Cost of Living Comparison Between Ubud, Bali and Kastoria Cost of Living Comparison Between Ubud, Bali and Kastoria

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,304 in Kastoria, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,146 in Kastoria, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,989 in Kastoria, rent included.

Ubud, Bali costs about 5% more than Kastoria, driven mainly by Eating Out.

Ubud, Bali sits 0% above the global median, while Kastoria is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$17.08 €14.86

-79.86%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$65.2 €56.7

-44.28%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$11.68 €10.16

-51.11%

Cappuccino

$2.67 Rp 47.4K

$3.99 €3.47

-33.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.26 €1.97

-22.57%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.72 €0.63

20.83%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$3.94 €3.43

-25.13%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.44 €2.99

31.40%

Milk (1 liter)

$1.62 Rp 28.7K

$1.70 €1.48

-4.71%

White Bread (500g)

$2.33 Rp 41.3K

$1.68 €1.46

38.69%

Rice (white) (1kg)

$1.11 Rp 19.6K

$3.73 €3.24

-70.24%

Eggs

$2.20 Rp 39.0K

$5.62 €4.89

-60.85%

Local Cheese (1kg)

$17.69 Rp 313.9K

$14.47 €12.59

22.25%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$11.13 €9.68

-63.16%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$18.85 €16.41

-35.38%

Apples (1kg)

$3.71 Rp 65.8K

$2.58 €2.25

43.80%

Banana (1kg)

$1.59 Rp 28.2K

$2.29 €1.99

-30.57%

Oranges (1kg)

$2.28 Rp 40.5K

$2.17 €1.89

5.07%

Tomato (1kg)

$1.95 Rp 34.7K

$2.86 €2.49

-31.82%

Potato (1kg)

$1.91 Rp 33.8K

$1.19 €1.04

60.50%

Onion (1kg)

$2.33 Rp 41.4K

$1.24 €1.08

87.90%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.57 €1.36

-35.67%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.90 €0.78

-38.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$5.84 €5.08

-61.82%

Wine (Bottle)

$23.07 Rp 409.3K

$10.34 €9.00

123.11%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.11 €1.84

14.69%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$3.42 €2.98

-12.28%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.78 €0.68

-65.38%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$34.48 €30.01

-73.96%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$4.30 €3.74

-88.84%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$1.08 €0.94

-60.19%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$17.01 €14.81

-66.84%

Gasoline (1 liter)

$0.80 Rp 14.3K

$2.08 €1.81

-61.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$29.0K €25.3K

-14.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$31.0K €27.0K

2.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$232 €202

-64.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$24.51 €21.34

-73.52%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$30.63 €26.66

-38.72%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$34.09 €29.67

66.82%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$6.94 €6.04

-34.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$496 €432

-3.05%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$9,483 €8,254

-39.77%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$97.0 €84.4

-53.06%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$45.02 €39.18

-20.30%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$120 €105

-33.08%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$138 €120

-43.05%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$286 €249

289.30%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$174 €151

302.01%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$523 €455

595.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$399 €347

335.66%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$999 €870

178.64%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$755 €657

203.13%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$642 €559

-73.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.65

143.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kastoria: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $286 in Kastoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 282% higher in Kastoria, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $65.0 in Kastoria. Monthly groceries follow the same trend: $295 vs $337 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kastoria: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 5% more than Kastoria, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,956 in Kastoria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kastoria, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 14% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $65.0 in Kastoria. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kastoria, where all-in costs run around $1,304, than in Ubud, Bali at $1,368. In Kastoria it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kastoria costs $1,304 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kastoria. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.