Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kinmen

For one person, living is cheaper in Kinmen: $1,069 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
51

Cost of Living Index in Kinmen
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Kinmen Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kinmen

🇹🇼 Taiwan

$1,069

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kinmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kinmen actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,069 in Kinmen, rent included.

Ubud, Bali $1,349
Kinmen $1,069

A couple spends around $2,305 per month in Ubud, Bali vs $1,808 in Kinmen, rent included.

Ubud, Bali $2,305
Kinmen $1,808

A family of three spends $3,261 per month in Ubud, Bali vs $2,548 in Kinmen, rent included.

Ubud, Bali $3,261
Kinmen $2,548

Ubud, Bali costs about 26% more than Kinmen, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.72 NT$153

-29.66%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$30.66 NT$993

16.24%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.97 NT$161

11.27%

Cappuccino

$2.72 Rp 49.4K

$2.94 NT$95.3

-7.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.89 NT$28.95

91.01%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.70 NT$22.71

8.57%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.73 NT$56.0

53.18%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.40 NT$77.8

82.50%

Milk (1 liter)

$1.49 Rp 27.1K

$2.94 NT$95.3

-49.32%

White Bread (500g)

$2.28 Rp 41.4K

$1.78 NT$57.6

28.09%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.83 NT$91.5

-57.95%

Eggs

$2.04 Rp 37.0K

$2.68 NT$86.9

-23.88%

Local Cheese (1kg)

$17.70 Rp 321.9K

$19.11 NT$619

-7.38%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$7.93 NT$257

-50.06%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$20.63 NT$668

-40.91%

Apples (1kg)

$3.66 Rp 66.5K

$4.11 NT$133

-10.95%

Banana (1kg)

$1.52 Rp 27.6K

$2.40 NT$77.7

-36.67%

Oranges (1kg)

$2.23 Rp 40.5K

$2.89 NT$93.6

-22.84%

Tomato (1kg)

$1.97 Rp 35.9K

$3.17 NT$103

-37.85%

Potato (1kg)

$1.85 Rp 33.6K

$2.65 NT$85.8

-30.19%

Onion (1kg)

$2.42 Rp 44.1K

$2.03 NT$65.6

19.21%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.16 NT$69.8

-54.17%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$1.03 NT$33.35

-50.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.79 NT$123

-41.42%

Wine (Bottle)

$22.24 Rp 404.4K

$11.63 NT$377

91.23%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.59 NT$51.5

42.14%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.21 NT$71.5

34.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.59 NT$19.08

-57.63%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$33.25 NT$1,077

-76.48%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$2.66 NT$86.1

-83.46%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.74 NT$23.91

-41.89%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$9.47 NT$307

-42.87%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.03 NT$33.31

-20.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$35.4K NT$1.1M

-32.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$23.1K NT$746.8K

37.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$87.0 NT$2,817

-9.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.11 NT$554

-62.30%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$22.39 NT$725

-17.02%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$35.98 NT$1,165

37.52%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$10.13 NT$328

-57.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$565 NT$18.3K

-13.25%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$16.5K NT$535.0K

-65.65%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$61.8 NT$2,003

-27.81%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$31.20 NT$1,010

12.02%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$81.6 NT$2,642

-2.07%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$102 NT$3,291

-21.86%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$414 NT$13.4K

171.76%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$253 NT$8,188

165.56%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,053 NT$34.1K

238.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$722 NT$23.4K

138.53%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$7,706 NT$249.5K

-64.55%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$4,832 NT$156.5K

-52.73%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.39

476.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kinmen: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kinmen

$253 23.7% 62.3% $419

Groceries & Markets

Ubud, Bali

$288 21.4%

Kinmen

$359 33.6% 24.5% $71

Eating Out

Ubud, Bali

$108 8%

Kinmen

$108 10.1% 0.1% $0.1

Clothing & Footwear

Ubud, Bali

$108 8%

Kinmen

$124 11.6% 15.6% $17

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kinmen

$126 11.8% 21.5% $22

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kinmen

$56 5.3% 3.1% $1.8

Getting Around

Ubud, Bali

$11 0.9%

Kinmen

$42 3.9% 267% $31

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $414 in Kinmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $31 in Kinmen. Groceries tell a different story – $288 in Ubud, Bali vs $359 in Kinmen – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇹🇼 Kinmen

🕒 Local time

18:23 6:23 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

12,568

💱 Currency

Indonesian Rupiah IDR Rp

New Taiwan Dollar TWD NT$

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

100 TWD = 3.09 USD

100 TWD = 2.77 EUR

Exchange rates and currency converter

TWD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

New Taiwan Dollar exchange rates as of October 29, 2026: 1 USD = 32.38 TWD (100 TWD = 3.09 USD). 1 EUR = 36.14 TWD (100 TWD = 2.77 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kinmen 3,680 km ≈ 5 h nonstop flight

From you

Ubud, Bali
Kinmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kinmen: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 26%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,603 in Kinmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kinmen, especially for central apartments: a one-bedroom in the center costs $414 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $565 in Kinmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 20% cheaper in Ubud, Bali – one category where the pricier city actually offers better value.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,069 in Kinmen, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,069 in Kinmen to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.