🙂A single person spends $965 per month in Kemaman vs $1,392 in Ubud, Bali, rent included.
🙂A couple spends around $1,413 per month in Kemaman vs $2,557 in Ubud, Bali, rent included.
🙂A family of three spends $1,861 per month in Kemaman vs $3,723 in Ubud, Bali, rent included.
🙂Kemaman is about 31% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.
📊Kemaman sits 27% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Kemaman
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.61MYR 10.64
$3.57Rp 64.3K
-26.89%
Three-Course Dinner for Two, Mid-Range
$14.15MYR 57.8
$32.32Rp 581.4K
-56.22%
Fast Food Meal(McDonalds, etc)
$3.67MYR 15.00
$5.01Rp 90.1K
-26.75%
Cappuccino
$2.33MYR 9.51
$2.82Rp 50.8K
-17.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.46MYR 1.86
$1.35Rp 24.3K
-65.93%
Water(0.33 liter bottle)
$0.34MYR 1.39
$0.73Rp 13.1K
-53.42%
Local Beer(0.5 liter draught)
$4.32MYR 17.64
$2.93Rp 52.8K
47.44%
Imported Beer(0.33 liter bottle)
$5.46MYR 22.29
$3.94Rp 70.8K
38.58%
🛒 Groceries & Markets
Kemaman
Ubud, Bali
Difference
Milk(1 liter)
$1.82MYR 7.44
$1.78Rp 32.0K
2.25%
White Bread(500g)
$0.97MYR 3.98
$2.45Rp 44.1K
-60.41%
Rice(white)(1kg)
$0.91MYR 3.73
$1.15Rp 20.7K
-20.87%
Eggs
$1.15MYR 4.71
$2.41Rp 43.4K
-52.28%
Local Cheese(1kg)
$13.96MYR 57.0
$14.33Rp 257.8K
-2.58%
Chicken Fillets(1kg)
$3.75MYR 15.33
$4.19Rp 75.3K
-10.50%
Beef Round Steak(1kg)
$9.68MYR 39.53
$12.06Rp 216.9K
-19.73%
Apples(1kg)
$4.01MYR 16.37
$3.64Rp 65.4K
10.16%
Banana(1kg)
$1.77MYR 7.22
$1.57Rp 28.2K
12.74%
Oranges(1kg)
$3.35MYR 13.67
$2.79Rp 50.1K
20.07%
Tomato(1kg)
$2.61MYR 10.66
$2.24Rp 40.3K
16.52%
Potato(1kg)
$1.75MYR 7.13
$1.98Rp 35.6K
-11.62%
Onion(1kg)
$0.99MYR 4.06
$2.28Rp 41.0K
-56.58%
Lettuce(1 head)
$1.08MYR 4.41
$1.05Rp 19.0K
2.86%
Water(1.5 liter bottle)
$0.46MYR 1.87
$0.79Rp 14.2K
-41.77%
Cigarettes 20 Pack(Marlboro, Camel)
$4.14MYR 16.90
$3.19Rp 57.4K
29.78%
Wine(Bottle)
$19.53MYR 79.8
$23.49Rp 422.6K
-16.86%
Local Beer(0.5 liter bottle)
$4.30MYR 17.54
$2.90Rp 52.1K
48.28%
Imported Beer(0.33 liter bottle)
$5.48MYR 22.38
$2.76Rp 49.6K
98.55%
🚌 Getting Around
Kemaman
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.69MYR 2.83
$0.27Rp 4,796
155.56%
Public Transport Monthly Pass(Regular Price)
$11.61MYR 47.40
$8.37Rp 150.5K
38.71%
Taxi Start(Normal Tariff)
$1.20MYR 4.90
$0.45Rp 8,138
166.67%
Taxi(Normal Tariff)(1km)
$1.09MYR 4.45
$0.46Rp 8,269
136.96%
Taxi 1hour Waiting(Normal Tariff)
$4.35MYR 17.75
$6.07Rp 109.2K
-28.34%
Gasoline(1 liter)
$0.46MYR 1.88
$0.86Rp 15.6K
-46.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.9KMYR 175.3K
$26.6KRp 478.3M
61.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6KMYR 128.9K
$32.5KRp 585.6M
-2.99%
🧾 Monthly Utilities & Internet
Kemaman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$73.8MYR 301
$79.0Rp 1.4M
-6.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.71MYR 39.65
$4.09Rp 73.6K
137.41%
Internet(50+ Mbps, Unlimited Data)
$28.92MYR 118
$23.85Rp 429.0K
21.26%
🎉 Sport & Entertainment
Kemaman
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.88MYR 151
$98.8Rp 1.8M
-62.66%
Tennis Court(1 Hour on Weekend)
$5.82MYR 23.78
$6.35Rp 114.3K
-8.35%
Cinema Ticket
$5.51MYR 22.48
$4.01Rp 72.1K
37.41%
🧸 Childcare & Education
Kemaman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$120MYR 490
$297Rp 5.3M
-59.64%
International Primary School, 1 Child(Yearly)
$4,311MYR 17.6K
$6,602Rp 118.8M
-34.69%
👕👟 Clothing & Footwear
Kemaman
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$108MYR 440
$53.4Rp 961.1K
101.87%
Summer Dress(H&M, Zara, etc)
$27.82MYR 114
$38.11Rp 685.7K
-27.00%
Sport Shoes(Adidas, Nike)
$74.5MYR 304
$88.7Rp 1.6M
-16.00%
Men's Leather Business Shoes
$78.9MYR 322
$76.6Rp 1.4M
3.03%
🏠 Accommodation & Living
Kemaman
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$380MYR 1,553
$1,020Rp 18.3M
-62.71%
1-bedroom Apartment, Outside City Center(Monthly)
$264MYR 1,080
$680Rp 12.2M
-61.12%
3-bedroom Apartment, City Center(Monthly)
$651MYR 2,658
$3,469Rp 62.4M
-81.24%
3-bedroom Apartment, Outside City Center(Monthly)
$470MYR 1,918
$2,090Rp 37.6M
-77.53%
Buy Apartment in City Center(m2)
$2,013MYR 8,220
$2,729Rp 49.1M
-26.23%
Buy Apartment Outside City Center(m2)
$1,152MYR 4,705
$2,295Rp 41.3M
-49.80%
💵 Salaries & Financials
Kemaman
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$164Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.96
13.28
-70.18%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kemaman: July 27, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $380 in Kemaman versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $14.00 in Kemaman versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $272 vs $298 – making Kemaman the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kemaman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kemaman?
Yes – Ubud, Bali is pricier by about 44%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,448 per month in Kemaman and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kemaman, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Kemaman or in Ubud, Bali?
A mid-range dinner for two costs $14.00 in Kemaman and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Kemaman and in Ubud, Bali?
Monthly expenses with rent come to $965 in Kemaman and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Kemaman or in Ubud, Bali?
A $1,500 monthly budget goes further in Kemaman, where all-in costs run around $965, than in Ubud, Bali at $1,392. In Kemaman it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Kemaman or Ubud, Bali more family-friendly?
Families tend to lean toward Kemaman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kemaman or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kemaman. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.