Cost of Living Comparison Between Ubud, Bali and Kovrov Cost of Living Comparison Between Ubud, Bali and Kovrov

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,149 in Kovrov.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,817 in Kovrov.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,486 in Kovrov.

Living in Ubud, Bali is roughly 21% more expensive than in Kovrov, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 5% above, Kovrov is 14% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$12.77 ₽1,016

-72.04%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$56.9 ₽4,531

-43.22%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.30 ₽502

-20.48%

Cappuccino

$2.82 Rp 51.0K

$3.16 ₽252

-10.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.37 ₽109

-1.46%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.67 ₽53.3

8.96%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.37 ₽109

113.87%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.50 ₽358

-12.44%

Milk (1 liter)

$1.78 Rp 32.1K

$1.35 ₽107

31.85%

White Bread (500g)

$2.45 Rp 44.2K

$0.89 ₽70.8

175.28%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.74 ₽138

-33.91%

Eggs

$2.41 Rp 43.6K

$1.93 ₽154

24.87%

Local Cheese (1kg)

$14.33 Rp 258.7K

$12.89 ₽1,026

11.17%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$5.81 ₽463

-27.88%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$11.95 ₽951

0.92%

Apples (1kg)

$3.64 Rp 65.7K

$1.95 ₽155

86.67%

Banana (1kg)

$1.57 Rp 28.3K

$2.04 ₽162

-23.04%

Oranges (1kg)

$2.79 Rp 50.3K

$2.38 ₽189

17.23%

Tomato (1kg)

$2.24 Rp 40.5K

$4.02 ₽320

-44.28%

Potato (1kg)

$1.98 Rp 35.7K

$1.03 ₽81.7

92.23%

Onion (1kg)

$2.28 Rp 41.1K

$0.86 ₽68.3

165.12%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.66 ₽132

-36.75%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.75 ₽59.7

5.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.19 ₽254

Wine (Bottle)

$23.49 Rp 424.1K

$8.25 ₽656

184.73%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.13 ₽89.8

156.64%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.44 ₽195

13.11%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.52 ₽41.78

-48.08%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.47 ₽197

-81.78%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.45 ₽35.51

2.22%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$8.37 ₽666

-27.48%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.80 ₽63.9

7.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$37.8K ₽3.0M

-29.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$36.7K ₽2.9M

-11.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$152 ₽12.1K

-47.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$8.12 ₽646

-49.63%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$8.11 ₽645

194.08%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$35.52 ₽2,827

178.10%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$6.41 ₽510

-37.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$323 ₽25.7K

-7.95%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$7,027 ₽559.3K

-6.05%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$88.0 ₽7,004

-39.28%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$53.3 ₽4,242

-28.50%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$132 ₽10.5K

-32.68%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$159 ₽12.7K

-51.95%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$447 ₽35.6K

128.29%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$308 ₽24.5K

120.58%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$770 ₽61.3K

350.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$510 ₽40.6K

309.97%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,964 ₽156.3K

38.96%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,755 ₽139.7K

30.82%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.5

15.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kovrov: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $447 in Kovrov. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $57.0 in Kovrov. Groceries flip the comparison at $298 vs $240, with Kovrov cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kovrov: Cost of Living - Frequently Asked Questions

Kovrov wins on cost – living expenses run 21% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kovrov the obvious pick if budget is a priority.

You'd need roughly $2,088 in Ubud, Bali and $1,723 in Kovrov to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $447 in Kovrov. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $1,149 in Kovrov – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,149 in Kovrov versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Kovrov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kovrov the clear choice for anyone on this budget.

Both work as nomad bases, but Kovrov delivers better value – similar infrastructure at $1,149 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kovrov hard to pass up.

Safety-wise, Ubud, Bali and Kovrov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kovrov gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.