Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kobe

For one person, living costs are similar in Ubud, Bali and in Kobe: $1,349 and $1,392 a month, rent and utilities included.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
67

Cost of Living Index in Kobe
Learn more

Kobe Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kobe

🇯🇵 Japan

$1,392

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kobe

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kobe actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,392 in Kobe.

Ubud, Bali $1,349
Kobe $1,392

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,067 in Kobe.

Ubud, Bali $2,305
Kobe $2,067

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,742 in Kobe.

Ubud, Bali $3,261
Kobe $2,742

Living in Ubud, Bali costs roughly 3% less than in Kobe, and outside of rent the biggest gap is in transport.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$7.70 ¥1,216

-56.88%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$31.86 ¥5,031

11.86%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.91 ¥776

12.63%

Cappuccino

$2.72 Rp 49.4K

$2.37 ¥375

14.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.19 ¥188

42.86%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.57 ¥90.0

33.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.12 ¥335

25.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.30 ¥363

90.43%

Milk (1 liter)

$1.49 Rp 27.1K

$1.57 ¥248

-5.10%

White Bread (500g)

$2.28 Rp 41.4K

$1.34 ¥211

70.15%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.17 ¥658

-71.46%

Eggs

$2.04 Rp 37.0K

$2.04 ¥322

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.61 ¥1,990

40.36%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.78 ¥1,070

-41.59%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$17.06 ¥2,694

-28.55%

Apples (1kg)

$3.66 Rp 66.4K

$7.70 ¥1,216

-52.47%

Banana (1kg)

$1.52 Rp 27.6K

$3.06 ¥484

-50.33%

Oranges (1kg)

$2.23 Rp 40.5K

$4.97 ¥784

-55.13%

Tomato (1kg)

$1.97 Rp 35.9K

$7.71 ¥1,217

-74.45%

Potato (1kg)

$1.85 Rp 33.6K

$3.84 ¥606

-51.82%

Onion (1kg)

$2.42 Rp 44.1K

$3.45 ¥545

-29.86%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.13 ¥179

-12.39%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.94 ¥148

-45.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.48 ¥549

-36.21%

Wine (Bottle)

$22.24 Rp 404.2K

$8.05 ¥1,271

176.27%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.96 ¥310

15.31%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.45 ¥229

104.83%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.45 ¥229

-82.76%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$62.4 ¥9,856

-87.47%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.11 ¥491

-85.85%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$3.24 ¥511

-86.73%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$26.72 ¥4,218

-79.75%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.06 ¥168

-22.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$19.9K ¥3.1M

19.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$15.4K ¥2.4M

105.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$148 ¥23.3K

-46.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$23.26 ¥3,672

-72.27%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$31.25 ¥4,933

-40.54%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$46.90 ¥7,405

5.50%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$11.83 ¥1,868

49.20%

Cinema Ticket

$4.27 Rp 77.7K

$12.86 ¥2,031

-66.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$321 ¥50.6K

53.04%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$6,141 ¥969.5K

-7.60%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$50.6 ¥7,990

-11.80%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$25.01 ¥3,949

39.74%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$45.98 ¥7,260

73.77%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$65.6 ¥10.4K

21.10%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$691 ¥109.0K

62.87%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$463 ¥73.1K

45.09%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,100 ¥173.7K

223.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$737 ¥116.4K

133.84%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,325 ¥682.9K

-36.84%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,894 ¥456.9K

-21.07%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,975 ¥311.8K

-91.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.02

582.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kobe: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kobe

$463 33.3% 31.1% $209

Groceries & Markets

Ubud, Bali

$288 21.4%

Kobe

$355 25.5% 23.1% $67

Eating Out

Ubud, Bali

$108 8%

Kobe

$127 9.1% 18% $19

Clothing & Footwear

Ubud, Bali

$108 8%

Kobe

$84 6.1% 21.7% $23

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kobe

$202 14.5% 94.4% $98

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kobe

$73 5.2% 25.1% $15

Getting Around

Ubud, Bali

$11 0.9%

Kobe

$88 6.3% 666% $76

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $691 in Kobe. Housing cost is often the main lever when comparing two cities.

Kobe pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $32 in Kobe. Groceries flip the comparison at $288 vs $355, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Kobe

🕒 Local time

02:48 2:48 AM

03:48 3:48 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

1,537,272

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 28, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kobe 5,240 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Kobe

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kobe: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 3% lower than in Kobe. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 92% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $691 in Kobe. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Kobe. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $491 in Ubud, Bali versus $321 in Kobe. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kobe are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Kobe on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.