Last update: Oct 2026

Cost of Living Comparison Between Kemaman and Ubud, Bali

For one person, living is cheaper in Kemaman: $897 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in Kemaman
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Kemaman Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kemaman

🇲🇾 Malaysia

$897

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kemaman and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kemaman and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $897 per month in Kemaman vs $1,349 in Ubud, Bali, rent included.

Kemaman $897
Ubud, Bali $1,349

A couple spends around $1,369 per month in Kemaman vs $2,305 in Ubud, Bali, rent included.

Kemaman $1,369
Ubud, Bali $2,305

A family of three spends $1,841 per month in Kemaman vs $3,261 in Ubud, Bali, rent included.

Kemaman $1,841
Ubud, Bali $3,261

Kemaman is about 33% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.62 MYR 10.65

$3.32 Rp 60.3K

-21.08%

Three-Course Dinner for Two, Mid-Range

$14.92 MYR 60.7

$35.64 Rp 646.7K

-58.14%

Fast Food Meal (McDonalds, etc)

$4.40 MYR 17.90

$5.53 Rp 100.4K

-20.43%

Cappuccino

$3.09 MYR 12.57

$2.72 Rp 49.3K

13.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 MYR 1.93

$1.70 Rp 30.9K

-71.76%

Water (0.33 liter bottle)

$0.36 MYR 1.46

$0.76 Rp 13.8K

-52.63%

Local Beer (0.5 liter draught)

$3.28 MYR 13.34

$2.65 Rp 48.2K

23.77%

Imported Beer (0.33 liter bottle)

$5.76 MYR 23.45

$4.38 Rp 79.5K

31.51%

Milk (1 liter)

$1.88 MYR 7.66

$1.49 Rp 27.1K

26.17%

White Bread (500g)

$1.04 MYR 4.24

$2.28 Rp 41.3K

-54.39%

Rice (white) (1kg)

$1.01 MYR 4.13

$1.19 Rp 21.6K

-15.13%

Eggs

$1.15 MYR 4.70

$2.04 Rp 36.9K

-43.63%

Local Cheese (1kg)

$9.61 MYR 39.11

$17.70 Rp 321.2K

-45.71%

Chicken Fillets (1kg)

$3.19 MYR 13.00

$3.96 Rp 71.9K

-19.44%

Beef Round Steak (1kg)

$9.30 MYR 37.84

$12.19 Rp 221.2K

-23.71%

Apples (1kg)

$3.59 MYR 14.63

$3.66 Rp 66.3K

-1.91%

Banana (1kg)

$1.87 MYR 7.62

$1.52 Rp 27.5K

23.03%

Oranges (1kg)

$2.62 MYR 10.66

$2.23 Rp 40.4K

17.49%

Tomato (1kg)

$1.82 MYR 7.40

$1.97 Rp 35.8K

-7.61%

Potato (1kg)

$2.17 MYR 8.83

$1.85 Rp 33.5K

17.30%

Onion (1kg)

$2.04 MYR 8.30

$2.42 Rp 44.0K

-15.70%

Lettuce (1 head)

$1.47 MYR 5.98

$0.99 Rp 18.0K

48.48%

Water (1.5 liter bottle)

$0.51 MYR 2.08

$0.51 Rp 9,316

Cigarettes 20 Pack (Marlboro, Camel)

$4.57 MYR 18.60

$2.22 Rp 40.3K

105.86%

Wine (Bottle)

$19.42 MYR 79.1

$22.24 Rp 403.6K

-12.68%

Local Beer (0.5 liter bottle)

$2.72 MYR 11.09

$2.26 Rp 41.0K

20.35%

Imported Beer (0.33 liter bottle)

$4.44 MYR 18.07

$2.97 Rp 53.9K

49.49%

One-way Ticket (Public Transport)

$0.76 MYR 3.11

$0.25 Rp 4,555

204.00%

Public Transport Monthly Pass (Regular Price)

$10.79 MYR 43.94

$7.82 Rp 142.0K

37.98%

Taxi Start (Normal Tariff)

$1.20 MYR 4.88

$0.44 Rp 7,975

172.73%

Taxi (Normal Tariff) (1km)

$0.36 MYR 1.46

$0.43 Rp 7,804

-16.28%

Taxi 1hour Waiting (Normal Tariff)

$8.90 MYR 36.24

$5.41 Rp 98.2K

64.51%

Gasoline (1 liter)

