Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kemaman

For one person, living is cheaper in Kemaman: $897 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Kemaman
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Kemaman Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kemaman

🇲🇾 Malaysia

$897

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kemaman

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kemaman actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $897 in Kemaman, rent included.

Ubud, Bali $1,349
Kemaman $897

A couple spends around $2,305 per month in Ubud, Bali vs $1,369 in Kemaman, rent included.

Ubud, Bali $2,305
Kemaman $1,369

A family of three spends $3,261 per month in Ubud, Bali vs $1,841 in Kemaman, rent included.

Ubud, Bali $3,261
Kemaman $1,841

Ubud, Bali costs about 50% more than Kemaman, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.62 MYR 10.65

26.72%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$14.92 MYR 60.7

138.87%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.40 MYR 17.90

25.68%

Cappuccino

$2.72 Rp 49.3K

$3.09 MYR 12.57

-11.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.48 MYR 1.93

254.17%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.36 MYR 1.46

111.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.28 MYR 13.34

-19.21%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.76 MYR 23.45

-23.96%

Milk (1 liter)

$1.49 Rp 27.1K

$1.88 MYR 7.66

-20.74%

White Bread (500g)

$2.28 Rp 41.3K

$1.04 MYR 4.24

119.23%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.01 MYR 4.13

17.82%

Eggs

$2.04 Rp 36.9K

$1.15 MYR 4.70

77.39%

Local Cheese (1kg)

$17.70 Rp 321.2K

$9.61 MYR 39.11

84.18%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.19 MYR 13.00

24.14%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$9.30 MYR 37.84

31.08%

Apples (1kg)

$3.66 Rp 66.3K

$3.59 MYR 14.63

1.95%

Banana (1kg)

$1.52 Rp 27.5K

$1.87 MYR 7.62

-18.72%

Oranges (1kg)

$2.23 Rp 40.4K

$2.62 MYR 10.66

-14.89%

Tomato (1kg)

$1.97 Rp 35.8K

$1.82 MYR 7.40

8.24%

Potato (1kg)

$1.85 Rp 33.5K

$2.17 MYR 8.83

-14.75%

Onion (1kg)

$2.42 Rp 44.0K

$2.04 MYR 8.30

18.63%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.47 MYR 5.98

-32.65%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.51 MYR 2.08

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.57 MYR 18.60

-51.42%

Wine (Bottle)

$22.24 Rp 403.6K

$19.42 MYR 79.1

14.52%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.72 MYR 11.09

-16.91%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.44 MYR 18.07

-33.11%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.76 MYR 3.11

-67.11%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$10.79 MYR 43.94

-27.53%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.20 MYR 4.88

-63.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.36 MYR 1.46

19.44%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$8.90 MYR 36.24

-39.21%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.48 MYR 1.94

70.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$46.4K MYR 188.7K

-48.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$36.1K MYR 146.8K

-11.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$49.04 MYR 200

61.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$8.25 MYR 33.58

-21.82%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$27.11 MYR 110

-31.46%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$41.78 MYR 170

18.43%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$6.29 MYR 25.62

180.60%

Cinema Ticket

$4.27 Rp 77.6K

$4.79 MYR 19.49

-10.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$123 MYR 500

299.01%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$10.3K MYR 42.1K

-45.09%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$52.0 MYR 211

-14.09%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$30.15 MYR 123

15.92%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$78.6 MYR 320

1.60%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$86.0 MYR 350

-7.62%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$434 MYR 1,767

159.15%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$288 MYR 1,171

133.35%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$636 MYR 2,589

460.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$546 MYR 2,223

215.51%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,062 MYR 8,395

32.45%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,069 MYR 4,351

113.68%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.51

205.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kemaman: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kemaman

$288 32.1% 57.1% $384

Groceries & Markets

Ubud, Bali

$288 21.4%

Kemaman

$243 27.1% 15.7% $45

Eating Out

Ubud, Bali

$108 8%

Kemaman

$102 11.4% 4.9% $5.3

Clothing & Footwear

Ubud, Bali

$108 8%

Kemaman

$111 12.4% 3.3% $3.5

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kemaman

$84 9.4% 18.9% $20

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kemaman

$51 5.7% 11.5% $6.7

Getting Around

Ubud, Bali

$11 0.9%

Kemaman

$17 1.9% 47.5% $5.4

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $434 in Kemaman. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $15 in Kemaman. Monthly groceries follow the same trend: $288 vs $243 – making Kemaman the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇾 Kemaman

🕒 Local time

02:23 2:23 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

215,582

💱 Currency

Indonesian Rupiah IDR Rp

Malaysian Ringgit MYR RM

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 MYR = 0.246 USD

1 MYR = 0.22 EUR

Exchange rates and currency converter

MYR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Malaysian Ringgit exchange rates as of November 2, 2026: 1 USD = 4.07 MYR (1 MYR = 0.246 USD). 1 EUR = 4.54 MYR (1 MYR = 0.22 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kemaman 1,930 km ≈ 3 h nonstop flight

From you

Ubud, Bali
Kemaman

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kemaman: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 50%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,346 in Kemaman. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kemaman, especially for central apartments: a one-bedroom in the center costs $434 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $15 in Kemaman. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $897 in Kemaman. That makes Kemaman about 33% cheaper.

A $1,000 monthly budget goes further in Kemaman, where all-in costs run around $897, than in Ubud, Bali at $1,349. In Kemaman it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kemaman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.