Cost of Living Comparison Between Ubud, Bali and Kolhapur Cost of Living Comparison Between Ubud, Bali and Kolhapur

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $340 in Kolhapur, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $552 in Kolhapur, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $764 in Kolhapur, rent included.

Ubud, Bali costs about 302% more than Kolhapur, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kolhapur is 75% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.04 ₹196

68.63%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$12.81 ₹1,229

183.45%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$2.53 ₹243

125.69%

Cappuccino

$2.67 Rp 47.3K

$1.27 ₹122

110.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.41 ₹39.78

326.83%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.10 ₹9.49

770.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.86 ₹178

58.60%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.22 ₹309

40.37%

Milk (1 liter)

$1.62 Rp 28.7K

$0.70 ₹66.8

131.43%

White Bread (500g)

$2.33 Rp 41.3K

$0.47 ₹44.76

395.74%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.50 ₹47.67

122.00%

Eggs

$2.20 Rp 39.0K

$0.83 ₹80.1

165.06%

Local Cheese (1kg)

$17.69 Rp 313.3K

$4.31 ₹413

310.44%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.25 ₹312

26.15%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.61 ₹154

130.43%

Banana (1kg)

$1.59 Rp 28.1K

$0.54 ₹52.0

194.44%

Oranges (1kg)

$2.28 Rp 40.4K

$1.56 ₹150

46.15%

Tomato (1kg)

$1.95 Rp 34.6K

$0.63 ₹60.3

209.52%

Potato (1kg)

$1.91 Rp 33.7K

$0.48 ₹45.78

297.92%

Onion (1kg)

$2.33 Rp 41.3K

$0.47 ₹44.81

395.74%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.34 ₹32.64

197.06%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.29 ₹27.68

89.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.24 ₹407

-47.41%

Wine (Bottle)

$23.07 Rp 408.6K

$2.85 ₹273

709.47%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.61 ₹154

50.31%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.82 ₹271

6.38%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.08 ₹584

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.32 ₹31.08

-15.62%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$10.31 ₹989

-12.90%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.82 ₹78.4

-41.46%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.27 ₹26.05

59.26%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.61 ₹155

250.31%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.08 ₹103

-25.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$13.0K ₹1.2M

92.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$21.1K ₹2.0M

50.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$27.96 ₹2,683

191.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.25 ₹312

99.69%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$6.38 ₹612

194.20%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$12.55 ₹1,204

353.15%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$14.66 ₹1,406

27.76%

Cinema Ticket

$4.54 Rp 80.4K

$2.65 ₹254

71.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$28.92 ₹2,775

1562.07%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,188 ₹114.0K

380.59%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$16.94 ₹1,625

168.71%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$26.94 ₹2,585

33.18%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$29.58 ₹2,838

171.77%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$38.85 ₹3,727

102.50%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$100 ₹9,618

1011.75%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$61.5 ₹5,904

1033.65%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$232 ₹22.2K

1469.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$131 ₹12.6K

1224.82%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$735 ₹70.5K

278.84%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$453 ₹43.5K

405.49%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$282 ₹27.0K

-40.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.31

48.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kolhapur: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $100 in Kolhapur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 68% higher in Kolhapur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $13.00 in Kolhapur. Monthly groceries follow the same trend: $295 vs $93.0 – making Kolhapur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolhapur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $340 in Kolhapur – roughly 302% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $510 in Kolhapur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kolhapur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 216% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $13.00 in Kolhapur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kolhapur, where all-in costs run around $340, than in Ubud, Bali at $1,368. In Kolhapur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $340 in Kolhapur to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kolhapur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.