Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kerak

For one person, living is cheaper in Kerak: $954 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali, Indonesia
Kerak, Jordan
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Kerak
🇯🇴 Jordan
$954
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kerak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kerak actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $954 in Kerak, rent included.

  • Ubud, Bali $1,349
  • Kerak $954

A couple spends around $2,305 per month in Ubud, Bali vs $1,497 in Kerak, rent included.

  • Ubud, Bali $2,305
  • Kerak $1,497

A family of three spends $3,261 per month in Ubud, Bali vs $2,040 in Kerak, rent included.

  • Ubud, Bali $3,261
  • Kerak $2,040

Ubud, Bali costs about 41% more than Kerak, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Ubud, Bali
Kerak
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$2.88 JOD 2.04
15.28%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 647.8K
$71.6 JOD 50.7
-50.24%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$5.71 JOD 4.04
-3.15%
Cappuccino
$2.72 Rp 49.4K
$0.69 JOD 0.49
294.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$0.50 JOD 0.35
240.00%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$0.34 JOD 0.24
123.53%
Local Beer (0.5 liter draught)
$2.65 Rp 48.2K
$8.55 JOD 6.05
-69.01%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.6K
$11.00 JOD 7.78
-60.18%
🛒 Groceries & Markets
Ubud, Bali
Kerak
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.38 JOD 0.98
7.97%
White Bread (500g)
$2.28 Rp 41.4K
$0.36 JOD 0.26
533.33%
Rice (white) (1kg)
$1.19 Rp 21.6K
$0.88 JOD 0.62
35.23%
Eggs
$2.04 Rp 37.0K
$1.72 JOD 1.22
18.60%
Local Cheese (1kg)
$17.70 Rp 321.7K
$6.92 JOD 4.90
155.78%
Chicken Fillets (1kg)
$3.96 Rp 72.0K
$4.11 JOD 2.91
-3.65%
Beef Round Steak (1kg)
$12.19 Rp 221.6K
$12.51 JOD 8.85
-2.56%
Apples (1kg)
$3.66 Rp 66.4K
$1.43 JOD 1.01
155.94%
Banana (1kg)
$1.52 Rp 27.6K
$1.43 JOD 1.01
6.29%
Oranges (1kg)
$2.23 Rp 40.5K
$1.38 JOD 0.98
61.59%
Tomato (1kg)
$1.97 Rp 35.9K
$0.44 JOD 0.31
347.73%
Potato (1kg)
$1.85 Rp 33.6K
$0.88 JOD 0.62
110.23%
Onion (1kg)
$2.42 Rp 44.1K
$0.81 JOD 0.57
198.77%
Lettuce (1 head)
$0.99 Rp 18.0K
$0.62 JOD 0.44
59.68%
Water (1.5 liter bottle)
$0.51 Rp 9,332
$0.67 JOD 0.47
-23.88%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$3.77 JOD 2.67
-41.11%
Wine (Bottle)
$22.24 Rp 404.2K
$20.99 JOD 14.85
5.96%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$4.93 JOD 3.49
-54.16%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$4.92 JOD 3.48
-39.63%
🚌 Getting Around
Ubud, Bali
Kerak
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,562
-
-
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.2K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,989
$0.60 JOD 0.42
-26.67%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,817
$1.42 JOD 1.01
-69.72%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.3K
$7.17 JOD 5.07
-24.55%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.68 JOD 1.19
-51.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.3M
$32.4K JOD 22.9K
-26.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.0M
$34.3K JOD 24.3K
-7.43%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kerak
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$113 JOD 80.1
-30.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$15.71 JOD 11.12
-58.94%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.7K
$27.68 JOD 19.59
-32.88%
🎉 Sport & Entertainment
Ubud, Bali
Kerak
Difference
Gym Membership (Monthly)
$49.48 Rp 899.4K
$42.67 JOD 30.20
15.96%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.8K
-
-
Cinema Ticket
$4.27 Rp 77.7K
$11.17 JOD 7.90
-61.77%
🧸 Childcare & Education
Ubud, Bali
Kerak
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$140 JOD 99.3
249.71%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.1M
$3,380 JOD 2,392
67.88%
👕👟 Clothing & Footwear
Ubud, Bali
Kerak
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.4K
$63.8 JOD 45.13
-30.00%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.3K
$79.2 JOD 56.1
-55.88%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$127 JOD 89.7
-36.94%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$83.6 JOD 59.2
-5.03%
🏠 Accommodation & Living
Ubud, Bali
Kerak
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$186 JOD 132
503.82%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$228 JOD 162
194.23%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
$278 JOD 197
1183.55%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$325 JOD 230
429.66%
Buy Apartment in City Center (m2)
$2,732 Rp 49.6M
$213 JOD 151
1181.62%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
$286 JOD 202
699.07%
💵 Salaries & Financials
Ubud, Bali
Kerak
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$509 JOD 360
-67.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.94
98.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kerak: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Kerak
$228 66% $443
Groceries & Markets
Ubud, Bali
$288
Kerak
$221 23.3% $67
Eating Out
Ubud, Bali
$108
Kerak
$117 8.3% $8.9
Clothing & Footwear
Ubud, Bali
$108
Kerak
$159 47.9% $51
Monthly Utilities & Internet
Ubud, Bali
$104
Kerak
$157 50.5% $53
Sport & Entertainment
Ubud, Bali
$58
Kerak
$65 12% $7
Getting Around
Ubud, Bali
$11
Kerak
$7.7 * 32.6% $3.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $186 in Kerak. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kerak are about 3.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $72 in Kerak. Groceries tell a different story – $288 in Ubud, Bali vs $221 in Kerak – so Kerak wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇯🇴 Kerak
🕒 Local time
01:59 1:59 AM
20:59 8:59 PM
5 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
21,678
💱 Currency
Exchange rates and currency converter

JOD, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Jordanian Dinar exchange rates as of October 28, 2026: 1 USD = 0.708 JOD (1 JOD = 1.41 USD). 1 EUR = 0.788 JOD (1 JOD = 1.27 EUR).

On the map
Between locations
  • Ubud, Bali Kerak 9,510 km ≈ 12 h nonstop flight
From you
  • Ubud, Bali
  • Kerak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kerak: Cost of Living - Frequently Asked Questions
Is Kerak cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 41%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,432 in Kerak. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kerak, especially for central apartments: a one-bedroom in the center costs $186 there versus $1,125 in Ubud, Bali.
Is eating out cheaper in Ubud, Bali or in Kerak?
A mid-range dinner for two costs $36 in Ubud, Bali and $72 in Kerak. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Ubud, Bali and in Kerak?
Groceries cost about 30% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is Ubud, Bali or Kerak more family-friendly?
Families tend to lean toward Kerak – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Ubud, Bali vs other spots: cost of living compared

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