Last update: Oct 2026

Cost of Living Comparison Between Khulna and Ubud, Bali

For one person, living is cheaper in Khulna: $341 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

Khulna, Bangladesh
Ubud, Bali, Indonesia
Khulna
🇧🇩 Bangladesh
$341
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Khulna and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Khulna and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $341 in Khulna versus $1,349 in Ubud, Bali.

  • Khulna $341
  • Ubud, Bali $1,349

Estimated couple costs with rent: $543 in Khulna versus $2,305 in Ubud, Bali.

  • Khulna $543
  • Ubud, Bali $2,305

Monthly costs for a family of three with rent: $745 in Khulna versus $3,261 in Ubud, Bali.

  • Khulna $745
  • Ubud, Bali $3,261

Living in Khulna costs roughly 75% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Khulna
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.43 ৳178
$3.32 Rp 60.3K
-56.93%
Three-Course Dinner for Two, Mid-Range
$7.38 ৳915
$35.64 Rp 646.5K
-79.29%
Fast Food Meal (McDonalds, etc)
$4.13 ৳512
$5.53 Rp 100.4K
-25.32%
Local Non-Alcoholic Beer (0.5 liter draught)
$2.16 ৳267
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$6.33 ৳784
-
-
Cappuccino
$0.75 ৳92.9
$2.72 Rp 49.3K
-72.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.27 ৳33.34
$1.70 Rp 30.9K
-84.12%
Water (0.33 liter bottle)
$0.12 ৳14.94
$0.76 Rp 13.8K
-84.21%
Local Beer (0.5 liter draught)
-
$2.65 Rp 48.1K
-
Imported Beer (0.33 liter bottle)
-
$4.38 Rp 79.5K
-
🛒 Groceries & Markets
Khulna
Ubud, Bali
Difference
Milk (1 liter)
$0.71 ৳88.4
$1.49 Rp 27.0K
-52.35%
White Bread (500g)
$0.44 ৳54.1
$2.28 Rp 41.3K
-80.70%
Rice (white) (1kg)
$0.57 ৳71.0
$1.19 Rp 21.6K
-52.10%
Eggs
$1.13 ৳140
$2.04 Rp 36.9K
-44.61%
Local Cheese (1kg)
$9.89 ৳1,225
$17.70 Rp 321.1K
-44.12%
Chicken Fillets (1kg)
$2.59 ৳321
$3.96 Rp 71.9K
-34.60%
Beef Round Steak (1kg)
$6.43 ৳797
$12.19 Rp 221.1K
-47.25%
Apples (1kg)
$2.34 ৳291
$3.66 Rp 66.3K
-36.07%
Banana (1kg)
$0.64 ৳78.7
$1.52 Rp 27.5K
-57.89%
Oranges (1kg)
$2.17 ৳268
$2.23 Rp 40.4K
-2.69%
Tomato (1kg)
$0.61 ৳75.0
$1.97 Rp 35.8K
-69.04%
Potato (1kg)
$0.30 ৳37.68
$1.85 Rp 33.5K
-83.78%
Onion (1kg)
$0.55 ৳68.8
$2.42 Rp 44.0K
-77.27%
Lettuce (1 head)
$0.65 ৳80.6
$0.99 Rp 18.0K
-34.34%
Water (1.5 liter bottle)
$0.26 ৳32.03
$0.51 Rp 9,313
-49.02%
Bottle of Non-Alcoholic Wine (Mid-Range)
$8.28 ৳1,027
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$2.57 ৳319
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$5.96 ৳738
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.07 ৳380
$2.22 Rp 40.3K
38.29%
Wine (Bottle)
-
$22.24 Rp 403.4K
-
Local Beer (0.5 liter bottle)
-
$2.26 Rp 41.0K
-
Imported Beer (0.33 liter bottle)
-
$2.97 Rp 53.9K
-
🚌 Getting Around
Khulna
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.29 ৳36.06
$0.25 Rp 4,553
16.00%
Public Transport Monthly Pass (Regular Price)
$8.29 ৳1,027
$7.82 Rp 141.9K
6.01%
Taxi Start (Normal Tariff)
$0.58 ৳71.7
$0.44 Rp 7,972
31.82%
Taxi (Normal Tariff) (1km)
$0.18 ৳22.59
$0.43 Rp 7,801
-58.14%
Taxi 1hour Waiting (Normal Tariff)
$2.79 ৳346
$5.41 Rp 98.1K
-48.43%
Gasoline (1 liter)
$1.09 ৳135
$0.82 Rp 15.0K
32.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.2K ৳2.8M
$23.8K Rp 432.4M
-6.68%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.6K ৳2.3M
$31.7K Rp 575.9M
-41.45%
🧾 Monthly Utilities & Internet
Khulna
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$34.32 ৳4,253
$79.1 Rp 1.4M
-56.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.19 ৳768
$6.45 Rp 116.9K
-4.03%
Internet (50+ Mbps, Unlimited Data)
$20.08 ৳2,489
$18.58 Rp 337.0K
8.07%
🎉 Sport & Entertainment
Khulna
Ubud, Bali
Difference
Gym Membership (Monthly)
$13.65 ৳1,691
$49.48 Rp 897.5K
-72.41%
Tennis Court (1 Hour on Weekend)
$11.91 ৳1,476
$17.65 Rp 320.1K
-32.52%
Cinema Ticket
$4.00 ৳496
$4.27 Rp 77.5K
-6.32%
🧸 Childcare & Education
Khulna
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$15.89 ৳1,970
$491 Rp 8.9M
-96.76%
International Primary School, 1 Child (Yearly)
$1,341 ৳166.2K
$5,674 Rp 102.9M
-76.36%
👕👟 Clothing & Footwear
Khulna
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$27.21 ৳3,372
$44.64 Rp 809.7K
-39.05%
Summer Dress (H&M, Zara, etc)
$36.97 ৳4,582
$34.95 Rp 634.0K
5.78%
Sport Shoes (Adidas, Nike)
$32.18 ৳3,987
$79.9 Rp 1.4M
-59.72%
Men's Leather Business Shoes
$33.74 ৳4,181
$79.4 Rp 1.4M
-57.52%
🏠 Accommodation & Living
Khulna
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$62.4 ৳7,730
$1,125 Rp 20.4M
-94.45%
1-bedroom Apartment, Outside City Center (Monthly)
$39.43 ৳4,886
$671 Rp 12.2M
-94.13%
3-bedroom Apartment, City Center (Monthly)
$164 ৳20.3K
$3,565 Rp 64.7M
-95.41%
3-bedroom Apartment, Outside City Center (Monthly)
$84.1 ৳10.4K
$1,723 Rp 31.3M
-95.12%
Buy Apartment in City Center (m2)
-
$2,732 Rp 49.5M
-
Buy Apartment Outside City Center (m2)
-
$2,284 Rp 41.4M
-
💵 Salaries & Financials
Khulna
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$145 ৳17.9K
$164 Rp 3.0M
-11.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
10
13.78
-27.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Khulna: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Khulna
$115
Ubud, Bali
$288 151% $173
Monthly Utilities & Internet
Khulna
$61
Ubud, Bali
$104 71.8% $43
Clothing & Footwear
Khulna
$59
Ubud, Bali
$108 83.6% $49
Accommodation & Living
Khulna
$39
Ubud, Bali
$672 1603% $632
Eating Out
Khulna
$34
Ubud, Bali
$108 213% $73
Sport & Entertainment
Khulna
$22
Ubud, Bali
$58 168% $36
Getting Around
Khulna
$11
Ubud, Bali
$11 4.4% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $62 in Khulna and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $7 in Khulna vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $115 vs $288 per month, with Khulna cheaper across the board.

