Last update: Oct 2026

Cost of Living Comparison Between Kinmen and Ubud, Bali

For one person, living is cheaper in Kinmen: $1,088 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

53

Cost of Living Index in Kinmen
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Kinmen Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kinmen

🇹🇼 Taiwan

$1,088

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kinmen and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kinmen and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,088 per month in Kinmen vs $1,368 in Ubud, Bali, rent included.

Kinmen $1,088
Ubud, Bali $1,368

A couple spends around $1,849 per month in Kinmen vs $2,314 in Ubud, Bali, rent included.

Kinmen $1,849
Ubud, Bali $2,314

A family of three spends $2,611 per month in Kinmen vs $3,260 in Ubud, Bali, rent included.

Kinmen $2,611
Ubud, Bali $3,260

Kinmen is about 20% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Kinmen sits 19% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.77 NT$155

$3.33 Rp 59.9K

43.24%

Three-Course Dinner for Two, Mid-Range

$31.40 NT$1,018

$35.18 Rp 633.2K

-10.74%

Fast Food Meal (McDonalds, etc)

$4.75 NT$154

$5.80 Rp 104.5K

-18.10%

Cappuccino

$2.90 NT$94.0

$2.73 Rp 49.1K

6.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 NT$31.62

$1.64 Rp 29.5K

-40.24%

Water (0.33 liter bottle)

$0.65 NT$21.01

$0.83 Rp 15.0K

-21.69%

Local Beer (0.5 liter draught)

$1.55 NT$50.1

$2.70 Rp 48.6K

-42.59%

Imported Beer (0.33 liter bottle)

$2.56 NT$82.9

$4.30 Rp 77.4K

-40.47%

Milk (1 liter)

$3.03 NT$98.2

$1.50 Rp 27.1K

102.00%

White Bread (500g)

$1.87 NT$60.8

$2.30 Rp 41.4K

-18.70%

Rice (white) (1kg)

$2.96 NT$96.1

$1.18 Rp 21.2K

150.85%

Eggs

$2.71 NT$87.9

$2.14 Rp 38.6K

26.64%

Local Cheese (1kg)

$19.51 NT$633

$17.48 Rp 314.6K

11.61%

Chicken Fillets (1kg)

$7.82 NT$254

$4.03 Rp 72.5K

94.04%

Beef Round Steak (1kg)

$20.99 NT$681

$12.23 Rp 220.1K

71.63%

Apples (1kg)

$4.27 NT$139

$3.55 Rp 63.9K

20.28%

Banana (1kg)

$2.50 NT$81.0

$1.57 Rp 28.3K

59.24%

Oranges (1kg)

$2.98 NT$96.7

$2.24 Rp 40.2K

33.04%

Tomato (1kg)

$3.25 NT$105

$1.93 Rp 34.7K

68.39%

Potato (1kg)

$2.84 NT$92.1

$1.88 Rp 33.9K

51.06%

Onion (1kg)

$2.15 NT$69.7

$2.29 Rp 41.3K

-6.11%

Lettuce (1 head)

$2.00 NT$64.8

$0.99 Rp 17.9K

102.02%

Water (1.5 liter bottle)

$1.07 NT$34.85

$0.53 Rp 9,475

101.89%

Cigarettes 20 Pack (Marlboro, Camel)

$3.95 NT$128

$2.28 Rp 41.1K

73.25%

Wine (Bottle)

$12.64 NT$410

$23.01 Rp 414.2K

-45.07%

Local Beer (0.5 liter bottle)

$1.63 NT$52.9

$2.34 Rp 42.2K

-30.34%

Imported Beer (0.33 liter bottle)

$2.29 NT$74.3

$2.91 Rp 52.4K

-21.31%

One-way Ticket (Public Transport)

$0.61 NT$19.75

$0.24 Rp 4,315

154.17%

Public Transport Monthly Pass (Regular Price)

$36.67 NT$1,189

$8.82 Rp 158.7K

315.76%

Taxi Start (Normal Tariff)

$2.74 NT$88.8

$0.48 Rp 8,684

470.83%

Taxi (Normal Tariff) (1km)

$0.82 NT$26.72

$0.46 Rp 8,233

78.26%

Taxi 1hour Waiting (Normal Tariff)

