Last update: Oct 2026

Cost of Living Comparison Between Kreuzlingen and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,474 in Kreuzlingen, rent and utilities included – about $25,300 less a year. Rent and utilities account for about half of the difference.

169

Cost of Living Index in Kreuzlingen
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Kreuzlingen Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kreuzlingen

🇨🇭 Switzerland

$3,474

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kreuzlingen and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kreuzlingen and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,474 per month in Kreuzlingen vs $1,368 in Ubud, Bali, rent included.

Kreuzlingen $3,474
Ubud, Bali $1,368

A couple spends around $5,386 per month in Kreuzlingen vs $2,314 in Ubud, Bali, rent included.

Kreuzlingen $5,386
Ubud, Bali $2,314

A family of three spends $7,298 per month in Kreuzlingen vs $3,260 in Ubud, Bali, rent included.

Kreuzlingen $7,298
Ubud, Bali $3,260

Kreuzlingen costs about 154% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Kreuzlingen and Ubud, Bali sit above the global median – Kreuzlingen by 157%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$36.25 CHF 29.86

$3.33 Rp 59.9K

988.59%

Three-Course Dinner for Two, Mid-Range

$175 CHF 144

$35.18 Rp 633.2K

397.19%

Fast Food Meal (McDonalds, etc)

$23.78 CHF 19.59

$5.80 Rp 104.5K

310.00%

Cappuccino

$6.95 CHF 5.72

$2.73 Rp 49.1K

154.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.13 CHF 5.05

$1.64 Rp 29.5K

273.78%

Water (0.33 liter bottle)

$5.99 CHF 4.93

$0.83 Rp 15.0K

621.69%

Local Beer (0.5 liter draught)

$9.73 CHF 8.02

$2.70 Rp 48.6K

260.37%

Imported Beer (0.33 liter bottle)

$7.30 CHF 6.01

$4.30 Rp 77.4K

69.77%

Milk (1 liter)

$2.14 CHF 1.76

$1.50 Rp 27.1K

42.67%

White Bread (500g)

$4.03 CHF 3.32

$2.30 Rp 41.4K

75.22%

Rice (white) (1kg)

$4.17 CHF 3.43

$1.18 Rp 21.2K

253.39%

Eggs

$7.73 CHF 6.36

$2.14 Rp 38.6K

261.21%

Local Cheese (1kg)

$18.09 CHF 14.90

$17.48 Rp 314.6K

3.49%

Chicken Fillets (1kg)

$26.69 CHF 21.98

$4.03 Rp 72.5K

562.28%

Beef Round Steak (1kg)

$30.23 CHF 24.89

$12.23 Rp 220.1K

147.18%

Apples (1kg)

$3.65 CHF 3.01

$3.55 Rp 63.9K

2.82%

Banana (1kg)

$2.02 CHF 1.66

$1.57 Rp 28.3K

28.66%

Oranges (1kg)

$2.75 CHF 2.27

$2.24 Rp 40.2K

22.77%

Tomato (1kg)

$5.49 CHF 4.53

$1.93 Rp 34.7K

184.46%

Potato (1kg)

$1.95 CHF 1.61

$1.88 Rp 33.9K

3.72%

Onion (1kg)

$2.12 CHF 1.74

$2.29 Rp 41.3K

-7.42%

Lettuce (1 head)

$2.36 CHF 1.94

$0.99 Rp 17.9K

138.38%

Water (1.5 liter bottle)

$1.32 CHF 1.09

$0.53 Rp 9,475

149.06%

Cigarettes 20 Pack (Marlboro, Camel)

$10.89 CHF 8.97

$2.28 Rp 41.1K

377.63%

Wine (Bottle)

$17.86 CHF 14.71

$23.01 Rp 414.2K

-22.38%

Local Beer (0.5 liter bottle)

$2.86 CHF 2.35

$2.34 Rp 42.2K

22.22%

Imported Beer (0.33 liter bottle)

$3.84 CHF 3.16

$2.91 Rp 52.4K

31.96%

One-way Ticket (Public Transport)

$4.59 CHF 3.78

$0.24 Rp 4,315

1812.50%

Public Transport Monthly Pass (Regular Price)

$97.4 CHF 80.2

$8.82 Rp 158.7K

1003.97%

Taxi Start (Normal Tariff)

$8.60 CHF 7.08

$0.48 Rp 8,684

1691.67%

Taxi (Normal Tariff) (1km)

