Cost of Living Comparison Between Ubud, Bali and Kolhapur Cost of Living Comparison Between Ubud, Bali and Kolhapur

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $364 in Kolhapur, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $559 in Kolhapur, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $755 in Kolhapur, rent included.

Ubud, Bali costs about 290% more than Kolhapur, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Kolhapur is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.28 ₹218

56.14%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$9.18 ₹879

256.54%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$2.89 ₹277

71.28%

Cappuccino

$2.71 Rp 48.6K

$1.28 ₹123

111.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.52 ₹50.1

157.69%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.15 ₹14.83

366.67%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.87 ₹179

56.15%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$4.17 ₹399

-5.04%

Milk (1 liter)

$1.81 Rp 32.4K

$0.79 ₹75.4

129.11%

White Bread (500g)

$2.52 Rp 45.1K

$0.51 ₹49.17

394.12%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.60 ₹57.2

93.33%

Eggs

$2.46 Rp 44.1K

$0.91 ₹87.3

170.33%

Local Cheese (1kg)

$14.71 Rp 263.7K

$4.15 ₹397

254.46%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$2.93 ₹280

47.44%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

$1.92 ₹184

100.00%

Banana (1kg)

$1.56 Rp 27.9K

$0.59 ₹56.8

164.41%

Oranges (1kg)

$2.83 Rp 50.8K

$1.37 ₹131

106.57%

Tomato (1kg)

$2.33 Rp 41.7K

$0.82 ₹78.9

184.15%

Potato (1kg)

$1.91 Rp 34.3K

$0.49 ₹47.31

289.80%

Onion (1kg)

$2.20 Rp 39.5K

$0.42 ₹40.16

423.81%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.37 ₹35.28

172.97%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.32 ₹31.04

143.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.19 ₹401

-20.76%

Wine (Bottle)

$23.74 Rp 425.5K

$2.80 ₹268

747.86%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.84 ₹176

51.63%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.42 ₹327

-16.37%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.07 ₹486

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.36 ₹34.69

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$11.44 ₹1,095

-29.81%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.59 ₹56.9

-22.03%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.30 ₹28.24

50.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.69 ₹162

260.95%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.26 ₹120

-37.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$14.3K ₹1.4M

82.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$23.5K ₹2.2M

36.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$36.51 ₹3,494

118.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$3.80 ₹364

6.84%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$9.13 ₹873

157.61%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$6.52 ₹624

1413.80%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$5.17 ₹495

28.24%

Cinema Ticket

$4.15 Rp 74.3K

$2.65 ₹254

56.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$32.24 ₹3,085

842.80%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$903 ₹86.5K

631.96%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$18.71 ₹1,791

196.85%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$26.51 ₹2,537

44.51%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$28.22 ₹2,701

213.96%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$34.48 ₹3,300

125.84%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$115 ₹11.0K

771.82%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$73.4 ₹7,021

820.44%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$247 ₹23.6K

1293.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$157 ₹15.0K

1200.00%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$727 ₹69.6K

290.71%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$447 ₹42.8K

406.06%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$281 ₹26.9K

-41.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.56

38.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kolhapur: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $115 in Kolhapur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 70% higher in Kolhapur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $9.00 in Kolhapur. Monthly groceries follow the same trend: $302 vs $98.0 – making Kolhapur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolhapur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $364 in Kolhapur – roughly 290% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $546 in Kolhapur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kolhapur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 207% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $9.00 in Kolhapur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kolhapur, where all-in costs run around $364, than in Ubud, Bali at $1,419. In Kolhapur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $364 in Kolhapur to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kolhapur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.