🙂Monthly costs for one person with rent: $1,162 in Kragujevac versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,746 in Kragujevac versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,330 in Kragujevac versus $3,694 in Ubud, Bali.
🙂Living in Kragujevac costs roughly 17% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kragujevac is 14% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Kragujevac
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.72RSD 882
$3.57Rp 64.0K
144.26%
Three-Course Dinner for Two, Mid-Range
$42.69RSD 4,317
$32.50Rp 582.3K
31.35%
Fast Food Meal(McDonalds, etc)
$9.97RSD 1,008
$4.86Rp 87.1K
105.14%
Cappuccino
$1.99RSD 201
$2.75Rp 49.2K
-27.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.30RSD 233
$1.32Rp 23.7K
74.24%
Water(0.33 liter bottle)
$1.30RSD 132
$0.70Rp 12.6K
85.71%
Local Beer(0.5 liter draught)
$2.45RSD 248
$2.91Rp 52.2K
-15.81%
Imported Beer(0.33 liter bottle)
$3.53RSD 357
$3.79Rp 68.0K
-6.86%
🛒 Groceries & Markets
Kragujevac
Ubud, Bali
Difference
Milk(1 liter)
$1.38RSD 139
$1.71Rp 30.6K
-19.30%
White Bread(500g)
$0.61RSD 61.9
$2.47Rp 44.3K
-75.30%
Rice(white)(1kg)
$1.90RSD 193
$1.20Rp 21.5K
58.33%
Eggs
$2.60RSD 263
$2.44Rp 43.8K
6.56%
Local Cheese(1kg)
$9.16RSD 926
$14.38Rp 257.7K
-36.30%
Chicken Fillets(1kg)
$6.83RSD 690
$4.31Rp 77.1K
58.47%
Beef Round Steak(1kg)
$11.63RSD 1,176
$12.21Rp 218.7K
-4.75%
Apples(1kg)
$1.35RSD 137
$3.68Rp 66.0K
-63.32%
Banana(1kg)
$1.91RSD 193
$1.55Rp 27.8K
23.23%
Oranges(1kg)
$1.76RSD 178
$2.79Rp 49.9K
-36.92%
Tomato(1kg)
$2.24RSD 227
$2.33Rp 41.8K
-3.86%
Potato(1kg)
$1.12RSD 113
$1.97Rp 35.3K
-43.15%
Onion(1kg)
$1.21RSD 122
$2.31Rp 41.4K
-47.62%
Lettuce(1 head)
$1.04RSD 106
$1.06Rp 19.1K
-1.89%
Water(1.5 liter bottle)
$0.71RSD 72.1
$0.73Rp 13.1K
-2.74%
Cigarettes 20 Pack(Marlboro, Camel)
$4.18RSD 423
$3.28Rp 58.8K
27.44%
Wine(Bottle)
$7.63RSD 772
$22.79Rp 408.4K
-66.52%
Local Beer(0.5 liter bottle)
$0.96RSD 96.7
$2.81Rp 50.3K
-65.84%
Imported Beer(0.33 liter bottle)
$2.14RSD 217
$2.78Rp 49.9K
-23.02%
🚌 Getting Around
Kragujevac
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.95RSD 96.3
$0.29Rp 5,217
227.59%
Public Transport Monthly Pass(Regular Price)
$29.27RSD 2,960
$8.06Rp 144.4K
263.15%
Taxi Start(Normal Tariff)
$1.05RSD 106
$0.45Rp 8,047
133.33%
Taxi(Normal Tariff)(1km)
$0.63RSD 63.6
$0.45Rp 8,094
40.00%
Taxi 1hour Waiting(Normal Tariff)
$5.02RSD 508
$6.24Rp 111.7K
-19.55%
Gasoline(1 liter)
$1.81RSD 183
$0.85Rp 15.2K
112.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5KRSD 3.1M
$26.0KRp 465.4M
17.44%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7KRSD 2.7M
$31.7KRp 567.2M
-15.71%
🧾 Monthly Utilities & Internet
Kragujevac
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$177RSD 17.9K
$80.8Rp 1.4M
118.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.65RSD 2,190
$4.06Rp 72.7K
433.25%
Internet(50+ Mbps, Unlimited Data)
$33.19RSD 3,356
$24.42Rp 437.6K
35.91%
🎉 Sport & Entertainment
Kragujevac
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.81RSD 3,116
$97.7Rp 1.7M
-68.46%
Tennis Court(1 Hour on Weekend)
$20.71RSD 2,095
$6.45Rp 115.5K
221.09%
Cinema Ticket
$6.73RSD 680
$4.04Rp 72.4K
66.58%
🧸 Childcare & Education
Kragujevac
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$179RSD 18.1K
$304Rp 5.4M
-41.05%
International Primary School, 1 Child(Yearly)
$3,907RSD 395.1K
$6,621Rp 118.6M
-40.99%
👕👟 Clothing & Footwear
Kragujevac
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$63.7RSD 6,437
$54.2Rp 971.7K
17.37%
Summer Dress(H&M, Zara, etc)
$56.4RSD 5,707
$38.78Rp 694.7K
45.54%
Sport Shoes(Adidas, Nike)
$116RSD 11.7K
$86.1Rp 1.5M
34.70%
Men's Leather Business Shoes
$119RSD 12.0K
$76.7Rp 1.4M
55.01%
🏠 Accommodation & Living
Kragujevac
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$422RSD 42.7K
$986Rp 17.7M
-57.19%
1-bedroom Apartment, Outside City Center(Monthly)
$318RSD 32.2K
$658Rp 11.8M
-51.63%
3-bedroom Apartment, City Center(Monthly)
$684RSD 69.2K
$3,369Rp 60.4M
-79.70%
3-bedroom Apartment, Outside City Center(Monthly)
$499RSD 50.5K
$2,066Rp 37.0M
-75.85%
Buy Apartment in City Center(m2)
$2,238RSD 226.3K
$2,741Rp 49.1M
-18.36%
Buy Apartment Outside City Center(m2)
$1,663RSD 168.2K
$2,228Rp 39.9M
-25.36%
💵 Salaries & Financials
Kragujevac
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$963RSD 97.3K
$163Rp 2.9M
488.98%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
13.28
-39.76%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kragujevac: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $422 in Kragujevac and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kragujevac pays 489% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $43.00 in Kragujevac vs $33.00 in Ubud, Bali. Groceries flip the comparison at $214 vs $297, with Kragujevac cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kragujevac vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kragujevac or Ubud, Bali?
Kragujevac wins on cost – living expenses run 21% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kragujevac the obvious pick if budget is a priority.
Are salaries higher in Kragujevac or Ubud, Bali?
Kragujevac pays 489% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Kragujevac vs Ubud, Bali?
Rent for a central apartment: $422 in Kragujevac versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Kragujevac compared to Ubud, Bali?
All in, you'll spend $1,162 per month in Kragujevac versus $1,404 in Ubud, Bali – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Kragujevac vs Ubud, Bali?
A monthly transit pass in Kragujevac runs roughly 263% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Kragujevac or Ubud, Bali?
At $1,162 in Kragujevac versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Kragujevac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kragujevac the clear choice for anyone on this budget.
Which city is better for digital nomads, Kragujevac or Ubud, Bali?
Both work as nomad bases, but Kragujevac delivers better value – similar infrastructure at $1,162 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kragujevac hard to pass up.
How safe is Kragujevac compared to Ubud, Bali?
Safety-wise, Kragujevac and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kragujevac gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Kragujevac vs other spots: cost of living compared