🙂A single person spends $1,408 per month in Ubud, Bali vs $3,422 in Kreuzlingen, rent included.
🙂A couple spends around $2,585 per month in Ubud, Bali vs $5,171 in Kreuzlingen, rent included.
🙂A family of three spends $3,763 per month in Ubud, Bali vs $6,920 in Kreuzlingen, rent included.
🙂Ubud, Bali is about 59% cheaper than Kreuzlingen, driven mainly by Eating Out.
📊Both Ubud, Bali and Kreuzlingen sit above the global median – Ubud, Bali by 5%, Kreuzlingen by 156%.
Currency
🍽 Eating Out
Ubud, Bali
Kreuzlingen
Difference
Meal at Budget Restaurant
$3.45Rp 62.1K
$36.38CHF 29.46
-90.52%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 581.1K
$144CHF 117
-77.56%
Fast Food Meal(McDonalds, etc)
$4.84Rp 87.1K
$15.88CHF 12.87
-69.52%
Cappuccino
$2.75Rp 49.4K
$6.39CHF 5.18
-56.96%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.9K
$5.43CHF 4.40
-74.59%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$4.29CHF 3.47
-82.52%
Local Beer(0.5 liter draught)
$2.99Rp 53.8K
$8.77CHF 7.10
-65.91%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.2K
$7.33CHF 5.94
-47.48%
🛒 Groceries & Markets
Ubud, Bali
Kreuzlingen
Difference
Milk(1 liter)
$1.74Rp 31.2K
$2.21CHF 1.79
-21.27%
White Bread(500g)
$2.46Rp 44.2K
$3.66CHF 2.97
-32.79%
Rice(white)(1kg)
$1.17Rp 21.0K
$4.28CHF 3.47
-72.66%
Eggs
$2.43Rp 43.7K
$7.74CHF 6.27
-68.60%
Local Cheese(1kg)
$14.50Rp 260.6K
$18.77CHF 15.20
-22.75%
Chicken Fillets(1kg)
$4.35Rp 78.2K
$26.95CHF 21.83
-83.86%
Beef Round Steak(1kg)
$11.98Rp 215.3K
$30.77CHF 24.92
-61.07%
Apples(1kg)
$3.72Rp 66.8K
$3.80CHF 3.08
-2.11%
Banana(1kg)
$1.63Rp 29.2K
$2.31CHF 1.87
-29.44%
Oranges(1kg)
$2.74Rp 49.3K
$2.85CHF 2.31
-3.86%
Tomato(1kg)
$2.24Rp 40.3K
$6.51CHF 5.27
-65.59%
Potato(1kg)
$1.92Rp 34.5K
$2.37CHF 1.92
-18.99%
Onion(1kg)
$2.28Rp 40.9K
$2.51CHF 2.03
-9.16%
Lettuce(1 head)
$1.06Rp 19.1K
$2.58CHF 2.09
-58.91%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$1.23CHF 1.00
-41.46%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 59.0K
$11.27CHF 9.13
-70.81%
Wine(Bottle)
$23.19Rp 416.8K
$18.21CHF 14.75
27.35%
Local Beer(0.5 liter bottle)
$2.78Rp 49.9K
$2.42CHF 1.96
14.88%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.1K
$3.47CHF 2.81
-21.33%
🚌 Getting Around
Ubud, Bali
Kreuzlingen
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,786
$3.90CHF 3.16
-93.08%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.7K
$98.0CHF 79.4
-91.73%
Taxi Start(Normal Tariff)
$0.48Rp 8,675
$8.05CHF 6.52
-94.04%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,545
$4.57CHF 3.70
-90.81%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.8K
$88.1CHF 71.3
-92.94%
Gasoline(1 liter)
$0.81Rp 14.6K
$2.10CHF 1.70
-61.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 478.2M
$40.1KCHF 32.5K
-33.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 578.5M
$42.3KCHF 34.3K
-23.92%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kreuzlingen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$251CHF 204
-68.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.1K
$60.7CHF 49.17
-93.29%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 437.1K
$56.8CHF 46.00
-57.16%
🎉 Sport & Entertainment
Ubud, Bali
Kreuzlingen
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$88.1CHF 71.4
11.90%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.9K
-
-
Cinema Ticket
$3.99Rp 71.6K
$22.56CHF 18.27
-82.31%
🧸 Childcare & Education
Ubud, Bali
Kreuzlingen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$2,964CHF 2,400
-89.71%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.4M
$42.6KCHF 34.5K
-84.41%
👕👟 Clothing & Footwear
Ubud, Bali
Kreuzlingen
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 972.9K
$136CHF 110
-60.16%
Summer Dress(H&M, Zara, etc)
$37.81Rp 679.4K
$76.8CHF 62.2
-50.79%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$133CHF 108
-34.64%
Men's Leather Business Shoes
$76.4Rp 1.4M
$161CHF 130
-52.54%
🏠 Accommodation & Living
Ubud, Bali
Kreuzlingen
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$1,721CHF 1,394
-42.37%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$1,489CHF 1,206
-54.82%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.7M
$2,831CHF 2,293
19.20%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$2,429CHF 1,968
-15.60%
Buy Apartment in City Center(m2)
$2,805Rp 50.4M
$15.1KCHF 12.3K
-81.49%
Buy Apartment Outside City Center(m2)
$2,227Rp 40.0M
$11.5KCHF 9,302
-80.61%
💵 Salaries & Financials
Ubud, Bali
Kreuzlingen
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$6,497CHF 5,263
-97.43%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
2.5
431.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Kreuzlingen: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $992 in Ubud, Bali versus $1,721 in Kreuzlingen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3792% higher in Kreuzlingen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $32.00 in Ubud, Bali versus $144 in Kreuzlingen. Monthly groceries follow the same trend: $297 vs $560 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kreuzlingen: Cost of Living - Frequently Asked Questions
Is Kreuzlingen cheaper than Ubud, Bali?
Yes – Kreuzlingen is pricier by about 143%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $5,134 in Kreuzlingen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Kreuzlingen?
A mid-range dinner for two costs $32.00 in Ubud, Bali and $144 in Kreuzlingen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Kreuzlingen?
Monthly expenses with rent come to $1,408 in Ubud, Bali and $3,422 in Kreuzlingen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for living in Ubud, Bali or in Kreuzlingen?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Kreuzlingen at $3,422. In Ubud, Bali it covers expenses comfortably, while in Kreuzlingen it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kreuzlingen more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kreuzlingen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kreuzlingen makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared