Cost of Living Comparison Between Kerak and Ubud, Bali Cost of Living Comparison Between Kerak and Ubud, Bali

Monthly Cost of Living

A single person spends $894 per month in Kerak vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,348 per month in Kerak vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,803 per month in Kerak vs $3,763 in Ubud, Bali, rent included.

Kerak is about 36% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kerak sits 33% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.84 JOD 2.01

$3.45 Rp 62.0K

-17.68%

Three-Course Dinner for Two, Mid-Range

$50.3 JOD 35.59

$32.34 Rp 580.1K

55.47%

Fast Food Meal (McDonalds, etc)

$5.55 JOD 3.93

$4.84 Rp 86.9K

14.67%

Cappuccino

$0.70 JOD 0.50

$2.75 Rp 49.3K

-74.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 JOD 0.36

$1.38 Rp 24.8K

-63.04%

Water (0.33 liter bottle)

$0.33 JOD 0.24

$0.75 Rp 13.5K

-56.00%

Local Beer (0.5 liter draught)

$5.47 JOD 3.88

$2.99 Rp 53.7K

82.94%

Imported Beer (0.33 liter bottle)

$6.85 JOD 4.85

$3.85 Rp 69.1K

77.92%

Milk (1 liter)

$1.44 JOD 1.02

$1.74 Rp 31.1K

-17.24%

White Bread (500g)

$0.34 JOD 0.24

$2.46 Rp 44.1K

-86.18%

Rice (white) (1kg)

$0.86 JOD 0.61

$1.17 Rp 21.0K

-26.50%

Eggs

$1.70 JOD 1.21

$2.43 Rp 43.6K

-30.04%

Local Cheese (1kg)

$6.61 JOD 4.68

$14.50 Rp 260.2K

-54.41%

Chicken Fillets (1kg)

$4.16 JOD 2.94

$4.35 Rp 78.0K

-4.37%

Beef Round Steak (1kg)

$11.34 JOD 8.03

$11.98 Rp 214.9K

-5.34%

Apples (1kg)

$1.38 JOD 0.98

$3.72 Rp 66.7K

-62.90%

Banana (1kg)

$1.42 JOD 1.01

$1.63 Rp 29.2K

-12.88%

Oranges (1kg)

$1.45 JOD 1.03

$2.74 Rp 49.2K

-47.08%

Tomato (1kg)

$0.41 JOD 0.29

$2.24 Rp 40.2K

-81.70%

Potato (1kg)

$0.88 JOD 0.63

$1.92 Rp 34.4K

-54.17%

Onion (1kg)

$0.72 JOD 0.51

$2.28 Rp 40.8K

-68.42%

Lettuce (1 head)

$0.65 JOD 0.46

$1.06 Rp 19.1K

-38.68%

Water (1.5 liter bottle)

$0.62 JOD 0.44

$0.72 Rp 12.9K

-13.89%

Cigarettes 20 Pack (Marlboro, Camel)

$3.54 JOD 2.51

$3.29 Rp 58.9K

7.60%

Wine (Bottle)

$21.38 JOD 15.14

$23.19 Rp 416.1K

-7.81%

Local Beer (0.5 liter bottle)

$4.78 JOD 3.38

$2.78 Rp 49.8K

71.94%

Imported Beer (0.33 liter bottle)

$5.38 JOD 3.81

$2.73 Rp 49.0K

97.07%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.69 JOD 0.49

$0.48 Rp 8,659

43.75%

Taxi (Normal Tariff) (1km)

$1.39 JOD 0.98

$0.42 Rp 7,532

230.95%

Taxi 1hour Waiting (Normal Tariff)

$6.99 JOD 4.95

$6.22 Rp 111.6K

12.38%

Gasoline (1 liter)

$1.40 JOD 0.99

$0.81 Rp 14.6K

72.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K JOD 18.8K

$26.6K Rp 477.4M

0.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K JOD 23.2K

$32.2K Rp 577.4M

1.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 JOD 74.3

$78.4 Rp 1.4M

33.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.10 JOD 12.10

$4.07 Rp 73.0K

320.15%

Internet (50+ Mbps, Unlimited Data)

$27.70 JOD 19.61

$24.33 Rp 436.4K

13.85%

Gym Membership (Monthly)

$41.61 JOD 29.45

$98.6 Rp 1.8M

-57.80%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$11.41 JOD 8.08

$3.99 Rp 71.5K

185.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$139 JOD 98.5

$305 Rp 5.5M

-54.38%

International Primary School, 1 Child (Yearly)

$3,397 JOD 2,405

$6,642 Rp 119.2M

-48.85%

Jeans (Levis 501 Or Similar)

$61.5 JOD 43.55

$54.1 Rp 971.2K

13.65%

Summer Dress (H&M, Zara, etc)

$56.8 JOD 40.19

$37.81 Rp 678.2K

50.17%

Sport Shoes (Adidas, Nike)

$116 JOD 81.9

$86.8 Rp 1.6M

33.27%

Men's Leather Business Shoes

$80.9 JOD 57.3

$76.4 Rp 1.4M

5.99%

1-bedroom Apartment, City Center (Monthly)

$185 JOD 131

$992 Rp 17.8M

-81.38%

1-bedroom Apartment, Outside City Center (Monthly)

$227 JOD 161

$673 Rp 12.1M

-66.26%

3-bedroom Apartment, City Center (Monthly)

$283 JOD 200

$3,375 Rp 60.5M

-91.63%

3-bedroom Apartment, Outside City Center (Monthly)

$330 JOD 234

$2,050 Rp 36.8M

-83.90%

Buy Apartment in City Center (m2)

$211 JOD 149

$2,805 Rp 50.3M

-92.48%

Buy Apartment Outside City Center (m2)

$282 JOD 200

$2,227 Rp 39.9M

-87.34%

Average Monthly Net Salary (After Tax)

$517 JOD 366

$167 Rp 3.0M

209.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.27

13.28

-45.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kerak: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $185 in Kerak versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 210% higher in Kerak, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $50.0 in Kerak versus $32.00 in Ubud, Bali. Groceries tell a different story – $218 in Kerak vs $297 in Ubud, Bali – so Kerak wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kerak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 57%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,341 per month in Kerak and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $50.0 in Kerak and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 37% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Kerak, where all-in costs run around $894, than in Ubud, Bali at $1,408. In Kerak it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kerak – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kerak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.