Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kragujevac

For one person, living is cheaper in Kragujevac: $1,202 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Kragujevac
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Kragujevac Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kragujevac

🇷🇸 Serbia

$1,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kragujevac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kragujevac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,202 in Kragujevac.

Ubud, Bali $1,349
Kragujevac $1,202

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,813 in Kragujevac.

Ubud, Bali $2,305
Kragujevac $1,813

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,424 in Kragujevac.

Ubud, Bali $3,261
Kragujevac $2,424

Living in Ubud, Bali is roughly 12% more expensive than in Kragujevac, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$10.41 RSD 1,090

-68.11%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$42.68 RSD 4,470

-16.49%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$9.79 RSD 1,026

-43.51%

Cappuccino

$2.72 Rp 49.3K

$2.05 RSD 214

32.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.24 RSD 235

-24.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.37 RSD 144

-44.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.64 RSD 276

0.38%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.30 RSD 346

32.73%

Milk (1 liter)

$1.49 Rp 27.0K

$1.28 RSD 134

16.41%

White Bread (500g)

$2.28 Rp 41.2K

$0.58 RSD 60.4

293.10%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.85 RSD 193

-35.68%

Eggs

$2.04 Rp 36.9K

$2.42 RSD 254

-15.70%

Local Cheese (1kg)

$17.70 Rp 320.8K

$9.51 RSD 996

86.12%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$6.31 RSD 660

-37.24%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$11.56 RSD 1,211

5.45%

Apples (1kg)

$3.66 Rp 66.2K

$1.18 RSD 123

210.17%

Banana (1kg)

$1.52 Rp 27.5K

$1.82 RSD 191

-16.48%

Oranges (1kg)

$2.23 Rp 40.4K

$1.70 RSD 179

31.18%

Tomato (1kg)

$1.97 Rp 35.7K

$2.26 RSD 237

-12.83%

Potato (1kg)

$1.85 Rp 33.5K

$1.11 RSD 116

66.67%

Onion (1kg)

$2.42 Rp 43.9K

$1.15 RSD 120

110.43%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.02 RSD 107

-2.94%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.65 RSD 67.8

-21.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.22 RSD 442

-47.39%

Wine (Bottle)

$22.24 Rp 403.0K

$7.68 RSD 804

189.58%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.86 RSD 89.9

162.79%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.27 RSD 238

30.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.93 RSD 97.0

-73.12%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$28.41 RSD 2,976

-72.47%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.44 RSD 151

-69.44%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.98 RSD 103

-56.12%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$5.35 RSD 560

1.12%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.75 RSD 183

-53.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$29.5K RSD 3.1M

-19.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$23.8K RSD 2.5M

33.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$188 RSD 19.7K

-58.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$27.15 RSD 2,844

-76.24%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$31.42 RSD 3,291

-40.87%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$29.36 RSD 3,075

68.53%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$20.21 RSD 2,117

-12.67%

Cinema Ticket

$4.27 Rp 77.4K

$6.39 RSD 669

-33.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$174 RSD 18.2K

182.65%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$3,757 RSD 393.5K

51.04%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$61.0 RSD 6,390

-26.83%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$64.4 RSD 6,747

-45.75%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$122 RSD 12.8K

-34.42%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$116 RSD 12.2K

-31.67%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$442 RSD 46.3K

154.31%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$333 RSD 34.9K

101.63%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$725 RSD 75.9K

391.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$564 RSD 59.1K

205.55%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,204 RSD 230.9K

23.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,630 RSD 170.8K

40.09%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$927 RSD 97.1K

-82.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.84

184.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kragujevac: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kragujevac

$333 27.7% 50.4% $338

Groceries & Markets

Ubud, Bali

$288 21.4%

Kragujevac

$207 17.2% 28.2% $81

Eating Out

Ubud, Bali

$108 8%

Kragujevac

$171 14.3% 59.2% $64

Clothing & Footwear

Ubud, Bali

$108 8%

Kragujevac

$164 13.6% 52.1% $56

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kragujevac

$247 20.5% 137% $143

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kragujevac

$42 3.5% 27.4% $16

Getting Around

Ubud, Bali

$11 0.9%

Kragujevac

$38 3.2% 237% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $442 in Kragujevac. Housing cost is often the main lever when comparing two cities.

Kragujevac pays about 5.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $43 in Kragujevac. Groceries flip the comparison at $288 vs $207, with Kragujevac cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇸 Kragujevac

🕒 Local time

02:24 2:24 AM

19:24 7:24 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

146,315

💱 Currency

Indonesian Rupiah IDR Rp

Serbian Dinar RSD din

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 RSD = 9.55 USD

1,000 RSD = 8.55 EUR

Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Serbian Dinar exchange rates as of November 1, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kragujevac 11,010 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Kragujevac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kragujevac: Cost of Living - Frequently Asked Questions

Kragujevac wins on cost – living expenses run 11% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Kragujevac the obvious pick if budget is a priority.

On paper, salaries run 82% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $442 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,202 in Kragujevac – Kragujevac is about 11% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 72% less than in Kragujevac. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Kragujevac is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kragujevac are both considered safe, so it’s unlikely to be the deciding factor between them.