$0.48 MYR 1.94

$0.82 Rp 15.0K

-41.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.4K MYR 188.7K

$23.8K Rp 432.6M

94.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.1K MYR 146.8K

$31.7K Rp 576.1M

13.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.04 MYR 200

$79.1 Rp 1.4M

-37.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.25 MYR 33.58

$6.45 Rp 117.0K

27.91%

Internet (50+ Mbps, Unlimited Data)

$27.11 MYR 110

$18.58 Rp 337.1K

45.91%

Gym Membership (Monthly)

$41.78 MYR 170

$49.48 Rp 897.9K

-15.56%

Tennis Court (1 Hour on Weekend)

$6.29 MYR 25.62

$17.65 Rp 320.2K

-64.36%

Cinema Ticket

$4.79 MYR 19.49

$4.27 Rp 77.6K

12.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$123 MYR 500

$491 Rp 8.9M

-74.94%

International Primary School, 1 Child (Yearly)

$10.3K MYR 42.1K

$5,674 Rp 103.0M

82.12%

Jeans (Levis 501 Or Similar)

$52.0 MYR 211

$44.64 Rp 810.0K

16.40%

Summer Dress (H&M, Zara, etc)

$30.15 MYR 123

$34.95 Rp 634.2K

-13.73%

Sport Shoes (Adidas, Nike)

$78.6 MYR 320

$79.9 Rp 1.4M

-1.58%

Men's Leather Business Shoes

$86.0 MYR 350

$79.4 Rp 1.4M

8.25%

1-bedroom Apartment, City Center (Monthly)

$434 MYR 1,767

$1,125 Rp 20.4M

-61.41%

1-bedroom Apartment, Outside City Center (Monthly)

$288 MYR 1,171

$671 Rp 12.2M

-57.15%

3-bedroom Apartment, City Center (Monthly)

$636 MYR 2,589

$3,565 Rp 64.7M

-82.16%

3-bedroom Apartment, Outside City Center (Monthly)

$546 MYR 2,223

$1,723 Rp 31.3M

-68.31%

Buy Apartment in City Center (m2)

$2,062 MYR 8,395

$2,732 Rp 49.6M

-24.50%

Buy Apartment Outside City Center (m2)

$1,069 MYR 4,351

$2,284 Rp 41.4M

-53.20%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

13.78

-67.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kemaman: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kemaman

$288 32.1%

Ubud, Bali

$672 49.8% 133% $384

Groceries & Markets

Kemaman

$243 27.1%

Ubud, Bali

$288 21.4% 18.6% $45

Clothing & Footwear

Kemaman

$111 12.4%

Ubud, Bali

$108 8% 3.2% $3.5

Eating Out

Kemaman

$102 11.4%

Ubud, Bali

$108 8% 5.1% $5.3

Monthly Utilities & Internet

Kemaman

$84 9.4%

Ubud, Bali

$104 7.7% 23.3% $20

Sport & Entertainment

Kemaman

$51 5.7%

Ubud, Bali

$58 4.3% 13% $6.7

Getting Around

Kemaman

$17 1.9%

Ubud, Bali

$11 0.9% 32.2% $5.4

Cost Breakdown

A central one-bedroom costs $434 in Kemaman versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $15 in Kemaman versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $243 vs $288 – making Kemaman the more affordable choice for daily food spending.

Good to know

🇲🇾 Kemaman

🇮🇩 Ubud, Bali

🕒 Local time

01:35 1:35 AM

Same time as Kemaman

🌤 Weather

👥 Population

215,582

74,800

💱 Currency

Malaysian Ringgit MYR RM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 MYR = 0.246 USD

1 MYR = 0.22 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MYR – Malaysian Ringgit Converter

🇺🇸 United States Dollar ($)

🇲🇾 Malaysian Ringgit (RM)

Malaysian Ringgit exchange rates as of November 2, 2026: 1 USD = 4.07 MYR (1 MYR = 0.246 USD). 1 EUR = 4.54 MYR (1 MYR = 0.22 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

USD to MYR in detail →

On the map

Lowest

Highest

Between locations

Kemaman Ubud, Bali 1,930 km ≈ 3 h nonstop flight

From you

Kemaman
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kemaman vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 50%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,346 per month in Kemaman and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kemaman, especially for central apartments: a one-bedroom in the center costs $434 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $15 in Kemaman and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $897 in Kemaman and $1,349 in Ubud, Bali. That makes Kemaman about 33% cheaper.

A $1,000 monthly budget goes further in Kemaman, where all-in costs run around $897, than in Ubud, Bali at $1,349. In Kemaman it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kemaman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.