Last update: Oct 2026

Cost of Living Comparison Between Kaštela and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,421 in Kaštela, rent and utilities included – about $860 less a year. The total is higher in Kaštela despite lower rent and utilities.

68

Cost of Living Index in Kaštela
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Kaštela Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kaštela

🇭🇷 Croatia

$1,421

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kaštela and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kaštela and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,421 in Kaštela versus $1,349 in Ubud, Bali.

Kaštela $1,421
Ubud, Bali $1,349

Estimated couple costs with rent: $2,213 in Kaštela versus $2,305 in Ubud, Bali.

Kaštela $2,213
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,004 in Kaštela versus $3,261 in Ubud, Bali.

Kaštela $3,004
Ubud, Bali $3,261

Living in Kaštela is roughly 5% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.45 €14.78

$3.32 Rp 60.4K

395.48%

Three-Course Dinner for Two, Mid-Range

$78.7 €70.7

$35.64 Rp 647.8K

120.74%

Fast Food Meal (McDonalds, etc)

$9.03 €8.11

$5.53 Rp 100.6K

63.29%

Cappuccino

$2.72 €2.44

$2.72 Rp 49.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.95 €3.55

$1.70 Rp 30.9K

132.35%

Water (0.33 liter bottle)

$2.92 €2.62

$0.76 Rp 13.8K

284.21%

Local Beer (0.5 liter draught)

$4.68 €4.20

$2.65 Rp 48.2K

76.60%

Imported Beer (0.33 liter bottle)

$4.81 €4.32

$4.38 Rp 79.6K

9.82%

Milk (1 liter)

$1.29 €1.16

$1.49 Rp 27.1K

-13.42%

White Bread (500g)

$1.67 €1.50

$2.28 Rp 41.4K

-26.75%

Rice (white) (1kg)

$3.01 €2.70

$1.19 Rp 21.6K

152.94%

Eggs

$4.00 €3.59

$2.04 Rp 37.0K

96.08%

Local Cheese (1kg)

$13.99 €12.57

$17.70 Rp 321.7K

-20.96%

Chicken Fillets (1kg)

$9.52 €8.55

$3.96 Rp 72.0K

140.40%

Beef Round Steak (1kg)

$12.25 €11.00

$12.19 Rp 221.6K

0.49%

Apples (1kg)

$1.98 €1.78

$3.66 Rp 66.4K

-45.90%

Banana (1kg)

$1.67 €1.50

$1.52 Rp 27.6K

9.87%

Oranges (1kg)

$2.02 €1.82

$2.23 Rp 40.5K

-9.42%

Tomato (1kg)

$2.76 €2.48

$1.97 Rp 35.9K

40.10%

Potato (1kg)

$2.04 €1.84

$1.85 Rp 33.6K

10.27%

Onion (1kg)

$2.07 €1.86

$2.42 Rp 44.1K

-14.46%

Lettuce (1 head)

$1.37 €1.23

$0.99 Rp 18.0K

38.38%

Water (1.5 liter bottle)

$1.38 €1.24

$0.51 Rp 9,332

170.59%

Cigarettes 20 Pack (Marlboro, Camel)

$5.78 €5.19

$2.22 Rp 40.4K

160.36%

Wine (Bottle)

$7.62 €6.84

$22.24 Rp 404.2K

-65.74%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$2.26 Rp 41.1K

-39.82%

Imported Beer (0.33 liter bottle)

$1.46 €1.32

$2.97 Rp 54.0K

-50.84%

One-way Ticket (Public Transport)

$2.25 €2.03

$0.25 Rp 4,562

800.00%

Public Transport Monthly Pass (Regular Price)

$51.9 €46.58

$7.82 Rp 142.2K

563.17%

Taxi Start (Normal Tariff)

$3.79 €3.40

$0.44 Rp 7,989

761.36%

Taxi (Normal Tariff) (1km)

$2.11 €1.90

$0.43 Rp 7,817

390.70%

Taxi 1hour Waiting (Normal Tariff)

$29.01 €26.06

$5.41 Rp 98.3K

436.23%

Gasoline (1 liter)

