Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kaštela

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,421 in Kaštela, rent and utilities included – about $860 less a year. The total is higher in Kaštela despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
68

Cost of Living Index in Kaštela
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Kaštela Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kaštela

🇭🇷 Croatia

$1,421

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kaštela

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kaštela actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,421 in Kaštela.

Ubud, Bali $1,349
Kaštela $1,421

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,213 in Kaštela.

Ubud, Bali $2,305
Kaštela $2,213

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,004 in Kaštela.

Ubud, Bali $3,261
Kaštela $3,004

Living in Ubud, Bali costs roughly 5% less than in Kaštela, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$16.45 €14.78

-79.82%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$78.7 €70.7

-54.70%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.03 €8.11

-38.76%

Cappuccino

$2.72 Rp 49.4K

$2.72 €2.44

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.95 €3.55

-56.96%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.92 €2.62

-73.97%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.68 €4.20

-43.38%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.81 €4.32

-8.94%

Milk (1 liter)

$1.49 Rp 27.1K

$1.29 €1.16

15.50%

White Bread (500g)

$2.28 Rp 41.4K

$1.67 €1.50

36.53%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.01 €2.70

-60.47%

Eggs

$2.04 Rp 37.0K

$4.00 €3.59

-49.00%

Local Cheese (1kg)

$17.70 Rp 321.7K

$13.99 €12.57

26.52%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$9.52 €8.55

-58.40%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$12.25 €11.00

-0.49%

Apples (1kg)

$3.66 Rp 66.4K

$1.98 €1.78

84.85%

Banana (1kg)

$1.52 Rp 27.6K

$1.67 €1.50

-8.98%

Oranges (1kg)

$2.23 Rp 40.5K

$2.02 €1.82

10.40%

Tomato (1kg)

$1.97 Rp 35.9K

$2.76 €2.48

-28.62%

Potato (1kg)

$1.85 Rp 33.6K

$2.04 €1.84

-9.31%

Onion (1kg)

$2.42 Rp 44.1K

$2.07 €1.86

16.91%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.37 €1.23

-27.74%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.38 €1.24

-63.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.78 €5.19

-61.59%

Wine (Bottle)

$22.24 Rp 404.2K

$7.62 €6.84

191.86%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.36 €1.22

66.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.46 €1.32

103.42%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.25 €2.03

-88.89%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$51.9 €46.58

-84.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.79 €3.40

-88.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$2.11 €1.90

-79.62%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$29.01 €26.06

-81.35%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.87 €1.68

-56.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$26.7K €24.0K

-10.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$24.6K €22.1K

29.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$183 €164

-56.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$25.19 €22.63

-74.39%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$42.03 €37.76

-55.79%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$55.0 €49.40

-10.02%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$14.01 €12.58

25.98%

Cinema Ticket

$4.27 Rp 77.7K

$10.65 €9.57

-59.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$422 €379

16.21%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$6,731 €6,047

-15.71%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$93.9 €84.4

-52.47%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$27.41 €24.62

27.51%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$104 €93.8

-23.50%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$95.8 €86.1

-17.09%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$487 €437

131.06%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$340 €306

97.33%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$594 €534

499.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$529 €475

226.02%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,246 €2,916

-15.85%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,383 €2,141

-4.17%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$872 €783

-81.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.72

270.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kaštela: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kaštela

$340 23.9% 49.3% $331

Groceries & Markets

Ubud, Bali

$288 21.4%

Kaštela

$283 19.9% 1.9% $5.6

Eating Out

Ubud, Bali

$108 8%

Kaštela

$252 17.7% 134% $144

Clothing & Footwear

Ubud, Bali

$108 8%

Kaštela

$145 10.2% 34.6% $37

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kaštela

$250 17.6% 140% $146

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kaštela

$76 5.4% 31.5% $18

Getting Around

Ubud, Bali

$11 0.9%

Kaštela

$75 5.3% 559% $64

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $487 in Kaštela. Housing cost is often the main lever when comparing two cities.

Kaštela pays about 5.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $79 in Kaštela. Groceries flip the comparison at $288 vs $283, with Kaštela cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Kaštela

🕒 Local time

09:23 9:23 AM

02:23 2:23 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

37,794

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kaštela 11,370 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Kaštela

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kaštela: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,421 in Kaštela, so Ubud, Bali is about 5% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 81% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $487 in Kaštela. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 85% less than in Kaštela. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,421 in Kaštela – Ubud, Bali is about 5% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kaštela are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Kaštela on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.