$4.78 CHF 3.93

$0.46 Rp 8,233

939.13%

Taxi 1hour Waiting (Normal Tariff)

$104 CHF 85.5

$5.45 Rp 98.2K

1804.59%

Gasoline (1 liter)

$2.09 CHF 1.72

$0.88 Rp 15.9K

137.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.6K CHF 34.3K

$24.6K Rp 442.2M

69.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K CHF 32.7K

$31.2K Rp 561.4M

27.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$281 CHF 232

$83.0 Rp 1.5M

238.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.22 CHF 31.48

$6.45 Rp 116.0K

492.56%

Internet (50+ Mbps, Unlimited Data)

$59.3 CHF 48.81

$18.57 Rp 334.2K

219.12%

Gym Membership (Monthly)

$91.1 CHF 75.0

$55.8 Rp 1.0M

63.15%

Tennis Court (1 Hour on Weekend)

$44.52 CHF 36.67

$18.11 Rp 326.0K

145.83%

Cinema Ticket

$23.88 CHF 19.67

$4.38 Rp 78.9K

445.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$4,144 CHF 3,413

$493 Rp 8.9M

740.67%

International Primary School, 1 Child (Yearly)

$35.2K CHF 29.0K

$5,754 Rp 103.6M

511.56%

Jeans (Levis 501 Or Similar)

$162 CHF 133

$46.19 Rp 831.4K

249.92%

Summer Dress (H&M, Zara, etc)

$68.6 CHF 56.5

$35.33 Rp 636.0K

94.23%

Sport Shoes (Adidas, Nike)

$148 CHF 122

$79.1 Rp 1.4M

87.68%

Men's Leather Business Shoes

$180 CHF 148

$78.4 Rp 1.4M

129.09%

1-bedroom Apartment, City Center (Monthly)

$1,710 CHF 1,408

$1,142 Rp 20.6M

49.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,451 CHF 1,195

$676 Rp 12.2M

114.72%

3-bedroom Apartment, City Center (Monthly)

$3,893 CHF 3,206

$3,503 Rp 63.1M

11.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,416 CHF 1,990

$1,700 Rp 30.6M

42.13%

Buy Apartment in City Center (m2)

$15.7K CHF 12.9K

$2,784 Rp 50.1M

463.72%

Buy Apartment Outside City Center (m2)

$12.0K CHF 9,880

$2,241 Rp 40.3M

435.41%

Average Monthly Net Salary (After Tax)

$6,342 CHF 5,223

$165 Rp 3.0M

3754.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.9

13.78

-86.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kreuzlingen: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kreuzlingen

$1.5K 41.8%

Ubud, Bali

$676 49.4% 53.4% $775

Eating Out

Kreuzlingen

$557 16%

Ubud, Bali

$109 8% 80.5% $448

Groceries & Markets

Kreuzlingen

$550 15.8%

Ubud, Bali

$290 21.2% 47.2% $259

Monthly Utilities & Internet

Kreuzlingen

$379 10.9%

Ubud, Bali

$108 7.9% 71.5% $271

Clothing & Footwear

Kreuzlingen

$251 7.2%

Ubud, Bali

$108 7.9% 57.2% $144

Getting Around

Kreuzlingen

$148 4.3%

Ubud, Bali

$13 0.9% 91.5% $136

Sport & Entertainment

Kreuzlingen

$139 4%

Ubud, Bali

$65 4.7% 53.5% $74

Cost Breakdown

A central one-bedroom costs $1,710 in Kreuzlingen versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3754% higher in Kreuzlingen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $175 in Kreuzlingen versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $550 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇭 Kreuzlingen

🇮🇩 Ubud, Bali

🕒 Local time

16:27 4:27 PM

22:27 10:27 PM

6 h ahead of Kreuzlingen

🌤 Weather

👥 Population

20,846

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

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Highest

Between locations

Kreuzlingen Ubud, Bali 11,910 km ≈ 15 h nonstop flight

From you

Kreuzlingen
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kreuzlingen vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Kreuzlingen is pricier by about 154%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $5,211 per month in Kreuzlingen and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $175 in Kreuzlingen and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,474 in Kreuzlingen and $1,368 in Ubud, Bali. That's a gap of about 154%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kreuzlingen at $3,474. In Ubud, Bali it covers expenses comfortably, while in Kreuzlingen it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kreuzlingen makes more sense. Both are solid long-term options with distinct trade-offs.