Cost of Living Comparison Between Ubud, Bali and Kreuzlingen Cost of Living Comparison Between Ubud, Bali and Kreuzlingen

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $3,568 in Kreuzlingen, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $5,572 in Kreuzlingen, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $7,577 in Kreuzlingen, rent included.

Ubud, Bali is about 61% cheaper than Kreuzlingen, driven mainly by Eating Out.

Both Ubud, Bali and Kreuzlingen sit above the global median – Ubud, Bali by 2%, Kreuzlingen by 160%.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$36.05 CHF 29.11

-90.65%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$175 CHF 141

-77.89%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$25.10 CHF 20.27

-78.01%

Cappuccino

$2.64 Rp 46.8K

$7.31 CHF 5.90

-63.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$6.41 CHF 5.18

-73.95%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$6.35 CHF 5.12

-87.87%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$9.77 CHF 7.89

-73.08%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$7.59 CHF 6.13

-43.61%

Milk (1 liter)

$1.55 Rp 27.3K

$2.26 CHF 1.82

-31.42%

White Bread (500g)

$2.22 Rp 39.3K

$4.25 CHF 3.43

-47.76%

Rice (white) (1kg)

$1.13 Rp 19.9K

$4.39 CHF 3.54

-74.26%

Eggs

$2.09 Rp 36.9K

$8.00 CHF 6.46

-73.88%

Local Cheese (1kg)

$17.39 Rp 307.6K

$18.67 CHF 15.07

-6.86%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$27.85 CHF 22.49

-86.10%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$30.84 CHF 24.90

-59.31%

Apples (1kg)

$3.62 Rp 63.9K

$3.76 CHF 3.04

-3.72%

Banana (1kg)

$1.56 Rp 27.6K

$2.01 CHF 1.62

-22.39%

Oranges (1kg)

$2.35 Rp 41.6K

$2.82 CHF 2.28

-16.67%

Tomato (1kg)

$2.06 Rp 36.4K

$5.53 CHF 4.47

-62.75%

Potato (1kg)

$1.90 Rp 33.6K

$2.09 CHF 1.69

-9.09%

Onion (1kg)

$2.34 Rp 41.3K

$2.21 CHF 1.78

5.88%

Lettuce (1 head)

$1.03 Rp 18.2K

$2.38 CHF 1.92

-56.72%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$1.40 CHF 1.13

-60.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$11.32 CHF 9.14

-80.12%

Wine (Bottle)

$23.81 Rp 421.0K

$18.38 CHF 14.84

29.54%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$3.11 CHF 2.51

-25.72%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$4.12 CHF 3.33

-32.04%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$4.51 CHF 3.64

-94.01%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$101 CHF 81.3

-91.40%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$8.46 CHF 6.83

-94.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$4.84 CHF 3.91

-90.70%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$108 CHF 87.2

-94.71%

Gasoline (1 liter)

$0.76 Rp 13.4K

$2.13 CHF 1.72

-64.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$43.5K CHF 35.1K

-43.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$40.8K CHF 33.0K

-21.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$234 CHF 189

-64.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$41.49 CHF 33.50

-84.43%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$61.7 CHF 49.83

-69.22%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$93.5 CHF 75.5

-40.16%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$47.48 CHF 38.34

-60.78%

Cinema Ticket

$4.28 Rp 75.7K

$24.77 CHF 20.00

-82.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$4,112 CHF 3,321

-88.17%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$36.3K CHF 29.3K

-83.88%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$168 CHF 136

-72.86%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$65.5 CHF 52.9

-44.48%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$157 CHF 126

-47.63%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$190 CHF 153

-57.58%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$1,844 CHF 1,489

-39.45%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$1,494 CHF 1,207

-53.08%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$3,988 CHF 3,221

-11.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$2,539 CHF 2,050

-30.58%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$16.6K CHF 13.4K

-82.97%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$12.6K CHF 10.2K

-81.81%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$6,638 CHF 5,360

-97.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.9

625.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Kreuzlingen: September 1, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $1,844 in Kreuzlingen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3810% higher in Kreuzlingen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $175 in Kreuzlingen. Monthly groceries follow the same trend: $293 vs $570 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kreuzlingen: Cost of Living - Frequently Asked Questions

Yes – Kreuzlingen is pricier by about 156%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $5,352 in Kreuzlingen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $175 in Kreuzlingen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $3,568 in Kreuzlingen. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Kreuzlingen at $3,568. In Ubud, Bali it covers expenses comfortably, while in Kreuzlingen it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kreuzlingen makes more sense. Both are solid long-term options with distinct trade-offs.