Cost of Living Comparison Between Ubud, Bali and Kerikeri Cost of Living Comparison Between Ubud, Bali and Kerikeri

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,825 in Kerikeri, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,846 in Kerikeri, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $3,867 in Kerikeri, rent included.

Ubud, Bali is about 22% cheaper than Kerikeri, driven mainly by Eating Out.

Both Ubud, Bali and Kerikeri sit above the global median – Ubud, Bali by 6%, Kerikeri by 36%.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$14.87 NZ$25.33

-76.06%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$78.6 NZ$134

-58.36%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$9.62 NZ$16.38

-48.54%

Cappuccino

$2.71 Rp 48.6K

$3.41 NZ$5.81

-20.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$2.28 NZ$3.88

-41.23%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$2.29 NZ$3.90

-69.43%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$6.00 NZ$10.22

-51.33%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$5.50 NZ$9.36

-28.00%

Milk (1 liter)

$1.81 Rp 32.4K

$1.18 NZ$2.01

53.39%

White Bread (500g)

$2.52 Rp 45.1K

$2.13 NZ$3.63

18.31%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.94 NZ$3.31

-40.21%

Eggs

$2.46 Rp 44.1K

$6.70 NZ$11.41

-63.28%

Local Cheese (1kg)

$14.71 Rp 263.7K

$8.87 NZ$15.11

65.84%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$9.55 NZ$16.26

-54.76%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$12.02 NZ$20.47

1.00%

Apples (1kg)

$3.84 Rp 68.8K

$2.80 NZ$4.77

37.14%

Banana (1kg)

$1.56 Rp 27.9K

$2.21 NZ$3.76

-29.41%

Oranges (1kg)

$2.83 Rp 50.8K

$3.37 NZ$5.74

-16.02%

Tomato (1kg)

$2.33 Rp 41.7K

$4.20 NZ$7.16

-44.52%

Potato (1kg)

$1.91 Rp 34.3K

$1.97 NZ$3.36

-3.05%

Onion (1kg)

$2.20 Rp 39.5K

$1.65 NZ$2.81

33.33%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.90 NZ$3.24

-46.84%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.73 NZ$1.25

6.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$24.86 NZ$42.34

-86.65%

Wine (Bottle)

$23.74 Rp 425.5K

$10.10 NZ$17.20

135.05%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.78 NZ$3.03

56.74%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.87 NZ$6.59

-26.10%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$2.08 NZ$3.54

-87.02%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$64.4 NZ$110

-87.53%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.83 NZ$3.12

-74.86%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$1.56 NZ$2.66

-71.15%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$35.54 NZ$60.5

-82.84%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.63 NZ$2.78

-51.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$27.9K NZ$47.6K

-6.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$22.1K NZ$37.6K

45.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$129 NZ$220

-38.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$30.26 NZ$51.5

-86.58%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$48.74 NZ$83.0

-51.74%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$36.76 NZ$62.6

168.50%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$12.03 NZ$20.49

-44.89%

Cinema Ticket

$4.15 Rp 74.3K

$11.21 NZ$19.09

-62.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$896 NZ$1,526

-66.07%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$13.6K NZ$23.1K

-51.31%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$69.2 NZ$118

-19.72%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$36.89 NZ$62.8

3.85%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$98.4 NZ$168

-9.99%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$124 NZ$211

-37.23%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$966 NZ$1,645

4.19%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$772 NZ$1,315

-12.54%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$1,567 NZ$2,669

119.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$1,407 NZ$2,396

44.98%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$3,952 NZ$6,730

-28.10%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$3,935 NZ$6,701

-42.46%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$6,012 NZ$10.2K

-97.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.37

108.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kerikeri: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $966 in Kerikeri. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3538% higher in Kerikeri, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $79.0 in Kerikeri. Monthly groceries follow the same trend: $302 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kerikeri: Cost of Living - Frequently Asked Questions

Kerikeri costs about 29% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,738 in Kerikeri. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 702% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $896 in Kerikeri. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Kerikeri at $1,825. In Ubud, Bali it covers expenses comfortably, while in Kerikeri it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $1,825 in Kerikeri. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kerikeri makes more sense. Both are solid long-term options with distinct trade-offs.