Cost of Living Comparison Between Ubud, Bali and Kragujevac Cost of Living Comparison Between Ubud, Bali and Kragujevac

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,228 in Kragujevac.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,848 in Kragujevac.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,469 in Kragujevac.

Living in Ubud, Bali is roughly 11% more expensive than in Kragujevac, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Kragujevac is 10% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$10.86 RSD 1,100

-68.32%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$44.23 RSD 4,483

-17.91%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.98 RSD 1,012

-42.79%

Cappuccino

$2.67 Rp 47.3K

$2.05 RSD 208

30.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.39 RSD 242

-26.78%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.39 RSD 141

-37.41%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.73 RSD 276

8.06%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.43 RSD 348

31.78%

Milk (1 liter)

$1.62 Rp 28.7K

$1.34 RSD 136

20.90%

White Bread (500g)

$2.33 Rp 41.3K

$0.61 RSD 61.7

281.97%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.99 RSD 202

-44.22%

Eggs

$2.20 Rp 39.0K

$2.55 RSD 258

-13.73%

Local Cheese (1kg)

$17.69 Rp 313.3K

$9.98 RSD 1,012

77.25%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.56 RSD 665

-37.50%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$11.62 RSD 1,178

4.82%

Apples (1kg)

$3.71 Rp 65.6K

$1.27 RSD 128

192.13%

Banana (1kg)

$1.59 Rp 28.1K

$1.89 RSD 191

-15.87%

Oranges (1kg)

$2.28 Rp 40.4K

$1.68 RSD 170

35.71%

Tomato (1kg)

$1.95 Rp 34.6K

$2.26 RSD 229

-13.72%

Potato (1kg)

$1.91 Rp 33.7K

$1.12 RSD 113

70.54%

Onion (1kg)

$2.33 Rp 41.3K

$1.20 RSD 121

94.17%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.05 RSD 107

-3.81%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.62 RSD 62.5

-11.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.30 RSD 436

-48.14%

Wine (Bottle)

$23.07 Rp 408.6K

$7.99 RSD 810

188.74%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.93 RSD 94.2

160.22%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.30 RSD 233

30.43%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.45 RSD 147

-81.38%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$29.32 RSD 2,971

-69.37%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.51 RSD 153

-68.21%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.93 RSD 94.6

-53.76%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$5.51 RSD 558

2.36%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.81 RSD 183

-55.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$32.0K RSD 3.2M

-22.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$26.8K RSD 2.7M

18.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$196 RSD 19.8K

-58.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$28.31 RSD 2,869

-77.08%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$32.76 RSD 3,320

-42.70%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$31.40 RSD 3,182

81.11%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$20.31 RSD 2,058

-7.78%

Cinema Ticket

$4.54 Rp 80.4K

$5.74 RSD 581

-20.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$182 RSD 18.4K

164.15%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$3,919 RSD 397.2K

45.74%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$62.3 RSD 6,316

-26.96%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$68.9 RSD 6,983

-47.92%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$127 RSD 12.9K

-36.66%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$122 RSD 12.4K

-35.55%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$403 RSD 40.8K

176.62%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$308 RSD 31.2K

126.25%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$641 RSD 65.0K

467.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$496 RSD 50.3K

250.06%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,255 RSD 228.5K

23.50%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,656 RSD 167.8K

38.29%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$966 RSD 97.9K

-82.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.84

184.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kragujevac: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $403 in Kragujevac. Housing cost is often the main lever when comparing two cities.

Kragujevac pays 475% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $44.00 in Kragujevac. Groceries flip the comparison at $295 vs $214, with Kragujevac cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kragujevac: Cost of Living - Frequently Asked Questions

Kragujevac wins on cost – living expenses run 11% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kragujevac the obvious pick if budget is a priority.

On paper, salaries run 475% lower in Kragujevac. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $403 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,228 in Kragujevac – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kragujevac runs roughly 227% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,228 in Kragujevac versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Kragujevac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kragujevac the clear choice for anyone on this budget.

Both work as nomad bases, but Kragujevac delivers better value – similar infrastructure at $1,228 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kragujevac hard to pass up.

Safety-wise, Ubud, Bali and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kragujevac gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.