Cost of Living Comparison Between Ubud, Bali and Kragujevac Cost of Living Comparison Between Ubud, Bali and Kragujevac

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,156 in Kragujevac.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,738 in Kragujevac.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,319 in Kragujevac.

Living in Ubud, Bali is roughly 24% more expensive than Kragujevac, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Kragujevac is 14% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$8.74 RSD 876

-59.15%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$42.25 RSD 4,239

-22.89%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$10.00 RSD 1,004

-49.30%

Cappuccino

$2.83 Rp 49.0K

$2.08 RSD 208

36.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.30 RSD 230

-41.74%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.37 RSD 138

-49.64%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.44 RSD 245

22.54%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.53 RSD 355

9.07%

Milk (1 liter)

$1.74 Rp 30.2K

$1.37 RSD 138

27.01%

White Bread (500g)

$2.54 Rp 44.0K

$0.66 RSD 65.9

284.85%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.91 RSD 191

-37.70%

Eggs

$2.43 Rp 42.0K

$2.57 RSD 258

-5.45%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.54 RSD 957

53.67%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.65 RSD 667

-37.14%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.98 RSD 1,202

-0.33%

Apples (1kg)

$3.69 Rp 63.9K

$1.34 RSD 134

175.37%

Banana (1kg)

$1.61 Rp 27.8K

$1.88 RSD 188

-14.36%

Oranges (1kg)

$2.69 Rp 46.5K

$1.78 RSD 179

51.12%

Tomato (1kg)

$2.33 Rp 40.4K

$2.23 RSD 224

4.48%

Potato (1kg)

$1.91 Rp 33.0K

$1.16 RSD 116

64.66%

Onion (1kg)

$2.19 Rp 37.9K

$1.19 RSD 120

84.03%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.09 RSD 109

-2.75%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.72 RSD 72.2

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.21 RSD 423

-25.65%

Wine (Bottle)

$23.49 Rp 407.1K

$8.23 RSD 826

185.42%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.92 RSD 92.7

197.83%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.10 RSD 211

37.14%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.87 RSD 87.2

-66.67%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$29.48 RSD 2,958

-72.29%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.05 RSD 105

-57.14%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.63 RSD 62.9

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$4.86 RSD 488

26.75%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.81 RSD 181

-53.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$31.2K RSD 3.1M

-15.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$26.6K RSD 2.7M

21.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$174 RSD 17.5K

-54.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$21.71 RSD 2,178

-81.81%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$32.43 RSD 3,254

-24.76%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$30.51 RSD 3,061

216.42%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$20.87 RSD 2,094

-69.57%

Cinema Ticket

$4.04 Rp 70.0K

$6.78 RSD 680

-40.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$179 RSD 18.0K

68.74%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,907 RSD 392.0K

66.95%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$61.9 RSD 6,210

-13.01%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$54.5 RSD 5,469

-30.32%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$118 RSD 11.8K

-26.52%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$123 RSD 12.4K

-35.95%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$409 RSD 41.1K

147.23%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$314 RSD 31.5K

115.13%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$666 RSD 66.9K

408.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$503 RSD 50.5K

316.94%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,257 RSD 226.4K

32.25%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,691 RSD 169.7K

38.33%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$912 RSD 91.5K

-81.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kragujevac: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $409 in Kragujevac. Housing cost is often the main lever when comparing two cities.

Kragujevac pays 427% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $42.00 in Kragujevac. Groceries flip the comparison at $298 vs $216, with Kragujevac cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kragujevac: Cost of Living - Frequently Asked Questions

Kragujevac wins on cost – living expenses run 24% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kragujevac the obvious pick if budget is a priority.

On paper, Kragujevac earns 427% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $409 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $1,156 in Kragujevac – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kragujevac runs roughly 261% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,156 in Kragujevac versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Kragujevac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kragujevac the clear choice for anyone on this budget.

Both work as nomad bases, but Kragujevac delivers better value – similar infrastructure at $1,156 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kragujevac hard to pass up.

Safety-wise, Ubud, Bali and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kragujevac gentler on the wallet – expenses run 24% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.