Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kolhapur

For one person, living is cheaper in Kolhapur: $337 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Kolhapur
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Kolhapur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kolhapur

🇮🇳 India

$337

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kolhapur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kolhapur actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $337 in Kolhapur, rent included.

Ubud, Bali $1,349
Kolhapur $337

A couple spends around $2,305 per month in Ubud, Bali vs $547 in Kolhapur, rent included.

Ubud, Bali $2,305
Kolhapur $547

A family of three spends $3,261 per month in Ubud, Bali vs $757 in Kolhapur, rent included.

Ubud, Bali $3,261
Kolhapur $757

Ubud, Bali costs about 300% more than Kolhapur, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.05 ₹195

61.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$13.16 ₹1,249

170.82%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$2.59 ₹246

113.51%

Cappuccino

$2.72 Rp 49.3K

$1.28 ₹122

112.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.45 ₹42.35

277.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.10 ₹9.26

660.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.92 ₹182

38.02%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.07 ₹292

42.67%

Milk (1 liter)

$1.49 Rp 27.0K

$0.75 ₹70.9

98.67%

White Bread (500g)

$2.28 Rp 41.3K

$0.47 ₹44.42

385.11%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.50 ₹47.19

138.00%

Eggs

$2.04 Rp 36.9K

$0.85 ₹80.4

140.00%

Local Cheese (1kg)

$17.70 Rp 321.1K

$4.27 ₹405

314.52%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.25 ₹308

21.85%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$1.61 ₹153

127.33%

Banana (1kg)

$1.52 Rp 27.5K

$0.60 ₹57.4

153.33%

Oranges (1kg)

$2.23 Rp 40.4K

$1.60 ₹152

39.37%

Tomato (1kg)

$1.97 Rp 35.8K

$0.63 ₹59.8

212.70%

Potato (1kg)

$1.85 Rp 33.5K

$0.47 ₹44.88

293.62%

Onion (1kg)

$2.42 Rp 44.0K

$0.44 ₹41.65

450.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.34 ₹32.45

191.18%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.31 ₹29.79

64.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.28 ₹406

-48.13%

Wine (Bottle)

$22.24 Rp 403.4K

$2.84 ₹270

683.10%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.62 ₹153

39.51%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.73 ₹260

8.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.31 ₹599

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.33 ₹31.55

-24.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$10.38 ₹985

-24.66%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.85 ₹81.1

-48.24%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.25 ₹23.64

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.62 ₹154

233.95%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.10 ₹104

-25.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$13.4K ₹1.3M

78.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$20.7K ₹2.0M

53.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$28.41 ₹2,697

178.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$3.34 ₹317

93.11%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$6.75 ₹641

175.26%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$12.45 ₹1,182

297.43%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$14.44 ₹1,371

22.23%

Cinema Ticket

$4.27 Rp 77.5K

$2.60 ₹247

64.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$29.37 ₹2,788

1570.21%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,193 ₹113.2K

375.71%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$16.95 ₹1,609

163.36%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$27.03 ₹2,567

29.30%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$29.91 ₹2,839

167.13%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$40.09 ₹3,806

98.10%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$100 ₹9,512

1022.72%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$64.2 ₹6,091

946.59%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$228 ₹21.6K

1466.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$135 ₹12.8K

1175.01%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$734 ₹69.6K

272.38%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$451 ₹42.8K

406.17%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$287 ₹27.3K

-42.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.31

48.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kolhapur: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kolhapur

$64 19% 90.4% $607

Groceries & Markets

Ubud, Bali

$288 21.4%

Kolhapur

$94 28% 67.3% $194

Eating Out

Ubud, Bali

$108 8%

Kolhapur

$58 17.1% 46.6% $50

Clothing & Footwear

Ubud, Bali

$108 8%

Kolhapur

$51 15.2% 52.3% $56

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kolhapur

$39 11.4% 63% $66

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kolhapur

$18 5.2% 69.6% $40

Getting Around

Ubud, Bali

$11 0.9%

Kolhapur

$14 4.1% 20.9% $2.4

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $100 in Kolhapur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 75% higher in Kolhapur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $13 in Kolhapur. Monthly groceries follow the same trend: $288 vs $94 – making Kolhapur the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Kolhapur

🕒 Local time

19:40 7:40 PM

17:10 5:10 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

549,200

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kolhapur 5,310 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Kolhapur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolhapur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $337 in Kolhapur – Kolhapur comes out roughly 75% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $506 in Kolhapur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kolhapur, especially for central apartments: a one-bedroom in the center costs $100 there versus $1,125 in Ubud, Bali.

Groceries cost about 205% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $13 in Kolhapur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,200 monthly budget goes further in Kolhapur, where all-in costs run around $337, than in Ubud, Bali at $1,349. In Kolhapur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kolhapur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.