Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Khulna

For one person, living is cheaper in Khulna: $341 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Khulna
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Khulna Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Khulna

🇧🇩 Bangladesh

$341

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Khulna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Khulna actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $341 in Khulna.

Ubud, Bali $1,349
Khulna $341

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $543 in Khulna.

Ubud, Bali $2,305
Khulna $543

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $745 in Khulna.

Ubud, Bali $3,261
Khulna $745

Living in Ubud, Bali is roughly 296% more expensive than in Khulna, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.43 ৳178

132.17%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$7.38 ৳915

382.93%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.13 ৳512

33.90%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.16 ৳267

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.33 ৳784

Cappuccino

$2.72 Rp 49.3K

$0.75 ৳92.9

262.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.27 ৳33.34

529.63%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.12 ৳14.94

533.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

$0.71 ৳88.4

109.86%

White Bread (500g)

$2.28 Rp 41.3K

$0.44 ৳54.1

418.18%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.57 ৳71.0

108.77%

Eggs

$2.04 Rp 36.9K

$1.13 ৳140

80.53%

Local Cheese (1kg)

$17.70 Rp 321.1K

$9.89 ৳1,225

78.97%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.59 ৳321

52.90%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$6.43 ৳797

89.58%

Apples (1kg)

$3.66 Rp 66.3K

$2.34 ৳291

56.41%

Banana (1kg)

$1.52 Rp 27.5K

$0.64 ৳78.7

137.50%

Oranges (1kg)

$2.23 Rp 40.4K

$2.17 ৳268

2.76%

Tomato (1kg)

$1.97 Rp 35.8K

$0.61 ৳75.0

222.95%

Potato (1kg)

$1.85 Rp 33.5K

$0.30 ৳37.68

516.67%

Onion (1kg)

$2.42 Rp 44.0K

$0.55 ৳68.8

340.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.65 ৳80.6

52.31%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.26 ৳32.03

96.15%

Bottle of Non-Alcoholic Wine (Mid-Range)

$8.28 ৳1,027

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.57 ৳319

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.96 ৳738

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.07 ৳380

-27.69%

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.29 ৳36.06

-13.79%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$8.29 ৳1,027

-5.67%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.58 ৳71.7

-24.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.18 ৳22.59

138.89%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$2.79 ৳346

93.91%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.09 ৳135

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$22.2K ৳2.8M

7.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$18.6K ৳2.3M

70.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$34.32 ৳4,253

130.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$6.19 ৳768

4.20%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$20.08 ৳2,489

-7.47%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$13.65 ৳1,691

262.49%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$11.91 ৳1,476

48.19%

Cinema Ticket

$4.27 Rp 77.5K

$4.00 ৳496

6.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$15.89 ৳1,970

2987.10%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,341 ৳166.2K

322.96%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$27.21 ৳3,372

64.06%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$36.97 ৳4,582

-5.46%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$32.18 ৳3,987

148.29%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$33.74 ৳4,181

135.39%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$62.4 ৳7,730

1703.22%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$39.43 ৳4,886

1602.99%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$164 ৳20.3K

2077.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$84.1 ৳10.4K

1949.60%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$145 ৳17.9K

13.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Khulna: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Khulna

$39 11.6% 94.1% $632

Groceries & Markets

Ubud, Bali

$288 21.4%

Khulna

$115 33.8% 60.1% $173

Eating Out

Ubud, Bali

$108 8%

Khulna

$34 10.1% 68% $73

Clothing & Footwear

Ubud, Bali

$108 8%

Khulna

$59 17.2% 45.5% $49

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Khulna

$61 17.8% 41.8% $43

Sport & Entertainment

Ubud, Bali

$58 4.3%

Khulna

$22 6.4% 62.7% $36

Getting Around

Ubud, Bali

$11 0.9%

Khulna

$11 3.2% 4.2% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $62 in Khulna. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36 in Ubud, Bali vs $7 in Khulna for a mid-range dinner for two. Groceries echo the gap at $288 vs $115 per month, with Khulna cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇩 Khulna

🕒 Local time

18:33 6:33 PM

16:33 4:33 PM

2 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

664,728

💱 Currency

Indonesian Rupiah IDR Rp

Bangladeshi Taka BDT ৳

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 BDT = 8.07 USD

1,000 BDT = 7.23 EUR

Exchange rates and currency converter

BDT, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Bangladeshi Taka exchange rates as of October 31, 2026: 1 USD = 124 BDT (1,000 BDT = 8.07 USD). 1 EUR = 138 BDT (1,000 BDT = 7.23 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Khulna 4,470 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Khulna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Khulna: Cost of Living - Frequently Asked Questions

Khulna wins on cost – living expenses run 75% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Khulna the obvious pick if budget is a priority.

Average pay runs 13% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,125 in Ubud, Bali versus $62 in Khulna. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Khulna – a meal for two runs $7 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $341 in Khulna – Khulna is about 75% cheaper, which adds up to real savings over time.

At $341 in Khulna versus $1,349 in Ubud, Bali, a $800 budget is realistic in Khulna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khulna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Khulna wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.