Cost of Living Comparison Between Kerak and Ubud, Bali Cost of Living Comparison Between Kerak and Ubud, Bali

Monthly Cost of Living

A single person spends $883 per month in Kerak vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,360 per month in Kerak vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,837 per month in Kerak vs $3,660 in Ubud, Bali, rent included.

Kerak is about 38% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kerak sits 34% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.87 JOD 2.03

$3.56 Rp 63.7K

-19.38%

Three-Course Dinner for Two, Mid-Range

$49.03 JOD 34.70

$32.73 Rp 584.5K

49.80%

Fast Food Meal (McDonalds, etc)

$5.49 JOD 3.89

$4.95 Rp 88.4K

10.91%

Cappuccino

$0.73 JOD 0.52

$2.71 Rp 48.4K

-73.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 JOD 0.36

$1.34 Rp 24.0K

-61.94%

Water (0.33 liter bottle)

$0.37 JOD 0.26

$0.70 Rp 12.5K

-47.14%

Local Beer (0.5 liter draught)

$5.47 JOD 3.87

$2.92 Rp 52.1K

87.33%

Imported Beer (0.33 liter bottle)

$6.93 JOD 4.90

$3.96 Rp 70.7K

75.00%

Milk (1 liter)

$1.44 JOD 1.02

$1.81 Rp 32.3K

-20.44%

White Bread (500g)

$0.34 JOD 0.24

$2.52 Rp 45.0K

-86.51%

Rice (white) (1kg)

$0.84 JOD 0.59

$1.16 Rp 20.7K

-27.59%

Eggs

$1.72 JOD 1.22

$2.46 Rp 43.9K

-30.08%

Local Cheese (1kg)

$6.59 JOD 4.67

$14.71 Rp 262.7K

-55.20%

Chicken Fillets (1kg)

$4.20 JOD 2.97

$4.32 Rp 77.1K

-2.78%

Beef Round Steak (1kg)

$11.66 JOD 8.25

$12.14 Rp 216.7K

-3.95%

Apples (1kg)

$1.39 JOD 0.98

$3.84 Rp 68.6K

-63.80%

Banana (1kg)

$1.43 JOD 1.01

$1.56 Rp 27.8K

-8.33%

Oranges (1kg)

$1.40 JOD 0.99

$2.83 Rp 50.6K

-50.53%

Tomato (1kg)

$0.43 JOD 0.31

$2.33 Rp 41.5K

-81.55%

Potato (1kg)

$0.87 JOD 0.62

$1.91 Rp 34.2K

-54.45%

Onion (1kg)

$0.72 JOD 0.51

$2.20 Rp 39.3K

-67.27%

Lettuce (1 head)

$0.62 JOD 0.44

$1.01 Rp 18.1K

-38.61%

Water (1.5 liter bottle)

$0.60 JOD 0.42

$0.78 Rp 13.8K

-23.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.45 JOD 2.44

$3.32 Rp 59.2K

3.92%

Wine (Bottle)

$21.05 JOD 14.90

$23.74 Rp 423.9K

-11.33%

Local Beer (0.5 liter bottle)

$4.62 JOD 3.27

$2.79 Rp 49.8K

65.59%

Imported Beer (0.33 liter bottle)

$5.44 JOD 3.85

$2.86 Rp 51.1K

90.21%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.74 JOD 0.53

$0.46 Rp 8,150

60.87%

Taxi (Normal Tariff) (1km)

$1.39 JOD 0.98

$0.45 Rp 8,037

208.89%

Taxi 1hour Waiting (Normal Tariff)

$7.01 JOD 4.96

$6.10 Rp 108.9K

14.92%

Gasoline (1 liter)

$1.39 JOD 0.98

$0.79 Rp 14.2K

75.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K JOD 19.4K

$26.1K Rp 467.0M

5.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K JOD 22.5K

$32.1K Rp 573.6M

-1.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 JOD 74.0

$79.9 Rp 1.4M

30.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.02 JOD 12.04

$4.06 Rp 72.6K

319.21%

Internet (50+ Mbps, Unlimited Data)

$28.66 JOD 20.28

$23.52 Rp 420.0K

21.85%

Gym Membership (Monthly)

$43.00 JOD 30.43

$98.7 Rp 1.8M

-56.43%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$11.19 JOD 7.92

$4.15 Rp 74.1K

169.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$139 JOD 98.7

$304 Rp 5.4M

-54.11%

International Primary School, 1 Child (Yearly)

$3,405 JOD 2,410

$6,613 Rp 118.1M

-48.51%

Jeans (Levis 501 Or Similar)

$61.0 JOD 43.18

$55.5 Rp 991.8K

9.85%

Summer Dress (H&M, Zara, etc)

$57.2 JOD 40.47

$38.31 Rp 684.1K

49.26%

Sport Shoes (Adidas, Nike)

$112 JOD 79.6

$88.6 Rp 1.6M

26.90%

Men's Leather Business Shoes

$81.7 JOD 57.9

$77.9 Rp 1.4M

4.97%

1-bedroom Apartment, City Center (Monthly)

$180 JOD 127

$1,006 Rp 18.0M

-82.12%

1-bedroom Apartment, Outside City Center (Monthly)

$224 JOD 159

$675 Rp 12.1M

-66.78%

3-bedroom Apartment, City Center (Monthly)

$277 JOD 196

$3,442 Rp 61.5M

-91.96%

3-bedroom Apartment, Outside City Center (Monthly)

$326 JOD 231

$2,039 Rp 36.4M

-84.02%

Buy Apartment in City Center (m2)

$211 JOD 149

$2,841 Rp 50.7M

-92.57%

Buy Apartment Outside City Center (m2)

$282 JOD 200

$2,264 Rp 40.4M

-87.53%

Average Monthly Net Salary (After Tax)

$513 JOD 363

$165 Rp 3.0M

210.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.27

13.28

-45.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kerak: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $180 in Kerak versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 211% higher in Kerak, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $49.00 in Kerak versus $33.00 in Ubud, Bali. Groceries tell a different story – $217 in Kerak vs $302 in Ubud, Bali – so Kerak wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kerak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 61%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,324 per month in Kerak and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $49.00 in Kerak and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 39% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Kerak, where all-in costs run around $883, than in Ubud, Bali at $1,419. In Kerak it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kerak – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kerak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.