$1.87 €1.68

$0.82 Rp 15.0K

128.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K €24.0K

$23.8K Rp 433.3M

12.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K €22.1K

$31.7K Rp 577.0M

-22.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 €164

$79.1 Rp 1.4M

131.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.19 €22.63

$6.45 Rp 117.2K

290.54%

Internet (50+ Mbps, Unlimited Data)

$42.03 €37.76

$18.58 Rp 337.7K

126.21%

Gym Membership (Monthly)

$55.0 €49.40

$49.48 Rp 899.4K

11.14%

Tennis Court (1 Hour on Weekend)

$14.01 €12.58

$17.65 Rp 320.8K

-20.62%

Cinema Ticket

$10.65 €9.57

$4.27 Rp 77.7K

149.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 €379

$491 Rp 8.9M

-13.95%

International Primary School, 1 Child (Yearly)

$6,731 €6,047

$5,674 Rp 103.1M

18.64%

Jeans (Levis 501 Or Similar)

$93.9 €84.4

$44.64 Rp 811.4K

110.37%

Summer Dress (H&M, Zara, etc)

$27.41 €24.62

$34.95 Rp 635.3K

-21.57%

Sport Shoes (Adidas, Nike)

$104 €93.8

$79.9 Rp 1.5M

30.71%

Men's Leather Business Shoes

$95.8 €86.1

$79.4 Rp 1.4M

20.61%

1-bedroom Apartment, City Center (Monthly)

$487 €437

$1,125 Rp 20.4M

-56.72%

1-bedroom Apartment, Outside City Center (Monthly)

$340 €306

$671 Rp 12.2M

-49.32%

3-bedroom Apartment, City Center (Monthly)

$594 €534

$3,565 Rp 64.8M

-83.33%

3-bedroom Apartment, Outside City Center (Monthly)

$529 €475

$1,723 Rp 31.3M

-69.33%

Buy Apartment in City Center (m2)

$3,246 €2,916

$2,732 Rp 49.6M

18.84%

Buy Apartment Outside City Center (m2)

$2,383 €2,141

$2,284 Rp 41.5M

4.35%

Average Monthly Net Salary (After Tax)

$872 €783

$164 Rp 3.0M

432.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

13.78

-73.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaštela: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kaštela

$340 23.9%

Ubud, Bali

$672 49.8% 97.3% $331

Groceries & Markets

Kaštela

$283 19.9%

Ubud, Bali

$288 21.4% 2% $5.6

Eating Out

Kaštela

$252 17.7%

Ubud, Bali

$108 8% 57.2% $144

Monthly Utilities & Internet

Kaštela

$250 17.6%

Ubud, Bali

$104 7.7% 58.4% $146

Clothing & Footwear

Kaštela

$145 10.2%

Ubud, Bali

$108 8% 25.7% $37

Sport & Entertainment

Kaštela

$76 5.4%

Ubud, Bali

$58 4.3% 23.9% $18

Getting Around

Kaštela

$75 5.3%

Ubud, Bali

$11 0.9% 84.8% $64

Cost Breakdown

A one-bedroom apartment in the center runs $487 in Kaštela and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kaštela pays about 5.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79 in Kaštela vs $36 in Ubud, Bali. Groceries flip the comparison at $283 vs $288, with Kaštela cheaper for home cooking.

Good to know

🇭🇷 Kaštela

🇮🇩 Ubud, Bali

🕒 Local time

05:27 5:27 AM

12:27 12:27 PM

7 h ahead of Kaštela

🌤 Weather

👥 Population

37,794

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 29, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Kaštela Ubud, Bali 11,370 km ≈ 15 h nonstop flight

From you

Kaštela
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaštela vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,421 in Kaštela and $1,349 in Ubud, Bali, so Ubud, Bali is about 5% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Kaštela is about 5.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $487 in Kaštela versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 85% less than in Kaštela. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,421 per month in Kaštela versus $1,349 in Ubud, Bali – Ubud, Bali is about 5% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kaštela and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Kaštela on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.