Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kharagpur

For one person, living is cheaper in Kharagpur: $312 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
15

Cost of Living Index in Kharagpur
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Kharagpur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Kharagpur

🇮🇳 India

$312

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kharagpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kharagpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $312 in Kharagpur.

Ubud, Bali $1,368
Kharagpur $312

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $482 in Kharagpur.

Ubud, Bali $2,314
Kharagpur $482

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $653 in Kharagpur.

Ubud, Bali $3,260
Kharagpur $653

Living in Ubud, Bali is roughly 339% more expensive than in Kharagpur, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Kharagpur is 77% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$1.39 ₹132

139.57%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$8.23 ₹782

327.46%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$3.60 ₹342

61.11%

Cappuccino

$2.73 Rp 49.1K

$0.88 ₹84.0

210.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.44 ₹41.34

272.73%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.14 ₹13.17

492.86%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.59 ₹151

69.81%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.08 ₹292

39.61%

Milk (1 liter)

$1.50 Rp 27.1K

$0.49 ₹46.21

206.12%

White Bread (500g)

$2.30 Rp 41.4K

$0.41 ₹38.49

460.98%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.54 ₹51.1

118.52%

Eggs

$2.14 Rp 38.6K

$0.89 ₹84.8

140.45%

Local Cheese (1kg)

$17.48 Rp 314.6K

$3.28 ₹312

432.93%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.60 ₹246

55.00%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

$1.93 ₹183

83.94%

Banana (1kg)

$1.57 Rp 28.3K

$0.35 ₹33.41

348.57%

Oranges (1kg)

$2.24 Rp 40.2K

$1.23 ₹116

82.11%

Tomato (1kg)

$1.93 Rp 34.7K

$0.38 ₹36.44

407.89%

Potato (1kg)

$1.88 Rp 33.9K

$0.11 ₹10.44

1609.09%

Onion (1kg)

$2.29 Rp 41.3K

$0.22 ₹20.91

940.91%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.48 ₹45.55

106.25%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.30 ₹28.33

76.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.95 ₹470

-53.94%

Wine (Bottle)

$23.01 Rp 414.2K

$7.97 ₹757

188.71%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.92 ₹182

21.87%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.41 ₹229

20.75%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.92 ₹657

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.27 ₹25.68

-11.11%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.03 ₹98.2

-53.40%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.22 ₹20.93

109.09%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$2.03 ₹193

168.47%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.08 ₹102

-18.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$10.4K ₹990.6K

135.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$20.9K ₹2.0M

49.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$38.07 ₹3,615

118.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.15 ₹299

104.76%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$6.92 ₹657

168.35%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$2.87 ₹273

52.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$25.86 ₹2,455

1806.38%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$774 ₹73.5K

643.03%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$22.74 ₹2,159

103.12%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$25.99 ₹2,468

35.94%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$47.66 ₹4,525

65.95%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$31.86 ₹3,025

146.05%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$80.5 ₹7,639

1320.05%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$55.4 ₹5,261

1119.58%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$180 ₹17.1K

1844.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$126 ₹12.0K

1246.07%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$368 ₹34.9K

656.70%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$284 ₹26.9K

689.83%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$235 ₹22.4K

-30.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.6

60.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Kharagpur: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Kharagpur

$55 17.8% 91.8% $620

Groceries & Markets

Ubud, Bali

$290 21.2%

Kharagpur

$93 29.7% 68.1% $198

Eating Out

Ubud, Bali

$109 8%

Kharagpur

$49 15.7% 55.1% $60

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Kharagpur

$48 15.4% 55.4% $60

Clothing & Footwear

Ubud, Bali

$108 7.9%

Kharagpur

$58 18.5% 46.3% $50

Sport & Entertainment

Ubud, Bali

$65 4.7%

Kharagpur

$5.7 * 1.8% 91.1% $59

Getting Around

Ubud, Bali

$13 0.9%

Kharagpur

$3.2 * 1% 74.3% $9.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $80.5 in Kharagpur. Housing cost is often the main lever when comparing two cities.

Kharagpur pays 43% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $8.00 in Kharagpur for a mid-range dinner for two. Groceries echo the gap at $290 vs $93.0 per month, with Kharagpur cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Kharagpur

🕒 Local time

03:00 3:00 AM

00:30 12:30 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

207,600

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kharagpur 4,590 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Kharagpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kharagpur: Cost of Living - Frequently Asked Questions

Kharagpur wins on cost – living expenses run 339% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kharagpur the obvious pick if budget is a priority.

On paper, salaries run 43% lower in Kharagpur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $80.5 in Kharagpur. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $25.86 in Kharagpur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kharagpur – a meal for two runs $8.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $312 in Kharagpur versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Kharagpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kharagpur the clear choice for anyone on this budget.

Both work as nomad bases, but Kharagpur delivers better value – similar infrastructure at $312 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kharagpur hard to pass up.

Safety-wise, Ubud, Bali and Kharagpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kharagpur gentler on the wallet – expenses run 339% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.