Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kreuzlingen

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,474 in Kreuzlingen, rent and utilities included – about $25,300 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
169

Cost of Living Index in Kreuzlingen
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Kreuzlingen Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Kreuzlingen

🇨🇭 Switzerland

$3,474

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kreuzlingen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kreuzlingen actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $3,474 in Kreuzlingen, rent included.

Ubud, Bali $1,368
Kreuzlingen $3,474

A couple spends around $2,314 per month in Ubud, Bali vs $5,386 in Kreuzlingen, rent included.

Ubud, Bali $2,314
Kreuzlingen $5,386

A family of three spends $3,260 per month in Ubud, Bali vs $7,298 in Kreuzlingen, rent included.

Ubud, Bali $3,260
Kreuzlingen $7,298

Ubud, Bali is about 61% cheaper than Kreuzlingen, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Kreuzlingen sit above the global median – Ubud, Bali by 1%, Kreuzlingen by 157%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$36.25 CHF 29.86

-90.81%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$175 CHF 144

-79.89%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$23.78 CHF 19.59

-75.61%

Cappuccino

$2.73 Rp 49.1K

$6.95 CHF 5.72

-60.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$6.13 CHF 5.05

-73.25%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$5.99 CHF 4.93

-86.14%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$9.73 CHF 8.02

-72.25%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$7.30 CHF 6.01

-41.10%

Milk (1 liter)

$1.50 Rp 27.1K

$2.14 CHF 1.76

-29.91%

White Bread (500g)

$2.30 Rp 41.4K

$4.03 CHF 3.32

-42.93%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.17 CHF 3.43

-71.70%

Eggs

$2.14 Rp 38.6K

$7.73 CHF 6.36

-72.32%

Local Cheese (1kg)

$17.48 Rp 314.6K

$18.09 CHF 14.90

-3.37%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$26.69 CHF 21.98

-84.90%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$30.23 CHF 24.89

-59.54%

Apples (1kg)

$3.55 Rp 63.9K

$3.65 CHF 3.01

-2.74%

Banana (1kg)

$1.57 Rp 28.3K

$2.02 CHF 1.66

-22.28%

Oranges (1kg)

$2.24 Rp 40.2K

$2.75 CHF 2.27

-18.55%

Tomato (1kg)

$1.93 Rp 34.7K

$5.49 CHF 4.53

-64.85%

Potato (1kg)

$1.88 Rp 33.9K

$1.95 CHF 1.61

-3.59%

Onion (1kg)

$2.29 Rp 41.3K

$2.12 CHF 1.74

8.02%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.36 CHF 1.94

-58.05%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.32 CHF 1.09

-59.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$10.89 CHF 8.97

-79.06%

Wine (Bottle)

$23.01 Rp 414.2K

$17.86 CHF 14.71

28.84%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.86 CHF 2.35

-18.18%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.84 CHF 3.16

-24.22%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$4.59 CHF 3.78

-94.77%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$97.4 CHF 80.2

-90.94%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$8.60 CHF 7.08

-94.42%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$4.78 CHF 3.93

-90.38%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$104 CHF 85.5

-94.75%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.09 CHF 1.72

-57.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$41.6K CHF 34.3K

-40.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$39.7K CHF 32.7K

-21.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$281 CHF 232

-70.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$38.22 CHF 31.48

-83.12%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$59.3 CHF 48.81

-68.66%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$91.1 CHF 75.0

-38.71%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$44.52 CHF 36.67

-59.32%

Cinema Ticket

$4.38 Rp 78.9K

$23.88 CHF 19.67

-81.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$4,144 CHF 3,413

-88.10%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$35.2K CHF 29.0K

-83.65%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$162 CHF 133

-71.42%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$68.6 CHF 56.5

-48.51%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$148 CHF 122

-46.72%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$180 CHF 148

-56.35%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,710 CHF 1,408

-33.18%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,451 CHF 1,195

-53.43%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$3,893 CHF 3,206

-10.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$2,416 CHF 1,990

-29.64%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$15.7K CHF 12.9K

-82.26%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$12.0K CHF 9,880

-81.32%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$6,342 CHF 5,223

-97.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.9

625.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Kreuzlingen: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Kreuzlingen

$1.5K 41.8% 115% $775

Groceries & Markets

Ubud, Bali

$290 21.2%

Kreuzlingen

$550 15.8% 89.2% $259

Eating Out

Ubud, Bali

$109 8%

Kreuzlingen

$557 16% 412% $448

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Kreuzlingen

$379 10.9% 251% $271

Clothing & Footwear

Ubud, Bali

$108 7.9%

Kreuzlingen

$251 7.2% 134% $144

Sport & Entertainment

Ubud, Bali

$65 4.7%

Kreuzlingen

$139 4% 115% $74

Getting Around

Ubud, Bali

$13 0.9%

Kreuzlingen

$148 4.3% 1081% $136

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $1,710 in Kreuzlingen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3754% higher in Kreuzlingen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $175 in Kreuzlingen. Monthly groceries follow the same trend: $290 vs $550 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Kreuzlingen

🕒 Local time

23:33 11:33 PM

17:33 5:33 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

20,846

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kreuzlingen 11,910 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Kreuzlingen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kreuzlingen: Cost of Living - Frequently Asked Questions

Yes – Kreuzlingen is pricier by about 154%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $5,211 in Kreuzlingen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $175 in Kreuzlingen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $3,474 in Kreuzlingen. That's a gap of about 154%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kreuzlingen at $3,474. In Ubud, Bali it covers expenses comfortably, while in Kreuzlingen it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kreuzlingen makes more sense. Both are solid long-term options with distinct trade-offs.