😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $337 in Khulna.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $541 in Khulna.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $744 in Khulna.
🌍Living in Ubud, Bali is roughly 305% more expensive than in Khulna, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Khulna is 75% below.
Currency
🍽 Eating Out
Ubud, Bali
Khulna
Difference
Meal at Budget Restaurant
$3.44Rp 60.6K
$1.40৳172
145.71%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 640.2K
$7.26৳891
400.14%
Fast Food Meal(McDonalds, etc)
$5.71Rp 100.6K
$3.94৳485
44.92%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$2.14৳263
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$6.43৳790
-
Cappuccino
$2.67Rp 47.1K
$0.70৳86.2
281.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 30.9K
$0.29৳35.89
503.45%
Water(0.33 liter bottle)
$0.87Rp 15.4K
$0.14৳16.68
521.43%
Local Beer(0.5 liter draught)
$2.95Rp 52.1K
-
-
Imported Beer(0.33 liter bottle)
$4.52Rp 79.7K
-
-
🛒 Groceries & Markets
Ubud, Bali
Khulna
Difference
Milk(1 liter)
$1.62Rp 28.5K
$0.73৳89.3
121.92%
White Bread(500g)
$2.33Rp 41.1K
$0.42৳51.3
454.76%
Rice(white)(1kg)
$1.11Rp 19.5K
$0.61৳74.9
81.97%
Eggs
$2.20Rp 38.8K
$1.14৳140
92.98%
Local Cheese(1kg)
$17.69Rp 311.9K
$9.73৳1,196
81.81%
Chicken Fillets(1kg)
$4.10Rp 72.2K
$2.59৳319
58.30%
Beef Round Steak(1kg)
$12.18Rp 214.7K
$6.35৳780
91.81%
Apples(1kg)
$3.71Rp 65.4K
$2.45৳301
51.43%
Banana(1kg)
$1.59Rp 28.0K
$0.65৳79.3
144.62%
Oranges(1kg)
$2.28Rp 40.2K
$2.20৳271
3.64%
Tomato(1kg)
$1.95Rp 34.4K
$0.65৳79.3
200.00%
Potato(1kg)
$1.91Rp 33.6K
$0.31৳38.70
516.13%
Onion(1kg)
$2.33Rp 41.1K
$0.56৳69.1
316.07%
Lettuce(1 head)
$1.01Rp 17.8K
$0.67৳82.0
50.75%
Water(1.5 liter bottle)
$0.55Rp 9,730
$0.26৳31.89
111.54%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$7.92৳973
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$2.58৳317
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$5.83৳716
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.4K
$3.06৳375
-27.12%
Wine(Bottle)
$23.07Rp 406.8K
-
-
Local Beer(0.5 liter bottle)
$2.42Rp 42.6K
-
-
Imported Beer(0.33 liter bottle)
$3.00Rp 52.8K
-
-
🚌 Getting Around
Ubud, Bali
Khulna
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,793
$0.29৳35.78
-6.90%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 158.4K
$8.08৳993
11.14%
Taxi Start(Normal Tariff)
$0.48Rp 8,529
$0.59৳72.3
-18.64%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,645
$0.17৳20.76
152.94%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 99.5K
$2.91৳358
93.81%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.02৳125
-21.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 439.8M
$23.2K৳2.8M
7.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 559.1M
$18.9K৳2.3M
67.56%
🧾 Monthly Utilities & Internet
Ubud, Bali
Khulna
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$35.37৳4,346
130.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 114.5K
$6.09৳748
6.57%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 330.9K
$20.47৳2,515
-8.30%
🎉 Sport & Entertainment
Ubud, Bali
Khulna
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$13.74৳1,688
313.90%
Tennis Court(1 Hour on Weekend)
$18.73Rp 330.2K
$12.09৳1,486
54.92%
Cinema Ticket
$4.54Rp 80.0K
$4.17৳512
8.87%
🧸 Childcare & Education
Ubud, Bali
Khulna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$16.35৳2,009
2839.88%
International Primary School, 1 Child(Yearly)
$5,711Rp 100.7M
$1,363৳167.5K
319.02%
👕👟 Clothing & Footwear
Ubud, Bali
Khulna
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 802.5K
$28.06৳3,448
62.22%
Summer Dress(H&M, Zara, etc)
$35.88Rp 632.6K
$36.82৳4,524
-2.55%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$32.49৳3,992
147.43%
Men's Leather Business Shoes
$78.7Rp 1.4M
$34.23৳4,205
129.83%
🏠 Accommodation & Living
Ubud, Bali
Khulna
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.6M
$63.5৳7,801
1655.44%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.3M
$39.61৳4,867
1661.30%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.1M
$165৳20.3K
2105.09%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.6M
$83.8৳10.3K
1974.06%
Buy Apartment in City Center(m2)
$2,784Rp 49.1M
-
-
Buy Apartment Outside City Center(m2)
$2,290Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Khulna
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
$147৳18.0K
14.59%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
10
37.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Khulna: September 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $63.5 in Khulna. Housing cost is often the main lever when comparing two cities.
💰Ubud, Bali pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $36.00 in Ubud, Bali vs $7.00 in Khulna for a mid-range dinner for two. Groceries echo the gap at $295 vs $116 per month, with Khulna cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Khulna: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Khulna?
Khulna wins on cost – living expenses run 305% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Khulna the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Khulna?
Average pay runs 15% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Khulna?
Rent for a central apartment: $1,115 in Ubud, Bali versus $63.5 in Khulna. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Ubud, Bali and in Khulna?
Dining out is cheaper in Khulna – a meal for two runs $7.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Ubud, Bali compared to Khulna?
All in, you'll spend $1,368 per month in Ubud, Bali versus $337 in Khulna – a 305% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Khulna?
At $337 in Khulna versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Khulna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khulna the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Khulna?
Both work as nomad bases, but Khulna delivers better value – similar infrastructure at $337 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Khulna hard to pass up.
How safe is Ubud, Bali compared to Khulna?
Safety-wise, Ubud, Bali and Khulna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Khulna gentler on the wallet – expenses run 305% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared