Cost of Living Comparison Between Ubud, Bali and Karlovy Vary Cost of Living Comparison Between Ubud, Bali and Karlovy Vary

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,357 in Karlovy Vary.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,239 in Karlovy Vary.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $3,121 in Karlovy Vary.

Living in Ubud, Bali is roughly 4% more expensive than in Karlovy Vary, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Karlovy Vary 2% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$8.30 Kč 176

-58.43%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$43.72 Kč 926

-26.03%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.96 Kč 190

-45.98%

Cappuccino

$2.75 Rp 49.4K

$2.89 Kč 61.2

-4.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.89 Kč 40.06

-26.98%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.24 Kč 26.18

-39.52%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.11 Kč 44.72

41.71%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.02 Kč 42.84

90.59%

Milk (1 liter)

$1.74 Rp 31.2K

$1.13 Kč 23.95

53.98%

White Bread (500g)

$2.46 Rp 44.2K

$1.49 Kč 31.65

65.10%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.18 Kč 46.11

-46.33%

Eggs

$2.43 Rp 43.7K

$2.79 Kč 59.1

-12.90%

Local Cheese (1kg)

$14.50 Rp 260.6K

$12.17 Kč 258

19.15%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.91 Kč 146

-37.05%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$13.10 Kč 278

-8.55%

Apples (1kg)

$3.72 Rp 66.8K

$1.73 Kč 36.68

115.03%

Banana (1kg)

$1.63 Rp 29.2K

$1.70 Kč 36.07

-4.12%

Oranges (1kg)

$2.74 Rp 49.3K

$2.08 Kč 44.17

31.73%

Tomato (1kg)

$2.24 Rp 40.3K

$3.43 Kč 72.6

-34.69%

Potato (1kg)

$1.92 Rp 34.5K

$1.32 Kč 28.02

45.45%

Onion (1kg)

$2.28 Rp 40.9K

$1.20 Kč 25.42

90.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.24 Kč 26.35

-14.52%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.72 Kč 15.20

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$7.08 Kč 150

-53.53%

Wine (Bottle)

$23.19 Rp 416.8K

$7.09 Kč 150

227.08%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.87 Kč 18.41

219.54%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.88 Kč 39.81

45.21%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$2.29 Kč 48.51

-88.21%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$25.52 Kč 541

-68.22%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.73 Kč 57.9

-82.42%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.37 Kč 29.12

-69.34%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$15.68 Kč 332

-60.33%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.62 Kč 34.40

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$27.9K Kč 592.2K

-4.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$24.4K Kč 516.2K

32.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$251 Kč 5,328

-68.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$25.78 Kč 546

-84.21%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$20.79 Kč 441

17.03%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$59.3 Kč 1,256

66.37%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$21.38 Kč 453

-70.35%

Cinema Ticket

$3.99 Rp 71.6K

$6.91 Kč 146

-42.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$186 Kč 3,942

63.98%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$2,752 Kč 58.3K

141.40%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$85.0 Kč 1,800

-36.28%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$40.85 Kč 866

-7.44%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$97.1 Kč 2,057

-10.54%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$112 Kč 2,365

-31.59%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$720 Kč 15.3K

37.68%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$401 Kč 8,493

67.84%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,424 Kč 30.2K

136.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,149 Kč 24.4K

78.37%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$7,039 Kč 149.2K

-60.16%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$5,125 Kč 108.6K

-56.54%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,429 Kč 30.3K

-88.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.56

138.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Karlovy Vary: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $720 in Karlovy Vary. Housing cost is often the main lever when comparing two cities.

Karlovy Vary pays 756% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $44.00 in Karlovy Vary. Groceries flip the comparison at $297 vs $243, with Karlovy Vary cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karlovy Vary: Cost of Living - Frequently Asked Questions

Karlovy Vary is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 756% lower in Karlovy Vary. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $720 in Karlovy Vary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Karlovy Vary – a meal for two runs $44.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $1,357 in Karlovy Vary – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,357 in Karlovy Vary versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Karlovy Vary but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karlovy Vary the clear choice for anyone on this budget.

For families, Karlovy Vary is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Karlovy Vary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karlovy Vary gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.