Cost of Living Comparison Between Ubud, Bali and Kragujevac Cost of Living Comparison Between Ubud, Bali and Kragujevac

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,162 in Kragujevac.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,746 in Kragujevac.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,330 in Kragujevac.

Living in Ubud, Bali is roughly 21% more expensive than Kragujevac, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Kragujevac is 14% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$8.72 RSD 882

-59.06%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$42.69 RSD 4,317

-23.87%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.97 RSD 1,008

-51.25%

Cappuccino

$2.75 Rp 49.2K

$1.99 RSD 201

38.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.30 RSD 233

-42.61%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.30 RSD 132

-46.15%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.45 RSD 248

18.78%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.53 RSD 357

7.37%

Milk (1 liter)

$1.71 Rp 30.6K

$1.38 RSD 139

23.91%

White Bread (500g)

$2.47 Rp 44.3K

$0.61 RSD 61.9

304.92%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.90 RSD 193

-36.84%

Eggs

$2.44 Rp 43.8K

$2.60 RSD 263

-6.15%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.16 RSD 926

56.99%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.83 RSD 690

-36.90%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$11.63 RSD 1,176

4.99%

Apples (1kg)

$3.68 Rp 66.0K

$1.35 RSD 137

172.59%

Banana (1kg)

$1.55 Rp 27.8K

$1.91 RSD 193

-18.85%

Oranges (1kg)

$2.79 Rp 49.9K

$1.76 RSD 178

58.52%

Tomato (1kg)

$2.33 Rp 41.8K

$2.24 RSD 227

4.02%

Potato (1kg)

$1.97 Rp 35.3K

$1.12 RSD 113

75.89%

Onion (1kg)

$2.31 Rp 41.4K

$1.21 RSD 122

90.91%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.04 RSD 106

1.92%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.71 RSD 72.1

2.82%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.18 RSD 423

-21.53%

Wine (Bottle)

$22.79 Rp 408.4K

$7.63 RSD 772

198.69%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.96 RSD 96.7

192.71%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.14 RSD 217

29.91%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.95 RSD 96.3

-69.47%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$29.27 RSD 2,960

-72.46%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.05 RSD 106

-57.14%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.63 RSD 63.6

-28.57%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$5.02 RSD 508

24.30%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.81 RSD 183

-53.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$30.5K RSD 3.1M

-14.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$26.7K RSD 2.7M

18.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$177 RSD 17.9K

-54.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$21.65 RSD 2,190

-81.25%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$33.19 RSD 3,356

-26.42%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$30.81 RSD 3,116

217.01%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$20.71 RSD 2,095

-68.86%

Cinema Ticket

$4.04 Rp 72.4K

$6.73 RSD 680

-39.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$179 RSD 18.1K

69.64%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,907 RSD 395.1K

69.46%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$63.7 RSD 6,437

-14.80%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$56.4 RSD 5,707

-31.29%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$116 RSD 11.7K

-25.76%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$119 RSD 12.0K

-35.49%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$422 RSD 42.7K

133.59%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$318 RSD 32.2K

106.74%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$684 RSD 69.2K

392.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$499 RSD 50.5K

314.06%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,238 RSD 226.3K

22.48%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,663 RSD 168.2K

33.97%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$963 RSD 97.3K

-83.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kragujevac: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $422 in Kragujevac. Housing cost is often the main lever when comparing two cities.

Kragujevac pays 489% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $43.00 in Kragujevac. Groceries flip the comparison at $297 vs $214, with Kragujevac cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kragujevac: Cost of Living - Frequently Asked Questions

Kragujevac wins on cost – living expenses run 21% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kragujevac the obvious pick if budget is a priority.

On paper, Kragujevac earns 489% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $422 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $1,162 in Kragujevac – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kragujevac runs roughly 263% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,162 in Kragujevac versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Kragujevac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kragujevac the clear choice for anyone on this budget.

Both work as nomad bases, but Kragujevac delivers better value – similar infrastructure at $1,162 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kragujevac hard to pass up.

Safety-wise, Ubud, Bali and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kragujevac gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.