Cost of Living Comparison Between Ubud, Bali and Karlovy Vary Cost of Living Comparison Between Ubud, Bali and Karlovy Vary

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,359 in Karlovy Vary.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,236 in Karlovy Vary.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $3,112 in Karlovy Vary.

Living in Ubud, Bali is roughly 4% more expensive than Karlovy Vary, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 6% above, Karlovy Vary 1% above.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$8.51 Kč 177

-58.17%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$43.73 Kč 912

-25.15%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.91 Kč 186

-44.44%

Cappuccino

$2.71 Rp 48.6K

$2.90 Kč 60.5

-6.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.96 Kč 40.87

-31.63%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.23 Kč 25.69

-43.09%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.05 Kč 42.70

42.44%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.02 Kč 42.06

96.04%

Milk (1 liter)

$1.81 Rp 32.4K

$1.15 Kč 23.92

57.39%

White Bread (500g)

$2.52 Rp 45.1K

$1.50 Kč 31.32

68.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.10 Kč 43.81

-44.76%

Eggs

$2.46 Rp 44.1K

$2.78 Kč 58.0

-11.51%

Local Cheese (1kg)

$14.71 Rp 263.7K

$12.50 Kč 261

17.68%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.02 Kč 146

-38.46%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$12.68 Kč 264

-4.26%

Apples (1kg)

$3.84 Rp 68.8K

$1.73 Kč 36.06

121.97%

Banana (1kg)

$1.56 Rp 27.9K

$1.72 Kč 35.95

-9.30%

Oranges (1kg)

$2.83 Rp 50.8K

$2.14 Kč 44.56

32.24%

Tomato (1kg)

$2.33 Rp 41.7K

$3.41 Kč 71.1

-31.67%

Potato (1kg)

$1.91 Rp 34.3K

$1.32 Kč 27.58

44.70%

Onion (1kg)

$2.20 Rp 39.5K

$1.15 Kč 24.00

91.30%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.18 Kč 24.66

-14.41%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.73 Kč 15.14

6.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$6.98 Kč 146

-52.44%

Wine (Bottle)

$23.74 Rp 425.5K

$7.16 Kč 149

231.56%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.92 Kč 19.22

203.26%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.82 Kč 37.94

57.14%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$2.31 Kč 48.26

-88.31%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$25.86 Kč 539

-68.95%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$2.88 Kč 59.9

-84.03%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$1.32 Kč 27.52

-65.91%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$15.29 Kč 319

-60.10%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.70 Kč 35.51

-53.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$28.4K Kč 591.2K

-7.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$23.8K Kč 496.3K

34.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$258 Kč 5,382

-69.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$25.42 Kč 530

-84.03%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$20.69 Kč 431

13.68%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$57.7 Kč 1,202

71.15%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$21.88 Kč 456

-69.70%

Cinema Ticket

$4.15 Rp 74.3K

$7.04 Kč 147

-41.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$187 Kč 3,892

62.83%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,833 Kč 59.1K

133.42%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$85.0 Kč 1,772

-34.67%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$41.27 Kč 860

-7.17%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$98.7 Kč 2,057

-10.21%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$113 Kč 2,347

-30.82%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$730 Kč 15.2K

37.81%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$388 Kč 8,081

74.22%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$1,420 Kč 29.6K

142.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$1,145 Kč 23.9K

78.06%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$7,263 Kč 151.4K

-60.88%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$5,248 Kč 109.4K

-56.86%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,469 Kč 30.6K

-88.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.56

138.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Karlovy Vary: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $730 in Karlovy Vary. Housing cost is often the main lever when comparing two cities.

Karlovy Vary pays 789% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $44.00 in Karlovy Vary. Groceries flip the comparison at $302 vs $244, with Karlovy Vary cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karlovy Vary: Cost of Living - Frequently Asked Questions

Karlovy Vary is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, Karlovy Vary earns 789% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $730 in Karlovy Vary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Karlovy Vary – a meal for two runs $44.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $1,359 in Karlovy Vary – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,359 in Karlovy Vary versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Karlovy Vary but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karlovy Vary the clear choice for anyone on this budget.

For families, Karlovy Vary is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Karlovy Vary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karlovy Vary gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.