Cost of Living Comparison Between Ubud, Bali and Kolhapur Cost of Living Comparison Between Ubud, Bali and Kolhapur

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $357 in Kolhapur, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $560 in Kolhapur, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $763 in Kolhapur, rent included.

Ubud, Bali costs about 294% more than Kolhapur, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kolhapur is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.29 ₹221

50.66%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$9.45 ₹910

242.22%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.00 ₹288

61.33%

Cappuccino

$2.75 Rp 49.3K

$1.33 ₹129

106.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.51 ₹49.22

170.59%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.14 ₹13.13

435.71%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.87 ₹180

59.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$3.99 ₹384

-3.51%

Milk (1 liter)

$1.74 Rp 31.1K

$0.81 ₹78.0

114.81%

White Bread (500g)

$2.46 Rp 44.1K

$0.49 ₹46.94

402.04%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.55 ₹52.7

112.73%

Eggs

$2.43 Rp 43.6K

$0.94 ₹90.7

158.51%

Local Cheese (1kg)

$14.50 Rp 260.2K

$3.99 ₹384

263.41%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$3.01 ₹290

44.52%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

$1.94 ₹186

91.75%

Banana (1kg)

$1.63 Rp 29.2K

$0.56 ₹53.9

191.07%

Oranges (1kg)

$2.74 Rp 49.2K

$1.35 ₹130

102.96%

Tomato (1kg)

$2.24 Rp 40.2K

$0.75 ₹72.3

198.67%

Potato (1kg)

$1.92 Rp 34.4K

$0.49 ₹47.11

291.84%

Onion (1kg)

$2.28 Rp 40.8K

$0.45 ₹43.32

406.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.39 ₹37.61

171.79%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.30 ₹28.55

140.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$4.11 ₹395

-19.95%

Wine (Bottle)

$23.19 Rp 416.1K

$2.91 ₹280

696.91%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.82 ₹175

52.75%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.43 ₹330

-20.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.04 ₹485

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.36 ₹35.09

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$11.73 ₹1,129

-30.86%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.60 ₹58.0

-20.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.32 ₹30.97

31.25%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$1.70 ₹164

265.88%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.24 ₹119

-34.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$14.4K ₹1.4M

84.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$23.1K ₹2.2M

39.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$35.94 ₹3,460

118.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$3.77 ₹363

7.96%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$8.83 ₹850

175.54%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$6.44 ₹620

1431.21%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$5.14 ₹495

23.35%

Cinema Ticket

$3.99 Rp 71.5K

$2.55 ₹246

56.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$32.07 ₹3,087

851.14%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$881 ₹84.8K

654.01%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$18.46 ₹1,778

193.28%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$26.33 ₹2,534

43.60%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$27.71 ₹2,667

213.39%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$35.08 ₹3,377

117.65%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$116 ₹11.2K

755.31%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$73.1 ₹7,033

820.79%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$247 ₹23.8K

1267.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$155 ₹15.0K

1219.38%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$747 ₹71.9K

275.41%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$439 ₹42.3K

406.81%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$280 ₹27.0K

-40.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.56

38.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kolhapur: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $116 in Kolhapur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 68% higher in Kolhapur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $9.00 in Kolhapur. Monthly groceries follow the same trend: $297 vs $97.0 – making Kolhapur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolhapur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $357 in Kolhapur – roughly 294% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $536 in Kolhapur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kolhapur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 205% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $9.00 in Kolhapur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kolhapur, where all-in costs run around $357, than in Ubud, Bali at $1,408. In Kolhapur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $357 in Kolhapur to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kolhapur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.