Last update: Oct 2026

Cost of Living Comparison Between Kragujevac and Ubud, Bali

For one person, living is cheaper in Kragujevac: $1,202 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Kragujevac
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Kragujevac Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kragujevac

🇷🇸 Serbia

$1,202

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kragujevac and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kragujevac and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,202 in Kragujevac versus $1,349 in Ubud, Bali.

Kragujevac $1,202
Ubud, Bali $1,349

Estimated couple costs with rent: $1,813 in Kragujevac versus $2,305 in Ubud, Bali.

Kragujevac $1,813
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,424 in Kragujevac versus $3,261 in Ubud, Bali.

Kragujevac $2,424
Ubud, Bali $3,261

Living in Kragujevac costs roughly 11% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$10.41 RSD 1,090

$3.32 Rp 60.2K

213.55%

Three-Course Dinner for Two, Mid-Range

$42.68 RSD 4,470

$35.64 Rp 645.8K

19.75%

Fast Food Meal (McDonalds, etc)

$9.79 RSD 1,026

$5.53 Rp 100.3K

77.03%

Cappuccino

$2.05 RSD 214

$2.72 Rp 49.3K

-24.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 RSD 235

$1.70 Rp 30.8K

31.76%

Water (0.33 liter bottle)

$1.37 RSD 144

$0.76 Rp 13.8K

80.26%

Local Beer (0.5 liter draught)

$2.64 RSD 276

$2.65 Rp 48.1K

-0.38%

Imported Beer (0.33 liter bottle)

$3.30 RSD 346

$4.38 Rp 79.4K

-24.66%

Milk (1 liter)

$1.28 RSD 134

$1.49 Rp 27.0K

-14.09%

White Bread (500g)

$0.58 RSD 60.4

$2.28 Rp 41.2K

-74.56%

Rice (white) (1kg)

$1.85 RSD 193

$1.19 Rp 21.6K

55.46%

Eggs

$2.42 RSD 254

$2.04 Rp 36.9K

18.63%

Local Cheese (1kg)

$9.51 RSD 996

$17.70 Rp 320.8K

-46.27%

Chicken Fillets (1kg)

$6.31 RSD 660

$3.96 Rp 71.8K

59.34%

Beef Round Steak (1kg)

$11.56 RSD 1,211

$12.19 Rp 220.9K

-5.17%

Apples (1kg)

$1.18 RSD 123

$3.66 Rp 66.2K

-67.76%

Banana (1kg)

$1.82 RSD 191

$1.52 Rp 27.5K

19.74%

Oranges (1kg)

$1.70 RSD 179

$2.23 Rp 40.4K

-23.77%

Tomato (1kg)

$2.26 RSD 237

$1.97 Rp 35.7K

14.72%

Potato (1kg)

$1.11 RSD 116

$1.85 Rp 33.5K

-40.00%

Onion (1kg)

$1.15 RSD 120

$2.42 Rp 43.9K

-52.48%

Lettuce (1 head)

$1.02 RSD 107

$0.99 Rp 17.9K

3.03%

Water (1.5 liter bottle)

$0.65 RSD 67.8

$0.51 Rp 9,303

27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 RSD 442

$2.22 Rp 40.3K

90.09%

Wine (Bottle)

$7.68 RSD 804

$22.24 Rp 403.0K

-65.47%

Local Beer (0.5 liter bottle)

$0.86 RSD 89.9

$2.26 Rp 41.0K

-61.95%

Imported Beer (0.33 liter bottle)

$2.27 RSD 238

$2.97 Rp 53.8K

-23.57%

One-way Ticket (Public Transport)

$0.93 RSD 97.0

$0.25 Rp 4,548

272.00%

Public Transport Monthly Pass (Regular Price)

$28.41 RSD 2,976

$7.82 Rp 141.8K

263.30%

Taxi Start (Normal Tariff)

$1.44 RSD 151

$0.44 Rp 7,964

227.27%

Taxi (Normal Tariff) (1km)

$0.98 RSD 103

$0.43 Rp 7,793

127.91%

Taxi 1hour Waiting (Normal Tariff)

$5.35 RSD 560

$5.41 Rp 98.0K

-1.11%

Gasoline (1 liter)

