Cost of Living Comparison Between Ubud, Bali and Kinmen Cost of Living Comparison Between Ubud, Bali and Kinmen

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,124 in Kinmen, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,876 in Kinmen, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,629 in Kinmen, rent included.

Ubud, Bali costs about 25% more than Kinmen, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kinmen is 16% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.07 NT$164

-31.95%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$30.83 NT$995

4.90%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.54 NT$179

-12.64%

Cappuccino

$2.75 Rp 49.4K

$2.92 NT$94.3

-5.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.04 NT$33.58

32.69%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.72 NT$23.24

4.17%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.84 NT$59.3

62.50%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.74 NT$88.5

40.51%

Milk (1 liter)

$1.74 Rp 31.2K

$3.31 NT$107

-47.43%

White Bread (500g)

$2.46 Rp 44.2K

$1.95 NT$62.9

26.15%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.89 NT$93.4

-59.52%

Eggs

$2.43 Rp 43.7K

$2.85 NT$92.0

-14.74%

Local Cheese (1kg)

$14.50 Rp 260.6K

$18.49 NT$597

-21.58%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$8.10 NT$261

-46.30%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$17.18 NT$555

-30.27%

Apples (1kg)

$3.72 Rp 66.8K

$4.67 NT$151

-20.34%

Banana (1kg)

$1.63 Rp 29.2K

$2.53 NT$81.6

-35.57%

Oranges (1kg)

$2.74 Rp 49.3K

$2.64 NT$85.3

3.79%

Tomato (1kg)

$2.24 Rp 40.3K

$3.45 NT$111

-35.07%

Potato (1kg)

$1.92 Rp 34.5K

$2.77 NT$89.4

-30.69%

Onion (1kg)

$2.28 Rp 40.9K

$2.17 NT$70.1

5.07%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.06 NT$66.6

-48.54%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.20 NT$38.58

-40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.05 NT$131

-18.77%

Wine (Bottle)

$23.19 Rp 416.8K

$13.99 NT$451

65.76%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.67 NT$53.8

66.47%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.56 NT$82.6

6.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.87 NT$27.99

-68.97%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$39.33 NT$1,269

-79.38%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.96 NT$95.5

-83.78%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.80 NT$25.75

-47.50%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.22 NT$330

-39.14%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.07 NT$34.57

-24.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$35.3K NT$1.1M

-24.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.5K NT$856.3K

21.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$86.1 NT$2,778

-8.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$24.37 NT$787

-83.30%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$22.59 NT$729

7.70%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.68 NT$1,184

168.84%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$14.95 NT$482

-57.59%

Cinema Ticket

$3.99 Rp 71.6K

$10.06 NT$325

-60.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$424 NT$13.7K

-28.13%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$15.8K NT$508.6K

-57.85%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$81.6 NT$2,633

-33.64%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$34.43 NT$1,111

9.82%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$91.3 NT$2,945

-4.83%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$102 NT$3,298

-25.28%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$424 NT$13.7K

134.10%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$293 NT$9,463

129.45%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,042 NT$33.6K

223.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$734 NT$23.7K

179.14%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$6,302 NT$203.4K

-55.50%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$4,564 NT$147.3K

-51.21%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.18

509.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kinmen: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $424 in Kinmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $31.00 in Kinmen. Groceries tell a different story – $297 in Ubud, Bali vs $366 in Kinmen – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kinmen: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 25%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,685 in Kinmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kinmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $424 in Kinmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 23% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Kinmen, where all-in costs run around $1,124, than in Ubud, Bali at $1,408. In Kinmen it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kinmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kinmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.