Last update: Oct 2026

Cost of Living Comparison Between Kerikeri and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,901 in Kerikeri, rent and utilities included – about $6,600 less a year. Other living expenses account for most of the difference.

98

Cost of Living Index in Kerikeri
Learn more

Kerikeri Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Kerikeri

🇳🇿 New Zealand

$1,901

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kerikeri and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kerikeri and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,901 per month in Kerikeri vs $1,349 in Ubud, Bali, rent included.

Kerikeri $1,901
Ubud, Bali $1,349

A couple spends around $2,858 per month in Kerikeri vs $2,305 in Ubud, Bali, rent included.

Kerikeri $2,858
Ubud, Bali $2,305

A family of three spends $3,815 per month in Kerikeri vs $3,261 in Ubud, Bali, rent included.

Kerikeri $3,815
Ubud, Bali $3,261

Kerikeri costs about 41% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.99 NZ$24.84

$3.32 Rp 60.2K

321.39%

Three-Course Dinner for Two, Mid-Range

$68.8 NZ$122

$35.64 Rp 645.8K

93.13%

Fast Food Meal (McDonalds, etc)

$9.19 NZ$16.32

$5.53 Rp 100.3K

66.18%

Cappuccino

$3.35 NZ$5.96

$2.72 Rp 49.3K

23.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 NZ$3.64

$1.70 Rp 30.8K

20.59%

Water (0.33 liter bottle)

$1.78 NZ$3.16

$0.76 Rp 13.8K

134.21%

Local Beer (0.5 liter draught)

$6.62 NZ$11.76

$2.65 Rp 48.1K

149.81%

Imported Beer (0.33 liter bottle)

$6.72 NZ$11.93

$4.38 Rp 79.4K

53.42%

Milk (1 liter)

$1.93 NZ$3.42

$1.49 Rp 27.0K

29.53%

White Bread (500g)

$2.22 NZ$3.94

$2.28 Rp 41.2K

-2.63%

Rice (white) (1kg)

$1.89 NZ$3.35

$1.19 Rp 21.6K

58.82%

Eggs

$6.31 NZ$11.21

$2.04 Rp 36.9K

209.31%

Local Cheese (1kg)

$7.92 NZ$14.05

$17.70 Rp 320.8K

-55.25%

Chicken Fillets (1kg)

$10.18 NZ$18.06

$3.96 Rp 71.8K

157.07%

Beef Round Steak (1kg)

$17.40 NZ$30.89

$12.19 Rp 220.9K

42.74%

Apples (1kg)

$2.87 NZ$5.09

$3.66 Rp 66.2K

-21.58%

Banana (1kg)

$2.18 NZ$3.87

$1.52 Rp 27.5K

43.42%

Oranges (1kg)

$3.00 NZ$5.33

$2.23 Rp 40.4K

34.53%

Tomato (1kg)

$6.01 NZ$10.67

$1.97 Rp 35.7K

205.08%

Potato (1kg)

$2.07 NZ$3.68

$1.85 Rp 33.5K

11.89%

Onion (1kg)

$1.52 NZ$2.71

$2.42 Rp 43.9K

-37.19%

Lettuce (1 head)

$1.97 NZ$3.50

$0.99 Rp 17.9K

98.99%

Water (1.5 liter bottle)

$0.54 NZ$0.97

$0.51 Rp 9,303

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$27.72 NZ$49.22

$2.22 Rp 40.3K

1148.65%

Wine (Bottle)

$10.57 NZ$18.76

$22.24 Rp 403.0K

-52.47%

Local Beer (0.5 liter bottle)

$2.89 NZ$5.13

$2.26 Rp 41.0K

27.88%

Imported Beer (0.33 liter bottle)

$3.43 NZ$6.08

$2.97 Rp 53.8K

15.49%

One-way Ticket (Public Transport)

$1.74 NZ$3.09

$0.25 Rp 4,548

596.00%

Public Transport Monthly Pass (Regular Price)

$106 NZ$189

$7.82 Rp 141.8K

1258.82%

Taxi Start (Normal Tariff)

$1.75 NZ$3.11

$0.44 Rp 7,964

297.73%

Taxi (Normal Tariff) (1km)

