Cost of Living Comparison Between Ubud, Bali and Kayl Cost of Living Comparison Between Ubud, Bali and Kayl

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $397 in Kayl.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $402 in Kayl.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $407 in Kayl.

Living in Ubud, Bali is roughly 247% more expensive than in Kayl, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Kayl is 71% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

Cappuccino

$2.64 Rp 46.9K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

Water (0.33 liter bottle)

$0.71 Rp 12.6K

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

Milk (1 liter)

$1.54 Rp 27.4K

White Bread (500g)

$2.30 Rp 40.8K

Rice (white) (1kg)

$1.03 Rp 18.3K

Eggs

$2.12 Rp 37.7K

Local Cheese (1kg)

$17.30 Rp 307.5K

Chicken Fillets (1kg)

$4.03 Rp 71.6K

Beef Round Steak (1kg)

$12.42 Rp 220.8K

Apples (1kg)

$3.70 Rp 65.7K

Banana (1kg)

$1.62 Rp 28.7K

Oranges (1kg)

$2.27 Rp 40.3K

Tomato (1kg)

$1.99 Rp 35.4K

Potato (1kg)

$1.83 Rp 32.5K

Onion (1kg)

$2.25 Rp 40.1K

Lettuce (1 head)

$1.04 Rp 18.6K

Water (1.5 liter bottle)

$0.56 Rp 10.0K

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

Wine (Bottle)

$23.22 Rp 412.7K

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

One-way Ticket (Public Transport)

$0.25 Rp 4,416

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

Gasoline (1 liter)

$0.76 Rp 13.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$347 €297

-76.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$58.6 €50.1

-68.35%

Gym Membership (Monthly)

$56.1 Rp 996.2K

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

Men's Leather Business Shoes

$80.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$9,713 €8,308

-98.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Kayl: August 15, 2026

Cost Breakdown

Kayl pays 5637% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kayl: Cost of Living - Frequently Asked Questions

Kayl is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 247% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 5637% lower in Kayl. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

At $397 in Kayl versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Kayl but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kayl the clear choice for anyone on this budget.

For families, Kayl is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kayl are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kayl gentler on the wallet – expenses run 247% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.