kreuzlingen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or Kreuzlingen?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $143 in Kreuzlingen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali vs Kreuzlingen?
Monthly expenses with rent come to $1,419 in Ubud, Bali and $3,359 in Kreuzlingen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for Ubud, Bali or Kreuzlingen?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Kreuzlingen at $3,359. In Ubud, Bali it covers expenses comfortably, while in Kreuzlingen it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kreuzlingen more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kreuzlingen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kreuzlingen makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared