Last update: Oct 2026

Cost of Living Comparison Between Kobe and Ubud, Bali

For one person, living costs are similar in Kobe and in Ubud, Bali: $1,392 and $1,349 a month, rent and utilities included.

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Cost of Living Index in Kobe
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Kobe Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kobe

🇯🇵 Japan

$1,392

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kobe and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kobe and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,392 in Kobe versus $1,349 in Ubud, Bali.

Kobe $1,392
Ubud, Bali $1,349

Estimated couple costs with rent: $2,067 in Kobe versus $2,305 in Ubud, Bali.

Kobe $2,067
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,742 in Kobe versus $3,261 in Ubud, Bali.

Kobe $2,742
Ubud, Bali $3,261

Living in Kobe is roughly 3% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in transport.

Meal at Budget Restaurant

$7.70 ¥1,216

$3.32 Rp 60.4K

131.93%

Three-Course Dinner for Two, Mid-Range

$31.86 ¥5,031

$35.64 Rp 647.8K

-10.61%

Fast Food Meal (McDonalds, etc)

$4.91 ¥776

$5.53 Rp 100.6K

-11.21%

Cappuccino

$2.37 ¥375

$2.72 Rp 49.4K

-12.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ¥188

$1.70 Rp 30.9K

-30.00%

Water (0.33 liter bottle)

$0.57 ¥90.0

$0.76 Rp 13.8K

-25.00%

Local Beer (0.5 liter draught)

$2.12 ¥335

$2.65 Rp 48.2K

-20.00%

Imported Beer (0.33 liter bottle)

$2.30 ¥363

$4.38 Rp 79.6K

-47.49%

Milk (1 liter)

$1.57 ¥248

$1.49 Rp 27.1K

5.37%

White Bread (500g)

$1.34 ¥211

$2.28 Rp 41.4K

-41.23%

Rice (white) (1kg)

$4.17 ¥658

$1.19 Rp 21.6K

250.42%

Eggs

$2.04 ¥322

$2.04 Rp 37.0K

Local Cheese (1kg)

$12.61 ¥1,990

$17.70 Rp 321.7K

-28.76%

Chicken Fillets (1kg)

$6.78 ¥1,070

$3.96 Rp 72.0K

71.21%

Beef Round Steak (1kg)

$17.06 ¥2,694

$12.19 Rp 221.6K

39.95%

Apples (1kg)

$7.70 ¥1,216

$3.66 Rp 66.4K

110.38%

Banana (1kg)

$3.06 ¥484

$1.52 Rp 27.6K

101.32%

Oranges (1kg)

$4.97 ¥784

$2.23 Rp 40.5K

122.87%

Tomato (1kg)

$7.71 ¥1,217

$1.97 Rp 35.9K

291.37%

Potato (1kg)

$3.84 ¥606

$1.85 Rp 33.6K

107.57%

Onion (1kg)

$3.45 ¥545

$2.42 Rp 44.1K

42.56%

Lettuce (1 head)

$1.13 ¥179

$0.99 Rp 18.0K

14.14%

Water (1.5 liter bottle)

$0.94 ¥148

$0.51 Rp 9,332

84.31%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 ¥549

$2.22 Rp 40.4K

56.76%

Wine (Bottle)

$8.05 ¥1,271

$22.24 Rp 404.2K

-63.80%

Local Beer (0.5 liter bottle)

$1.96 ¥310

$2.26 Rp 41.1K

-13.27%

Imported Beer (0.33 liter bottle)

$1.45 ¥229

$2.97 Rp 54.0K

-51.18%

One-way Ticket (Public Transport)

$1.45 ¥229

$0.25 Rp 4,562

480.00%

Public Transport Monthly Pass (Regular Price)

$62.4 ¥9,856

$7.82 Rp 142.2K

698.21%

Taxi Start (Normal Tariff)

$3.11 ¥491

$0.44 Rp 7,989

606.82%

Taxi (Normal Tariff) (1km)

$3.24 ¥511

$0.43 Rp 7,817

653.49%

Taxi 1hour Waiting (Normal Tariff)