$1.75 RSD 183

$0.82 Rp 14.9K

113.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K RSD 3.1M

$23.8K Rp 432.0M

23.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K RSD 2.5M

$31.7K Rp 575.3M

-25.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 RSD 19.7K

$79.1 Rp 1.4M

138.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.15 RSD 2,844

$6.45 Rp 116.8K

320.93%

Internet (50+ Mbps, Unlimited Data)

$31.42 RSD 3,291

$18.58 Rp 336.7K

69.11%

Gym Membership (Monthly)

$29.36 RSD 3,075

$49.48 Rp 896.7K

-40.66%

Tennis Court (1 Hour on Weekend)

$20.21 RSD 2,117

$17.65 Rp 319.8K

14.50%

Cinema Ticket

$6.39 RSD 669

$4.27 Rp 77.4K

49.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$174 RSD 18.2K

$491 Rp 8.9M

-64.62%

International Primary School, 1 Child (Yearly)

$3,757 RSD 393.5K

$5,674 Rp 102.8M

-33.79%

Jeans (Levis 501 Or Similar)

$61.0 RSD 6,390

$44.64 Rp 808.9K

36.67%

Summer Dress (H&M, Zara, etc)

$64.4 RSD 6,747

$34.95 Rp 633.4K

84.32%

Sport Shoes (Adidas, Nike)

$122 RSD 12.8K

$79.9 Rp 1.4M

52.49%

Men's Leather Business Shoes

$116 RSD 12.2K

$79.4 Rp 1.4M

46.35%

1-bedroom Apartment, City Center (Monthly)

$442 RSD 46.3K

$1,125 Rp 20.4M

-60.68%

1-bedroom Apartment, Outside City Center (Monthly)

$333 RSD 34.9K

$671 Rp 12.2M

-50.40%

3-bedroom Apartment, City Center (Monthly)

$725 RSD 75.9K

$3,565 Rp 64.6M

-79.66%

3-bedroom Apartment, Outside City Center (Monthly)

$564 RSD 59.1K

$1,723 Rp 31.2M

-67.27%

Buy Apartment in City Center (m2)

$2,204 RSD 230.9K

$2,732 Rp 49.5M

-19.30%

Buy Apartment Outside City Center (m2)

$1,630 RSD 170.8K

$2,284 Rp 41.4M

-28.62%

Average Monthly Net Salary (After Tax)

$927 RSD 97.1K

$164 Rp 3.0M

465.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.84

13.78

-64.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kragujevac: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kragujevac

$333 27.7%

Ubud, Bali

$672 49.8% 102% $338

Monthly Utilities & Internet

Kragujevac

$247 20.5%

Ubud, Bali

$104 7.7% 57.8% $143

Groceries & Markets

Kragujevac

$207 17.2%

Ubud, Bali

$288 21.4% 39.3% $81

Eating Out

Kragujevac

$171 14.3%

Ubud, Bali

$108 8% 37.2% $64

Clothing & Footwear

Kragujevac

$164 13.6%

Ubud, Bali

$108 8% 34.3% $56

Sport & Entertainment

Kragujevac

$42 3.5%

Ubud, Bali

$58 4.3% 37.7% $16

Getting Around

Kragujevac

$38 3.2%

Ubud, Bali

$11 0.9% 70.3% $27

Cost Breakdown

A one-bedroom apartment in the center runs $442 in Kragujevac and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kragujevac pays about 5.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $43 in Kragujevac vs $36 in Ubud, Bali. Groceries flip the comparison at $207 vs $288, with Kragujevac cheaper for home cooking.

Good to know

🇷🇸 Kragujevac

🇮🇩 Ubud, Bali

🕒 Local time

21:22 9:22 PM

04:22 4:22 AM

7 h ahead of Kragujevac

🌤 Weather

👥 Population

146,315

74,800

💱 Currency

Serbian Dinar RSD din

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 RSD = 9.55 USD

1,000 RSD = 8.55 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 1, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Kragujevac Ubud, Bali 11,010 km ≈ 14 h nonstop flight

From you

Kragujevac
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kragujevac vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kragujevac wins on cost – living expenses run 11% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Kragujevac the obvious pick if budget is a priority.

Average pay in Kragujevac is about 5.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $442 in Kragujevac versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,202 per month in Kragujevac versus $1,349 in Ubud, Bali – Kragujevac is about 11% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 72% less than in Kragujevac. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Kragujevac is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kragujevac and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.