Cost of Living Comparison Between Ubud, Bali and Kemaman Cost of Living Comparison Between Ubud, Bali and Kemaman

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $957 in Kemaman, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,416 in Kemaman, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,876 in Kemaman, rent included.

Ubud, Bali costs about 47% more than Kemaman, driven mainly by Sport & Entertainment.

Ubud, Bali sits 4% above the global median, while Kemaman is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.52 MYR 10.20

41.67%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$14.10 MYR 57.2

130.50%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.70 MYR 14.99

31.35%

Cappuccino

$2.75 Rp 49.2K

$2.29 MYR 9.30

20.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.49 MYR 1.99

169.39%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.34 MYR 1.38

105.88%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$4.29 MYR 17.40

-32.17%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$5.46 MYR 22.16

-30.59%

Milk (1 liter)

$1.71 Rp 30.6K

$1.87 MYR 7.59

-8.56%

White Bread (500g)

$2.47 Rp 44.3K

$1.00 MYR 4.06

147.00%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.98 MYR 3.97

22.45%

Eggs

$2.44 Rp 43.8K

$1.16 MYR 4.72

110.34%

Local Cheese (1kg)

$14.38 Rp 257.7K

$14.17 MYR 57.4

1.48%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.72 MYR 15.07

15.86%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$9.71 MYR 39.36

25.75%

Apples (1kg)

$3.68 Rp 66.0K

$3.97 MYR 16.11

-7.30%

Banana (1kg)

$1.55 Rp 27.8K

$1.75 MYR 7.10

-11.43%

Oranges (1kg)

$2.79 Rp 49.9K

$3.29 MYR 13.36

-15.20%

Tomato (1kg)

$2.33 Rp 41.8K

$2.52 MYR 10.23

-7.54%

Potato (1kg)

$1.97 Rp 35.3K

$1.70 MYR 6.90

15.88%

Onion (1kg)

$2.31 Rp 41.4K

$1.00 MYR 4.07

131.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.07 MYR 4.34

-0.93%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.49 MYR 1.99

48.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.33 MYR 17.58

-24.25%

Wine (Bottle)

$22.79 Rp 408.4K

$20.19 MYR 81.9

12.88%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$4.38 MYR 17.77

-35.84%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$5.44 MYR 22.06

-48.90%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.74 MYR 3.02

-60.81%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$11.70 MYR 47.45

-31.11%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.15 MYR 4.65

-60.87%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.10 MYR 4.45

-59.09%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$4.23 MYR 17.15

47.52%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.49 MYR 2.01

73.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$44.0K MYR 178.3K

-40.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$31.8K MYR 129.1K

-0.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$74.5 MYR 302

8.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$9.68 MYR 39.23

-58.06%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$27.84 MYR 113

-12.28%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$37.27 MYR 151

162.06%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$5.86 MYR 23.78

10.07%

Cinema Ticket

$4.04 Rp 72.4K

$5.73 MYR 23.23

-29.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$117 MYR 476

158.86%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$4,262 MYR 17.3K

55.34%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$108 MYR 440

-50.00%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$27.79 MYR 113

39.55%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$75.3 MYR 305

14.43%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$78.4 MYR 318

-2.16%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$389 MYR 1,578

153.26%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$265 MYR 1,073

148.63%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$655 MYR 2,656

414.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$467 MYR 1,894

342.22%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,765 MYR 7,157

55.33%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$896 MYR 3,631

148.74%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.96

235.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kemaman: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $389 in Kemaman. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $14.00 in Kemaman. Monthly groceries follow the same trend: $297 vs $274 – making Kemaman the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kemaman: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 47%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,435 in Kemaman. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kemaman, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $14.00 in Kemaman. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $957 in Kemaman. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Kemaman, where all-in costs run around $957, than in Ubud, Bali at $1,404. In Kemaman it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kemaman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kemaman. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.