Cost of Living Comparison Between Ubud, Bali and Kelcyre Cost of Living Comparison Between Ubud, Bali and Kelcyre

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,221 in Kelcyre.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,882 in Kelcyre.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,544 in Kelcyre.

Living in Ubud, Bali is roughly 13% more expensive than in Kelcyre, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Kelcyre is 11% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$10.05 ALL 794

-66.87%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$53.3 ALL 4,208

-32.77%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$11.17 ALL 882

-49.60%

Cappuccino

$2.82 Rp 49.7K

$2.38 ALL 188

18.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.49 ALL 197

-29.72%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.35 ALL 106

-40.74%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.58 ALL 283

-15.08%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.25 ALL 336

1.18%

Milk (1 liter)

$1.61 Rp 28.3K

$2.30 ALL 182

-30.00%

White Bread (500g)

$2.27 Rp 39.9K

$1.23 ALL 97.3

84.55%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.41 ALL 191

-51.45%

Eggs

$2.17 Rp 38.2K

$3.79 ALL 299

-42.74%

Local Cheese (1kg)

$17.63 Rp 310.5K

$13.66 ALL 1,079

29.06%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$9.33 ALL 737

-56.59%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$17.26 ALL 1,363

-29.43%

Apples (1kg)

$3.62 Rp 63.7K

$1.94 ALL 153

86.60%

Banana (1kg)

$1.64 Rp 28.8K

$2.50 ALL 198

-34.40%

Oranges (1kg)

$2.31 Rp 40.6K

$2.29 ALL 181

0.87%

Tomato (1kg)

$1.96 Rp 34.5K

$1.86 ALL 147

5.38%

Potato (1kg)

$1.84 Rp 32.5K

$1.03 ALL 81.4

78.64%

Onion (1kg)

$2.37 Rp 41.7K

$1.29 ALL 102

83.72%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.49 ALL 117

-29.53%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.80 ALL 63.2

-32.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.00 ALL 395

-54.00%

Wine (Bottle)

$23.08 Rp 406.4K

$11.39 ALL 900

102.63%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.79 ALL 142

30.73%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.05 ALL 162

49.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.48 ALL 38.17

-47.92%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$20.02 ALL 1,582

-52.95%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.87 ALL 306

-87.34%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$3.83 ALL 303

-87.73%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$19.05 ALL 1,505

-70.60%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.40 ALL 190

-66.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$35.3K ALL 2.8M

-29.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$37.0K ALL 2.9M

-16.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$103 ALL 8,146

-19.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$18.88 ALL 1,491

-65.63%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$20.80 ALL 1,643

-9.66%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$57.7 ALL 4,559

-4.31%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$9.98 ALL 788

-56.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$349 ALL 27.6K

41.54%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$8,304 ALL 655.8K

-28.74%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$49.80 ALL 3,933

-7.07%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$48.27 ALL 3,812

-24.51%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$123 ALL 9,704

-34.32%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$117 ALL 9,203

-32.38%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$490 ALL 38.7K

127.15%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$336 ALL 26.6K

106.06%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$724 ALL 57.2K

402.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$473 ALL 37.4K

261.76%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,875 ALL 148.1K

47.19%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,256 ALL 99.2K

82.54%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.64

144.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Kelcyre: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $490 in Kelcyre. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $53.0 in Kelcyre for a mid-range dinner for two. Groceries echo the gap at $294 vs $300 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kelcyre: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kelcyre differ by about 13% in total monthly costs ($1,378 vs $1,221 including rent). Kelcyre is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,067 in Ubud, Bali and $1,832 in Kelcyre to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,114 in Ubud, Bali versus $490 in Kelcyre. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kelcyre runs roughly 113% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $494 in Ubud, Bali versus $349 in Kelcyre. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,221 in Kelcyre versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Kelcyre but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kelcyre the clear choice for anyone on this budget.

For families, Kelcyre is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kelcyre are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kelcyre gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.