Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Karmiel

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,657 in Karmiel, rent and utilities included – about $3,500 less a year. The total is higher in Karmiel despite lower rent and utilities.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
145

Cost of Living Index in Karmiel
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Karmiel Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Karmiel

🇮🇱 Israel

$1,657

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Karmiel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Karmiel actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,657 in Karmiel.

Ubud, Bali $1,368
Karmiel $1,657

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,632 in Karmiel.

Ubud, Bali $2,314
Karmiel $2,632

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,607 in Karmiel.

Ubud, Bali $3,260
Karmiel $3,607

Living in Ubud, Bali costs roughly 17% less than in Karmiel, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Karmiel 23% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$25.85 ₪80.4

-87.12%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$92.3 ₪287

-61.88%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$20.07 ₪62.4

-71.10%

Cappuccino

$2.73 Rp 49.1K

$4.56 ₪14.19

-40.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$3.97 ₪12.34

-58.69%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$2.72 ₪8.45

-69.49%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$9.54 ₪29.67

-71.70%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$9.90 ₪30.79

-56.57%

Milk (1 liter)

$1.50 Rp 27.1K

$2.65 ₪8.26

-43.40%

White Bread (500g)

$2.30 Rp 41.4K

$5.56 ₪17.29

-58.63%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.38 ₪10.52

-65.09%

Eggs

$2.14 Rp 38.6K

$4.61 ₪14.34

-53.58%

Local Cheese (1kg)

$17.48 Rp 314.6K

$13.23 ₪41.16

32.12%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$19.23 ₪59.8

-79.04%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$26.12 ₪81.3

-53.18%

Apples (1kg)

$3.55 Rp 63.9K

$6.71 ₪20.89

-47.09%

Banana (1kg)

$1.57 Rp 28.3K

$3.18 ₪9.90

-50.63%

Oranges (1kg)

$2.24 Rp 40.2K

$3.00 ₪9.33

-25.33%

Tomato (1kg)

$1.93 Rp 34.7K

$3.24 ₪10.07

-40.43%

Potato (1kg)

$1.88 Rp 33.9K

$2.08 ₪6.48

-9.62%

Onion (1kg)

$2.29 Rp 41.3K

$1.71 ₪5.31

33.92%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.38 ₪7.42

-58.40%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$2.45 ₪7.64

-78.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$9.87 ₪30.71

-76.90%

Wine (Bottle)

$23.01 Rp 414.2K

$13.27 ₪41.29

73.40%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$4.62 ₪14.36

-49.35%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$4.22 ₪13.13

-31.04%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.63 ₪8.18

-90.87%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$8.22 ₪25.56

-94.16%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.45 ₪7.64

-64.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$57.3K ₪178.4K

-57.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$59.0K ₪183.7K

-47.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$342 ₪1,064

-75.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$12.05 ₪37.50

-46.47%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$47.94 ₪149

-61.26%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$16.18 ₪50.3

-72.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,608 ₪5,002

-69.34%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$103 ₪322

-55.33%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$65.9 ₪205

-46.37%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$174 ₪540

-54.43%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$262 ₪814

-70.05%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,587 ₪8,048

-93.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.05

172.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Karmiel: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Karmiel

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Karmiel

$516 31.1% 77.6% $225

Eating Out

Ubud, Bali

$109 8%

Karmiel

$416 25.1% 282% $307

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Karmiel

$402 24.3% 272% $294

Clothing & Footwear

Ubud, Bali

$108 7.9%

Karmiel

$272 16.4% 153% $165

Sport & Entertainment

Ubud, Bali

$65 4.7%

Karmiel

$32 * 2% 49.9% $32

Getting Around

Ubud, Bali

$13 0.9%

Karmiel

$19 * 1.1% 49.3% $6.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Karmiel pays 1472% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $92.0 in Karmiel for a mid-range dinner for two. Groceries echo the gap at $290 vs $516 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇱 Karmiel

🕒 Local time

16:18 4:18 PM

11:18 11:18 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

53,736

💱 Currency

Indonesian Rupiah IDR Rp

Israeli New Shekel ILS ₪

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

Exchange rates and currency converter

ILS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Israeli New Shekel exchange rates as of October 18, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Karmiel 9,600 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Karmiel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karmiel: Cost of Living - Frequently Asked Questions

Ubud, Bali and Karmiel differ by about 21% in total monthly costs ($1,368 vs $1,657 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1472% lower in Karmiel. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 78% higher in Karmiel. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,657 in Karmiel – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $1,657 in Karmiel, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karmiel. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Karmiel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 21% less than in Karmiel. Beyond cost, consider language, visa policies, and how big the international community is in each city.