Cost of Living Comparison Between Ubud, Bali and Kerak Cost of Living Comparison Between Ubud, Bali and Kerak

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $883 in Kerak, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,360 in Kerak, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,837 in Kerak, rent included.

Ubud, Bali costs about 61% more than Kerak, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Kerak is 34% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$2.87 JOD 2.03

24.04%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$49.03 JOD 34.70

-33.24%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.49 JOD 3.89

-9.84%

Cappuccino

$2.71 Rp 48.4K

$0.73 JOD 0.52

271.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.51 JOD 0.36

162.75%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.37 JOD 0.26

89.19%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$5.47 JOD 3.87

-46.62%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$6.93 JOD 4.90

-42.86%

Milk (1 liter)

$1.81 Rp 32.3K

$1.44 JOD 1.02

25.69%

White Bread (500g)

$2.52 Rp 45.0K

$0.34 JOD 0.24

641.18%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.84 JOD 0.59

38.10%

Eggs

$2.46 Rp 43.9K

$1.72 JOD 1.22

43.02%

Local Cheese (1kg)

$14.71 Rp 262.7K

$6.59 JOD 4.67

123.22%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.20 JOD 2.97

2.86%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$11.66 JOD 8.25

4.12%

Apples (1kg)

$3.84 Rp 68.6K

$1.39 JOD 0.98

176.26%

Banana (1kg)

$1.56 Rp 27.8K

$1.43 JOD 1.01

9.09%

Oranges (1kg)

$2.83 Rp 50.6K

$1.40 JOD 0.99

102.14%

Tomato (1kg)

$2.33 Rp 41.5K

$0.43 JOD 0.31

441.86%

Potato (1kg)

$1.91 Rp 34.2K

$0.87 JOD 0.62

119.54%

Onion (1kg)

$2.20 Rp 39.3K

$0.72 JOD 0.51

205.56%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.62 JOD 0.44

62.90%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.60 JOD 0.42

30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.45 JOD 2.44

-3.77%

Wine (Bottle)

$23.74 Rp 423.9K

$21.05 JOD 14.90

12.78%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$4.62 JOD 3.27

-39.61%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$5.44 JOD 3.85

-47.43%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.74 JOD 0.53

-37.84%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.39 JOD 0.98

-67.63%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$7.01 JOD 4.96

-12.98%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.39 JOD 0.98

-43.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$27.5K JOD 19.4K

-4.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$31.8K JOD 22.5K

1.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$105 JOD 74.0

-23.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$17.02 JOD 12.04

-76.15%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$28.66 JOD 20.28

-17.93%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$43.00 JOD 30.43

129.53%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$11.19 JOD 7.92

-62.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$139 JOD 98.7

117.91%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,405 JOD 2,410

94.22%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$61.0 JOD 43.18

-8.97%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$57.2 JOD 40.47

-33.00%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$112 JOD 79.6

-21.20%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$81.7 JOD 57.9

-4.73%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$180 JOD 127

459.35%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$224 JOD 159

201.02%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$277 JOD 196

1143.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$326 JOD 231

525.83%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$211 JOD 149

1246.73%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$282 JOD 200

701.98%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$513 JOD 363

-67.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.27

82.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kerak: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $180 in Kerak. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 211% higher in Kerak, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $49.00 in Kerak. Groceries tell a different story – $302 in Ubud, Bali vs $217 in Kerak – so Kerak wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kerak: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 61%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,324 in Kerak. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $49.00 in Kerak. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 39% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Kerak, where all-in costs run around $883, than in Ubud, Bali at $1,419. In Kerak it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kerak – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kerak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.