Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kerikeri

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,901 in Kerikeri, rent and utilities included – about $6,600 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
98

Cost of Living Index in Kerikeri
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Kerikeri Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kerikeri

🇳🇿 New Zealand

$1,901

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kerikeri

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kerikeri actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,901 in Kerikeri, rent included.

Ubud, Bali $1,349
Kerikeri $1,901

A couple spends around $2,305 per month in Ubud, Bali vs $2,858 in Kerikeri, rent included.

Ubud, Bali $2,305
Kerikeri $2,858

A family of three spends $3,261 per month in Ubud, Bali vs $3,815 in Kerikeri, rent included.

Ubud, Bali $3,261
Kerikeri $3,815

Ubud, Bali is about 29% cheaper than Kerikeri, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$13.99 NZ$24.84

-76.27%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$68.8 NZ$122

-48.22%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$9.19 NZ$16.32

-39.83%

Cappuccino

$2.72 Rp 49.3K

$3.35 NZ$5.96

-18.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.05 NZ$3.64

-17.07%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.78 NZ$3.16

-57.30%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$6.62 NZ$11.76

-59.97%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$6.72 NZ$11.93

-34.82%

Milk (1 liter)

$1.49 Rp 27.0K

$1.93 NZ$3.42

-22.80%

White Bread (500g)

$2.28 Rp 41.2K

$2.22 NZ$3.94

2.70%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.89 NZ$3.35

-37.04%

Eggs

$2.04 Rp 36.9K

$6.31 NZ$11.21

-67.67%

Local Cheese (1kg)

$17.70 Rp 320.8K

$7.92 NZ$14.05

123.48%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$10.18 NZ$18.06

-61.10%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$17.40 NZ$30.89

-29.94%

Apples (1kg)

$3.66 Rp 66.2K

$2.87 NZ$5.09

27.53%

Banana (1kg)

$1.52 Rp 27.5K

$2.18 NZ$3.87

-30.28%

Oranges (1kg)

$2.23 Rp 40.4K

$3.00 NZ$5.33

-25.67%

Tomato (1kg)

$1.97 Rp 35.7K

$6.01 NZ$10.67

-67.22%

Potato (1kg)

$1.85 Rp 33.5K

$2.07 NZ$3.68

-10.63%

Onion (1kg)

$2.42 Rp 43.9K

$1.52 NZ$2.71

59.21%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.97 NZ$3.50

-49.75%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.54 NZ$0.97

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$27.72 NZ$49.22

-91.99%

Wine (Bottle)

$22.24 Rp 403.0K

$10.57 NZ$18.76

110.41%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.89 NZ$5.13

-21.80%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.43 NZ$6.08

-13.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$1.74 NZ$3.09

-85.63%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$106 NZ$189

-92.64%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.75 NZ$3.11

-74.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.66 NZ$2.94

-74.10%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$32.70 NZ$58.1

-83.46%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.62 NZ$2.87

-49.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$26.7K NZ$47.5K

-10.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$22.1K NZ$39.3K

43.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$119 NZ$212

-33.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$27.03 NZ$48.00

-76.14%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$50.7 NZ$90.1

-63.37%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$38.13 NZ$67.7

29.77%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$10.34 NZ$18.35

-58.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,059 NZ$1,880

-53.69%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$19.4K NZ$34.5K

-70.80%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$79.4 NZ$141

-43.76%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$33.58 NZ$59.6

4.08%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$95.7 NZ$170

-16.48%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$111 NZ$198

-28.67%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$968 NZ$1,719

16.19%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$800 NZ$1,420

-16.06%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,620 NZ$2,876

120.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,288 NZ$2,286

33.82%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$4,323 NZ$7,676

-36.82%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,871 NZ$5,098

-20.46%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,793 NZ$10.3K

-97.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.37

156.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kerikeri: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kerikeri

$800 42.1% 19.1% $129

Groceries & Markets

Ubud, Bali

$288 21.4%

Kerikeri

$337 17.7% 16.7% $48

Eating Out

Ubud, Bali

$108 8%

Kerikeri

$242 12.7% 124% $134

Clothing & Footwear

Ubud, Bali

$108 8%

Kerikeri

$144 7.6% 33.9% $36

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kerikeri

$197 10.4% 89.2% $93

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kerikeri

$59 3.1% 1.3% $0.8

Getting Around

Ubud, Bali

$11 0.9%

Kerikeri

$123 6.5% 979% $112

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $968 in Kerikeri. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kerikeri are about 35 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $69 in Kerikeri. Monthly groceries follow the same trend: $288 vs $337 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Kerikeri

🕒 Local time

03:20 3:20 AM

08:20 8:20 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

8,000

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of November 1, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kerikeri 6,630 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Kerikeri

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kerikeri: Cost of Living - Frequently Asked Questions

Kerikeri costs about 41% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,852 in Kerikeri. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerikeri, especially for central apartments: a one-bedroom in the center costs $968 there versus $1,125 in Ubud, Bali.

Public transport costs about 93% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $1,059 in Kerikeri. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,901 in Kerikeri. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,901 in Kerikeri. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kerikeri makes more sense. Both are solid long-term options with distinct trade-offs.