Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Khamis Mushayt

For one person, living is cheaper in Khamis Mushayt: $1,113 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali, Indonesia
Khamis Mushayt, Saudi Arabia
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Khamis Mushayt
🇸🇦 Saudi Arabia
$1,113
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Khamis Mushayt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Khamis Mushayt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,113 in Khamis Mushayt.

  • Ubud, Bali $1,331
  • Khamis Mushayt $1,113

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,645 in Khamis Mushayt.

  • Ubud, Bali $2,255
  • Khamis Mushayt $1,645

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,178 in Khamis Mushayt.

  • Ubud, Bali $3,180
  • Khamis Mushayt $2,178

Living in Ubud, Bali is roughly 20% more expensive than in Khamis Mushayt, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Khamis Mushayt 18% lower.

Currency
🍽 Eating Out
Ubud, Bali
Khamis Mushayt
Difference
Meal at Budget Restaurant
$3.38 Rp 61.2K
$4.56 SAR 17.11
-25.88%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.6K
$32.11 SAR 121
7.91%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.1K
$6.89 SAR 25.87
-19.16%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.72 SAR 6.47
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.12 SAR 7.97
-
Cappuccino
$2.62 Rp 47.5K
$2.94 SAR 11.04
-10.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$0.68 SAR 2.56
126.47%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$0.21 SAR 0.79
204.76%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
-
-
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.3K
-
-
🛒 Groceries & Markets
Ubud, Bali
Khamis Mushayt
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.63 SAR 6.11
-10.43%
White Bread (500g)
$2.29 Rp 41.6K
$0.39 SAR 1.46
487.18%
Rice (white) (1kg)
$1.11 Rp 20.1K
$3.28 SAR 12.31
-66.16%
Eggs
$2.10 Rp 38.1K
$2.43 SAR 9.11
-13.58%
Local Cheese (1kg)
$15.94 Rp 289.2K
$6.41 SAR 24.06
148.67%
Chicken Fillets (1kg)
$3.88 Rp 70.4K
$5.54 SAR 20.80
-29.96%
Beef Round Steak (1kg)
$11.40 Rp 206.8K
$12.76 SAR 47.89
-10.66%
Apples (1kg)
$3.55 Rp 64.4K
$2.23 SAR 8.35
59.19%
Banana (1kg)
$1.54 Rp 27.9K
$1.69 SAR 6.33
-8.88%
Oranges (1kg)
$2.23 Rp 40.5K
$1.60 SAR 6.02
39.37%
Tomato (1kg)
$1.97 Rp 35.8K
$1.61 SAR 6.02
22.36%
Potato (1kg)
$1.86 Rp 33.7K
$1.21 SAR 4.56
53.72%
Onion (1kg)
$2.42 Rp 43.9K
$1.31 SAR 4.91
84.73%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.29 SAR 4.83
-20.93%
Water (1.5 liter bottle)
$0.52 Rp 9,475
$0.52 SAR 1.96
-
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$2.60 SAR 9.76
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.77 SAR 6.65
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.19 SAR 8.23
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$6.81 SAR 25.56
-67.69%
Wine (Bottle)
$21.79 Rp 395.2K
-
-
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
-
-
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
-
-
🚌 Getting Around
Ubud, Bali
Khamis Mushayt
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,542
$0.92 SAR 3.47
-72.83%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.3K
$35.04 SAR 132
-76.68%
Taxi Start (Normal Tariff)
$0.44 Rp 7,941
$2.69 SAR 10.09
-83.64%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,489
$1.90 SAR 7.14
-75.26%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$13.69 SAR 51.4
-59.09%
Gasoline (1 liter)
$0.83 Rp 15.0K
$0.64 SAR 2.42
29.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.5M
$32.9K SAR 123.6K
-25.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.0M
$22.5K SAR 84.3K
41.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
Khamis Mushayt
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$103 SAR 386
-24.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$32.00 SAR 120
-80.81%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.1K
$59.3 SAR 223
-68.09%
🎉 Sport & Entertainment
Ubud, Bali
Khamis Mushayt
Difference
Gym Membership (Monthly)
$51.0 Rp 925.0K
$77.6 SAR 291
-34.33%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.0K
-
-
Cinema Ticket
$4.38 Rp 79.5K
$13.30 SAR 49.94
-67.07%
🧸 Childcare & Education
Ubud, Bali
Khamis Mushayt
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$443 SAR 1,662
11.24%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.7M
$10.2K SAR 38.2K
20.10%
👕👟 Clothing & Footwear
Ubud, Bali
Khamis Mushayt
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.2K
$42.84 SAR 161
5.42%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 632.9K
$62.1 SAR 233
-43.84%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$100 SAR 375
-21.70%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$86.1 SAR 323
-9.56%
🏠 Accommodation & Living
Ubud, Bali
Khamis Mushayt
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.5M
$484 SAR 1,818
122.46%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$355 SAR 1,334
87.15%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$939 SAR 3,524
273.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$551 SAR 2,069
203.14%
Buy Apartment in City Center (m2)
$2,340 Rp 42.4M
$2,026 SAR 7,606
15.49%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$1,134 SAR 4,258
97.14%
💵 Salaries & Financials
Ubud, Bali
Khamis Mushayt
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$1,567 SAR 5,880
-89.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
5.54
148.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Khamis Mushayt: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Khamis Mushayt
$355 46.6% $310
Groceries & Markets
Ubud, Bali
$279
Khamis Mushayt
$182 35% $98
Clothing & Footwear
Ubud, Bali
$106
Khamis Mushayt
$131 23.2% $25
Eating Out
Ubud, Bali
$106
Khamis Mushayt
$96 9.2% $9.8
Monthly Utilities & Internet
Ubud, Bali
$103
Khamis Mushayt
$194 89.2% $91
Sport & Entertainment
Ubud, Bali
$60
Khamis Mushayt
$104 74.4% $44
Getting Around
Ubud, Bali
$12
Khamis Mushayt
$51 326% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $484 in Khamis Mushayt. Housing cost is often the main lever when comparing two cities.