Good to know
🇧🇩 Khulna
🇮🇩 Ubud, Bali
🕒 Local time
16:04 4:04 PM
18:04 6:04 PM
2 h ahead of Khulna
🌤 Weather
👥 Population
664,728
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to BDT – Bangladeshi Taka Converter

Bangladeshi Taka exchange rates as of October 31, 2026: 1 USD = 124 BDT (1,000 BDT = 8.07 USD). 1 EUR = 138 BDT (1,000 BDT = 7.23 EUR).

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Khulna Ubud, Bali 4,470 km ≈ 6 h nonstop flight
From you
  • Khulna
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Khulna vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Khulna or Ubud, Bali?
Khulna wins on cost – living expenses run 75% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Khulna the obvious pick if budget is a priority.
Are salaries higher in Khulna or in Ubud, Bali?
On paper, salaries run 12% lower in Khulna. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Khulna compared to Ubud, Bali?
Rent for a central apartment: $62 in Khulna versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Khulna and in Ubud, Bali?
Dining out is cheaper in Khulna – a meal for two runs $7 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Khulna compared to Ubud, Bali?
All in, you’ll spend $341 per month in Khulna versus $1,349 in Ubud, Bali – Khulna is about 75% cheaper, which adds up to real savings over time.
Can you live on $800/month in Khulna or in Ubud, Bali?
At $341 in Khulna versus $1,349 in Ubud, Bali, a $800 budget is realistic in Khulna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khulna the clear choice for anyone on this budget.
Which city offers a better quality of life: Khulna or Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Should I move to Khulna or to Ubud, Bali?
It comes down to priorities – Khulna wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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