$9.51 NT$308

$5.45 Rp 98.2K

74.50%

Gasoline (1 liter)

$1.02 NT$32.92

$0.88 Rp 15.9K

15.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K NT$1.1M

$24.6K Rp 442.2M

39.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K NT$801.0K

$31.2K Rp 561.4M

-20.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.5 NT$2,869

$83.0 Rp 1.5M

6.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.67 NT$573

$6.45 Rp 116.0K

173.95%

Internet (50+ Mbps, Unlimited Data)

$22.41 NT$727

$18.57 Rp 334.2K

20.68%

Gym Membership (Monthly)

$37.07 NT$1,202

$55.8 Rp 1.0M

-33.59%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$9.78 NT$317

$4.38 Rp 78.9K

123.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$535 NT$17.3K

$493 Rp 8.9M

8.42%

International Primary School, 1 Child (Yearly)

$16.6K NT$538.1K

$5,754 Rp 103.6M

188.40%

Jeans (Levis 501 Or Similar)

$64.5 NT$2,092

$46.19 Rp 831.4K

39.64%

Summer Dress (H&M, Zara, etc)

$31.43 NT$1,019

$35.33 Rp 636.0K

-11.04%

Sport Shoes (Adidas, Nike)

$85.0 NT$2,757

$79.1 Rp 1.4M

7.49%

Men's Leather Business Shoes

$101 NT$3,284

$78.4 Rp 1.4M

29.20%

1-bedroom Apartment, City Center (Monthly)

$409 NT$13.3K

$1,142 Rp 20.6M

-64.17%

1-bedroom Apartment, Outside City Center (Monthly)

$255 NT$8,261

$676 Rp 12.2M

-62.30%

3-bedroom Apartment, City Center (Monthly)

$973 NT$31.5K

$3,503 Rp 63.1M

-72.23%

3-bedroom Apartment, Outside City Center (Monthly)

$745 NT$24.2K

$1,700 Rp 30.6M

-56.18%

Buy Apartment in City Center (m2)

$7,994 NT$259.2K

$2,784 Rp 50.1M

187.15%

Buy Apartment Outside City Center (m2)

$5,078 NT$164.7K

$2,241 Rp 40.3M

126.63%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.38

13.78

-82.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kinmen: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kinmen

$369 33.9%

Ubud, Bali

$290 21.2% 21.2% $78

Accommodation & Living

Kinmen

$255 23.4%

Ubud, Bali

$676 49.4% 165% $421

Monthly Utilities & Internet

Kinmen

$129 11.8%

Ubud, Bali

$108 7.9% 16% $21

Clothing & Footwear

Kinmen

$127 11.7%

Ubud, Bali

$108 7.9% 15.3% $19

Eating Out

Kinmen

$107 9.8%

Ubud, Bali

$109 8% 2.1% $2.2

Sport & Entertainment

Kinmen

$57 5.2%

Ubud, Bali

$65 4.7% 14% $7.9

Getting Around

Kinmen

$46 4.2%

Ubud, Bali

$13 0.9% 72.7% $33

Cost Breakdown

A central one-bedroom costs $409 in Kinmen versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Kinmen versus $35.00 in Ubud, Bali. Groceries tell a different story – $369 in Kinmen vs $290 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇹🇼 Kinmen

🇮🇩 Ubud, Bali

🕒 Local time

05:45 5:45 AM

Same time as Kinmen

🌤 Weather

👥 Population

12,568

74,800

💱 Currency

New Taiwan Dollar TWD NT$

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TWD = 3.08 USD

100 TWD = 2.74 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TWD – New Taiwan Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇼 New Taiwan Dollar (NT$)

New Taiwan Dollar exchange rates as of October 18, 2026: 1 USD = 32.43 TWD (100 TWD = 3.08 USD). 1 EUR = 36.46 TWD (100 TWD = 2.74 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TWD in detail →

On the map

Lowest

Highest

Between locations

Kinmen Ubud, Bali 3,680 km ≈ 5 h nonstop flight

From you

Kinmen
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kinmen vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 26%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,632 per month in Kinmen and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kinmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $535 per month in Kinmen and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 27% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Kinmen, where all-in costs run around $1,088, than in Ubud, Bali at $1,368. In Kinmen it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kinmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kinmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.