Cost of Living Comparison Between Ubud, Bali and Kragujevac Cost of Living Comparison Between Ubud, Bali and Kragujevac

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,170 in Kragujevac.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,760 in Kragujevac.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,350 in Kragujevac.

Living in Ubud, Bali is roughly 19% more expensive than in Kragujevac, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Kragujevac is 12% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$8.76 RSD 891

-59.25%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$41.89 RSD 4,260

-22.85%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$10.01 RSD 1,019

-49.95%

Cappuccino

$2.82 Rp 51.0K

$2.07 RSD 211

36.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.22 RSD 226

-39.19%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.32 RSD 134

-44.70%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.54 RSD 259

15.35%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.51 RSD 357

12.25%

Milk (1 liter)

$1.78 Rp 32.1K

$1.33 RSD 135

33.83%

White Bread (500g)

$2.45 Rp 44.2K

$0.65 RSD 66.0

276.92%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.98 RSD 202

-41.92%

Eggs

$2.41 Rp 43.6K

$2.68 RSD 273

-10.07%

Local Cheese (1kg)

$14.33 Rp 258.7K

$9.20 RSD 936

55.76%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.63 RSD 674

-36.80%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$12.07 RSD 1,228

-0.08%

Apples (1kg)

$3.64 Rp 65.7K

$1.29 RSD 131

182.17%

Banana (1kg)

$1.57 Rp 28.3K

$1.85 RSD 188

-15.14%

Oranges (1kg)

$2.79 Rp 50.3K

$1.69 RSD 172

65.09%

Tomato (1kg)

$2.24 Rp 40.5K

$2.26 RSD 229

-0.88%

Potato (1kg)

$1.98 Rp 35.7K

$1.16 RSD 118

70.69%

Onion (1kg)

$2.28 Rp 41.1K

$1.24 RSD 127

83.87%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.05 RSD 107

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.70 RSD 71.4

12.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.41 RSD 448

-27.66%

Wine (Bottle)

$23.49 Rp 424.1K

$7.71 RSD 784

204.67%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.97 RSD 99.0

198.97%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.13 RSD 217

29.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.88 RSD 89.7

-69.32%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$29.92 RSD 3,043

-72.03%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.05 RSD 106

-57.14%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.68 RSD 69.1

-32.35%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$4.86 RSD 494

24.90%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.74 RSD 177

-50.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$30.1K RSD 3.1M

-11.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$26.2K RSD 2.7M

24.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$175 RSD 17.8K

-54.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$21.78 RSD 2,215

-81.22%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$33.50 RSD 3,407

-28.81%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$30.53 RSD 3,105

223.55%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$21.04 RSD 2,140

-69.82%

Cinema Ticket

$4.01 Rp 72.3K

$6.79 RSD 690

-40.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$181 RSD 18.4K

63.97%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,905 RSD 397.1K

69.07%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$62.5 RSD 6,351

-14.44%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$55.0 RSD 5,592

-30.68%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$116 RSD 11.8K

-23.77%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$121 RSD 12.3K

-36.53%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$416 RSD 42.3K

145.32%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$319 RSD 32.5K

113.06%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$684 RSD 69.6K

407.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$500 RSD 50.9K

317.90%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,236 RSD 227.4K

22.05%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,618 RSD 164.5K

41.88%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$959 RSD 97.6K

-82.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kragujevac: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $416 in Kragujevac. Housing cost is often the main lever when comparing two cities.

Kragujevac pays 486% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $42.00 in Kragujevac. Groceries flip the comparison at $298 vs $214, with Kragujevac cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kragujevac: Cost of Living - Frequently Asked Questions

Kragujevac wins on cost – living expenses run 19% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kragujevac the obvious pick if budget is a priority.

On paper, salaries run 486% lower in Kragujevac. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $416 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $1,170 in Kragujevac – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kragujevac runs roughly 257% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,170 in Kragujevac versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Kragujevac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kragujevac the clear choice for anyone on this budget.

Both work as nomad bases, but Kragujevac delivers better value – similar infrastructure at $1,170 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kragujevac hard to pass up.

Safety-wise, Ubud, Bali and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kragujevac gentler on the wallet – expenses run 19% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.