Cost of Living Comparison Between Kemaman and Ubud, Bali Cost of Living Comparison Between Kemaman and Ubud, Bali

Monthly Cost of Living

A single person spends $957 per month in Kemaman vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,416 per month in Kemaman vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,876 per month in Kemaman vs $3,694 in Ubud, Bali, rent included.

Kemaman is about 32% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Kemaman sits 29% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Kemaman
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.52 MYR 10.20
$3.57 Rp 64.0K
-29.41%
Three-Course Dinner for Two, Mid-Range
$14.10 MYR 57.2
$32.50 Rp 582.3K
-56.62%
Fast Food Meal (McDonalds, etc)
$3.70 MYR 14.99
$4.86 Rp 87.1K
-23.87%
Cappuccino
$2.29 MYR 9.30
$2.75 Rp 49.2K
-16.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.49 MYR 1.99
$1.32 Rp 23.7K
-62.88%
Water (0.33 liter bottle)
$0.34 MYR 1.38
$0.70 Rp 12.6K
-51.43%
Local Beer (0.5 liter draught)
$4.29 MYR 17.40
$2.91 Rp 52.2K
47.42%
Imported Beer (0.33 liter bottle)
$5.46 MYR 22.16
$3.79 Rp 68.0K
44.06%
🛒 Groceries & Markets
Kemaman
Ubud, Bali
Difference
Milk (1 liter)
$1.87 MYR 7.59
$1.71 Rp 30.6K
9.36%
White Bread (500g)
$1.00 MYR 4.06
$2.47 Rp 44.3K
-59.51%
Rice (white) (1kg)
$0.98 MYR 3.97
$1.20 Rp 21.5K
-18.33%
Eggs
$1.16 MYR 4.72
$2.44 Rp 43.8K
-52.46%
Local Cheese (1kg)
$14.17 MYR 57.4
$14.38 Rp 257.7K
-1.46%
Chicken Fillets (1kg)
$3.72 MYR 15.07
$4.31 Rp 77.1K
-13.69%
Beef Round Steak (1kg)
$9.71 MYR 39.36
$12.21 Rp 218.7K
-20.48%
Apples (1kg)
$3.97 MYR 16.11
$3.68 Rp 66.0K
7.88%
Banana (1kg)
$1.75 MYR 7.10
$1.55 Rp 27.8K
12.90%
Oranges (1kg)
$3.29 MYR 13.36
$2.79 Rp 49.9K
17.92%
Tomato (1kg)
$2.52 MYR 10.23
$2.33 Rp 41.8K
8.15%
Potato (1kg)
$1.70 MYR 6.90
$1.97 Rp 35.3K
-13.71%
Onion (1kg)
$1.00 MYR 4.07
$2.31 Rp 41.4K
-56.71%
Lettuce (1 head)
$1.07 MYR 4.34
$1.06 Rp 19.1K
0.94%
Water (1.5 liter bottle)
$0.49 MYR 1.99
$0.73 Rp 13.1K
-32.88%
Cigarettes 20 Pack (Marlboro, Camel)
$4.33 MYR 17.58
$3.28 Rp 58.8K
32.01%
Wine (Bottle)
$20.19 MYR 81.9
$22.79 Rp 408.4K
-11.41%
Local Beer (0.5 liter bottle)
$4.38 MYR 17.77
$2.81 Rp 50.3K
55.87%
Imported Beer (0.33 liter bottle)
$5.44 MYR 22.06
$2.78 Rp 49.9K
95.68%
🚌 Getting Around
Kemaman
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.74 MYR 3.02
$0.29 Rp 5,217
155.17%
Public Transport Monthly Pass (Regular Price)
$11.70 MYR 47.45
$8.06 Rp 144.4K
45.16%
Taxi Start (Normal Tariff)
$1.15 MYR 4.65
$0.45 Rp 8,047
155.56%
Taxi (Normal Tariff) (1km)
$1.10 MYR 4.45
$0.45 Rp 8,094
144.44%
Taxi 1hour Waiting (Normal Tariff)
$4.23 MYR 17.15
$6.24 Rp 111.7K
-32.21%
Gasoline (1 liter)
$0.49 MYR 2.01
$0.85 Rp 15.2K
-42.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.0K MYR 178.3K
$26.0K Rp 465.4M
69.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K MYR 129.1K
$31.7K Rp 567.2M
0.54%
🧾 Monthly Utilities & Internet
Kemaman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$74.5 MYR 302
$80.8 Rp 1.4M
-7.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.68 MYR 39.23
$4.06 Rp 72.7K
138.42%
Internet (50+ Mbps, Unlimited Data)
$27.84 MYR 113
$24.42 Rp 437.6K
14.00%
🎉 Sport & Entertainment
Kemaman
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.27 MYR 151
$97.7 Rp 1.7M
-61.84%
Tennis Court (1 Hour on Weekend)
$5.86 MYR 23.78
$6.45 Rp 115.5K
-9.15%
Cinema Ticket
$5.73 MYR 23.23
$4.04 Rp 72.4K
41.83%
🧸 Childcare & Education
Kemaman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$117 MYR 476
$304 Rp 5.4M
-61.37%
International Primary School, 1 Child (Yearly)
$4,262 MYR 17.3K
$6,621 Rp 118.6M
-35.63%
👕👟 Clothing & Footwear
Kemaman
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$108 MYR 440
$54.2 Rp 971.7K
99.98%
Summer Dress (H&M, Zara, etc)
$27.79 MYR 113
$38.78 Rp 694.7K
-28.34%
Sport Shoes (Adidas, Nike)
$75.3 MYR 305
$86.1 Rp 1.5M
-12.61%
Men's Leather Business Shoes
$78.4 MYR 318
$76.7 Rp 1.4M
2.20%
🏠 Accommodation & Living
Kemaman
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$389 MYR 1,578
$986 Rp 17.7M
-60.52%
1-bedroom Apartment, Outside City Center (Monthly)
$265 MYR 1,073
$658 Rp 11.8M
-59.78%
3-bedroom Apartment, City Center (Monthly)
$655 MYR 2,656
$3,369 Rp 60.4M
-80.56%
3-bedroom Apartment, Outside City Center (Monthly)
$467 MYR 1,894
$2,066 Rp 37.0M
-77.39%
Buy Apartment in City Center (m2)
$1,765 MYR 7,157
$2,741 Rp 49.1M
-35.62%
Buy Apartment Outside City Center (m2)
$896 MYR 3,631
$2,228 Rp 39.9M
-59.80%
💵 Salaries & Financials
Kemaman
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.96
13.28
-70.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kemaman: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $389 in Kemaman versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $14.00 in Kemaman versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $274 vs $297 – making Kemaman the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kemaman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kemaman?
Yes – Ubud, Bali is pricier by about 47%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,435 per month in Kemaman and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kemaman, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Kemaman or Ubud, Bali?
A mid-range dinner for two costs $14.00 in Kemaman and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Kemaman vs Ubud, Bali?
Monthly expenses with rent come to $957 in Kemaman and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for Kemaman or Ubud, Bali?
A $1,500 monthly budget goes further in Kemaman, where all-in costs run around $957, than in Ubud, Bali at $1,404. In Kemaman it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Kemaman or Ubud, Bali more family-friendly?
Families tend to lean toward Kemaman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kemaman or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kemaman. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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