🙂Monthly costs for one person with rent: $1,156 in Kragujevac versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,738 in Kragujevac versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,319 in Kragujevac versus $3,732 in Ubud, Bali.
🙂Living in Kragujevac costs roughly 20% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kragujevac is 14% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Kragujevac
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.74RSD 876
$3.57Rp 61.9K
144.82%
Three-Course Dinner for Two, Mid-Range
$42.25RSD 4,239
$32.58Rp 564.7K
29.68%
Fast Food Meal(McDonalds, etc)
$10.00RSD 1,004
$5.07Rp 87.8K
97.24%
Cappuccino
$2.08RSD 208
$2.83Rp 49.0K
-26.50%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.30RSD 230
$1.34Rp 23.2K
71.64%
Water(0.33 liter bottle)
$1.37RSD 138
$0.69Rp 12.0K
98.55%
Local Beer(0.5 liter draught)
$2.44RSD 245
$2.99Rp 51.8K
-18.39%
Imported Beer(0.33 liter bottle)
$3.53RSD 355
$3.85Rp 66.7K
-8.31%
🛒 Groceries & Markets
Kragujevac
Ubud, Bali
Difference
Milk(1 liter)
$1.37RSD 138
$1.74Rp 30.2K
-21.26%
White Bread(500g)
$0.66RSD 65.9
$2.54Rp 44.0K
-74.02%
Rice(white)(1kg)
$1.91RSD 191
$1.19Rp 20.6K
60.50%
Eggs
$2.57RSD 258
$2.43Rp 42.0K
5.76%
Local Cheese(1kg)
$9.54RSD 957
$14.66Rp 254.1K
-34.92%
Chicken Fillets(1kg)
$6.65RSD 667
$4.18Rp 72.4K
59.09%
Beef Round Steak(1kg)
$11.98RSD 1,202
$11.94Rp 206.9K
0.34%
Apples(1kg)
$1.34RSD 134
$3.69Rp 63.9K
-63.69%
Banana(1kg)
$1.88RSD 188
$1.61Rp 27.8K
16.77%
Oranges(1kg)
$1.78RSD 179
$2.69Rp 46.5K
-33.83%
Tomato(1kg)
$2.23RSD 224
$2.33Rp 40.4K
-4.29%
Potato(1kg)
$1.16RSD 116
$1.91Rp 33.0K
-39.27%
Onion(1kg)
$1.19RSD 120
$2.19Rp 37.9K
-45.66%
Lettuce(1 head)
$1.09RSD 109
$1.06Rp 18.3K
2.83%
Water(1.5 liter bottle)
$0.72RSD 72.2
$0.72Rp 12.5K
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.21RSD 423
$3.13Rp 54.3K
34.50%
Wine(Bottle)
$8.23RSD 826
$23.49Rp 407.1K
-64.96%
Local Beer(0.5 liter bottle)
$0.92RSD 92.7
$2.74Rp 47.5K
-66.42%
Imported Beer(0.33 liter bottle)
$2.10RSD 211
$2.88Rp 49.9K
-27.08%
🚌 Getting Around
Kragujevac
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.87RSD 87.2
$0.29Rp 5,029
200.00%
Public Transport Monthly Pass(Regular Price)
$29.48RSD 2,958
$8.17Rp 141.6K
260.83%
Taxi Start(Normal Tariff)
$1.05RSD 105
$0.45Rp 7,863
133.33%
Taxi(Normal Tariff)(1km)
$0.63RSD 62.9
$0.42Rp 7,305
50.00%
Taxi 1hour Waiting(Normal Tariff)
$4.86RSD 488
$6.16Rp 106.7K
-21.10%
Gasoline(1 liter)
$1.81RSD 181
$0.84Rp 14.6K
115.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.2KRSD 3.1M
$26.2KRp 454.9M
18.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6KRSD 2.7M
$32.5KRp 562.9M
-18.00%
🧾 Monthly Utilities & Internet
Kragujevac
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$174RSD 17.5K
$78.4Rp 1.4M
121.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.71RSD 2,178
$3.95Rp 68.5K
449.62%
Internet(50+ Mbps, Unlimited Data)
$32.43RSD 3,254
$24.40Rp 423.0K
32.91%
🎉 Sport & Entertainment
Kragujevac
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.51RSD 3,061
$96.5Rp 1.7M
-68.40%
Tennis Court(1 Hour on Weekend)
$20.87RSD 2,094
$6.35Rp 110.0K
228.66%
Cinema Ticket
$6.78RSD 680
$4.04Rp 70.0K
67.82%
🧸 Childcare & Education
Kragujevac
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$179RSD 18.0K
$303Rp 5.2M
-40.74%
International Primary School, 1 Child(Yearly)
$3,907RSD 392.0K
$6,523Rp 113.1M
-40.10%
👕👟 Clothing & Footwear
Kragujevac
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$61.9RSD 6,210
$53.8Rp 933.1K
14.95%
Summer Dress(H&M, Zara, etc)
$54.5RSD 5,469
$37.98Rp 658.3K
43.52%
Sport Shoes(Adidas, Nike)
$118RSD 11.8K
$86.8Rp 1.5M
36.09%
Men's Leather Business Shoes
$123RSD 12.4K
$78.9Rp 1.4M
56.14%
🏠 Accommodation & Living
Kragujevac
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$409RSD 41.1K
$1,012Rp 17.5M
-59.55%
1-bedroom Apartment, Outside City Center(Monthly)
$314RSD 31.5K
$674Rp 11.7M
-53.52%
3-bedroom Apartment, City Center(Monthly)
$666RSD 66.9K
$3,390Rp 58.8M
-80.34%
3-bedroom Apartment, Outside City Center(Monthly)
$503RSD 50.5K
$2,098Rp 36.4M
-76.02%
Buy Apartment in City Center(m2)
$2,257RSD 226.4K
$2,985Rp 51.7M
-24.39%
Buy Apartment Outside City Center(m2)
$1,691RSD 169.7K
$2,339Rp 40.5M
-27.71%
💵 Salaries & Financials
Kragujevac
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$912RSD 91.5K
$173Rp 3.0M
426.86%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
13.28
-39.76%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kragujevac: April 28, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $409 in Kragujevac and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kragujevac pays 427% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $42.00 in Kragujevac vs $33.00 in Ubud, Bali. Groceries flip the comparison at $216 vs $298, with Kragujevac cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kragujevac vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kragujevac or Ubud, Bali?
Kragujevac wins on cost – living expenses run 24% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kragujevac the obvious pick if budget is a priority.
Are salaries higher in Kragujevac or Ubud, Bali?
Kragujevac pays 427% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Kragujevac vs Ubud, Bali?
Rent for a central apartment: $409 in Kragujevac versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Kragujevac compared to Ubud, Bali?
All in, you'll spend $1,156 per month in Kragujevac versus $1,438 in Ubud, Bali – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Kragujevac vs Ubud, Bali?
A monthly transit pass in Kragujevac runs roughly 261% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Kragujevac or Ubud, Bali?
At $1,156 in Kragujevac versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Kragujevac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kragujevac the clear choice for anyone on this budget.
Which city is better for digital nomads, Kragujevac or Ubud, Bali?
Both work as nomad bases, but Kragujevac delivers better value – similar infrastructure at $1,156 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kragujevac hard to pass up.
How safe is Kragujevac compared to Ubud, Bali?
Safety-wise, Kragujevac and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kragujevac gentler on the wallet – expenses run 24% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Kragujevac vs other spots: cost of living compared