Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kivioli

For one person, living is cheaper in Kivioli: $1,139 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
55

Cost of Living Index in Kivioli
Learn more

Kivioli Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kivioli

🇪🇪 Estonia

$1,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kivioli

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kivioli actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,139 in Kivioli.

Ubud, Bali $1,331
Kivioli $1,139

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,776 in Kivioli.

Ubud, Bali $2,255
Kivioli $1,776

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,412 in Kivioli.

Ubud, Bali $3,180
Kivioli $2,412

Living in Ubud, Bali is roughly 17% more expensive than in Kivioli, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Ubud, Bali 2% lower, Kivioli 16% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$16.70 €14.93

-79.76%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$71.7 €64.1

-51.67%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$11.12 €9.95

-49.91%

Cappuccino

$2.62 Rp 47.5K

$3.98 €3.56

-34.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.32 €2.96

-53.61%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$3.66 €3.27

-82.51%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.59 €5.89

-59.48%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$7.37 €6.59

-42.20%

Milk (1 liter)

$1.46 Rp 26.5K

$1.23 €1.10

18.70%

White Bread (500g)

$2.29 Rp 41.6K

$1.85 €1.65

23.78%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.37 €2.12

-53.16%

Eggs

$2.10 Rp 38.1K

$2.96 €2.65

-29.05%

Local Cheese (1kg)

$15.94 Rp 289.2K

$12.89 €11.53

23.66%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$8.72 €7.80

-55.50%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$15.08 €13.48

-24.40%

Apples (1kg)

$3.55 Rp 64.4K

$2.03 €1.82

74.88%

Banana (1kg)

$1.54 Rp 27.9K

$1.43 €1.28

7.69%

Oranges (1kg)

$2.23 Rp 40.5K

$2.50 €2.24

-10.80%

Tomato (1kg)

$1.97 Rp 35.8K

$2.94 €2.63

-32.99%

Potato (1kg)

$1.86 Rp 33.7K

$1.04 €0.93

78.85%

Onion (1kg)

$2.42 Rp 43.9K

$0.84 €0.75

188.10%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.86 €1.66

-45.16%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.21 €1.08

-57.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.60 €5.90

-66.67%

Wine (Bottle)

$21.79 Rp 395.2K

$10.36 €9.27

110.33%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.12 €1.90

9.91%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.45 €2.19

21.22%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.55 €3.18

-87.61%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.98 €0.88

-52.04%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$26.60 €23.79

-78.95%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.91 €1.71

-56.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$27.5K €24.6K

-11.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$29.3K €26.2K

8.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$306 €274

-74.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$17.99 €16.08

-65.87%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$35.24 €31.51

-46.31%

Gym Membership (Monthly)

$51.0 Rp 925.0K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$11.72 €10.48

-62.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$478 €428

2.98%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$11.9K €10.6K

2.85%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$110 €98.3

-58.92%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$49.39 €44.16

-29.36%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$104 €93.0

-24.71%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$118 €106

-34.20%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.93

250.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kivioli: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kivioli

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Kivioli

$286 25.1% 2.3% $6.6

Clothing & Footwear

Ubud, Bali

$106 8%

Kivioli

$172 15.1% 61.6% $65

Eating Out

Ubud, Bali

$106 8%

Kivioli

$290 25.5% 175% $185

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kivioli

$359 31.6% 250% $257

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kivioli

$23 * 2.1% 60.8% $36

Getting Around

Ubud, Bali

$12 0.9%

Kivioli

$8.5 * 0.7% 29.1% $3.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35 in Ubud, Bali vs $72 in Kivioli for a mid-range dinner for two. Groceries echo the gap at $279 vs $286 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇪🇪 Kivioli

🕒 Local time

02:38 2:38 AM

20:38 8:38 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,725

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kivioli 10,720 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Kivioli

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kivioli: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,139 in Kivioli, so Kivioli is about 14% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $1,709 in Kivioli to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $492 in Ubud, Bali versus $478 in Kivioli. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,139 in Kivioli – Kivioli is about 14% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Kivioli gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.