🙂Monthly costs for one person with rent: $1,228 in Kragujevac versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,848 in Kragujevac versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,469 in Kragujevac versus $3,327 in Ubud, Bali.
🌍Living in Kragujevac costs roughly 10% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kragujevac is 10% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Kragujevac
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.86RSD 1,100
$3.44Rp 60.9K
215.70%
Three-Course Dinner for Two, Mid-Range
$44.23RSD 4,483
$36.31Rp 643.0K
21.81%
Fast Food Meal(McDonalds, etc)
$9.98RSD 1,012
$5.71Rp 101.0K
74.78%
Cappuccino
$2.05RSD 208
$2.67Rp 47.3K
-23.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.39RSD 242
$1.75Rp 31.0K
36.57%
Water(0.33 liter bottle)
$1.39RSD 141
$0.87Rp 15.4K
59.77%
Local Beer(0.5 liter draught)
$2.73RSD 276
$2.95Rp 52.3K
-7.46%
Imported Beer(0.33 liter bottle)
$3.43RSD 348
$4.52Rp 80.0K
-24.12%
🛒 Groceries & Markets
Kragujevac
Ubud, Bali
Difference
Milk(1 liter)
$1.34RSD 136
$1.62Rp 28.7K
-17.28%
White Bread(500g)
$0.61RSD 61.7
$2.33Rp 41.3K
-73.82%
Rice(white)(1kg)
$1.99RSD 202
$1.11Rp 19.6K
79.28%
Eggs
$2.55RSD 258
$2.20Rp 39.0K
15.91%
Local Cheese(1kg)
$9.98RSD 1,012
$17.69Rp 313.3K
-43.58%
Chicken Fillets(1kg)
$6.56RSD 665
$4.10Rp 72.5K
60.00%
Beef Round Steak(1kg)
$11.62RSD 1,178
$12.18Rp 215.6K
-4.60%
Apples(1kg)
$1.27RSD 128
$3.71Rp 65.6K
-65.77%
Banana(1kg)
$1.89RSD 191
$1.59Rp 28.1K
18.87%
Oranges(1kg)
$1.68RSD 170
$2.28Rp 40.4K
-26.32%
Tomato(1kg)
$2.26RSD 229
$1.95Rp 34.6K
15.90%
Potato(1kg)
$1.12RSD 113
$1.91Rp 33.7K
-41.36%
Onion(1kg)
$1.20RSD 121
$2.33Rp 41.3K
-48.50%
Lettuce(1 head)
$1.05RSD 107
$1.01Rp 17.8K
3.96%
Water(1.5 liter bottle)
$0.62RSD 62.5
$0.55Rp 9,773
12.73%
Cigarettes 20 Pack(Marlboro, Camel)
$4.30RSD 436
$2.23Rp 39.5K
92.83%
Wine(Bottle)
$7.99RSD 810
$23.07Rp 408.6K
-65.37%
Local Beer(0.5 liter bottle)
$0.93RSD 94.2
$2.42Rp 42.8K
-61.57%
Imported Beer(0.33 liter bottle)
$2.30RSD 233
$3.00Rp 53.1K
-23.33%
🚌 Getting Around
Kragujevac
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.45RSD 147
$0.27Rp 4,814
437.04%
Public Transport Monthly Pass(Regular Price)
$29.32RSD 2,971
$8.98Rp 159.1K
226.50%
Taxi Start(Normal Tariff)
$1.51RSD 153
$0.48Rp 8,566
214.58%
Taxi(Normal Tariff)(1km)
$0.93RSD 94.6
$0.43Rp 7,679
116.28%
Taxi 1hour Waiting(Normal Tariff)
$5.51RSD 558
$5.64Rp 99.9K
-2.30%
Gasoline(1 liter)
$1.81RSD 183
$0.80Rp 14.2K
126.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0KRSD 3.2M
$24.9KRp 441.7M
28.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8KRSD 2.7M
$31.7KRp 561.5M
-15.34%
🧾 Monthly Utilities & Internet
Kragujevac
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$196RSD 19.8K
$81.5Rp 1.4M
140.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$28.31RSD 2,869
$6.49Rp 115.0K
336.21%
Internet(50+ Mbps, Unlimited Data)
$32.76RSD 3,320
$18.77Rp 332.4K
74.53%
🎉 Sport & Entertainment
Kragujevac
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.40RSD 3,182
$56.9Rp 1.0M
-44.79%
Tennis Court(1 Hour on Weekend)
$20.31RSD 2,058
$18.73Rp 331.7K
8.44%
Cinema Ticket
$5.74RSD 581
$4.54Rp 80.4K
26.43%
🧸 Childcare & Education
Kragujevac
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$182RSD 18.4K
$481Rp 8.5M
-62.14%
International Primary School, 1 Child(Yearly)
$3,919RSD 397.2K
$5,711Rp 101.1M
-31.38%
👕👟 Clothing & Footwear
Kragujevac
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$62.3RSD 6,316
$45.52Rp 806.0K
36.91%
Summer Dress(H&M, Zara, etc)
$68.9RSD 6,983
$35.88Rp 635.4K
92.03%
Sport Shoes(Adidas, Nike)
$127RSD 12.9K
$80.4Rp 1.4M
57.87%
Men's Leather Business Shoes
$122RSD 12.4K
$78.7Rp 1.4M
55.17%
🏠 Accommodation & Living
Kragujevac
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$403RSD 40.8K
$1,115Rp 19.7M
-63.85%
1-bedroom Apartment, Outside City Center(Monthly)
$308RSD 31.2K
$698Rp 12.4M
-55.80%
3-bedroom Apartment, City Center(Monthly)
$641RSD 65.0K
$3,637Rp 64.4M
-82.37%
3-bedroom Apartment, Outside City Center(Monthly)
$496RSD 50.3K
$1,737Rp 30.8M
-71.43%
Buy Apartment in City Center(m2)
$2,255RSD 228.5K
$2,784Rp 49.3M
-19.03%
Buy Apartment Outside City Center(m2)
$1,656RSD 167.8K
$2,290Rp 40.5M
-27.69%
💵 Salaries & Financials
Kragujevac
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$966RSD 97.9K
$168Rp 3.0M
475.25%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.84
13.78
-64.88%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kragujevac: September 12, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $403 in Kragujevac and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kragujevac pays 475% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $44.00 in Kragujevac vs $36.00 in Ubud, Bali. Groceries flip the comparison at $214 vs $295, with Kragujevac cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kragujevac vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kragujevac or Ubud, Bali?
Kragujevac wins on cost – living expenses run 11% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kragujevac the obvious pick if budget is a priority.
Are salaries higher in Kragujevac or in Ubud, Bali?
Average pay runs 475% higher in Kragujevac, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Kragujevac compared to Ubud, Bali?
Rent for a central apartment: $403 in Kragujevac versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Kragujevac compared to Ubud, Bali?
All in, you'll spend $1,228 per month in Kragujevac versus $1,368 in Ubud, Bali – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Kragujevac compared to Ubud, Bali?
A monthly transit pass in Kragujevac runs roughly 227% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Kragujevac or in Ubud, Bali?
At $1,228 in Kragujevac versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Kragujevac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kragujevac the clear choice for anyone on this budget.
Which city is better for digital nomads, Kragujevac or Ubud, Bali?
Both work as nomad bases, but Kragujevac delivers better value – similar infrastructure at $1,228 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kragujevac hard to pass up.
How safe is Kragujevac compared to Ubud, Bali?
Safety-wise, Kragujevac and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kragujevac gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Kragujevac vs other spots: cost of living compared