$1.66 NZ$2.94

$0.43 Rp 7,793

286.05%

Taxi 1hour Waiting (Normal Tariff)

$32.70 NZ$58.1

$5.41 Rp 98.0K

504.44%

Gasoline (1 liter)

$1.62 NZ$2.87

$0.82 Rp 14.9K

97.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K NZ$47.5K

$23.8K Rp 432.0M

12.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K NZ$39.3K

$31.7K Rp 575.3M

-30.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 NZ$212

$79.1 Rp 1.4M

50.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.03 NZ$48.00

$6.45 Rp 116.8K

319.07%

Internet (50+ Mbps, Unlimited Data)

$50.7 NZ$90.1

$18.58 Rp 336.7K

173.04%

Gym Membership (Monthly)

$38.13 NZ$67.7

$49.48 Rp 896.7K

-22.94%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$10.34 NZ$18.35

$4.27 Rp 77.4K

142.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,059 NZ$1,880

$491 Rp 8.9M

115.92%

International Primary School, 1 Child (Yearly)

$19.4K NZ$34.5K

$5,674 Rp 102.8M

242.48%

Jeans (Levis 501 Or Similar)

$79.4 NZ$141

$44.64 Rp 808.9K

77.82%

Summer Dress (H&M, Zara, etc)

$33.58 NZ$59.6

$34.95 Rp 633.4K

-3.92%

Sport Shoes (Adidas, Nike)

$95.7 NZ$170

$79.9 Rp 1.4M

19.74%

Men's Leather Business Shoes

$111 NZ$198

$79.4 Rp 1.4M

40.19%

1-bedroom Apartment, City Center (Monthly)

$968 NZ$1,719

$1,125 Rp 20.4M

-13.93%

1-bedroom Apartment, Outside City Center (Monthly)

$800 NZ$1,420

$671 Rp 12.2M

19.14%

3-bedroom Apartment, City Center (Monthly)

$1,620 NZ$2,876

$3,565 Rp 64.6M

-54.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,288 NZ$2,286

$1,723 Rp 31.2M

-25.27%

Buy Apartment in City Center (m2)

$4,323 NZ$7,676

$2,732 Rp 49.5M

58.27%

Buy Apartment Outside City Center (m2)

$2,871 NZ$5,098

$2,284 Rp 41.4M

25.72%

Average Monthly Net Salary (After Tax)

$5,793 NZ$10.3K

$164 Rp 3.0M

3435.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.37

13.78

-61.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kerikeri: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kerikeri

$800 42.1%

Ubud, Bali

$672 49.8% 16.1% $129

Groceries & Markets

Kerikeri

$337 17.7%

Ubud, Bali

$288 21.4% 14.3% $48

Eating Out

Kerikeri

$242 12.7%

Ubud, Bali

$108 8% 55.4% $134

Monthly Utilities & Internet

Kerikeri

$197 10.4%

Ubud, Bali

$104 7.7% 47.2% $93

Clothing & Footwear

Kerikeri

$144 7.6%

Ubud, Bali

$108 8% 25.3% $36

Getting Around

Kerikeri

$123 6.5%

Ubud, Bali

$11 0.9% 90.7% $112

Sport & Entertainment

Kerikeri

$59 3.1%

Ubud, Bali

$58 4.3% 1.3% $0.8

Cost Breakdown

A central one-bedroom costs $968 in Kerikeri versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kerikeri are about 35 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69 in Kerikeri versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $337 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇳🇿 Kerikeri

🇮🇩 Ubud, Bali

🕒 Local time

03:35 3:35 AM

22:35 10:35 PM

5 h behind Kerikeri

🌤 Weather

👥 Population

8,000

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 1, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Kerikeri Ubud, Bali 6,630 km ≈ 9 h nonstop flight

From you

Kerikeri
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kerikeri vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kerikeri costs about 41% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,852 per month in Kerikeri and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerikeri, especially for central apartments: a one-bedroom in the center costs $968 there versus $1,125 in Ubud, Bali.

Public transport costs about 93% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,059 per month in Kerikeri and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,901 in Kerikeri and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,901 in Kerikeri. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kerikeri makes more sense. Both are solid long-term options with distinct trade-offs.