Cost of Living Comparison Between Ubud, Bali and Kerak Cost of Living Comparison Between Ubud, Bali and Kerak

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $970 in Kerak, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,481 in Kerak, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,992 in Kerak, rent included.

Ubud, Bali costs about 42% more than Kerak, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kerak is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.80 JOD 1.98

18.93%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$68.2 JOD 48.28

-47.49%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.66 JOD 4.01

-0.53%

Cappuccino

$2.82 Rp 49.7K

$0.68 JOD 0.48

314.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.51 JOD 0.36

243.14%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.34 JOD 0.24

135.29%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$8.29 JOD 5.87

-63.33%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$11.02 JOD 7.80

-60.98%

Milk (1 liter)

$1.61 Rp 28.3K

$1.45 JOD 1.03

11.03%

White Bread (500g)

$2.27 Rp 39.9K

$0.34 JOD 0.24

567.65%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.83 JOD 0.59

40.96%

Eggs

$2.17 Rp 38.2K

$1.66 JOD 1.17

30.72%

Local Cheese (1kg)

$17.63 Rp 310.5K

$6.99 JOD 4.95

152.22%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.17 JOD 2.95

-2.88%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$12.54 JOD 8.87

-2.87%

Apples (1kg)

$3.62 Rp 63.7K

$1.43 JOD 1.01

153.15%

Banana (1kg)

$1.64 Rp 28.8K

$1.38 JOD 0.98

18.84%

Oranges (1kg)

$2.31 Rp 40.6K

$1.44 JOD 1.02

60.42%

Tomato (1kg)

$1.96 Rp 34.5K

$0.40 JOD 0.28

390.00%

Potato (1kg)

$1.84 Rp 32.5K

$0.89 JOD 0.63

106.74%

Onion (1kg)

$2.37 Rp 41.7K

$0.89 JOD 0.63

166.29%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.65 JOD 0.46

61.54%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.61 JOD 0.43

-11.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.97 JOD 2.81

-42.07%

Wine (Bottle)

$23.08 Rp 406.4K

$20.86 JOD 14.76

10.64%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$5.05 JOD 3.57

-53.66%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$5.11 JOD 3.62

-39.92%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.64 JOD 0.45

-23.44%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.37 JOD 0.97

-65.69%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$7.13 JOD 5.04

-21.46%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.68 JOD 1.19

-51.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$35.7K JOD 25.3K

-30.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$34.3K JOD 24.3K

-9.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$112 JOD 79.1

-26.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$15.51 JOD 10.97

-58.16%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$28.63 JOD 20.26

-34.37%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$43.03 JOD 30.45

28.38%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$11.45 JOD 8.10

-62.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$140 JOD 98.8

254.07%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$3,448 JOD 2,440

71.63%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$63.6 JOD 45.02

-27.24%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$83.5 JOD 59.1

-56.33%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$125 JOD 88.5

-35.50%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$88.4 JOD 62.6

-10.86%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$180 JOD 127

519.41%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$222 JOD 157

212.18%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$286 JOD 202

1173.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$330 JOD 234

418.95%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$216 JOD 153

1181.00%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$278 JOD 197

724.81%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$516 JOD 365

-67.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.81

102.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Kerak: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $180 in Kerak. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 209% higher in Kerak, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $68.0 in Kerak. Groceries tell a different story – $294 in Ubud, Bali vs $222 in Kerak – so Kerak wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kerak: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 42%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,456 in Kerak. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $68.0 in Kerak. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 32% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Kerak, where all-in costs run around $970, than in Ubud, Bali at $1,378. In Kerak it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kerak – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kerak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.