Cost of Living Comparison Between Ubud, Bali and Karlovy Vary Cost of Living Comparison Between Ubud, Bali and Karlovy Vary

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,530 in Karlovy Vary.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $2,488 in Karlovy Vary.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $3,447 in Karlovy Vary.

Living in Ubud, Bali costs roughly 9% less than in Karlovy Vary, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Karlovy Vary 11% above.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$9.59 Kč 199

-64.86%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$45.86 Kč 953

-15.85%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$9.27 Kč 193

-40.45%

Cappuccino

$2.64 Rp 46.8K

$3.11 Kč 64.6

-15.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.81 Kč 37.65

-7.73%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.42 Kč 29.51

-45.77%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$2.21 Kč 45.89

19.00%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.01 Kč 41.83

112.94%

Milk (1 liter)

$1.55 Rp 27.3K

$1.17 Kč 24.25

32.48%

White Bread (500g)

$2.22 Rp 39.3K

$1.51 Kč 31.47

47.02%

Rice (white) (1kg)

$1.13 Rp 19.9K

$2.41 Kč 50.1

-53.11%

Eggs

$2.09 Rp 36.9K

$2.94 Kč 61.0

-28.91%

Local Cheese (1kg)

$17.39 Rp 307.6K

$12.76 Kč 265

36.29%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$7.38 Kč 153

-47.56%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$17.36 Kč 361

-27.71%

Apples (1kg)

$3.62 Rp 63.9K

$1.98 Kč 41.05

82.83%

Banana (1kg)

$1.56 Rp 27.6K

$1.80 Kč 37.41

-13.33%

Oranges (1kg)

$2.35 Rp 41.6K

$2.15 Kč 44.71

9.30%

Tomato (1kg)

$2.06 Rp 36.4K

$3.58 Kč 74.4

-42.46%

Potato (1kg)

$1.90 Rp 33.6K

$1.08 Kč 22.37

75.93%

Onion (1kg)

$2.34 Rp 41.3K

$1.10 Kč 22.94

112.73%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.24 Kč 25.71

-16.94%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.81 Kč 16.79

-32.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$7.75 Kč 161

-70.97%

Wine (Bottle)

$23.81 Rp 421.0K

$7.30 Kč 152

226.16%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$0.99 Kč 20.63

133.33%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.73 Kč 36.01

61.85%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$2.44 Kč 50.8

-88.93%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$25.93 Kč 539

-66.60%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$2.95 Kč 61.3

-83.73%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$1.53 Kč 31.73

-70.59%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$17.53 Kč 364

-67.37%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.87 Kč 38.94

-59.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$28.6K Kč 593.7K

-14.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$24.9K Kč 516.9K

29.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$260 Kč 5,398

-67.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$23.92 Kč 497

-72.99%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$19.57 Kč 407

-2.96%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$59.0 Kč 1,226

-5.12%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$22.39 Kč 465

-16.84%

Cinema Ticket

$4.28 Rp 75.7K

$7.37 Kč 153

-41.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$195 Kč 4,052

149.57%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$2,888 Kč 60.0K

102.75%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$88.8 Kč 1,846

-48.71%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$39.05 Kč 812

-6.84%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$108 Kč 2,244

-24.09%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$129 Kč 2,672

-37.46%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$729 Kč 15.2K

53.14%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$496 Kč 10.3K

41.24%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$1,695 Kč 35.2K

108.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$1,390 Kč 28.9K

26.77%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$7,091 Kč 147.4K

-60.14%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$5,212 Kč 108.3K

-56.02%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,443 Kč 30.0K

-88.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.64

196.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Karlovy Vary: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $729 in Karlovy Vary. Housing cost is often the main lever when comparing two cities.

Karlovy Vary pays 750% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $46.00 in Karlovy Vary. Groceries flip the comparison at $293 vs $266, with Karlovy Vary cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karlovy Vary: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 10% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 750% lower in Karlovy Vary. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $729 in Karlovy Vary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $46.00 in Karlovy Vary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,396 per month in Ubud, Bali versus $1,530 in Karlovy Vary – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,396 in Ubud, Bali versus $1,530 in Karlovy Vary, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karlovy Vary. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Karlovy Vary, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Karlovy Vary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 10% less than in Karlovy Vary. Beyond cost, consider language, visa policies, and how big the international community is in each city.