🙂A single person spends $909 per month in Kemaman vs $1,368 in Ubud, Bali, rent included.
🙂A couple spends around $1,334 per month in Kemaman vs $2,348 in Ubud, Bali, rent included.
🙂A family of three spends $1,760 per month in Kemaman vs $3,327 in Ubud, Bali, rent included.
🙂Kemaman is about 34% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Kemaman sits 34% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Kemaman
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.73MYR 11.18
$3.44Rp 61.0K
-20.64%
Three-Course Dinner for Two, Mid-Range
$14.83MYR 60.7
$36.31Rp 644.5K
-59.16%
Fast Food Meal(McDonalds, etc)
$4.33MYR 17.73
$5.71Rp 101.3K
-24.17%
Cappuccino
$3.13MYR 12.82
$2.67Rp 47.4K
17.23%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.48MYR 1.96
$1.75Rp 31.1K
-72.57%
Water(0.33 liter bottle)
$0.39MYR 1.58
$0.87Rp 15.5K
-55.17%
Local Beer(0.5 liter draught)
$3.42MYR 13.98
$2.95Rp 52.4K
15.93%
Imported Beer(0.33 liter bottle)
$5.79MYR 23.71
$4.52Rp 80.2K
28.10%
🛒 Groceries & Markets
Kemaman
Ubud, Bali
Difference
Milk(1 liter)
$1.89MYR 7.72
$1.62Rp 28.7K
16.67%
White Bread(500g)
$1.05MYR 4.28
$2.33Rp 41.4K
-54.94%
Rice(white)(1kg)
$1.00MYR 4.09
$1.11Rp 19.7K
-9.91%
Eggs
$1.15MYR 4.70
$2.20Rp 39.1K
-47.73%
Local Cheese(1kg)
$10.11MYR 41.39
$17.69Rp 314.0K
-42.85%
Chicken Fillets(1kg)
$3.23MYR 13.21
$4.10Rp 72.7K
-21.22%
Beef Round Steak(1kg)
$9.43MYR 38.61
$12.18Rp 216.1K
-22.58%
Apples(1kg)
$3.57MYR 14.59
$3.71Rp 65.8K
-3.77%
Banana(1kg)
$1.91MYR 7.82
$1.59Rp 28.2K
20.13%
Oranges(1kg)
$2.79MYR 11.41
$2.28Rp 40.5K
22.37%
Tomato(1kg)
$1.77MYR 7.26
$1.95Rp 34.7K
-9.23%
Potato(1kg)
$2.15MYR 8.82
$1.91Rp 33.8K
12.57%
Onion(1kg)
$2.02MYR 8.28
$2.33Rp 41.4K
-13.30%
Lettuce(1 head)
$1.44MYR 5.88
$1.01Rp 17.9K
42.57%
Water(1.5 liter bottle)
$0.51MYR 2.08
$0.55Rp 9,795
-7.27%
Cigarettes 20 Pack(Marlboro, Camel)
$4.44MYR 18.15
$2.23Rp 39.6K
99.10%
Wine(Bottle)
$18.95MYR 77.6
$23.07Rp 409.5K
-17.86%
Local Beer(0.5 liter bottle)
$2.68MYR 10.99
$2.42Rp 42.9K
10.74%
Imported Beer(0.33 liter bottle)
$4.61MYR 18.86
$3.00Rp 53.2K
53.67%
🚌 Getting Around
Kemaman
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.71MYR 2.90
$0.27Rp 4,825
162.96%
Public Transport Monthly Pass(Regular Price)
$11.71MYR 47.94
$8.98Rp 159.4K
30.40%
Taxi Start(Normal Tariff)
$1.22MYR 4.98
$0.48Rp 8,586
154.17%
Taxi(Normal Tariff)(1km)
$0.36MYR 1.46
$0.43Rp 7,697
-16.28%
Taxi 1hour Waiting(Normal Tariff)
$9.25MYR 37.85
$5.64Rp 100.1K
64.01%
Gasoline(1 liter)
$0.49MYR 2.00
$0.80Rp 14.3K
-38.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.2KMYR 172.5K
$24.9KRp 442.7M
68.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0KMYR 134.9K
$31.7KRp 562.8M
3.91%
🧾 Monthly Utilities & Internet
Kemaman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$49.20MYR 201
$81.5Rp 1.4M
-39.60%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.44MYR 34.55
$6.49Rp 115.2K
30.05%
Internet(50+ Mbps, Unlimited Data)
$26.89MYR 110
$18.77Rp 333.1K
43.26%
🎉 Sport & Entertainment
Kemaman
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.26MYR 144
$56.9Rp 1.0M
-38.00%
Tennis Court(1 Hour on Weekend)
$7.08MYR 29.00
$18.73Rp 332.4K
-62.20%
Cinema Ticket
$4.84MYR 19.82
$4.54Rp 80.5K
6.61%
🧸 Childcare & Education
Kemaman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$123MYR 503
$481Rp 8.5M
-74.44%
International Primary School, 1 Child(Yearly)
$10.6KMYR 43.2K
$5,711Rp 101.4M
84.94%
👕👟 Clothing & Footwear
Kemaman
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$51.2MYR 209
$45.52Rp 807.9K
12.37%
Summer Dress(H&M, Zara, etc)
$30.30MYR 124
$35.88Rp 636.9K
-15.55%
Sport Shoes(Adidas, Nike)
$79.2MYR 324
$80.4Rp 1.4M
-1.53%
Men's Leather Business Shoes
$86.5MYR 354
$78.7Rp 1.4M
9.89%
🏠 Accommodation & Living
Kemaman
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$402MYR 1,645
$1,115Rp 19.8M
-63.94%
1-bedroom Apartment, Outside City Center(Monthly)
$335MYR 1,372
$698Rp 12.4M
-51.96%
3-bedroom Apartment, City Center(Monthly)
$671MYR 2,746
$3,637Rp 64.5M
-81.55%
3-bedroom Apartment, Outside City Center(Monthly)
$535MYR 2,189
$1,737Rp 30.8M
-69.21%
Buy Apartment in City Center(m2)
$2,067MYR 8,461
$2,784Rp 49.4M
-25.75%
Buy Apartment Outside City Center(m2)
$1,025MYR 4,194
$2,290Rp 40.6M
-55.25%
💵 Salaries & Financials
Kemaman
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$168Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.51
13.78
-67.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kemaman: September 14, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $402 in Kemaman versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $15.00 in Kemaman versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $245 vs $295 – making Kemaman the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kemaman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kemaman?
Yes – Ubud, Bali is pricier by about 51%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,363 per month in Kemaman and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kemaman, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Kemaman or in Ubud, Bali?
A mid-range dinner for two costs $15.00 in Kemaman and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Kemaman and in Ubud, Bali?
Monthly expenses with rent come to $909 in Kemaman and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Kemaman or in Ubud, Bali?
A $1,500 monthly budget goes further in Kemaman, where all-in costs run around $909, than in Ubud, Bali at $1,368. In Kemaman it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Kemaman or Ubud, Bali more family-friendly?
Families tend to lean toward Kemaman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kemaman or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kemaman. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.