Cost of Living Comparison Between Ubud, Bali and Khulna Cost of Living Comparison Between Ubud, Bali and Khulna

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $346 in Khulna.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $539 in Khulna.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $733 in Khulna.

Living in Ubud, Bali is roughly 306% more expensive than in Khulna, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Khulna is 74% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$1.22 ৳150

182.79%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$7.29 ৳898

343.62%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.21 ৳519

14.96%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 ৳272

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.68 ৳823

Cappuccino

$2.75 Rp 49.4K

$0.81 ৳99.3

239.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.24 ৳29.36

475.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.14 ৳16.70

435.71%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$0.67 ৳83.0

159.70%

White Bread (500g)

$2.46 Rp 44.2K

$0.45 ৳55.6

446.67%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.57 ৳69.8

105.26%

Eggs

$2.43 Rp 43.7K

$1.09 ৳135

122.94%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.94 ৳1,102

62.19%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.61 ৳322

66.67%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$6.01 ৳741

99.33%

Apples (1kg)

$3.72 Rp 66.8K

$2.16 ৳266

72.22%

Banana (1kg)

$1.63 Rp 29.2K

$0.60 ৳74.6

171.67%

Oranges (1kg)

$2.74 Rp 49.3K

$1.98 ৳244

38.38%

Tomato (1kg)

$2.24 Rp 40.3K

$0.67 ৳82.8

234.33%

Potato (1kg)

$1.92 Rp 34.5K

$0.33 ৳40.78

481.82%

Onion (1kg)

$2.28 Rp 40.9K

$0.60 ৳73.8

280.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.72 ৳88.2

47.22%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.30 ৳36.45

140.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$8.31 ৳1,025

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.31 ৳285

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.68 ৳823

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.90 ৳358

13.45%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.21 ৳25.33

28.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$8.32 ৳1,026

-2.52%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.38 ৳47.11

26.32%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.28 ৳34.69

50.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$2.83 ৳350

119.79%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.03 ৳126

-21.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$23.1K ৳2.8M

15.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$19.3K ৳2.4M

66.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$38.05 ৳4,691

105.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$5.34 ৳658

-23.78%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$19.98 ৳2,463

21.77%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$13.70 ৳1,689

619.78%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$12.22 ৳1,506

-48.12%

Cinema Ticket

$3.99 Rp 71.6K

$3.99 ৳492

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$26.00 ৳3,205

1073.19%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,355 ৳167.1K

390.14%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$28.19 ৳3,476

92.05%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$36.38 ৳4,485

3.93%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$32.29 ৳3,981

168.94%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$34.26 ৳4,224

122.85%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$65.5 ৳8,075

1414.58%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$42.38 ৳5,225

1487.38%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$161 ৳19.8K

1998.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$98.6 ৳12.2K

1978.67%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$143 ৳17.7K

16.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Khulna: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $65.5 in Khulna. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $7.00 in Khulna for a mid-range dinner for two. Groceries echo the gap at $297 vs $110 per month, with Khulna cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Khulna: Cost of Living - Frequently Asked Questions

Khulna wins on cost – living expenses run 306% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Khulna the obvious pick if budget is a priority.

Average pay runs 17% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $992 in Ubud, Bali versus $65.5 in Khulna. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Khulna – a meal for two runs $7.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $346 in Khulna – a 306% gap that adds up to real savings over time for anyone picking the cheaper option.

At $346 in Khulna versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Khulna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khulna the clear choice for anyone on this budget.

Both work as nomad bases, but Khulna delivers better value – similar infrastructure at $346 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Khulna hard to pass up.

Safety-wise, Ubud, Bali and Khulna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khulna gentler on the wallet – expenses run 306% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.