Cost of Living Comparison Between Kinmen and Ubud, Bali Cost of Living Comparison Between Kinmen and Ubud, Bali

Monthly Cost of Living

A single person spends $1,080 per month in Kinmen vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,852 per month in Kinmen vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,623 per month in Kinmen vs $3,273 in Ubud, Bali, rent included.

Kinmen is about 23% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kinmen sits 21% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Kinmen
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.57 NT$145
$3.37 Rp 59.9K
35.61%
Three-Course Dinner for Two, Mid-Range
$30.93 NT$981
$38.59 Rp 685.5K
-19.85%
Fast Food Meal (McDonalds, etc)
$4.68 NT$149
$5.52 Rp 98.1K
-15.22%
Cappuccino
$3.01 NT$95.6
$2.64 Rp 47.0K
14.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.95 NT$30.15
$1.67 Rp 29.7K
-43.11%
Water (0.33 liter bottle)
$0.68 NT$21.57
$0.77 Rp 13.7K
-11.69%
Local Beer (0.5 liter draught)
$1.68 NT$53.3
$2.63 Rp 46.8K
-36.12%
Imported Beer (0.33 liter bottle)
$2.57 NT$81.5
$4.28 Rp 76.1K
-39.95%
🛒 Groceries & Markets
Kinmen
Ubud, Bali
Difference
Milk (1 liter)
$3.07 NT$97.5
$1.55 Rp 27.5K
98.06%
White Bread (500g)
$1.87 NT$59.5
$2.22 Rp 39.5K
-15.77%
Rice (white) (1kg)
$2.95 NT$93.6
$1.13 Rp 20.0K
161.06%
Eggs
$2.69 NT$85.5
$2.09 Rp 37.1K
28.71%
Local Cheese (1kg)
$19.21 NT$609
$17.39 Rp 309.0K
10.47%
Chicken Fillets (1kg)
$7.89 NT$250
$3.87 Rp 68.7K
103.88%
Beef Round Steak (1kg)
$20.71 NT$657
$12.55 Rp 222.9K
65.02%
Apples (1kg)
$4.18 NT$133
$3.62 Rp 64.2K
15.47%
Banana (1kg)
$2.49 NT$79.1
$1.56 Rp 27.7K
59.62%
Oranges (1kg)
$3.00 NT$95.1
$2.35 Rp 41.8K
27.66%
Tomato (1kg)
$3.14 NT$99.6
$2.06 Rp 36.5K
52.43%
Potato (1kg)
$2.78 NT$88.2
$1.90 Rp 33.7K
46.32%
Onion (1kg)
$2.13 NT$67.6
$2.34 Rp 41.5K
-8.97%
Lettuce (1 head)
$2.33 NT$74.0
$1.03 Rp 18.3K
126.21%
Water (1.5 liter bottle)
$1.03 NT$32.73
$0.55 Rp 9,854
87.27%
Cigarettes 20 Pack (Marlboro, Camel)
$3.84 NT$122
$2.25 Rp 40.0K
70.67%
Wine (Bottle)
$12.49 NT$396
$23.81 Rp 422.9K
-47.54%
Local Beer (0.5 liter bottle)
$1.53 NT$48.59
$2.31 Rp 41.1K
-33.77%
Imported Beer (0.33 liter bottle)
$2.18 NT$69.1
$2.80 Rp 49.8K
-22.14%
🚌 Getting Around
Kinmen
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.66 NT$20.92
$0.27 Rp 4,839
144.44%
Public Transport Monthly Pass (Regular Price)
$36.67 NT$1,164
$8.66 Rp 153.9K
323.44%
Taxi Start (Normal Tariff)
$2.75 NT$87.1
$0.48 Rp 8,554
472.92%
Taxi (Normal Tariff) (1km)
$0.77 NT$24.52
$0.45 Rp 7,924
71.11%
Taxi 1hour Waiting (Normal Tariff)
$9.40 NT$298
$5.72 Rp 101.6K
64.34%
Gasoline (1 liter)
$1.00 NT$31.88
$0.76 Rp 13.5K
31.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0K NT$1.0M
$24.5K Rp 434.9M
34.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K NT$773.8K
$32.1K Rp 570.6M
-24.07%
🧾 Monthly Utilities & Internet
Kinmen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$87.7 NT$2,781
$83.6 Rp 1.5M
4.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.90 NT$568
$6.46 Rp 114.7K
177.09%
Internet (50+ Mbps, Unlimited Data)
$22.12 NT$702
$18.99 Rp 337.4K
16.48%
🎉 Sport & Entertainment
Kinmen
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.75 NT$1,166
$56.0 Rp 994.4K
-34.34%
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 330.7K
-
Cinema Ticket
$10.19 NT$323
$4.28 Rp 76.1K
138.08%
🧸 Childcare & Education
Kinmen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$517 NT$16.4K
$487 Rp 8.6M
6.26%
International Primary School, 1 Child (Yearly)
$16.4K NT$520.2K
$5,856 Rp 104.0M
180.00%
👕👟 Clothing & Footwear
Kinmen
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$58.6 NT$1,860
$45.56 Rp 809.3K
28.71%
Summer Dress (H&M, Zara, etc)
$33.79 NT$1,072
$36.38 Rp 646.3K
-7.12%
Sport Shoes (Adidas, Nike)
$83.3 NT$2,643
$82.0 Rp 1.5M
1.63%
Men's Leather Business Shoes
$100 NT$3,186
$80.4 Rp 1.4M
24.89%
🏠 Accommodation & Living
Kinmen
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$403 NT$12.8K
$1,117 Rp 19.8M
-63.90%
1-bedroom Apartment, Outside City Center (Monthly)
$253 NT$8,013
$701 Rp 12.5M
-63.97%
3-bedroom Apartment, City Center (Monthly)
$967 NT$30.7K
$3,537 Rp 62.8M
-72.66%
3-bedroom Apartment, Outside City Center (Monthly)
$725 NT$23.0K
$1,762 Rp 31.3M
-58.85%
Buy Apartment in City Center (m2)
$7,334 NT$232.7K
$2,826 Rp 50.2M
159.51%
Buy Apartment Outside City Center (m2)
$4,965 NT$157.5K
$2,292 Rp 40.7M
116.64%
💵 Salaries & Financials
Kinmen
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$170 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.27
13.78
-83.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kinmen: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $403 in Kinmen versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Kinmen versus $39.00 in Ubud, Bali. Groceries tell a different story – $366 in Kinmen vs $293 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kinmen vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kinmen?
Yes – Ubud, Bali is pricier by about 29%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,620 per month in Kinmen and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kinmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $517 per month in Kinmen and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Kinmen and in Ubud, Bali?
Interestingly, groceries are about 25% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,500 a realistic budget for living in Kinmen or in Ubud, Bali?
A $1,500 monthly budget goes further in Kinmen, where all-in costs run around $1,080, than in Ubud, Bali at $1,396. In Kinmen it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Kinmen or Ubud, Bali more family-friendly?
Families tend to lean toward Kinmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kinmen or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kinmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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