Last update: Oct 2026

Cost of Living Comparison Between Karmiel and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,657 in Karmiel, rent and utilities included – about $3,500 less a year. The total is higher in Karmiel despite lower rent and utilities.

145

Cost of Living Index in Karmiel
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Karmiel Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Karmiel

🇮🇱 Israel

$1,657

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Karmiel and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karmiel and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,657 in Karmiel versus $1,368 in Ubud, Bali.

Karmiel $1,657
Ubud, Bali $1,368

Estimated couple costs with rent: $2,632 in Karmiel versus $2,314 in Ubud, Bali.

Karmiel $2,632
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,607 in Karmiel versus $3,260 in Ubud, Bali.

Karmiel $3,607
Ubud, Bali $3,260

Living in Karmiel is roughly 21% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Karmiel 23% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$25.85 ₪80.4

$3.33 Rp 59.9K

676.28%

Three-Course Dinner for Two, Mid-Range

$92.3 ₪287

$35.18 Rp 633.2K

162.34%

Fast Food Meal (McDonalds, etc)

$20.07 ₪62.4

$5.80 Rp 104.5K

246.03%

Cappuccino

$4.56 ₪14.19

$2.73 Rp 49.1K

67.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.97 ₪12.34

$1.64 Rp 29.5K

142.07%

Water (0.33 liter bottle)

$2.72 ₪8.45

$0.83 Rp 15.0K

227.71%

Local Beer (0.5 liter draught)

$9.54 ₪29.67

$2.70 Rp 48.6K

253.33%

Imported Beer (0.33 liter bottle)

$9.90 ₪30.79

$4.30 Rp 77.4K

130.23%

Milk (1 liter)

$2.65 ₪8.26

$1.50 Rp 27.1K

76.67%

White Bread (500g)

$5.56 ₪17.29

$2.30 Rp 41.4K

141.74%

Rice (white) (1kg)

$3.38 ₪10.52

$1.18 Rp 21.2K

186.44%

Eggs

$4.61 ₪14.34

$2.14 Rp 38.6K

115.42%

Local Cheese (1kg)

$13.23 ₪41.16

$17.48 Rp 314.6K

-24.31%

Chicken Fillets (1kg)

$19.23 ₪59.8

$4.03 Rp 72.5K

377.17%

Beef Round Steak (1kg)

$26.12 ₪81.3

$12.23 Rp 220.1K

113.57%

Apples (1kg)

$6.71 ₪20.89

$3.55 Rp 63.9K

89.01%

Banana (1kg)

$3.18 ₪9.90

$1.57 Rp 28.3K

102.55%

Oranges (1kg)

$3.00 ₪9.33

$2.24 Rp 40.2K

33.93%

Tomato (1kg)

$3.24 ₪10.07

$1.93 Rp 34.7K

67.88%

Potato (1kg)

$2.08 ₪6.48

$1.88 Rp 33.9K

10.64%

Onion (1kg)

$1.71 ₪5.31

$2.29 Rp 41.3K

-25.33%

Lettuce (1 head)

$2.38 ₪7.42

$0.99 Rp 17.9K

140.40%

Water (1.5 liter bottle)

$2.45 ₪7.64

$0.53 Rp 9,475

362.26%

Cigarettes 20 Pack (Marlboro, Camel)

$9.87 ₪30.71

$2.28 Rp 41.1K

332.89%

Wine (Bottle)

$13.27 ₪41.29

$23.01 Rp 414.2K

-42.33%

Local Beer (0.5 liter bottle)

$4.62 ₪14.36

$2.34 Rp 42.2K

97.44%

Imported Beer (0.33 liter bottle)

$4.22 ₪13.13

$2.91 Rp 52.4K

45.02%

One-way Ticket (Public Transport)

$2.63 ₪8.18

$0.24 Rp 4,315

995.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$8.22 ₪25.56

$0.48 Rp 8,684

1612.50%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$2.45 ₪7.64

$0.88 Rp 15.9K

178.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$57.3K ₪178.4K

$24.6K Rp 442.2M

133.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$59.0K ₪183.7K

$31.2K Rp 561.4M

89.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 ₪1,064

$83.0 Rp 1.5M

311.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.05 ₪37.50

$6.45 Rp 116.0K

86.82%

Internet (50+ Mbps, Unlimited Data)

$47.94 ₪149

$18.57 Rp 334.2K

158.16%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$16.18 ₪50.3

$4.38 Rp 78.9K

269.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,608 ₪5,002

$493 Rp 8.9M

226.12%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$103 ₪322

$46.19 Rp 831.4K

123.86%

Summer Dress (H&M, Zara, etc)

$65.9 ₪205

$35.33 Rp 636.0K

86.47%

Sport Shoes (Adidas, Nike)

$174 ₪540

$79.1 Rp 1.4M

119.46%

Men's Leather Business Shoes

$262 ₪814

$78.4 Rp 1.4M

233.93%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$2,587 ₪8,048

$165 Rp 3.0M

1472.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

13.78

-63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karmiel: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Karmiel

$516 31.1%

Ubud, Bali

$290 21.2% 43.7% $225

Eating Out

Karmiel

$416 25.1%

Ubud, Bali

$109 8% 73.8% $307

Monthly Utilities & Internet

Karmiel

$402 24.3%

Ubud, Bali

$108 7.9% 73.1% $294

Clothing & Footwear

Karmiel

$272 16.4%

Ubud, Bali

$108 7.9% 60.5% $165

Sport & Entertainment

Karmiel

$32 * 2%

Ubud, Bali

$65 4.7% 99.6% $32

Getting Around

Karmiel

$19 * 1.1%

Ubud, Bali

$13 0.9% 33% $6.2

Accommodation & Living

Karmiel

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Karmiel pays 1472% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Karmiel vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $516 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇱 Karmiel

🇮🇩 Ubud, Bali

🕒 Local time

10:37 10:37 AM

15:37 3:37 PM

5 h ahead of Karmiel

🌤 Weather

👥 Population

53,736

74,800

💱 Currency

Israeli New Shekel ILS ₪

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ILS – Israeli New Shekel Converter

🇺🇸 United States Dollar ($)

🇮🇱 Israeli New Shekel (₪)

Israeli New Shekel exchange rates as of October 18, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to ILS in detail →

On the map

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Highest

Between locations

Karmiel Ubud, Bali 9,600 km ≈ 12 h nonstop flight

From you

Karmiel
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karmiel vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karmiel and Ubud, Bali differ by about 21% in total monthly costs ($1,657 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1472% higher in Karmiel, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 78% higher in Karmiel. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,657 per month in Karmiel versus $1,368 in Ubud, Bali – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $1,657 in Karmiel, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karmiel. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karmiel and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 21% less than in Karmiel. Beyond cost, consider language, visa policies, and how big the international community is in each city.