$26.72 ¥4,218

$5.41 Rp 98.3K

393.90%

Gasoline (1 liter)

$1.06 ¥168

$0.82 Rp 15.0K

29.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K ¥3.1M

$23.8K Rp 433.3M

-16.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.4K ¥2.4M

$31.7K Rp 577.0M

-51.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 ¥23.3K

$79.1 Rp 1.4M

86.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.26 ¥3,672

$6.45 Rp 117.2K

260.62%

Internet (50+ Mbps, Unlimited Data)

$31.25 ¥4,933

$18.58 Rp 337.7K

68.19%

Gym Membership (Monthly)

$46.90 ¥7,405

$49.48 Rp 899.4K

-5.21%

Tennis Court (1 Hour on Weekend)

$11.83 ¥1,868

$17.65 Rp 320.8K

-32.97%

Cinema Ticket

$12.86 ¥2,031

$4.27 Rp 77.7K

201.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$321 ¥50.6K

$491 Rp 8.9M

-34.66%

International Primary School, 1 Child (Yearly)

$6,141 ¥969.5K

$5,674 Rp 103.1M

8.23%

Jeans (Levis 501 Or Similar)

$50.6 ¥7,990

$44.64 Rp 811.4K

13.37%

Summer Dress (H&M, Zara, etc)

$25.01 ¥3,949

$34.95 Rp 635.3K

-28.44%

Sport Shoes (Adidas, Nike)

$45.98 ¥7,260

$79.9 Rp 1.5M

-42.45%

Men's Leather Business Shoes

$65.6 ¥10.4K

$79.4 Rp 1.4M

-17.43%

1-bedroom Apartment, City Center (Monthly)

$691 ¥109.0K

$1,125 Rp 20.4M

-38.60%

1-bedroom Apartment, Outside City Center (Monthly)

$463 ¥73.1K

$671 Rp 12.2M

-31.08%

3-bedroom Apartment, City Center (Monthly)

$1,100 ¥173.7K

$3,565 Rp 64.8M

-69.13%

3-bedroom Apartment, Outside City Center (Monthly)

$737 ¥116.4K

$1,723 Rp 31.3M

-57.24%

Buy Apartment in City Center (m2)

$4,325 ¥682.9K

$2,732 Rp 49.6M

58.33%

Buy Apartment Outside City Center (m2)

$2,894 ¥456.9K

$2,284 Rp 41.5M

26.70%

Average Monthly Net Salary (After Tax)

$1,975 ¥311.8K

$164 Rp 3.0M

1105.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

13.78

-85.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kobe: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kobe

$463 33.3%

Ubud, Bali

$672 49.8% 45.1% $209

Groceries & Markets

Kobe

$355 25.5%

Ubud, Bali

$288 21.4% 18.8% $67

Monthly Utilities & Internet

Kobe

$202 14.5%

Ubud, Bali

$104 7.7% 48.5% $98

Eating Out

Kobe

$127 9.1%

Ubud, Bali

$108 8% 15.3% $19

Getting Around

Kobe

$88 6.3%

Ubud, Bali

$11 0.9% 87% $76

Clothing & Footwear

Kobe

$84 6.1%

Ubud, Bali

$108 8% 27.6% $23

Sport & Entertainment

Kobe

$73 5.2%

Ubud, Bali

$58 4.3% 20.1% $15

Cost Breakdown

A one-bedroom apartment in the center runs $691 in Kobe and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kobe pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32 in Kobe vs $36 in Ubud, Bali. Groceries flip the comparison at $355 vs $288, with Ubud, Bali cheaper for home cooking.

Good to know

🇯🇵 Kobe

🇮🇩 Ubud, Bali

🕒 Local time

03:41 3:41 AM

02:41 2:41 AM

1 h behind Kobe

🌤 Weather

👥 Population

1,537,272

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 28, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

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Between locations

Kobe Ubud, Bali 5,240 km ≈ 7 h nonstop flight

From you

Kobe
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kobe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 3% lower than in Kobe. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Kobe is about 12 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $691 in Kobe versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Kobe. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $321 in Kobe versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kobe and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Kobe on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.