Cost of Living Comparison Between Kelowna and Ubud, Bali Cost of Living Comparison Between Kelowna and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,460 in Kelowna versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $3,617 in Kelowna versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,774 in Kelowna versus $3,660 in Ubud, Bali.

Living in Kelowna is roughly 73% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Kelowna 84% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$18.26 CA$25.28

$3.56 Rp 63.7K

412.92%

Three-Course Dinner for Two, Mid-Range

$66.9 CA$92.6

$32.73 Rp 584.5K

104.40%

Fast Food Meal (McDonalds, etc)

$11.17 CA$15.47

$4.95 Rp 88.4K

125.66%

Cappuccino

$4.38 CA$6.06

$2.71 Rp 48.4K

61.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.02

$1.34 Rp 24.0K

62.69%

Water (0.33 liter bottle)

$1.73 CA$2.39

$0.70 Rp 12.5K

147.14%

Local Beer (0.5 liter draught)

$5.98 CA$8.28

$2.92 Rp 52.1K

104.79%

Imported Beer (0.33 liter bottle)

$6.11 CA$8.46

$3.96 Rp 70.7K

54.29%

Milk (1 liter)

$1.97 CA$2.72

$1.81 Rp 32.3K

8.84%

White Bread (500g)

$3.19 CA$4.42

$2.52 Rp 45.0K

26.59%

Rice (white) (1kg)

$3.15 CA$4.36

$1.16 Rp 20.7K

171.55%

Eggs

$3.86 CA$5.35

$2.46 Rp 43.9K

56.91%

Local Cheese (1kg)

$11.10 CA$15.36

$14.71 Rp 262.7K

-24.54%

Chicken Fillets (1kg)

$14.87 CA$20.59

$4.32 Rp 77.1K

244.21%

Beef Round Steak (1kg)

$19.87 CA$27.51

$12.14 Rp 216.7K

63.67%

Apples (1kg)

$3.73 CA$5.17

$3.84 Rp 68.6K

-2.86%

Banana (1kg)

$1.41 CA$1.95

$1.56 Rp 27.8K

-9.62%

Oranges (1kg)

$3.77 CA$5.22

$2.83 Rp 50.6K

33.22%

Tomato (1kg)

$4.04 CA$5.59

$2.33 Rp 41.5K

73.39%

Potato (1kg)

$2.59 CA$3.58

$1.91 Rp 34.2K

35.60%

Onion (1kg)

$2.93 CA$4.06

$2.20 Rp 39.3K

33.18%

Lettuce (1 head)

$2.72 CA$3.77

$1.01 Rp 18.1K

169.31%

Water (1.5 liter bottle)

$1.79 CA$2.48

$0.78 Rp 13.8K

129.49%

Cigarettes 20 Pack (Marlboro, Camel)

$15.02 CA$20.79

$3.32 Rp 59.2K

352.41%

Wine (Bottle)

$13.79 CA$19.09

$23.74 Rp 423.9K

-41.91%

Local Beer (0.5 liter bottle)

$2.46 CA$3.41

$2.79 Rp 49.8K

-11.83%

Imported Beer (0.33 liter bottle)

$3.11 CA$4.31

$2.86 Rp 51.1K

8.74%

One-way Ticket (Public Transport)

$1.89 CA$2.62

$0.27 Rp 4,800

600.00%

Public Transport Monthly Pass (Regular Price)

$50.7 CA$70.3

$8.03 Rp 143.4K

531.76%

Taxi Start (Normal Tariff)

$3.04 CA$4.21

$0.46 Rp 8,150

560.87%

Taxi (Normal Tariff) (1km)

$1.69 CA$2.34

$0.45 Rp 8,037

275.56%

Taxi 1hour Waiting (Normal Tariff)

$35.11 CA$48.61

$6.10 Rp 108.9K

475.57%

Gasoline (1 liter)

$1.26 CA$1.74

$0.79 Rp 14.2K

59.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.5K

$26.1K Rp 467.0M

-4.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.8K

$32.1K Rp 573.6M

-37.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$195

$79.9 Rp 1.4M

76.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.4 CA$72.6

$4.06 Rp 72.6K

1190.64%

Internet (50+ Mbps, Unlimited Data)

$66.9 CA$92.7

$23.52 Rp 420.0K

184.52%

Gym Membership (Monthly)

$44.18 CA$61.2

$98.7 Rp 1.8M

-55.24%

Tennis Court (1 Hour on Weekend)

$31.88 CA$44.14

$6.63 Rp 118.4K

380.84%

Cinema Ticket

$11.64 CA$16.12

$4.15 Rp 74.1K

180.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,055 CA$1,461

$304 Rp 5.4M

247.05%

International Primary School, 1 Child (Yearly)

$17.1K CA$23.6K

$6,613 Rp 118.1M

158.24%

Jeans (Levis 501 Or Similar)

$53.3 CA$73.7

$55.5 Rp 991.8K

-4.12%

Summer Dress (H&M, Zara, etc)

$40.15 CA$55.6

$38.31 Rp 684.1K

4.80%

Sport Shoes (Adidas, Nike)

$85.4 CA$118

$88.6 Rp 1.6M

-3.62%

Men's Leather Business Shoes

$126 CA$175

$77.9 Rp 1.4M

61.94%

1-bedroom Apartment, City Center (Monthly)

$1,367 CA$1,893

$1,006 Rp 18.0M

35.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,199 CA$1,660

$675 Rp 12.1M

77.56%

3-bedroom Apartment, City Center (Monthly)

$2,196 CA$3,041

$3,442 Rp 61.5M

-36.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,028 CA$2,808

$2,039 Rp 36.4M

-0.55%

Buy Apartment in City Center (m2)

$4,081 CA$5,650

$2,841 Rp 50.7M

43.63%

Buy Apartment Outside City Center (m2)

$3,314 CA$4,588

$2,264 Rp 40.4M

46.38%

Average Monthly Net Salary (After Tax)

$3,038 CA$4,206

$165 Rp 3.0M

1738.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

13.28

-50.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kelowna: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,367 in Kelowna and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kelowna pays 1738% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Kelowna vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $401 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kelowna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kelowna and Ubud, Bali differ by about 73% in total monthly costs ($2,460 vs $1,419 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Kelowna pays 1738% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,367 in Kelowna versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,460 per month in Kelowna versus $1,419 in Ubud, Bali – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 532% less than in Kelowna. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,419 in Ubud, Bali versus $2,460 in Kelowna, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kelowna. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kelowna and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 73% less than in Kelowna. Beyond cost, consider language, visa policies, and how big the international community is in each city.