Cost of Living Comparison Between Kemaman and Ubud, Bali Cost of Living Comparison Between Kemaman and Ubud, Bali

Monthly Cost of Living

A single person spends $965 per month in Kemaman vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,413 per month in Kemaman vs $2,557 in Ubud, Bali, rent included.

A family of three spends $1,861 per month in Kemaman vs $3,723 in Ubud, Bali, rent included.

Kemaman is about 31% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Kemaman sits 27% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Kemaman
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.61 MYR 10.64
$3.57 Rp 64.3K
-26.89%
Three-Course Dinner for Two, Mid-Range
$14.15 MYR 57.8
$32.32 Rp 581.4K
-56.22%
Fast Food Meal (McDonalds, etc)
$3.67 MYR 15.00
$5.01 Rp 90.1K
-26.75%
Cappuccino
$2.33 MYR 9.51
$2.82 Rp 50.8K
-17.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.46 MYR 1.86
$1.35 Rp 24.3K
-65.93%
Water (0.33 liter bottle)
$0.34 MYR 1.39
$0.73 Rp 13.1K
-53.42%
Local Beer (0.5 liter draught)
$4.32 MYR 17.64
$2.93 Rp 52.8K
47.44%
Imported Beer (0.33 liter bottle)
$5.46 MYR 22.29
$3.94 Rp 70.8K
38.58%
🛒 Groceries & Markets
Kemaman
Ubud, Bali
Difference
Milk (1 liter)
$1.82 MYR 7.44
$1.78 Rp 32.0K
2.25%
White Bread (500g)
$0.97 MYR 3.98
$2.45 Rp 44.1K
-60.41%
Rice (white) (1kg)
$0.91 MYR 3.73
$1.15 Rp 20.7K
-20.87%
Eggs
$1.15 MYR 4.71
$2.41 Rp 43.4K
-52.28%
Local Cheese (1kg)
$13.96 MYR 57.0
$14.33 Rp 257.8K
-2.58%
Chicken Fillets (1kg)
$3.75 MYR 15.33
$4.19 Rp 75.3K
-10.50%
Beef Round Steak (1kg)
$9.68 MYR 39.53
$12.06 Rp 216.9K
-19.73%
Apples (1kg)
$4.01 MYR 16.37
$3.64 Rp 65.4K
10.16%
Banana (1kg)
$1.77 MYR 7.22
$1.57 Rp 28.2K
12.74%
Oranges (1kg)
$3.35 MYR 13.67
$2.79 Rp 50.1K
20.07%
Tomato (1kg)
$2.61 MYR 10.66
$2.24 Rp 40.3K
16.52%
Potato (1kg)
$1.75 MYR 7.13
$1.98 Rp 35.6K
-11.62%
Onion (1kg)
$0.99 MYR 4.06
$2.28 Rp 41.0K
-56.58%
Lettuce (1 head)
$1.08 MYR 4.41
$1.05 Rp 19.0K
2.86%
Water (1.5 liter bottle)
$0.46 MYR 1.87
$0.79 Rp 14.2K
-41.77%
Cigarettes 20 Pack (Marlboro, Camel)
$4.14 MYR 16.90
$3.19 Rp 57.4K
29.78%
Wine (Bottle)
$19.53 MYR 79.8
$23.49 Rp 422.6K
-16.86%
Local Beer (0.5 liter bottle)
$4.30 MYR 17.54
$2.90 Rp 52.1K
48.28%
Imported Beer (0.33 liter bottle)
$5.48 MYR 22.38
$2.76 Rp 49.6K
98.55%
🚌 Getting Around
Kemaman
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.69 MYR 2.83
$0.27 Rp 4,796
155.56%
Public Transport Monthly Pass (Regular Price)
$11.61 MYR 47.40
$8.37 Rp 150.5K
38.71%
Taxi Start (Normal Tariff)
$1.20 MYR 4.90
$0.45 Rp 8,138
166.67%
Taxi (Normal Tariff) (1km)
$1.09 MYR 4.45
$0.46 Rp 8,269
136.96%
Taxi 1hour Waiting (Normal Tariff)
$4.35 MYR 17.75
$6.07 Rp 109.2K
-28.34%
Gasoline (1 liter)
$0.46 MYR 1.88
$0.86 Rp 15.6K
-46.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.9K MYR 175.3K
$26.6K Rp 478.3M
61.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K MYR 128.9K
$32.5K Rp 585.6M
-2.99%
🧾 Monthly Utilities & Internet
Kemaman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.8 MYR 301
$79.0 Rp 1.4M
-6.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.71 MYR 39.65
$4.09 Rp 73.6K
137.41%
Internet (50+ Mbps, Unlimited Data)
$28.92 MYR 118
$23.85 Rp 429.0K
21.26%
🎉 Sport & Entertainment
Kemaman
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.88 MYR 151
$98.8 Rp 1.8M
-62.66%
Tennis Court (1 Hour on Weekend)
$5.82 MYR 23.78
$6.35 Rp 114.3K
-8.35%
Cinema Ticket
$5.51 MYR 22.48
$4.01 Rp 72.1K
37.41%
🧸 Childcare & Education
Kemaman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$120 MYR 490
$297 Rp 5.3M
-59.64%
International Primary School, 1 Child (Yearly)
$4,311 MYR 17.6K
$6,602 Rp 118.8M
-34.69%
👕👟 Clothing & Footwear
Kemaman
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$108 MYR 440
$53.4 Rp 961.1K
101.87%
Summer Dress (H&M, Zara, etc)
$27.82 MYR 114
$38.11 Rp 685.7K
-27.00%
Sport Shoes (Adidas, Nike)
$74.5 MYR 304
$88.7 Rp 1.6M
-16.00%
Men's Leather Business Shoes
$78.9 MYR 322
$76.6 Rp 1.4M
3.03%
🏠 Accommodation & Living
Kemaman
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$380 MYR 1,553
$1,020 Rp 18.3M
-62.71%
1-bedroom Apartment, Outside City Center (Monthly)
$264 MYR 1,080
$680 Rp 12.2M
-61.12%
3-bedroom Apartment, City Center (Monthly)
$651 MYR 2,658
$3,469 Rp 62.4M
-81.24%
3-bedroom Apartment, Outside City Center (Monthly)
$470 MYR 1,918
$2,090 Rp 37.6M
-77.53%
Buy Apartment in City Center (m2)
$2,013 MYR 8,220
$2,729 Rp 49.1M
-26.23%
Buy Apartment Outside City Center (m2)
$1,152 MYR 4,705
$2,295 Rp 41.3M
-49.80%
💵 Salaries & Financials
Kemaman
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.96
13.28
-70.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kemaman: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $380 in Kemaman versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $14.00 in Kemaman versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $272 vs $298 – making Kemaman the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kemaman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kemaman?
Yes – Ubud, Bali is pricier by about 44%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,448 per month in Kemaman and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kemaman, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Kemaman or in Ubud, Bali?
A mid-range dinner for two costs $14.00 in Kemaman and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Kemaman and in Ubud, Bali?
Monthly expenses with rent come to $965 in Kemaman and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Kemaman or in Ubud, Bali?
A $1,500 monthly budget goes further in Kemaman, where all-in costs run around $965, than in Ubud, Bali at $1,392. In Kemaman it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Kemaman or Ubud, Bali more family-friendly?
Families tend to lean toward Kemaman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kemaman or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kemaman. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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