Cost of Living Comparison Between Ubud, Bali and Kreuzlingen Cost of Living Comparison Between Ubud, Bali and Kreuzlingen

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $3,422 in Kreuzlingen, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $5,171 in Kreuzlingen, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $6,920 in Kreuzlingen, rent included.

Ubud, Bali is about 59% cheaper than Kreuzlingen, driven mainly by Eating Out.

Both Ubud, Bali and Kreuzlingen sit above the global median – Ubud, Bali by 5%, Kreuzlingen by 156%.

Currency
🍽 Eating Out
Ubud, Bali
Kreuzlingen
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$36.38 CHF 29.46
-90.52%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$144 CHF 117
-77.56%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$15.88 CHF 12.87
-69.52%
Cappuccino
$2.75 Rp 49.4K
$6.39 CHF 5.18
-56.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$5.43 CHF 4.40
-74.59%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$4.29 CHF 3.47
-82.52%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$8.77 CHF 7.10
-65.91%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$7.33 CHF 5.94
-47.48%
🛒 Groceries & Markets
Ubud, Bali
Kreuzlingen
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$2.21 CHF 1.79
-21.27%
White Bread (500g)
$2.46 Rp 44.2K
$3.66 CHF 2.97
-32.79%
Rice (white) (1kg)
$1.17 Rp 21.0K
$4.28 CHF 3.47
-72.66%
Eggs
$2.43 Rp 43.7K
$7.74 CHF 6.27
-68.60%
Local Cheese (1kg)
$14.50 Rp 260.6K
$18.77 CHF 15.20
-22.75%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$26.95 CHF 21.83
-83.86%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$30.77 CHF 24.92
-61.07%
Apples (1kg)
$3.72 Rp 66.8K
$3.80 CHF 3.08
-2.11%
Banana (1kg)
$1.63 Rp 29.2K
$2.31 CHF 1.87
-29.44%
Oranges (1kg)
$2.74 Rp 49.3K
$2.85 CHF 2.31
-3.86%
Tomato (1kg)
$2.24 Rp 40.3K
$6.51 CHF 5.27
-65.59%
Potato (1kg)
$1.92 Rp 34.5K
$2.37 CHF 1.92
-18.99%
Onion (1kg)
$2.28 Rp 40.9K
$2.51 CHF 2.03
-9.16%
Lettuce (1 head)
$1.06 Rp 19.1K
$2.58 CHF 2.09
-58.91%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$1.23 CHF 1.00
-41.46%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$11.27 CHF 9.13
-70.81%
Wine (Bottle)
$23.19 Rp 416.8K
$18.21 CHF 14.75
27.35%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$2.42 CHF 1.96
14.88%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$3.47 CHF 2.81
-21.33%
🚌 Getting Around
Ubud, Bali
Kreuzlingen
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$3.90 CHF 3.16
-93.08%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
$98.0 CHF 79.4
-91.73%
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$8.05 CHF 6.52
-94.04%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$4.57 CHF 3.70
-90.81%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$88.1 CHF 71.3
-92.94%
Gasoline (1 liter)
$0.81 Rp 14.6K
$2.10 CHF 1.70
-61.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$40.1K CHF 32.5K
-33.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$42.3K CHF 34.3K
-23.92%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kreuzlingen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$251 CHF 204
-68.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$60.7 CHF 49.17
-93.29%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$56.8 CHF 46.00
-57.16%
🎉 Sport & Entertainment
Ubud, Bali
Kreuzlingen
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$88.1 CHF 71.4
11.90%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
-
-
Cinema Ticket
$3.99 Rp 71.6K
$22.56 CHF 18.27
-82.31%
🧸 Childcare & Education
Ubud, Bali
Kreuzlingen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$2,964 CHF 2,400
-89.71%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$42.6K CHF 34.5K
-84.41%
👕👟 Clothing & Footwear
Ubud, Bali
Kreuzlingen
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$136 CHF 110
-60.16%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$76.8 CHF 62.2
-50.79%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$133 CHF 108
-34.64%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$161 CHF 130
-52.54%
🏠 Accommodation & Living
Ubud, Bali
Kreuzlingen
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$1,721 CHF 1,394
-42.37%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,489 CHF 1,206
-54.82%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$2,831 CHF 2,293
19.20%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$2,429 CHF 1,968
-15.60%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
$15.1K CHF 12.3K
-81.49%
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
$11.5K CHF 9,302
-80.61%
💵 Salaries & Financials
Ubud, Bali
Kreuzlingen
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$6,497 CHF 5,263
-97.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2.5
431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kreuzlingen: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,721 in Kreuzlingen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3792% higher in Kreuzlingen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $144 in Kreuzlingen. Monthly groceries follow the same trend: $297 vs $560 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kreuzlingen: Cost of Living - Frequently Asked Questions
Is Kreuzlingen cheaper than Ubud, Bali?
Yes – Kreuzlingen is pricier by about 143%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $5,134 in Kreuzlingen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Kreuzlingen?
A mid-range dinner for two costs $32.00 in Ubud, Bali and $144 in Kreuzlingen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Kreuzlingen?
Monthly expenses with rent come to $1,408 in Ubud, Bali and $3,422 in Kreuzlingen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for living in Ubud, Bali or in Kreuzlingen?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Kreuzlingen at $3,422. In Ubud, Bali it covers expenses comfortably, while in Kreuzlingen it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kreuzlingen more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kreuzlingen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kreuzlingen makes more sense. Both are solid long-term options with distinct trade-offs.

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