Cost of Living Comparison Between Ubud, Bali and Kastoria Cost of Living Comparison Between Ubud, Bali and Kastoria

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,553 in Kastoria, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,304 in Kastoria, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $3,055 in Kastoria, rent included.

Ubud, Bali is about 7% cheaper than Kastoria, driven mainly by Eating Out.

Both Ubud, Bali and Kastoria sit above the global median – Ubud, Bali by 7%, Kastoria by 16%.

Currency
🍽 Eating Out
Ubud, Bali
Kastoria
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$13.05 €11.17
-72.64%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$57.2 €48.94
-43.01%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$9.43 €8.07
-46.24%
Cappuccino
$2.83 Rp 49.0K
$4.09 €3.50
-30.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$1.67 €1.43
-19.76%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$0.57 €0.49
21.05%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$3.97 €3.40
-24.69%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$3.57 €3.06
7.84%
🛒 Groceries & Markets
Ubud, Bali
Kastoria
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.54 €1.32
12.99%
White Bread (500g)
$2.54 Rp 44.0K
$1.61 €1.38
57.76%
Rice (white) (1kg)
$1.19 Rp 20.6K
$2.20 €1.89
-45.91%
Eggs
$2.43 Rp 42.0K
$4.24 €3.63
-42.69%
Local Cheese (1kg)
$14.66 Rp 254.1K
$13.58 €11.63
7.95%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$9.94 €8.51
-57.95%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$13.23 €11.33
-9.75%
Apples (1kg)
$3.69 Rp 63.9K
$2.33 €1.99
58.37%
Banana (1kg)
$1.61 Rp 27.8K
$1.95 €1.67
-17.44%
Oranges (1kg)
$2.69 Rp 46.5K
$1.12 €0.96
140.18%
Tomato (1kg)
$2.33 Rp 40.4K
$1.92 €1.65
21.35%
Potato (1kg)
$1.91 Rp 33.0K
$1.08 €0.92
76.85%
Onion (1kg)
$2.19 Rp 37.9K
$1.27 €1.09
72.44%
Lettuce (1 head)
$1.06 Rp 18.3K
$1.00 €0.86
6.00%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.49 €0.42
46.94%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$5.28 €4.52
-40.72%
Wine (Bottle)
$23.49 Rp 407.1K
$9.15 €7.83
156.72%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$1.60 €1.37
71.25%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$2.45 €2.09
17.55%
🚌 Getting Around
Ubud, Bali
Kastoria
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$1.58 €1.36
-81.65%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$46.02 €39.40
-82.25%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$7.16 €6.13
-93.72%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
-
-
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$13.91 €11.90
-55.72%
Gasoline (1 liter)
$0.84 Rp 14.6K
$2.17 €1.86
-61.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$34.2K €29.3K
-23.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$29.0K €24.8K
11.89%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kastoria
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$340 €291
-76.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$24.16 €20.68
-83.65%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$30.86 €26.41
-20.93%
🎉 Sport & Entertainment
Ubud, Bali
Kastoria
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$49.06 €42.00
96.78%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$26.33 €22.54
-75.88%
Cinema Ticket
$4.04 Rp 70.0K
$10.06 €8.61
-59.84%
🧸 Childcare & Education
Ubud, Bali
Kastoria
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$510 €437
-40.66%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$5,637 €4,825
15.72%
👕👟 Clothing & Footwear
Ubud, Bali
Kastoria
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$113 €96.4
-52.17%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$38.53 €32.98
-1.43%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$101 €86.8
-14.40%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$95.0 €81.4
-17.02%
🏠 Accommodation & Living
Ubud, Bali
Kastoria
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$496 €424
104.23%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$390 €334
72.74%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$786 €673
331.29%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$605 €518
246.68%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$3,355 €2,872
-11.04%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$2,289 €1,960
2.18%
💵 Salaries & Financials
Ubud, Bali
Kastoria
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$647 €554
-73.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.34
205.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kastoria: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $496 in Kastoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 274% higher in Kastoria, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $57.0 in Kastoria. Groceries tell a different story – $298 in Ubud, Bali vs $272 in Kastoria – so Kastoria wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kastoria: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Kastoria?
Kastoria costs about 8% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Kastoria?
For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $2,329 in Kastoria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Kastoria?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Ubud, Bali or Kastoria?
Interestingly, groceries are about 10% cheaper in Kastoria – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Ubud, Bali vs Kastoria?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $57.0 in Kastoria. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Ubud, Bali or Kastoria?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Kastoria at $1,553. In Ubud, Bali it covers expenses comfortably, while in Kastoria it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Kastoria?
For digital nomads, it depends on budget. Ubud, Bali costs $1,438 versus $1,553 in Kastoria. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Kastoria?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Kastoria?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kastoria makes more sense. Both are solid long-term options with distinct trade-offs.

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