Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kelowna

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,385 in Kelowna, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
114

Cost of Living Index in Kelowna
Learn more

Kelowna Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kelowna

🇨🇦 Canada

$2,385

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kelowna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kelowna actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,385 in Kelowna.

Ubud, Bali $1,349
Kelowna $2,385

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,545 in Kelowna.

Ubud, Bali $2,305
Kelowna $3,545

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,706 in Kelowna.

Ubud, Bali $3,261
Kelowna $4,706

Living in Ubud, Bali costs roughly 43% less than in Kelowna, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$16.69 CA$23.42

-80.11%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$58.4 CA$82.0

-38.98%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.50 CA$16.14

-51.91%

Cappuccino

$2.72 Rp 49.4K

$4.01 CA$5.62

-32.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.00 CA$2.80

-15.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.72 CA$2.41

-55.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.70 CA$6.60

-43.62%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.59 CA$7.84

-21.65%

Milk (1 liter)

$1.49 Rp 27.1K

$2.04 CA$2.87

-26.96%

White Bread (500g)

$2.28 Rp 41.4K

$2.82 CA$3.95

-19.15%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.59 CA$5.04

-66.85%

Eggs

$2.04 Rp 37.0K

$3.18 CA$4.46

-35.85%

Local Cheese (1kg)

$17.70 Rp 321.7K

$9.66 CA$13.56

83.23%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$13.28 CA$18.64

-70.18%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$21.55 CA$30.24

-43.43%

Apples (1kg)

$3.66 Rp 66.4K

$3.57 CA$5.01

2.52%

Banana (1kg)

$1.52 Rp 27.6K

$1.49 CA$2.09

2.01%

Oranges (1kg)

$2.23 Rp 40.5K

$3.51 CA$4.93

-36.47%

Tomato (1kg)

$1.97 Rp 35.9K

$4.76 CA$6.68

-58.61%

Potato (1kg)

$1.85 Rp 33.6K

$3.16 CA$4.43

-41.46%

Onion (1kg)

$2.42 Rp 44.1K

$3.13 CA$4.39

-22.68%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.57 CA$3.60

-61.48%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.98 CA$2.78

-74.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$14.37 CA$20.17

-84.55%

Wine (Bottle)

$22.24 Rp 404.2K

$13.81 CA$19.39

61.04%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.54 CA$3.56

-11.02%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.13 CA$4.39

-5.11%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.18 CA$3.06

-88.53%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$49.68 CA$69.7

-84.26%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.77 CA$3.89

-84.12%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.81 CA$2.54

-76.24%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$34.45 CA$48.35

-84.30%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.24 CA$1.74

-33.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$28.4K CA$39.9K

-16.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$21.1K CA$29.6K

50.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$128 CA$180

-38.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$44.58 CA$62.6

-85.53%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$58.4 CA$82.0

-68.20%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$56.3 CA$78.9

-12.04%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$30.66 CA$43.03

-42.43%

Cinema Ticket

$4.27 Rp 77.7K

$11.59 CA$16.27

-63.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,054 CA$1,479

-53.46%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$16.6K CA$23.3K

-65.88%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$48.90 CA$68.6

-8.71%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$41.53 CA$58.3

-15.84%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$84.9 CA$119

-5.86%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$98.1 CA$138

-19.04%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,395 CA$1,958

-19.37%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,218 CA$1,710

-44.88%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,455 CA$3,446

45.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,082 CA$2,921

-17.22%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,160 CA$5,838

-34.33%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,129 CA$4,391

-27.01%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,093 CA$4,341

-94.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.69

193.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kelowna: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kelowna

$1.2K 51.1% 81.4% $547

Groceries & Markets

Ubud, Bali

$288 21.4%

Kelowna

$397 16.6% 37.5% $108

Eating Out

Ubud, Bali

$108 8%

Kelowna

$266 11.1% 147% $158

Clothing & Footwear

Ubud, Bali

$108 8%

Kelowna

$123 5.2% 14.4% $16

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kelowna

$231 9.7% 122% $127

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kelowna

$79 3.3% 36.9% $21

Getting Around

Ubud, Bali

$11 0.9%

Kelowna

$70 2.9% 515% $59

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,395 in Kelowna. Housing cost is often the main lever when comparing two cities.

Kelowna pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $58 in Kelowna for a mid-range dinner for two. Groceries echo the gap at $288 vs $397 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Kelowna

🕒 Local time

07:02 7:02 AM

16:02 4:02 PM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

144,576

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kelowna 13,200 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Kelowna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kelowna: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $2,385 in Kelowna, so Ubud, Bali is about 43% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,395 in Kelowna. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,385 in Kelowna – Ubud, Bali is about 43% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 84% less than in Kelowna. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Kelowna, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kelowna are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Kelowna. Beyond cost, consider language, visa policies, and how big the international community is in each city.