Cost of Living Comparison Between Kemaman and Ubud, Bali Cost of Living Comparison Between Kemaman and Ubud, Bali

Monthly Cost of Living

A single person spends $909 per month in Kemaman vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,334 per month in Kemaman vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,760 per month in Kemaman vs $3,327 in Ubud, Bali, rent included.

Kemaman is about 34% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kemaman sits 34% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Kemaman
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.73 MYR 11.18
$3.44 Rp 61.0K
-20.64%
Three-Course Dinner for Two, Mid-Range
$14.83 MYR 60.7
$36.31 Rp 644.5K
-59.16%
Fast Food Meal (McDonalds, etc)
$4.33 MYR 17.73
$5.71 Rp 101.3K
-24.17%
Cappuccino
$3.13 MYR 12.82
$2.67 Rp 47.4K
17.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.48 MYR 1.96
$1.75 Rp 31.1K
-72.57%
Water (0.33 liter bottle)
$0.39 MYR 1.58
$0.87 Rp 15.5K
-55.17%
Local Beer (0.5 liter draught)
$3.42 MYR 13.98
$2.95 Rp 52.4K
15.93%
Imported Beer (0.33 liter bottle)
$5.79 MYR 23.71
$4.52 Rp 80.2K
28.10%
🛒 Groceries & Markets
Kemaman
Ubud, Bali
Difference
Milk (1 liter)
$1.89 MYR 7.72
$1.62 Rp 28.7K
16.67%
White Bread (500g)
$1.05 MYR 4.28
$2.33 Rp 41.4K
-54.94%
Rice (white) (1kg)
$1.00 MYR 4.09
$1.11 Rp 19.7K
-9.91%
Eggs
$1.15 MYR 4.70
$2.20 Rp 39.1K
-47.73%
Local Cheese (1kg)
$10.11 MYR 41.39
$17.69 Rp 314.0K
-42.85%
Chicken Fillets (1kg)
$3.23 MYR 13.21
$4.10 Rp 72.7K
-21.22%
Beef Round Steak (1kg)
$9.43 MYR 38.61
$12.18 Rp 216.1K
-22.58%
Apples (1kg)
$3.57 MYR 14.59
$3.71 Rp 65.8K
-3.77%
Banana (1kg)
$1.91 MYR 7.82
$1.59 Rp 28.2K
20.13%
Oranges (1kg)
$2.79 MYR 11.41
$2.28 Rp 40.5K
22.37%
Tomato (1kg)
$1.77 MYR 7.26
$1.95 Rp 34.7K
-9.23%
Potato (1kg)
$2.15 MYR 8.82
$1.91 Rp 33.8K
12.57%
Onion (1kg)
$2.02 MYR 8.28
$2.33 Rp 41.4K
-13.30%
Lettuce (1 head)
$1.44 MYR 5.88
$1.01 Rp 17.9K
42.57%
Water (1.5 liter bottle)
$0.51 MYR 2.08
$0.55 Rp 9,795
-7.27%
Cigarettes 20 Pack (Marlboro, Camel)
$4.44 MYR 18.15
$2.23 Rp 39.6K
99.10%
Wine (Bottle)
$18.95 MYR 77.6
$23.07 Rp 409.5K
-17.86%
Local Beer (0.5 liter bottle)
$2.68 MYR 10.99
$2.42 Rp 42.9K
10.74%
Imported Beer (0.33 liter bottle)
$4.61 MYR 18.86
$3.00 Rp 53.2K
53.67%
🚌 Getting Around
Kemaman
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.71 MYR 2.90
$0.27 Rp 4,825
162.96%
Public Transport Monthly Pass (Regular Price)
$11.71 MYR 47.94
$8.98 Rp 159.4K
30.40%
Taxi Start (Normal Tariff)
$1.22 MYR 4.98
$0.48 Rp 8,586
154.17%
Taxi (Normal Tariff) (1km)
$0.36 MYR 1.46
$0.43 Rp 7,697
-16.28%
Taxi 1hour Waiting (Normal Tariff)
$9.25 MYR 37.85
$5.64 Rp 100.1K
64.01%
Gasoline (1 liter)
$0.49 MYR 2.00
$0.80 Rp 14.3K
-38.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.2K MYR 172.5K
$24.9K Rp 442.7M
68.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0K MYR 134.9K
$31.7K Rp 562.8M
3.91%
🧾 Monthly Utilities & Internet
Kemaman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$49.20 MYR 201
$81.5 Rp 1.4M
-39.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.44 MYR 34.55
$6.49 Rp 115.2K
30.05%
Internet (50+ Mbps, Unlimited Data)
$26.89 MYR 110
$18.77 Rp 333.1K
43.26%
🎉 Sport & Entertainment
Kemaman
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.26 MYR 144
$56.9 Rp 1.0M
-38.00%
Tennis Court (1 Hour on Weekend)
$7.08 MYR 29.00
$18.73 Rp 332.4K
-62.20%
Cinema Ticket
$4.84 MYR 19.82
$4.54 Rp 80.5K
6.61%
🧸 Childcare & Education
Kemaman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$123 MYR 503
$481 Rp 8.5M
-74.44%
International Primary School, 1 Child (Yearly)
$10.6K MYR 43.2K
$5,711 Rp 101.4M
84.94%
👕👟 Clothing & Footwear
Kemaman
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.2 MYR 209
$45.52 Rp 807.9K
12.37%
Summer Dress (H&M, Zara, etc)
$30.30 MYR 124
$35.88 Rp 636.9K
-15.55%
Sport Shoes (Adidas, Nike)
$79.2 MYR 324
$80.4 Rp 1.4M
-1.53%
Men's Leather Business Shoes
$86.5 MYR 354
$78.7 Rp 1.4M
9.89%
🏠 Accommodation & Living
Kemaman
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$402 MYR 1,645
$1,115 Rp 19.8M
-63.94%
1-bedroom Apartment, Outside City Center (Monthly)
$335 MYR 1,372
$698 Rp 12.4M
-51.96%
3-bedroom Apartment, City Center (Monthly)
$671 MYR 2,746
$3,637 Rp 64.5M
-81.55%
3-bedroom Apartment, Outside City Center (Monthly)
$535 MYR 2,189
$1,737 Rp 30.8M
-69.21%
Buy Apartment in City Center (m2)
$2,067 MYR 8,461
$2,784 Rp 49.4M
-25.75%
Buy Apartment Outside City Center (m2)
$1,025 MYR 4,194
$2,290 Rp 40.6M
-55.25%
💵 Salaries & Financials
Kemaman
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$168 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.51
13.78
-67.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kemaman: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $402 in Kemaman versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $15.00 in Kemaman versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $245 vs $295 – making Kemaman the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kemaman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kemaman?
Yes – Ubud, Bali is pricier by about 51%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,363 per month in Kemaman and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kemaman, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Kemaman or in Ubud, Bali?
A mid-range dinner for two costs $15.00 in Kemaman and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Kemaman and in Ubud, Bali?
Monthly expenses with rent come to $909 in Kemaman and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Kemaman or in Ubud, Bali?
A $1,500 monthly budget goes further in Kemaman, where all-in costs run around $909, than in Ubud, Bali at $1,368. In Kemaman it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Kemaman or Ubud, Bali more family-friendly?
Families tend to lean toward Kemaman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kemaman or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kemaman. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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