Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Karlovy Vary

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,447 in Karlovy Vary, rent and utilities included – about $950 less a year. The total is higher in Karlovy Vary despite lower rent and utilities.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
70

Cost of Living Index in Karlovy Vary
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Karlovy Vary Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Karlovy Vary

🇨🇿 Czech Republic

$1,447

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Karlovy Vary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Karlovy Vary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,447 in Karlovy Vary.

Ubud, Bali $1,368
Karlovy Vary $1,447

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,407 in Karlovy Vary.

Ubud, Bali $2,314
Karlovy Vary $2,407

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,367 in Karlovy Vary.

Ubud, Bali $3,260
Karlovy Vary $3,367

Living in Ubud, Bali costs roughly 5% less than in Karlovy Vary, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Karlovy Vary 7% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$9.12 Kč 197

-63.49%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$45.32 Kč 980

-22.37%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.63 Kč 187

-32.79%

Cappuccino

$2.73 Rp 49.1K

$2.92 Kč 63.1

-6.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.64 Kč 35.40

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.35 Kč 29.28

-38.52%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.02 Kč 43.64

33.66%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$1.92 Kč 41.42

123.96%

Milk (1 liter)

$1.50 Rp 27.1K

$1.16 Kč 25.17

29.31%

White Bread (500g)

$2.30 Rp 41.4K

$1.43 Kč 31.01

60.84%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.31 Kč 49.89

-48.92%

Eggs

$2.14 Rp 38.6K

$2.80 Kč 60.6

-23.57%

Local Cheese (1kg)

$17.48 Rp 314.6K

$12.32 Kč 266

41.88%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.03 Kč 152

-42.67%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$16.70 Kč 361

-26.77%

Apples (1kg)

$3.55 Rp 63.9K

$1.86 Kč 40.12

90.86%

Banana (1kg)

$1.57 Rp 28.3K

$1.70 Kč 36.87

-7.65%

Oranges (1kg)

$2.24 Rp 40.2K

$2.14 Kč 46.31

4.67%

Tomato (1kg)

$1.93 Rp 34.7K

$3.24 Kč 70.1

-40.43%

Potato (1kg)

$1.88 Rp 33.9K

$1.06 Kč 23.03

77.36%

Onion (1kg)

$2.29 Rp 41.3K

$1.10 Kč 23.80

108.18%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.13 Kč 24.54

-12.39%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.76 Kč 16.42

-30.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$7.45 Kč 161

-69.40%

Wine (Bottle)

$23.01 Rp 414.2K

$6.89 Kč 149

233.96%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.88 Kč 19.04

165.91%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.65 Kč 35.69

76.36%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.26 Kč 48.81

-89.38%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$25.53 Kč 552

-65.45%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.71 Kč 58.6

-82.29%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.45 Kč 31.30

-68.28%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$16.71 Kč 361

-67.38%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.88 Kč 40.76

-53.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$27.5K Kč 594.6K

-10.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$23.2K Kč 502.0K

34.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$252 Kč 5,447

-67.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$22.47 Kč 486

-71.30%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$18.84 Kč 407

-1.43%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$57.9 Kč 1,252

-3.56%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$21.42 Kč 463

-15.45%

Cinema Ticket

$4.38 Rp 78.9K

$6.93 Kč 150

-36.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$182 Kč 3,941

170.55%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$2,794 Kč 60.4K

105.95%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$83.4 Kč 1,804

-44.62%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$36.53 Kč 790

-3.28%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$101 Kč 2,175

-21.37%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$123 Kč 2,656

-36.17%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$692 Kč 15.0K

65.11%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$470 Kč 10.2K

43.85%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,642 Kč 35.5K

113.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,305 Kč 28.2K

30.23%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$6,820 Kč 147.5K

-59.18%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$5,127 Kč 110.9K

-56.30%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,404 Kč 30.4K

-88.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.67

195.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Karlovy Vary: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Karlovy Vary

$470 32.5% 30.5% $206

Groceries & Markets

Ubud, Bali

$290 21.2%

Karlovy Vary

$253 17.5% 12.7% $37

Eating Out

Ubud, Bali

$109 8%

Karlovy Vary

$160 11% 46.9% $51

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Karlovy Vary

$293 20.3% 171% $185

Clothing & Footwear

Ubud, Bali

$108 7.9%

Karlovy Vary

$155 10.7% 43.7% $47

Sport & Entertainment

Ubud, Bali

$65 4.7%

Karlovy Vary

$72 5% 11.1% $7.2

Getting Around

Ubud, Bali

$13 0.9%

Karlovy Vary

$45 3.1% 255% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $692 in Karlovy Vary. Housing cost is often the main lever when comparing two cities.

Karlovy Vary pays 753% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $45.00 in Karlovy Vary. Groceries flip the comparison at $290 vs $253, with Karlovy Vary cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇨🇿 Karlovy Vary

🕒 Local time

11:46 11:46 AM

05:46 5:46 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

52,065

💱 Currency

Indonesian Rupiah IDR Rp

Czech Koruna CZK Kč

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Czech Koruna exchange rates as of October 20, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Karlovy Vary 11,610 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Karlovy Vary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karlovy Vary: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, clothing, and leisure. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 753% lower in Karlovy Vary. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $692 in Karlovy Vary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $45.00 in Karlovy Vary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,447 in Karlovy Vary – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $1,447 in Karlovy Vary, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karlovy Vary. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Karlovy Vary, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Karlovy Vary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Karlovy Vary. Beyond cost, consider language, visa policies, and how big the international community is in each city.