🙂A single person spends $957 per month in Kemaman vs $1,404 in Ubud, Bali, rent included.
🙂A couple spends around $1,416 per month in Kemaman vs $2,549 in Ubud, Bali, rent included.
🙂A family of three spends $1,876 per month in Kemaman vs $3,694 in Ubud, Bali, rent included.
🙂Kemaman is about 32% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.
📊Kemaman sits 29% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Kemaman
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.52MYR 10.20
$3.57Rp 64.0K
-29.41%
Three-Course Dinner for Two, Mid-Range
$14.10MYR 57.2
$32.50Rp 582.3K
-56.62%
Fast Food Meal(McDonalds, etc)
$3.70MYR 14.99
$4.86Rp 87.1K
-23.87%
Cappuccino
$2.29MYR 9.30
$2.75Rp 49.2K
-16.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.49MYR 1.99
$1.32Rp 23.7K
-62.88%
Water(0.33 liter bottle)
$0.34MYR 1.38
$0.70Rp 12.6K
-51.43%
Local Beer(0.5 liter draught)
$4.29MYR 17.40
$2.91Rp 52.2K
47.42%
Imported Beer(0.33 liter bottle)
$5.46MYR 22.16
$3.79Rp 68.0K
44.06%
🛒 Groceries & Markets
Kemaman
Ubud, Bali
Difference
Milk(1 liter)
$1.87MYR 7.59
$1.71Rp 30.6K
9.36%
White Bread(500g)
$1.00MYR 4.06
$2.47Rp 44.3K
-59.51%
Rice(white)(1kg)
$0.98MYR 3.97
$1.20Rp 21.5K
-18.33%
Eggs
$1.16MYR 4.72
$2.44Rp 43.8K
-52.46%
Local Cheese(1kg)
$14.17MYR 57.4
$14.38Rp 257.7K
-1.46%
Chicken Fillets(1kg)
$3.72MYR 15.07
$4.31Rp 77.1K
-13.69%
Beef Round Steak(1kg)
$9.71MYR 39.36
$12.21Rp 218.7K
-20.48%
Apples(1kg)
$3.97MYR 16.11
$3.68Rp 66.0K
7.88%
Banana(1kg)
$1.75MYR 7.10
$1.55Rp 27.8K
12.90%
Oranges(1kg)
$3.29MYR 13.36
$2.79Rp 49.9K
17.92%
Tomato(1kg)
$2.52MYR 10.23
$2.33Rp 41.8K
8.15%
Potato(1kg)
$1.70MYR 6.90
$1.97Rp 35.3K
-13.71%
Onion(1kg)
$1.00MYR 4.07
$2.31Rp 41.4K
-56.71%
Lettuce(1 head)
$1.07MYR 4.34
$1.06Rp 19.1K
0.94%
Water(1.5 liter bottle)
$0.49MYR 1.99
$0.73Rp 13.1K
-32.88%
Cigarettes 20 Pack(Marlboro, Camel)
$4.33MYR 17.58
$3.28Rp 58.8K
32.01%
Wine(Bottle)
$20.19MYR 81.9
$22.79Rp 408.4K
-11.41%
Local Beer(0.5 liter bottle)
$4.38MYR 17.77
$2.81Rp 50.3K
55.87%
Imported Beer(0.33 liter bottle)
$5.44MYR 22.06
$2.78Rp 49.9K
95.68%
🚌 Getting Around
Kemaman
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.74MYR 3.02
$0.29Rp 5,217
155.17%
Public Transport Monthly Pass(Regular Price)
$11.70MYR 47.45
$8.06Rp 144.4K
45.16%
Taxi Start(Normal Tariff)
$1.15MYR 4.65
$0.45Rp 8,047
155.56%
Taxi(Normal Tariff)(1km)
$1.10MYR 4.45
$0.45Rp 8,094
144.44%
Taxi 1hour Waiting(Normal Tariff)
$4.23MYR 17.15
$6.24Rp 111.7K
-32.21%
Gasoline(1 liter)
$0.49MYR 2.01
$0.85Rp 15.2K
-42.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.0KMYR 178.3K
$26.0KRp 465.4M
69.25%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8KMYR 129.1K
$31.7KRp 567.2M
0.54%
🧾 Monthly Utilities & Internet
Kemaman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$74.5MYR 302
$80.8Rp 1.4M
-7.73%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.68MYR 39.23
$4.06Rp 72.7K
138.42%
Internet(50+ Mbps, Unlimited Data)
$27.84MYR 113
$24.42Rp 437.6K
14.00%
🎉 Sport & Entertainment
Kemaman
Ubud, Bali
Difference
Gym Membership(Monthly)
$37.27MYR 151
$97.7Rp 1.7M
-61.84%
Tennis Court(1 Hour on Weekend)
$5.86MYR 23.78
$6.45Rp 115.5K
-9.15%
Cinema Ticket
$5.73MYR 23.23
$4.04Rp 72.4K
41.83%
🧸 Childcare & Education
Kemaman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$117MYR 476
$304Rp 5.4M
-61.37%
International Primary School, 1 Child(Yearly)
$4,262MYR 17.3K
$6,621Rp 118.6M
-35.63%
👕👟 Clothing & Footwear
Kemaman
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$108MYR 440
$54.2Rp 971.7K
99.98%
Summer Dress(H&M, Zara, etc)
$27.79MYR 113
$38.78Rp 694.7K
-28.34%
Sport Shoes(Adidas, Nike)
$75.3MYR 305
$86.1Rp 1.5M
-12.61%
Men's Leather Business Shoes
$78.4MYR 318
$76.7Rp 1.4M
2.20%
🏠 Accommodation & Living
Kemaman
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$389MYR 1,578
$986Rp 17.7M
-60.52%
1-bedroom Apartment, Outside City Center(Monthly)
$265MYR 1,073
$658Rp 11.8M
-59.78%
3-bedroom Apartment, City Center(Monthly)
$655MYR 2,656
$3,369Rp 60.4M
-80.56%
3-bedroom Apartment, Outside City Center(Monthly)
$467MYR 1,894
$2,066Rp 37.0M
-77.39%
Buy Apartment in City Center(m2)
$1,765MYR 7,157
$2,741Rp 49.1M
-35.62%
Buy Apartment Outside City Center(m2)
$896MYR 3,631
$2,228Rp 39.9M
-59.80%
💵 Salaries & Financials
Kemaman
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.96
13.28
-70.18%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kemaman: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A central one-bedroom costs $389 in Kemaman versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $14.00 in Kemaman versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $274 vs $297 – making Kemaman the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kemaman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kemaman?
Yes – Ubud, Bali is pricier by about 47%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,435 per month in Kemaman and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kemaman, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Kemaman or Ubud, Bali?
A mid-range dinner for two costs $14.00 in Kemaman and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Kemaman vs Ubud, Bali?
Monthly expenses with rent come to $957 in Kemaman and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for Kemaman or Ubud, Bali?
A $1,500 monthly budget goes further in Kemaman, where all-in costs run around $957, than in Ubud, Bali at $1,404. In Kemaman it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Kemaman or Ubud, Bali more family-friendly?
Families tend to lean toward Kemaman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kemaman or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kemaman. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.