Khamis Mushayt pays about 9.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $32 in Khamis Mushayt for a mid-range dinner for two. Groceries echo the gap at $279 vs $182 per month, with Khamis Mushayt cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇸🇦 Khamis Mushayt
🕒 Local time
12:11 12:11 PM
07:11 7:11 AM
5 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
430,828
💱 Currency
Saudi Riyal SAR ر.س
Exchange rates and currency converter

SAR, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Saudi Riyal exchange rates as of November 5, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.23 SAR (1 SAR = 0.237 EUR).

On the map
Between locations
  • Ubud, Bali Khamis Mushayt 8,490 km ≈ 11 h nonstop flight
From you
  • Ubud, Bali
  • Khamis Mushayt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Khamis Mushayt: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Khamis Mushayt?
Khamis Mushayt wins on cost – living expenses run 16% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Khamis Mushayt the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Khamis Mushayt?
On paper, salaries run 89% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Khamis Mushayt?
Rent for a central apartment: $1,078 in Ubud, Bali versus $484 in Khamis Mushayt. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali compared to Khamis Mushayt?
A monthly transit pass in Ubud, Bali runs roughly 77% less than in Khamis Mushayt. The price difference matters if you commute daily and watch your budget.
How do childcare costs compare in Ubud, Bali and in Khamis Mushayt?
Childcare runs $492 in Ubud, Bali versus $443 in Khamis Mushayt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or in Khamis Mushayt?
Both cities are expensive relative to $1,000. Khamis Mushayt is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Ubud, Bali or Khamis Mushayt?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Ubud, Bali compared to Khamis Mushayt?
Safety-wise, Ubud, Bali and Khamis Mushayt are both considered safe, so it’s unlikely to be the deciding factor between them.

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