Cost of Living Comparison Between Ubud, Bali and Kerak Cost of Living Comparison Between Ubud, Bali and Kerak

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $894 in Kerak, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,348 in Kerak, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,803 in Kerak, rent included.

Ubud, Bali costs about 57% more than Kerak, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kerak is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.84 JOD 2.01

21.48%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$50.3 JOD 35.60

-35.68%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.55 JOD 3.93

-12.79%

Cappuccino

$2.75 Rp 49.4K

$0.70 JOD 0.50

292.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.51 JOD 0.36

170.59%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.33 JOD 0.24

127.27%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$5.47 JOD 3.88

-45.34%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$6.85 JOD 4.85

-43.80%

Milk (1 liter)

$1.74 Rp 31.2K

$1.44 JOD 1.02

20.83%

White Bread (500g)

$2.46 Rp 44.2K

$0.34 JOD 0.24

623.53%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.86 JOD 0.61

36.05%

Eggs

$2.43 Rp 43.7K

$1.70 JOD 1.21

42.94%

Local Cheese (1kg)

$14.50 Rp 260.6K

$6.61 JOD 4.68

119.36%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.16 JOD 2.94

4.57%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.34 JOD 8.03

5.64%

Apples (1kg)

$3.72 Rp 66.8K

$1.38 JOD 0.98

169.57%

Banana (1kg)

$1.63 Rp 29.2K

$1.42 JOD 1.01

14.79%

Oranges (1kg)

$2.74 Rp 49.3K

$1.45 JOD 1.03

88.97%

Tomato (1kg)

$2.24 Rp 40.3K

$0.41 JOD 0.29

446.34%

Potato (1kg)

$1.92 Rp 34.5K

$0.88 JOD 0.63

118.18%

Onion (1kg)

$2.28 Rp 40.9K

$0.72 JOD 0.51

216.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.65 JOD 0.46

63.08%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.62 JOD 0.44

16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.54 JOD 2.51

-7.06%

Wine (Bottle)

$23.19 Rp 416.8K

$21.38 JOD 15.14

8.47%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$4.78 JOD 3.38

-41.84%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$5.38 JOD 3.81

-49.26%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.69 JOD 0.49

-30.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.39 JOD 0.98

-69.78%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.99 JOD 4.95

-11.02%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.40 JOD 0.99

-42.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$26.6K JOD 18.8K

-0.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$32.7K JOD 23.2K

-1.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$105 JOD 74.3

-25.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$17.10 JOD 12.11

-76.20%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$27.70 JOD 19.61

-12.17%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$41.61 JOD 29.46

136.99%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$11.41 JOD 8.08

-65.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$139 JOD 98.5

119.23%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,397 JOD 2,405

95.51%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$61.5 JOD 43.56

-12.01%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$56.8 JOD 40.20

-33.41%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$116 JOD 81.9

-24.96%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$80.9 JOD 57.3

-5.65%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$185 JOD 131

436.92%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$227 JOD 161

196.42%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$283 JOD 200

1094.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$330 JOD 234

521.19%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$211 JOD 149

1229.57%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$282 JOD 200

689.96%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$517 JOD 366

-67.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.27

82.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kerak: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $185 in Kerak. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 210% higher in Kerak, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $50.0 in Kerak. Groceries tell a different story – $297 in Ubud, Bali vs $218 in Kerak – so Kerak wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kerak: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 57%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,341 in Kerak. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $50.0 in Kerak. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 37% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Kerak, where all-in costs run around $894, than in Ubud, Bali at $1,408. In Kerak it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kerak – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kerak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.